Almaiga:
Embassy dey give loan abi embassies na Loan collectors?
You think say na Children you dey talk to abi? Loan company agent dey advice someone with a real Job

Please I don't have strength for your sheer display of ignorance.

So you're not aware that bank statements, transcripts (for student visa) and other necessary documents along with your BVN are forwarded to the embassy you're intending to seek visa from.

The embassy would then verify those documents along with your BVN to be sure that they're authentic and you're credit worthy. Are you aware that there are hundreds of thousands of people applying for that visa like you?

Let me even shock you...I applied for US visa last year around October. My interview date with the embassy is next year. Meaning I'll wait for 2 years before attending my interview. That should tell you the magnitude of people applying everyday. And they certainly wouldn't give everyone visa because they have a quota they're working with. So they scrutinize your documents by employing every means necessary to try as much as possible to reduce the number of people who would be granted visa.

Or you think you'll just walk into an embassy, drop your documents and expect them to stamp your visa without proper verification and scrutinization of those submitted documents... lol.

Poverty and hunger in Nigeria has made those embassy staffs work overtime to tighten their doors and make their requirements more stricter cos they're aware that almost every Nigerian wants to escape Tinubu's administration.

I hope all this back and forth between dangote and the FG wouldn't affect the price of fuel when he starts refining and selling it?

Almaiga:
Do you know what credit Card does? You no know say every Oyinbo man wey get credit card dey owe the credit card providers the money he spent? Have you ever here say embassy hold someone for using credit card?

It's legal to borrow money and no embassy care weather you borrow money or not. Since no be the embassy u use as Collateral. From Governments,Banks, Cooperate organisations are and individuals owe different forms of loans.

It's not a crime to owe.

Owing isn't a crime.

Defaulting on the other hand gives you a bad credit score.

Embassies don't care if you're owing. But they'll turn down your application if multiple loan companies blacklist your BVN cos it would become obvious to them that you're not credit worthy.

Almaiga:


Lies.
Nothing concern embassies with weather you owe loan or not. I know people who owe several loan sharks and they all travel at will. Some of us have switch jobs and there was no time BVN was demanded by any of those employees.

It's obvious, you are one of the Agent of those loan sharks. You wanted to scare your debtors with your lies. You better go and find a better job. Instead of being a loan shark agent.

Lol... Nairaland na confirm comic relief.

See this onigbese calling me loan agent. Better go and pay up your loan.

I don't have strength to argue with you cos I know that you've never been to an embassy. As for jobs. I wasn't talking about sales boy work. I'm talking about cooperate firms.

In case you don't know. A vast majority of them verify every document you submit. From your University certificate to your NYSC credentials, to your BVN, last place you worked...some would even call your previous HR.

But I don't expect you to know this cos na factory work you de do.

Sha do fast and goan pay up your loan.

Almaiga:
This is the biggest lie ever

Lol... just say you're not exposed to the cooperate world.

Your BVN captures your bio data. Meaning when anyone wants to run a background check on you, the first thing they request for is your BVN.

Even foreign embassies request for it during your Visa application. So stop exposing your ignorance here.

Doing business in Nigeria has become rocket science. All businessmen (successful or struggling) in Nigeria are lamenting seriously.

abba09:
na rich men dey look for visa. me i will enter europe illegally cuz i dont think i will ever afford to japa legally

How about getting a job here in Nigeria. How do you intend to by pass it. Cos during or before your onboarding you'd be told to submit your BVN.

Or are you not planning to work?

abba09:
bro calm down its hardship i loaned from morethan 10loan apps and i never paid any of them

One dangerous thing about defaulting a loan is that you won't be given visa if you don't pay it back most especially if the companies who loaned you money are registered and have CBN's operational license. They'll just flag down you BVN and you're done.

Even major jobs (local and foreign) wouldn't employ you cos your BVN is the first thing they'll request for and if it's flagged down, they'll see you as not being credit worthy and reject your application.

When I started my American Visa application, the first question the agent who helped me resize my photograph asked me is if I was owing any loan company...when I told him no, he still insisted that I check the CRC website with my BVN just to be sure that I'm clean. Cos I can be denied visa.

So don't think you're playing smart by not paying back. Just find a way to settle them and avoid collecting loans. It's for your own good.

atoliman:
We all understand that Things are hard and people are going through their matters in one way or the other . You are not the only one who has financial needs, but it is when you persistent beg from the same set of people at all the time. You drive them away because they see you as a burden. They will avoid you or insult you if care is not taking. Instead of begging, ask if they need your help in anything or area. At least they go appreciate am. If someone give you money, and you thank them. See it that you can offer them help in something that they need. if you cannot offer them help, Do not mistake someone generosity as an act of weakness.

