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Treasury Bills In Nigeria - Investment (1854) - Nairaland

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Fixed Deposits Or Treasury Bills, Which Is Better? / Fixed Deposit And Treasury Bill Investments From Abroad / I Need Information On Treasury Bills In Nigeria (2) (3) (4)

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Re: Treasury Bills In Nigeria by ahiboilandgas: 11:14am On Apr 09, 2021
ojesymsym:
Lol... the matter is not exactly straight forward like that. I used 30 naira per share because GTB has generally hovered between 25-33 naira in the last 1 year.
The amount of dividends they decide to pay per share is also outside your control as the bank management decide what to pay and you won't know until the end of financial year.
The value of the share could also have gone to 50 naira or to 10 naira. I think it is always hard to compare fixed income vs a volatile market like the stock market.
ever thing must be factored in place to get the exact return for comparirsm ....including share depreciating after dividen payout ....we must compare it with risk free securities ...to make inform decision..
Re: Treasury Bills In Nigeria by ojesymsym: 11:25am On Apr 09, 2021
I think the best approach is to diversify some parts of your portfolio in these various instruments including physical businesses.
Suppose that Zenith woman when oga Ema mention yesterday non invest for shares, maybe she for non get the billions dividends when she get today so. Which one be supposed sef, afterall, she probably wasn't the only one employed at that time, so if the others who did not do similar investment do not have that amount, then one can argue that it may look unreasonable at the beginning but 20 years later is when the real results will come out, God sparing our lives.

ahiboilandgas:
ever thing must be factored in place to get the exact return for comparirsm ....including share depreciating after dividen payout ....we must compare it with risk free securities ...to make inform decision..
Re: Treasury Bills In Nigeria by ahiboilandgas: 11:31am On Apr 09, 2021
ojesymsym:
I think the best approach is to diversify some parts of your portfolio in these various instruments including physical businesses.
Suppose that Zenith woman when oga Ema mention yesterday non invest for shares, maybe she for non get the billions dividends when she get today so. Which one be supposed sef, afterall, she probably wasn't the only one employed at that time, so if the others who did not do similar investment do not have that amount, then one can argue that it may look unreasonable at the beginning but 20 years later is when the real results will come out, God sparing our lives.

we should not go that route nah .....am just looking at how the 53.percent of Gtb can affect the ordinary investor or how to make info choice based on past ,present and future earnings.....example if Gtb is returing 10 percent annually for 10 years and the share is appreciating by 3 percent yearly over 10 years...we input that data and get the real return after 10 year ...add everthing including inflations ,devalution etc then compare with other investment class like fixed income ....then u make your decision based on verifiable data and not luck
Re: Treasury Bills In Nigeria by ahiboilandgas: 11:36am On Apr 09, 2021
ojesymsym:
I think the best approach is to diversify some parts of your portfolio in these various instruments including physical businesses.
Suppose that Zenith woman when oga Ema mention yesterday non invest for shares, maybe she for non get the billions dividends when she get today so. Which one be supposed sef, afterall, she probably wasn't the only one employed at that time, so if the others who did not do similar investment do not have that amount, then one can argue that it may look unreasonable at the beginning but 20 years later is when the real results will come out, God sparing our lives.

u actually think say na salary that zenith bank pays her na him amount to 1.8 bn naira holdings.....she must be the only wizkid employee in the Nigerian banking industry ....

2 Likes

Re: Treasury Bills In Nigeria by afroxyz: 11:40am On Apr 09, 2021
emmanuelewumi:



I still don't understand the relationship, it appears you are writing in parables.

I didnt raise the issue of watching what would be posted here (someone else did). I merely responded to the post by saying though the person feels we should watch what we post here, it is not enough reason for us to hoard infomation because a large number of people benefit from what is being posted here.

1 Like

Re: Treasury Bills In Nigeria by ojesymsym: 11:40am On Apr 09, 2021
lol... u non wan leave this your girl friend alone.

ahiboilandgas:
u actually think say na salary that zenith bank pays her na him amount to 1.8 bn naira holdings.....she must be the only wizkid employee in the Nigerian banking industry ....

