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Nairaland Forum / Nairaland / General / Travel / Living In The Uk-life Of An Immigrant (part 2) (1301297 Views)
Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)
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Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 6:46pm On Jan 27, 2022 |
omopapa: Will lebara work? |
Re: Living In The Uk-life Of An Immigrant (part 2) by hadigun: 6:49pm On Jan 27, 2022 |
Pls I need a guarantor. Want to get an apartment, and they requested for a guarantor or I pay 6months in advance. Companies not allowed. Please help. It’s urgent. |
Re: Living In The Uk-life Of An Immigrant (part 2) by Amazoner01: 7:18pm On Jan 27, 2022 |
omopapa:Capiital one declined the credit card application. Is it because i haven’t stayed in uk for a long time. |
Re: Living In The Uk-life Of An Immigrant (part 2) by Mamatukwas: 7:35pm On Jan 27, 2022 |
hadigun: It’s doubtful you will find on this platform. Reach out to people who know you in real life. 13 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by Yampotatocarrot(m): 7:39pm On Jan 27, 2022 |
kaylov12: Good day, Ma. I'm currently applying for PGCE secondary biology. To submit, I found out I have to pay application fee. I want to confirm if I'm applying the correct way, because I haven't come across application fee in the postgraduate application I've come across for UK universities. Also, if correct, is there a way to pay the fee from Nigeria? My access atm is being declined on the site |
Re: Living In The Uk-life Of An Immigrant (part 2) by TheGuyFromHR: 7:47pm On Jan 27, 2022 |
Amazoner01: Yes. Stop applying. Give it some time. 2 Likes 1 Share |
Re: Living In The Uk-life Of An Immigrant (part 2) by TheGuyFromHR: 7:49pm On Jan 27, 2022 |
Adewumi2888: Others have given you the answer. Tie down the second job firmly, then tell the first company that you've gotten a better offer and are withdrawing. Absolutely nothing wrong with that. 5 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by dupyshoo: 7:50pm On Jan 27, 2022 |
Being a guarantor means if you can't pay, the guarantor will be pursued for the money. It can even lead to bad credit rating for the guarantor. Can you be a guarantor for someone you don't know? So, it is better you pay for the 6 months or look for family members/close friends that can stand for you. hadigun: 3 Likes |
Re: Living In The Uk-life Of An Immigrant (part 2) by Amazoner01: 7:55pm On Jan 27, 2022 |
TheGuyFromHR:Okay sir |
Re: Living In The Uk-life Of An Immigrant (part 2) by Seyi0T: 9:30pm On Jan 27, 2022 |
Good day mods and thanks for your insightful contributions. Is there anyone here who has done Lloyds bank video interview for customer advisor. Please what should be expected. Thank you 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by Engobi(m): 9:59pm On Jan 27, 2022 |
Anyone in Scotland here? |
Re: Living In The Uk-life Of An Immigrant (part 2) by Nobody: 10:07pm On Jan 27, 2022 |
Seyi0T: Situational questions |
Re: Living In The Uk-life Of An Immigrant (part 2) by fadhilat1: 10:11pm On Jan 27, 2022 |
Yampotatocarrot: If you are applying via UCAS, you have to pay an application fee. I think it cost around 26 Pounds or so... |
Re: Living In The Uk-life Of An Immigrant (part 2) by missb50: 10:43pm On Jan 27, 2022 |
Elders, I got a new apartment, moved in on January 7th this year (Band C, 2bed). The apartment was previously a business property before it was bought and renovated by my Landlord but still reads a business address on Royal Mail, I contacted RM for an update and they referred me to the address and numbering dept at the local council for the update which is being worked on. My Landlord equally said he has made all documentation to effect the change. I called the gas and energy (OPUS - they provide energy for only for businesses) provider immediately I moved in to inform them the address is now a residential address and no more commercial property so I can move to another provider, they promised to do the update anytime I called which made me feel at peace. The problem came in today... I got the gas and energy bill for about 20 days and it is over 600 pounds! I contacted the energy company and they said I have been billed as a commercial property because they could not update my address due to the fact that Royal Mail still states the address as a commercial property. The meter readings are accurate. I carried my Landlord along all through. What can I do? Ki ni kin se? Thank you. |
Re: Living In The Uk-life Of An Immigrant (part 2) by Preshyi: 10:52pm On Jan 27, 2022 |
Thanks, I thought all those protocols will be skipped mimilyrics: |
Re: Living In The Uk-life Of An Immigrant (part 2) by marylandcakes: 10:58pm On Jan 27, 2022 |
missb50: Write them a letter by post and email, with your tenancy agreement to show that there’s no business activity going on at least the best they can do is to reduce the vat from 20% to 5%. Tell them you are disputing the bill, that way you can’t incur any additional charges. Is the council tax business rate as well? 3 Likes 1 Share |
