#3. Lack of saving culture

Let me begin by acknowledging that saving money is not always as easy as being portrayed by some people especially when you have a lot of mouths to feed or great responsibilities to meet.

But in as much as it is difficult to save money, it is also very possible to achieve if you work towards it.

Form a habit of saving a reasonable percentage of your income or monthly salary but make sure that your saving is logical enough for you to be able to survive till the next payday.

You can join any of the trusted cooperatives or have a bank account that you will dedicate for your monthly savings.

Discipline yourself from making withdrawals from such account by not applying for ATM cards, online and mobile banking on such account. Such monies should be your last resort only in the case of desperate situations.

In responding to this, i would want everyone to consider this option
It is a given that having a meaningful saving culture, does not only require discipline, i believe it comes with a measure of grace.
How are we sure everyone can have these two work well for them?
i have tried this and its a veritable tool for saving; its is THE MY SAVINGS PLAN BASIC AND PREMIER under the PRUDENTIAL ZENITH LIFE INSURANCE PLATFORM.
call me and i will show you how to conveniently save overtime to achieve that financial fate of yours...07031136814(PETER)

My year of walking in the straight and Narrow way- FWCABUJA

pitbull

11 days old pups

Here is the list of some funny observations about Nigerian Nollywood movies.

1. It's funny that a Ghost picks up a call in Nollywood. How is it actually possible?

2. Interesting to know: why should a Ghost look "left and right" before crossing the road?

3. Isn't it funny when two Ghost to fall in love?

4. Why do Nollywood characters always die or run mad immediately after their confessions?

5. How come a legendary Village Movie, set in the 70′s, still find Brazilian hair on Mercy Johnson?

6. Why must all hired assassins be found in uncompleted or abandoned buildings?

7. Can you imagine a complete Yoruba movie without a visit to the 'Baba'?

8. How can one explain that nine times out of ten Olu Jacobs dies of heart attack in Nollywood movies.

9. "15 years ago" , Ini Edo calls her boyfriend using a Blackberry Bold 5.

10. When poor people come to Lagos to struggle, they always make it. Really?

11. Isn't it funny when Segun Arinze acts as Ramsey Noah's dad?

12. It's quite a strange thing to hear from a blind woman: "I'm happy to see you, my son".

Maybe you have something to add?

hmmmmm. Suffer d witch not to live, says d scriptures. Have u seen psalm 71?

what's your best psalm?

God spks in many ways, his voice will only speak according to his word. Weigh d content of any word in d word of God. The Bible is a sure way to hear the voice of God. Drms, prophecy and vision wil only happun occasionally bt most importantly, wen God speaks, there wil always b an inner witness and peace

i heard the skool senate will be meeting tomorrw(thursday), lets al pray for somtin positiv. long live NSUK

the Jacobs have it. Funlola awofiyebi does well too

taiwan leads

i'm recommending the movie ''JESUS FILM'' it has worked for others, i believe it is still potent. prayer is the key, remember?

Apo opanda

i learnt from a reliable source that the names compilation is completed, infact the registrar has it on his desk but it is yet to be pasted on the school's notice board. let's pray it be released soonest and that the indigene virus won't infect them this year. Rumours have it that it will be strictly on merit this time. i just hope things will be done the right way this time at least for the first time.

jamb form anywhere in abuja where i reside is 4000 no more, no less. Rumour has it that the examination date is 4th of april i.e, a little above a month from now. As for late registration, i can say anything. but wait o, u bin wan wait make the thing late before u go buy. my guy, u better do what u ve to do fast before it becoms too late. LEAST I FORGET, DO YOU ACTUALLY BELIEVE IN JAMB RUNZ? I DONT SHA. HE BETA MAK U READ PASS YOUR TIN MY BRODA

[color=#990000]Why are you guys suprised about this good news(it is anyway).
Me i believe he is just being obedient to a biblical instruction that says be fruitful and multiply.moreover people dey look for pikin they no see,God con dash am five abi na four.this can be simply described as THE PROOF OF POTENCY