Na Dr Ukay and oga Ema go fit answer this one.

ahiboilandgas:
we should not go that route nah .....am just looking at how the 53.percent of Gtb can affect the ordinary investor or how to make info choice based on past ,present and future earnings.....example if Gtb is returing 10 percent annually for 10 years and the share is appreciating by 3 percent yearly over 10 years...we input that data and get the real return after 10 year ...add everthing including inflations ,devalution etc then compare with other investment class like fixed income ....then u make your decision based on verifiable data and not luck
Re: Treasury Bills In Nigeria by ahiboilandgas: 11:44am On Apr 09, 2021
ojesymsym:
lol... u non wan leave this your girl friend alone.



Na Dr Ukay and oga Ema go fit answer this one.

Re: Treasury Bills In Nigeria by afroxyz: 11:51am On Apr 09, 2021
ahiboilandgas:
I wish I for dey supply deseal to all zenith bank branches Nationwide then she go dey grant steady over draft to my company and I go perform well in the oza room and buy the bank share ....
she may also perform well in the oza room and you give her shares in ahiboilandgas

2 Likes

Re: Treasury Bills In Nigeria by ahiboilandgas: 11:56am On Apr 09, 2021
afroxyz:

she may also perform well in the oza room and you give her shares in ahiboilandgas
chai no she go blow pass me ....both zenith and Ahib share

1 Like

Re: Treasury Bills In Nigeria by Nobody: 12:16pm On Apr 09, 2021
ahiboilandgas:
I wish I for dey supply deseal to all zenith bank branches Nationwide then she go dey grant steady over draft to my company and I go perform well in the oza room and buy the bank share ....
Oga take am easy.This is someone wife and mother.And this is a public forum before it creates real problem in ones family.Or is she still single

2 Likes

Re: Treasury Bills In Nigeria by ahiboilandgas: 12:32pm On Apr 09, 2021
Biafran4life:
Oga take am easy.This is someone wife and mother.And this is a public forum before it creates real problem in ones family.Or is she still single
na wish but I don comot the post...na MS abi u dey take style ask abi
Re: Treasury Bills In Nigeria by Nobody: 1:01pm On Apr 09, 2021
ahiboilandgas:
na wish but I don comot the post...na MS abi u dey take style ask abi
I don't know her.I remember I read about the sad incident of unity bank staff that later died because of the wife unholy relationship in the bank whr she worked that brought children .Just concerned supposed her fmly or fnds reads this with her picture here.Just imagine if your mother is the one in public domain with this kind shameful image.Make person no go commit murder

2 Likes

Re: Treasury Bills In Nigeria by ojesymsym: 1:03pm On Apr 09, 2021
Very valid point. Sometimes we forget that these persons are real human beings with family members, friends and associates and not just a name.

It is really tough being a successful woman, there is always suspicion everywhere even when there is no proof of misdemeanor.

Biafran4life:
Oga take am easy.This is someone wife and mother.And this is a public forum before it creates real problem in ones family.Or is she still single

3 Likes

Re: Treasury Bills In Nigeria by ahiboilandgas: 1:11pm On Apr 09, 2021
Biafran4life:
I don't know how.I remember I read about the sad incident of unity bank staff that later died because of the wife unholy relationship in the bank when she worked that brought children .Just concerned supposed her fmly or fnds reads this with her picture here.Just imagine if your mother is the one in public domain with this kind shameful image.Make person no go commit murder
I concur
Re: Treasury Bills In Nigeria by Myhelper1: 2:31pm On Apr 09, 2021
ojesymsym:
Very valid point. Sometimes we forget that these persons are real human beings with family members, friends and associates and not just a name.

It is really tough being a successful woman, there is always suspicion everywhere even when there is no proof of misdemeanor.

God is our strength!!!!

2 Likes

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 3:17pm On Apr 09, 2021
NL1960:


Has FBNH announced its dividend?.

45k that is total of about N16 billion. Compared to N3 by Zenith bank or a total of about N100 billion

1 Like

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 3:18pm On Apr 09, 2021
ahiboilandgas:
oga how about investors return for ever 1m invested how much was made for proper investwment decision ...


