@TKB41[b]9[/b][color=#990000][/color], It is so obvious u lack xter n u r not aBOY of your words. I tot u said this was ur last post.

Anyways, this will be mine provided u don't stir my hornets' nest again. . I use my time attending to useful n sensible things/people, which either of u dont fit in.

Once again cheers!!!

rflmao!!!

I really wish we could have a decent chat n settle scores so that this topic will be put to rest.

Merry Xmas n a fulfilling year ahead,

@Tkb417 n @ Dr Kitaun

Trust me i never knew cyber f**ls still existed until i ran into the 2 of u. U guys are just St**id.

You guys are just cra*y, f**ls!!!

If you want to know how much I know bring your topis to the table , I would have loved to give u an insight into who u ve had the opportunity to chat with online for a while, but i bet u fraudsters/children will end up taking my name to the bank.

As for the interview thing, trust me I was just being PICTORIAL!!! I would walk out of the interview room cos I would not stand low lifers whose intellectual capability represents that of a 5yr old child to talk with me. I won't give u a chance.

Everyone has a price gang of f**ls.

I could give u f**ls lectures on finance for free and u would be glad u did.

About being HALTED, trust meguys u sound HALTED already, so y the need to RE-HALT u

Osagie n what!!! Osagie was a legend in his time to so many people in his good times. I appreciate evryone that has gone down the road of financial success to build a career. Y would u want to run people down? What has Osagie, PwC n Bode Agusto has to do with the DISREGARD u f**ls give them.

Agusto & PwC were just places I have passed thru in my career path, I am way above that now I now work somewhere else.

@tkb417: U made a name in PwC , trust me if u have ever worked in PwC u will know people don't make name there, all they make is a career because every staff that works there are tagged B & B (Best & Brightest), so how would u ve made a name. Ode!!! all u made was a career. Even the Partners there all made a career n not a name.

U guys just TURBO CHARGED me by ur posts. I last posted on Nairaland A YEAR AGO, but u guys brought me back. THANKS ANYWAY.

I look forward to reading the trash u send daily. I need to teach u KIDS some manners.

Cheers!!!

Merry Xmas in advance.

FYI I will be in PwC Nigeria today and might hook up with my old pals n discuss the f**ls I met at nairaland over a glass of wine at PLANNET 1 (PwC's end of yr get together).

Looking forward to hear from u again f**ls!!!

@tkb n @ Dr Kitaun :

U guys are just F**LS!!! If u f@cking finished ur CFA 100yrs ago, how does that put food on my dog's table.

If I ever happen to be in an interview panel with f**ls like u guys, I would walk away cos I can see u guys CRASHING. hear F**LS saying they can't be halted. It took just a day for fools like you guys in the US & Russia to become low lifers.

Awon ara ile yin ni ode, OLOSHI JATI JATI!!!

About the cyber or e-slap, I send one across to EVERYTHING that matters to u. Who is a kid. See f**ls using Bloomberg n local tickers "NL" to describe Nigeria.

International figure my dog's foot, or an INTERNATIONAL FRAUDSTER!!! I pity kids who see anything good in F**LS LIKE BOTH OF U!!! I wish i can stick my foot in ur mouth then u will learn how not to run ur mouths like DIARHOEA!!!

Go on with the semantics lecture F**L!!!

wa ba mi nibe!!!

Cheers

@tkb "DOES PAYING UR BILLS MEAN U HAVE A BRAIN?

Y just sounded like a F**L that u r!!! Only EMPTY BRAINS like u end up ruinning the investments of other people!!! What possibly could u have achieved than Bode Agusto, even if u r Sonnie Ayere of UBA Global Market, Omobola Johnson of Accenture or even Aig of Access or Ngozi Eweala.

Guy like u r more than sick as i said earlier on and u need HELP.

f**LS like you that have empty brains have caused this financial crisis because of sweet talk and empty brains. All ur ACHIEVEMENT in this WORLD is not worth the GOODWILL and FRANCHISE of PwC.