Bro, a lot of Nigerian youths today are extremely lazy.

They'll complain about hardship, but give them jobs to do and earn legitimate money, laziness wouldn't allow them do it. Most just want quick money that's why they'd do anything to join Yahoo or the likes.

I used to know one guy like that. Once in a while if he sees me going to buy food, he'll come around and beg me to buy for him cos he's hungry. With time I started feeling uncomfortable so I called him and asked him what he can do. Cos I told him point blank that I cannot continue to feed him. Most especially now that food is very expensive.

He told me he learnt almaco (window) fixing. I was like no wahala. I know one man in surulere who specializes in fixing almaco windows so I linked him up with the man cos he get jobs a lot from engineers to fix the windows in buildings.

Then wahala started when the man added him to the team he already had on ground. This guy would come today, he won't come tomorrow. Measurements that was taken today, he won't be available to fix the windows the following day. Even the man asked me where I picked him from cos the guy wasn't showing any sign of working. When I call him, he'll tell me he was tired... just stupid and silly excuses he kept on giving.

Later he was told to stop coming cos he wasn't serious. Ever since then, I've been ignoring him.

Should I talk about the ones who learn tailoring. Once you give them you material and money, they'll use it to play bet9ja. 2weeks later they haven't even touched your clothes.

That's the problem of most young people today. They're not patient to grow. Many would steal from you if you employ them. Honestly Nigeria's future is in jeopardy.

I'll advise you to rethink again before accepting that government job everyone here is urging you to go for.

That 100k the government job is offering you is gross pay. Meaning your net pay would be around 70k. What can you use 70k for in this Tinubu's inflation era?

You should know that any private firm offering you 180k as start-up pay is obviously a standard firm. Meaning there is room for growth, promotion and salary increment.

Also your 180k gross should be about 150-160k net. Which if you ask me is fair compared to receiving about 70k monthly.

It's up to you to make your choice.

ALTERNATEID:
No. They are simply saying they don’t want a monopoly. Petroleum products are so important that the country should not be at the mercy of just one person. Dangote want a monopoly and that will lead to arbitrary price increment.

With competition, he won’t be able to increase prices anyhow. That’s why Dangote is saying they should stop importing.

I agree with you on this.

Krankhead:
Mentioned one policy obi put In place when Mr Gbajue was a governor that makes Anambra better. Gbajue didn't start and build a single school throughout his tenure

Is Peter Obi your president....NO

Tinubu is the current president of Nigeria. And I'm sure you can barely afford to feed yourself once a day. Yet Peter who left office over a decade ago is your problem...you obviously need help.

And to even expose your ignorance, as at when Peter Obi left office, the standard of living of the average Anambra man then is far better than what most Nigerians are experiencing today.

To your last paragraph. I know you've never been to Anambra in your entire life, you just sit behind your broken screen android phone with 50 MB data and swallow whatever Reno tells you about him. So I'll educate you cos I was opportune to school in Anambra State.

ANSU medical School in Awka was built by Peter Obi...Go and verify.

Peter Obi initiated a scheme called ANIDS (Anambra Initiated Development Scheme) during which he renovated all the government schools in Anambra and bought them buses. The scheme also had buses plying the Lagos - Anambra route. Which I entered several times as a student then.

How many schools did Tinubu renovate in Lagos. Most secondary schools in Lagos were built by Jankande and remained uncompleted all through Tinubu's administration until Fashola gave them a new look.

So why not focus on looking for where you'll beg for food since that's what Tinubu has reduced you lots to than insulting someone who doesn't even care whether you exist or not.

slimfit1:
Obi would have been worse than Tinubu these are the signs. Shocking to see this he deserves a recall. Just pass a bill or a law that's is enforced simple and let local governments do their jobs that we want what is so difficult about that. So many laws if passed and enforced can create jobs. Just pass laws they are trying to avoid making laws to keep us all in these mess.

Mention one policy Tinubu has put in place to better your life, you can't. Yet hatred and tribalism still makes you defend him.

You need help. You just don't know it yet.

So technically what NNPC is saying is that even if dangote refinery start refining fuel, they'll still be importing it. Thus leading to a constant increase in the price.