Prices are not static, it depends on the average cost price of the investor.
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 3:23pm On Apr 09, 2021
ojesymsym:
I think the best approach is to diversify some parts of your portfolio in these various instruments including physical businesses.
Suppose that Zenith woman when oga Ema mention yesterday non invest for shares, maybe she for non get the billions dividends when she get today so. Which one be supposed sef, afterall, she probably wasn't the only one employed at that time, so if the others who did not do similar investment do not have that amount, then one can argue that it may look unreasonable at the beginning but 20 years later is when the real results will come out, God sparing our lives.



For the long term investors, money is actually made when you buy more at a time when prices are falling, provided the fundamentals of the company eg profit, profit margin, earning growth etc are good

2 Likes 1 Share

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 3:24pm On Apr 09, 2021
ahiboilandgas:
we should not go that route nah .....am just looking at how the 53.percent of Gtb can affect the ordinary investor or how to make info choice based on past ,present and future earnings.....example if Gtb is returing 10 percent annually for 10 years and the share is appreciating by 3 percent yearly over 10 years...we input that data and get the real return after 10 year ...add everthing including inflations ,devalution etc then compare with other investment class like fixed income ....then u make your decision based on verifiable data and not luck


You can't understand until you know the difference between price and value, unfortunately I don't know how to explain that to you

1 Like

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 3:27pm On Apr 09, 2021
ahiboilandgas:
u actually think say na salary that zenith bank pays her na him amount to 1.8 bn naira holdings.....she must be the only wizkid employee in the Nigerian banking industry ....

A lot of old staff have more than her, some have resigned, retired, moved to other banks or industries.

Understanding the capitalisation history of the banks between 1992 till date will show you that it is very easy and possible
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 3:31pm On Apr 09, 2021
ahiboilandgas:
na him be concern of traders like me ....buy and sell .invest and recoup .....so sukku at 11.2 is better


Don't forget that the dividend paid by GTB is less than 50% of the profit made, the remaining is reinvested back into the business. That is why their earnings are growing back to back at a double digits rate
Re: Treasury Bills In Nigeria by NL1960: 4:11pm On Apr 09, 2021
emmanuelewumi:


45k that is total of about N16 billion. Compared to N3 by Zenith bank or a total of about N100 billion

Thanks. The Elephant is still in slumber. grin
Re: Treasury Bills In Nigeria by ahiboilandgas: 4:13pm On Apr 09, 2021
emmanuelewumi:



You can't understand until you know the difference between price and value, unfortunately I don't know how to explain that to you
my own be the own that enter my bank accounts as credited alerts ...valution can be deceitful like kim recently turn to a dollar billionare
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 4:28pm On Apr 09, 2021
ahiboilandgas:
my own be the own that enter my bank accounts as credited alerts ...valution can be deceitful like kim recently turn to a dollar billionare


It is the internal rate of returns from the business that made those who earned dividends of N1 million about 12 years ago from Zenith bank to start earning dividends of N4 million from the same Investment without adding a kobo to the initial investment made 12 years ago

Or those who earned N1 million dividend from Okomu Oil about 20 years ago to now earn N35 million from the same Investment in 2021 with adding a kobo to the initial investment.

Share price won't show this, it is the profitablity, earning growing, efficiency and inherent value in the business
Re: Treasury Bills In Nigeria by ahiboilandgas: 4:31pm On Apr 09, 2021
emmanuelewumi:



It is the internal rate of returns from the business that made those who earned dividends of N1 million about 12 years ago from Zenith bank to start earning dividends of N4 million from the same Investment without adding a kobo to the initial investment made 12 years ago

Or those who earned N1 million dividend from Okomu Oil about 20 years ago to now earn N35 million from the same Investment in 2021 with adding a kobo to the initial investment.

Share price won't show this, it is the profitablity, earning growing, efficiency and inherent value in the business
ok how much was invested in okomu oil to get the 1m dividen? and zenith
Re: Treasury Bills In Nigeria by emmanuelewumi(m): 4:37pm On Apr 09, 2021
ahiboilandgas:
ok how much was invested in okomu oil to get the 1m dividen? and zenith


N10 million for Okomu, due to bonus of 1 for 1 and a bonus of 1 for 4.

The 2 million units grew to 5 million units valued at N450 million in 2021.