Guy whatever u do for a living, u r sure not going to going far with this talk, trust me.

As for CFA blog, hush, if u need lectures on CFA give me a call. For ur info I work with people who are AUTHORITIES in there field and not MOUTH MAKERS like u. EVEN if u r an MD or GM, damn u and ur lousy money (if what u have is maoney by my standard anyway)

HOPE TO HEAR FROM U AGAIN!!!
Cheers!!!

@tkb or whatever u r called, it is obvious u live in the stone age. If your little cousin knows all these stuffs then WALL STREET shd have been saved. But unfortunately, people like you who think they know SOMETHING messed up the WHOLE WORLD!!!

Dont think u r smart by trying to put others down. From the tone of ur mail, it shows that u need HELP. Pls get some and stop deceiving that ur so called little cousin, cos u might just be GROOMING another WALL STREET DERIVATIVE DISASTER.

Hope u can comprehend this message.

I haven't been to nairaland for abt. a yr. cos I ve been busy doing financial analysis with reputable firrms like Agusto & Co. & PwC. So u shd know that ur little cousin and even u don't stand a chance in an intellectual battle with me.

Cheers.

MERRY XMAS and a great new year inadvance

Hi pals,

I just got my interview mail. I am scheduled for JUNE 8TH by 1.30pm. ALL THE BEST!

@ Menyi,

Why do we inject sentiment into our discussion ! Pls note that not all the 2:1 guys also ve JOBS! Who will encourage them? Is it with posts like this that tell them they are no better? That there hard earned 2:1 was a FLUKE? HABA !

FIRST CLASS OH, 2:1 OH, 2:2 OH, 3RD CLASS ETC, EVERYBODY NEEDS EQUAL ENCOURAGEMENT AS LONG AS THEY ARE A JOB SEEKER.

If 2:2 guys react in such a way, how about those that graduated with lower grades? Nobody is talking about them! Are they not HUMAN? Dont they need a JOB as much as u need one!

Lets start hitting the nail on the head.

@ zaree,

Great post u ve there!

@ contactuzo,

Congrats! Welcome on board. Access is a very DYNAMIC bank in the industry. Have u seen how its share price has been increasing since the year end?

ALL THE BEST!

[b]@ bujuas,

Working in SHELL is not the beginning or the end of the world. For ur information I got my first job while doing my NYSC. Many people applied for that job, but only 2 of us were picked. The coy saw the POTENTIAL in me and deferred ALL ODDS for me to start work with them IMMEDIATELY!

@bujuas, so sorry to say, U CAN NEVER BEAT me to it. IT'S THE CRYSTAL CLEAR TRUTH !

GUESS WHAT? I am moving over to my 2ND JOB in few days time. I ve never spent a day outside school searching for Job! Shell is my next target! and Guess what I AM COMING THERE TO BE YOUR BOSS! ? I will advice u not to take this with a pinch of salt, cos it will one day come to pass

All these i ve achieved by the GRACE OF GOD.

I never said 2:2 was a bad grade, but do not spite those that had 2:1 or FIRST CLASS! We all had the same opportunity in school. If u tried hard n could not make a 2:1, then u should appreciate those that did. BASIC! Cos u know it wasn't easy. THAT IS THE POINT! It was not their fault u did not make a 2:1 or better.

@fresh2impr,

Thanks man. U just hit the nail on the head. Wish u speed at ur place of work[/b]

@ Nairalnders,

i ve not spite any 2:2 guy in my whole conversation, I ve friends that made a 2:2, and men they are HOT! Have the right apptitude to get to the crescendo they want.

GRADES are not a KEY SUCCESS FACTOR in life. All it takes is zeal ,determinaton and above all GOD. We all make mistakes, but learning from them is key.

ALL THE BEST!

