I think travelling history is also important, am glad I got the visa,without paying 250k to one stupid agent,my husband filled my form and also get your calculations right, u must have a set back to spend when u get back to nigeria, not filling huge amount on the application form.
Hope this helps someone cheers!

I have always been a reader in this forum.i submitted my passport on the 8th october. First time of applying to uk after several denial frm usa embassy. My passport still bears my father's surname, I attached my marriage cert,husband' consent letter, land documents belonging to my late father attached death certificate n note explaining that I now control d house , letters frm scol(DSA)becos am still a student,several receipts from my transactions in dubai becos I own A business but yet to register my business name,been to dubai twice this year, At the end oof it alll I got a 6month visa today without applying with my husband n without a registered business name,i used my bank account n booked a cheap hotel. That's alllll.