Re: Living In The Uk-life Of An Immigrant (part 2) by mimilyrics: 10:58pm On Jan 27, 2022 |
No. You still need to do them. Nigerian licence can't be exchanged for UK's. Only certain countries can do that. Preshyi: |
Re: Living In The Uk-life Of An Immigrant (part 2) by missb50: 11:02pm On Jan 27, 2022 |
marylandcakes: Thanks. No, the council tax is residential, paid till march already sef. |
Re: Living In The Uk-life Of An Immigrant (part 2) by marylandcakes: 11:08pm On Jan 27, 2022 |
missb50: Add that to your document proof. If they still refuse to place you on residential billings, report them to the energy ombudsman as a last resort. 7 Likes 1 Share |
Re: Living In The Uk-life Of An Immigrant (part 2) by babranancy: 11:09pm On Jan 27, 2022 |
Hi everyone, please I am looking for an accommodation that is close to central London. Probably 1 hour drive to central London, please it’s urgent as I will be moving out of the hospital provided accommodation next month, thanks. |
Re: Living In The Uk-life Of An Immigrant (part 2) by abubarakat: 11:24pm On Jan 27, 2022 |
Stop applying for a while. Everytime you make an application, most of the vendors perform a hard credit search on your credit history. This leaves a mark on your credit file. Multiple applications in quick succession will make you look desperate and potentially in a bad financial state. If you haven't lived in the UK for long or have credit facilities with a few vendors, your best bet is to apply for credit building cards. When I first arrived in 2017, capital one credit building card was my first card with £250 limit. Immediately It arrived, I started using it for everyday shopping and paid everything in full a few days later. I did this for a few months and got my limit raised to £1,200. A few years later, I now have a credit limit of £12,000 for one of my cards. Also, you should be using vendors with soft credit check facilities. This gives you a success/rejection probability of your application, if you were to make one. You should also open an account with ClearScore. Their app gives you an indication of vendors that have you pre-apporved for their cards. Note to thyself, use your credit card wisely. It is not free money. Amazoner01: 20 Likes 9 Shares |
Re: Living In The Uk-life Of An Immigrant (part 2) by omopapa: 11:50pm On Jan 27, 2022 |
Lebara, Lyca, gifgaff don’t work I’m afraid hustla: |
Re: Living In The Uk-life Of An Immigrant (part 2) by Mamatukwas: 11:53pm On Jan 27, 2022 |
Engobi: We are plentyish. How far? |
Re: Living In The Uk-life Of An Immigrant (part 2) by jumpshot: 12:29am On Jan 28, 2022 |
Adewumi2888: Hello please I'm confused. Did a trust bring you over or what? Or you already in the UK before applying to these jobs? |
Re: Living In The Uk-life Of An Immigrant (part 2) by Iolo(m): 12:38am On Jan 28, 2022 |
babranancy: Check Rightmove, Zoopla or OpenRent. Your budget and family size will determine the areas in greater London you should go for, but check for Zone 6 or places just outside of zone 6. 1 Like 1 Share |
Re: Living In The Uk-life Of An Immigrant (part 2) by Amazoner01: 1:29am On Jan 28, 2022 |
abubarakat:Really appreciate this God bless 1 Like |
Re: Living In The Uk-life Of An Immigrant (part 2) by babranancy: 1:40am On Jan 28, 2022 |
Iolo: Thanks |
Re: Living In The Uk-life Of An Immigrant (part 2) by Futureukstudent: 2:17am On Jan 28, 2022 |
abubarakat:I have a question about this credit card stuff.. I am about to apply for one but I don’t understand when they charge the apr. Is it when you default in payment or whenever you use the credit card? |
Re: Living In The Uk-life Of An Immigrant (part 2) by Ticha: 3:20am On Jan 28, 2022 |
Futureukstudent: From the day of the expenditure but calculated on a monthly basis from the statement date. So if your billing period is 8th to 7th - the interest kicks in from the date the min payment is due which is usually 21 days. A rule of thumb is that interest will usually kick in about 56 days (give or take) from when the purchase is made. DO NOT DEFAULT!!!! A default sits on your credit records for 5 years. It will scupper a lot of your chances. If for any reason, you can pay it off in full, pay the minimum and let it accrue interest. 3 Likes 2 Shares |
Re: Living In The Uk-life Of An Immigrant (part 2) by canadaishome: 3:36am On Jan 28, 2022 |
Ticha: Please kindly provide more insight. If I use £50 so I have a month to pay it in full? |
Re: Living In The Uk-life Of An Immigrant (part 2) by Ticha: 3:42am On Jan 28, 2022 |
canadaishome: Not quite - you usually have about 21 days from the statement date depending on when in the statement cycle you made the purchase. I've edited my first comment to make it clearer. |
Re: Living In The Uk-life Of An Immigrant (part 2) by Yampotatocarrot(m): 4:54am On Jan 28, 2022 |
fadhilat1: Thanks. That was what I wanted to confirm. You're correct, 26pounds for more than one university. 1 Like |
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