@ Seun,

This portends who u really are- NOT A TEAM PLAYER!

Ask the "CONSULTANTS" u know if they had NEVER WORKED somewhere else to gain the skills they now use in consulting. Presently i work for a financila consulting firm. I prepare FINANCIALS for all sector of the Nigerian economy, EVEN BANKS.

U dont just jump out n start something cos u ve learnt ABC. U stay to learn the nitty gritty.

Go ask how PHILLIPS CONSULTING, ALLIANCE CONSULTING, IRIS CONSULTING, PWC NIGERIA, KPMG, AGUSTO & CO. LIMITED all started.

The founders all gave time to learning. Let me tell u about BOGE AGUSTO: He spent 15 WHOLE YEARS learning in PWC NIGERIA, n resigned as a senior partner, He was VP CITIBANK NIGERIA, He set up his firm in 1992 and since 2003, he has been the DG of Nigeria's BUDGET OFFICE.

Guy, the FINANCIAL WORLD is not like IT o, u need to sit down n learn.

Learn to choose ur words CAREFULLY! It is a very small world u know.

[b]@ Seun,

I really resisted the urge to reply ur post on this thread, but could not hold any longer!

Not everyone can be an ENTREPRENEUR! I am cut out to be a guru in the financial world. Be the likes of Francis Atuche, Jacobs Ajekigbe, Erastus Akingbola, Jim Ovia, Vivien Shobo, Omobla Johnson, Bisi Lamikaran etc. These are GREAT ADMINISTRATORS !

To achieve this feat, u need skills ! which u ve to learn. Have u read about FRANCIS ATUCHE'S (MD BANK PHB) STORY!, about finacorp and PHB! Some of us have far larger dreams then u can ever imagine. We are employers because we want to LEARN the gimmicks of the trade we hope to venture into in future. NO MATTER HOW SMART U THINK U ARE, U r definitely not the smartest guy even on NAIRALAND.

Kudos to ur dexerity and innovativeness, but there are professionals in different fields. This might be urs, but we all ve ours too!

Seun, OBJECTIVITY of posts is the KEY WORD here. U moderate nairaland, so i did not expect such an UTTERANCE from u.

Anyway, see u at the top![/b]

@ fabiyi,

Gross n net take home pay differs cos PRODUCTIVITY is attached to them n some other deductions. As for the 2.8m n 77k, i advice u make further enquiry.(If nobody will disclose their exact pay, how then did u get this figure?!)

@mypeace,

I believe ur friend is still in Access Bank's SCHOOL OF BANKING EXCELLENCE (Training school). She will definitely be paid 30k per month like abott said. Even GTBank pay their training school candidate 40k per month for 3 months.

A friend in stanbic earns 2.2m p.a, but take home is 120k. So what r we saying here!

@ fabiyi,

Please learn not to post what u r not sure of.

Access total pay per annum is 1.8m. Net take home is 92K. I confirmed from a new ET.

Thanks for all the congratulatory messages. All the glory be to GOD!

@sweetestjoy,

Long time! I ve been out of the office for about 2 weeks for a trainning. I saw your post and was OVERWHELMED! Really missed ving u on nairaland and thanks.

Meet u at the top

Dear Nairalanders,

This is to tell you that i ve gotten my 2nd job thru the combined effors of you people.

Wrote the test on the 9TH OF MARCH, had my first interview on the 21st of March, and had my last interview on EASTER MONDAY (9TH april), with ACCESS BANK MD (Aig).

ALL THE BEST

@ Nairalanders,

Hmmmm, ! MISE = Maersk International Shipping Education, is a global training programme for TRAINEES, which u can only apply for once a year. This year's own is GONE! The test was conducted the same day with LNG's.

U will be paid allowances for the period of ur trainning (2 YEARS, according to my sources), but after ur training u become a HOT CAKE n BIG SHOT!

