animides:
I was once at this point.
1st time owed a total of 290k, I sha struggled to pay it with my sis help.
2nd time almost 500k, I nearly died.
1st off don't overthink it, when you begin to overthink it, you then become pressured.
The worst thing most of this loan apps can do is to defame you. Try talking to them to give you more time, and pay little by little if you have the money. NB: don't borrow to pay any loan app, doesn't end well.
However, if any of them defames you, don't bother to even pay them again.
In all trust God to help you and don't put yourself under pressure.
You will be fine.
Cheers.

animides:
I was once at this point.
1st time owed a total of 290k, I sha struggled to pay it with my sis help.
2nd time almost 500k, I nearly died.
1st off don't overthink it, when you begin to overthink it, you then become pressured.
The worst thing most of this loan apps can do is to defame you. Try talking to them to give you more time, and pay little by little if you have the money. NB: don't borrow to pay any loan app, doesn't end well.
However, if any of them defames you, don't bother to even pay them again.
In all trust God to help you and don't put yourself under pressure.
You will be fine.
Cheers.

animides:



What if they deduct the money from his account?

Like someone said block the ATM card or don't put money in the account.

pstemma1990:
Thanks for this ur contribution... I made the worst mistake ever, borrowed from a loan app to pay a debt because the person was insulting me..

Now I'm struggling to pay the loan app, the intrest is adding everyday.. I'm even giving up already.. The little I'm able to pay back is not even reducing it because of the way the intrest is adding..

animides:


We all made a mistake falling into loan app trap.
Don't loss your peace over it.
Xcash did this to me, kept clearing little by little but interest kept swallowing it all up
If you it's the registered loan apps, talk to their agents they give discounts.
But if it those rogue loan apps, pay off as much as you can and forget it once interest keeps increasing.
Cheers.

pstemma1990:
Thanks, it's Ease money

HitlerGaddafi:

Did this easemoni message your contacts when you defaulted?

pstemma1990:
No yet sir, but they do call me like 10 to 15 times every day...

I even posted it here on Nairaland last Sunday seeking for assistance, na only one good Samaritan send 1k to me, another person sent 100 naira..

I was able to pay little something yesterday, but the intrest is adding everyday.

HitlerGaddafi:

So let me get this straight.

How long have you been owing them?

And within that period have they messaged your contacts?

How sure are you they haven't messaged your contacts?

dontrulee:
I owed easemoney 100k+ for over a year plus and I haven't paid back yet and I wasn't defamed

pstemma1990:
once they message ur contact u will know, at least one of ur contacts should be kind enough to tell u...

I've been owning them for 3 months now... A friend only told me that I should always pick thier calls and beg for my time, and once in a while no matter how little I should try and pay something..

That they only send those messages once u are not responding to thier calls...

dontrulee:
I owed easemoney 100k+ for over a year plus and I haven't paid back yet and I wasn't defamed

pstemma1990:
once they message ur contact u will know, at least one of ur contacts should be kind enough to tell u...

I've been owning them for 3 months now... A friend only told me that I should always pick thier calls and beg for my time, and once in a while no matter how little I should try and pay something..

That they only send those messages once u are not responding to thier calls...

Bodeem:

Easemoni message contacts too but not in a defaming way. They also call your contacts that you're owing them money and they should tell you to pay up.

pstemma1990:
exactly sir, they have started doing so already, 2 of my contacts called me last week to tell me that they called them.

Bodeem:

Did you use those contacts as guarantors?

pstemma1990:
I can't remember using them... But I remembered giving permission to access my contacts.

Bodeem:

How long were you owing before they started calling your contacts.?

pstemma1990:
it expires, I paid part of the money, after 2 weeks they started calling some of my contacts...

Even me, they do call me like 5 to 10 times everyday.. And I always pick.

Bodeem:


Let me teach you something.

All these while you owing till they started calling your contacts, was the app still installed on your phone?

pstemma1990:
yes sir.. Even till now.

Bodeem:

That's why

pstemma1990:
yes sir.. Even till now.

Bodeem:

Do they still call you?
Do they still call/message your contatacts?