I'm not surprised. Argentina has always been an extremely racial country.

victorDanladi:

It doesn't work that way bro.

There will a consequential adjustment.
The Salary may be just 30% increase

Exactly. I noticed this when minimum wage was increased to 30k. A friend of mine who works in a Federal Hospital told me that the increment on his salary was less than 30%.

I believe they have a template they use in making the necessary adjustments.

Honchoslim16:

I just prepared pap....and went out to buy beans 700naira from a canteen. I just dey laugh when i see the beans.

Yes, it'll definitely get worse..... I don't even know if there's anyway the current leaders and the previous ones (the ones alive) can just be dealt with. Like these people are no Heroes fr

My area one spoon of beans is N500. Those days I used to fancy pap and beans. If I buy N300 beans, I won't even be able to finish it. Now I have no choice than to cook it in my house where I'll be able to eat the quantity that would satisfy me.

As for your last paragraph, they won't be dealt with cos Nigeria thrives under corruption. Although it keeps increasing over the years, it has always been there from the onset.

This Tinubu's administration has made me understand that Nigeria can never be good. Cos people would rather defend their tribesman whilst wallowing in abject poverty, than stand their ground and vote him out.

So many of Tinubu's supporters I know have become beggars. But you would never see them criticize him, they'll keep making excuses for him, one told me that Buhari left an ungovernable country for him. I asked who brought Buhari into power and supported him all through his 8 years?

Did Tinubu at any point criticize Buhari's administration? His criticism only started when he felt Buhari developed cold feet towards his ambition. So if Buhari was bad, Tinubu should be held responsible.

Hope they all wrote their names and reg numbers in a piece of paper and attached it to the gift. That way she won't fail any of them.

I remember back then in school one of my lecturer lost his mom. He then told us to attend the burial. When he saw that we weren't taking it seriously, he told us that he wouldn't be giving us quiz that the burial attendance is 40 marks. Omo the whole department including carryover students chartered buses to attend the burial.

At the burial, come and how we were struggling to write our names and reg numbers. Las las everyone passed the course. To be a student in Nigeria no easy o.

Honchoslim16:

See, there's a lot of hardship out there fr... In fact it's so worse. It's not even about people being lazy or something like that.

Someone was giving out money to nairaland members last week... I saw the thread and dropped account number too, naso i see alert of 4k.

If it were before, giveaways no dey freak person na

It would certainly get worse cos those at the helm of affairs do not care about you. This is why you have to be very careful who you vote for.

Most of the people barking and threatening people to vote for APC in my area have all become beggars. Those they forced into power have abandoned them.

Everyday I go to the market I shake my head. Morning fresh biggest size I both N1,400 last month is now 2k. Things keep going up and if you don't adopt the Kenyan method, it would get worse.

Wetin consine France with Copa America?

pocohantas:
Deflections...

Why do you think so?

pocohantas:
Atiku didn't waste his money on a 40yrs old divorcee, but Sanwo Olu was rumoured to be dating Mo in her 50s.

Rumored. Not confirmed. I'm sure he'll obviously deny the rumors.

pocohantas:
Mc Oluomo dated Ehi a divorcee with 4 kids.

Is it Ehi the gospel artist?

pocohantas:
MC Oluomo dated the ex-wife of the late Alaafin. A mother of 2.

I said there are exceptions. Nothing is 100% accurate. I pointed that out.

pocohantas:
Yoruba actresses way into their 40s fight over their elites.

I no wan talk wetin de my mind before someone quotes me and call me a tribalistic person.

pocohantas:
Yul left wife of his youth to marry a mother of 2. Like she was still married when Yul snatched her.

We're talking about dating and fun remember, not marriage. Cos I'm fully aware of the fact the widows and divorcees do get married.

pocohantas:
Daddy Freeze is set to pay 5m for adultery. The woman is in her 40s. Divorced with 2 or 3 kids.

Daddy freeze is mentally unstable. I believe you would agree with me on that. Dude hasn't had a stable marriage in his entire life.

pocohantas:
AY's ex-wife is rumoured to be dating a politician.

Rumored meaning it's not confirmed.

pocohantas:
Damilola Adegbite was just exposed as the side chick of a married man. She is a SM of 1.

I don't know her. But I'd say she belongs to the 5%

pocohantas:
Ini Edo and Akwa Ibom state Gov.

Belongs to the 5%

pocohantas:
Chika Ike and Abia state gov.

Wait...which of the Abia Governors, Alex Otti?