Trying to get the capitalisation history of Zenith Bank for the bonuses issued in the last 12 years, but dividend per share for Zenith grew from 70k to N2.80k in 2020 and N3.00 in 2021
Re: Treasury Bills In Nigeria by ahiboilandgas: 4:40pm On Apr 09, 2021
emmanuelewumi:



N10 million for Okomu, due to bonus of 1 for 1 and a bonus of 1 for 4.

The 2 million units grew to 5 million units valued at N450 million in 2021.


Trying to get the capitalisation history of Zenith Bank for the bonuses issued in the last 12 years, but dividend per share for Zenith grew from 70k to N2.80k in 2020 and N3.00 in 2021
dont get tired ooh am trying to get it clear .....investor A in year 2001 invested 10m in okumu oil and earn 1m in 2001 ......by 2021 the investment pays 35m and is now wort =?

2 Likes

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 4:43pm On Apr 09, 2021
ahiboilandgas:
dont get tired ooh am trying to get it clear .....investor A in year 2001 invested 10m in okumu oil and earn 1m in 2001 ......by 2021 the investment pays 35m and is now wort =?


2 million units valued at N10 million grew to 5 million units due to bonus shares of 1 for 1 and I for 4.

Now valued at N450 million
Re: Treasury Bills In Nigeria by ahiboilandgas: 4:45pm On Apr 09, 2021
emmanuelewumi:



N10 million for Okomu, due to bonus of 1 for 1 and a bonus of 1 for 4.

The 2 million units grew to 5 million units valued at N450 million in 2021.


Trying to get the capitalisation history of Zenith Bank for the bonuses issued in the last 12 years, but dividend per share for Zenith grew from 70k to N2.80k in 2020 and N3.00 in 2021
am cleared now ....let me compare....in year 2001 a plot in my area was 500k so 10m can buy 20 units now sold at 17m each x 20 =340m ....so if i fix the 340m in bond @12.5m I will be making 42m every year against 35m from okumu oil ....7m differ......but okumu oil has been paying dividen for 20 years while my plot are just here with zero generation .......hmm I rather have the okumu oil shares

5 Likes

Re: Treasury Bills In Nigeria by ahiboilandgas: 4:48pm On Apr 09, 2021
emmanuelewumi:



2 million units valued at N10 million grew to 5 million units due to bonus shares of 1 for 1 and I for 4.

Now valued at N450 million
last question which other company share has that growth potentials going forward that one can risk 1m naira with ? Chai i even get Honda halla for 2001 I for buy okumu oil instead of disturbing babes in the hood

4 Likes

Re: Treasury Bills In Nigeria by emmanuelewumi(m): 4:59pm On Apr 09, 2021
ahiboilandgas:
am cleared now ....let me compare....in year 2001 a plot in my area was 500k so 10m can buy 20 units now sold at 17m each x 20 =340m ....so if i fix the 340m in bond @12.5m I will be making 42m every year against 35m from okumu oil ....7m differ......but okumu oil has been paying dividen for 20 years while my plot are just here with zero generation .......hmm I rather have the okumu oil shares


Did you consider the dividend earned in the last 20 years.

The investment paid a total dividend of about N100 million in the last four years.

The managers and core investors are Belgians and South African, they really understand the business

Government needs to open up more sectors of the economy

I was surprised when I saw the list of companies that buy palm oil from Presco. They include Unilever, PZ, Oriental Hotel, Fan Milk, Promasidor, Friesland wamco, Ok foods, Indomie, Flour Mills, Dangote Industries, Cosmetic companies etc. Thereby making billions of naira from Palm Oil plantations

7 Likes 1 Share

Re: Treasury Bills In Nigeria by NL1960: 5:02pm On Apr 09, 2021
ahiboilandgas:
last question which other company share has that growth potentials going forward that one can risk 1m naira with ? Chai i even get Honda halla for 2001 I for buy okumu oil instead of disturbing babes in the hood

If you were in SMN then, you would have bought Okomu. Many posts then were somehow begging people to buy Okomu but many people did not anticipate that Okomu will grow like this. Btw, i was a beneficiary of First Bank 1 for 1 bonus.

1 Like

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