Let us not deceive ourselves, MAERSK DOES NOT PAY ENTRY LEVEL N250,000. My friend got an offer of 1.5m per annum(a GROSS of 125,000 per month) as an entry level guy, but declined the offer for a GREENER PASTURE (STANBIC BANK)

Guys, it is good to aspire to get to greater heights, but as much as possible POST THE RIGHT INFO. Let us not get HYSTERICAL about the PAY PACKAGE n forget the details of the job.

By the way, how many people can confidently say WHAT THE OPERATION OF MAERSK IS? or WHAT THE MISE PROGRAMME has to OFFER YOU?

My advice: research job openings before you apply.

Thanks for ur time.

@ LanreDaMan,

Truly you did make mention that u r not a "FINANCIAL ANALYST", but the assertion u made was too AFFIRMITIVE.

Please read ur quote below:

, but this is enough to PROVE beyond ANY REASONABLE DOUBT THAT UBA IS THE BIGGEST BANK IN the COUNTRY AND WEST AFRICA

Guess u now understand the reaction of fellow nairalanders. Next time be careful with CHOICE OF WORDS, it's a very sensitive part of EFFECTIVE BUSINESS WRITING/COMMUNICATION.

Take care Lanre.

@ Obanikoro2,

Thanks for driving the point home. Investors need to know the KOKO! not just FIGURES!

@ SWEETESTJOY

Did u get my mail? Pls. respond

@ LanreDaMan

Have u ever heard of ROE (Oceanic bank has the highest for 2006 banking industry), ROA, LEVERAGE (Debt/equity mix), CASH FLOW ANALYSIS, Working capital need, interst cover, Asset turnover, Operating profit margin, return on operating assets?.

Financial Analysts have a 3RD EYE, that is why we are [b]ANALYSTS!. WE DIG BEYOND THE SURFACE! Why do you think even the Mega banks like STANBIC, ZENITH, INTERCONTINENTAL BANK etc come to us for ANALYSIS.

My guy, this is my job, having even a MILLION BRANCHES, does not make u the BIGGEST BANK ANYWHERE IN THE WORLD! Compare UBA and THE WHOLE OF STANBIC's BRANCH IN AFRICA in terms of branch number, HABA. STANDARD BANK IS BIGGER THAN ALL NIGERIA'S 25 BANKS PUT TOGETHER! Na by SIZE?

Have u heard of the word economies of scale, and its demerit?

My! i am almost delivering a lecture on FINANCIAL ANALYSIS FOR FREE! Contact me for more details.

Why do u think when FINANCIAL ANALYSTS n CONSULTANTS are hired into a Bank, they are paid more than those that ve worked in the same bank for the same PERIOD. My guy they pay for the 3RD EYE SKILLS which ANALYST ve! YOU JUST CANT BEAT THAT![/b]

@ koolman,

Good talk, [b]BAD PRESENTATION !

You dont come over to a public facility like NAIRALAND n give ORDERS! (guess effect of long years of military rule is yet to wash away).

You simply ADVICE or SUGGEST (it brings out the civic guy in you) or u make people see reasons. No matter how bad someone'S opinion is, be a TEAM PLAYER.

I learnt this from a fellow nairalander (@ sweetestjoy). Hope you too ve LEARNT[/b]

@UBA

PSsssssssssssssshhhhhhhhhhhh, ! (loud-unending-ease),

U cam imagine with all the noise of being the BIGGEST BANK n claiming AGUSTO & CO. RANKED them number one bank in nigeria.

This should not even be said in the public.

A BIG SHAME TO UBA

Guess the traffick on IBTC's server is intense! I applied the same day the advert came out in THE PUNCH.

I had no problem sending my application.

ALL THE BEST. Have it in mind that IBTC n STANBIC are on the verge of MERGING! . THIS IS JUICY !

@ sweetestjoy,

Good one!

I sent u a mail n you haven't responded. Why? Hope to hear from you soonest.