Asalam Alaikun waramatullah wabarakatul,my question is is it permissible to withdraw money through agents? The agent will charge certain percentage like #100 for 5,000,or #200 for #10,000, If you want #5000 you may asked them to deduct #5100 from your account so they give you #5000 cash, or you may give them #100 cash and they remove exactly #5000 from your account.

And what is the permissibility of using conventional banks here in Nigeria,where finding Islamic Bank is rare and not that common like conventional banks, because I don't even think there is one with any physical presence here in my area.

Lastly is it permissible to be this kind agent? jazakalah khairan.

Yes

Adek65:
Asalam Alaikun waramatullah wabarakatul,my question is is it permissible to withdraw money through agents? The agent will charge certain percentage like #100 for 5,000,or #200 for #10,000, If you want #5000 you may asked them to deduct #5100 from your account so they give you #5000 cash, or you may give them #100 cash and they remove exactly #5000 from your account.

And what is the permissibility of using conventional banks here in Nigeria,where finding Islamic Bank is rare and not that common like conventional banks, because I don't even think there is one with any physical presence here in my area.

Lastly is it permissible to be this kind agent? jazakalah khairan.

Well, it's a business that has to do with exchanging value. As a POS agent, you help people get their money from their accounts and give them the equivalent value. To facilitate this, you pay some fee including 0.5% to the Terminal issuer and this is part of the ₦100 or so you charge. Stamp fee and all. To me, it's simply provision of service for people which I see no sin in but I'd let the Islamic scholar give hadith and Sunnah perspective.

Allahu A'lam

Una don get ruling on POS too ??

Because I know say una get ruling on everything. Even ruling on how to put preek inside puna sef

But on a more serious note. Your politicians don't think this way before they loot to stupor. Just look up north.

My brother above me. I just tire. Make POS vendor no run him business again cos say ruling suppose dey?

Of course ! There are some things that shouldn't even be debated or discussed. Give unto Ceasar what belongs to Ceasar. It is their job and they need to earn an income. They provide solution to your financial/cash challenges just as we provide solution to all your IELTS/Travel needs. Check below if you are tired of scoring low band scores in IELTS. Cheers !!!

Ggg

This is not Saudi Arabia where government makes everything soft for it's citizens oooo..

Isn’t it a transaction?

My goodness! Do these creatures ask an Imam for islamic ruling before they go into toilet to ease themselves? Is this a religion or a cult?

Hmmmm

Salam’! But What has POS got to do with religion? It’s just one of the few means of transactions either crediting or withdrawals. The charges are also necessary because
1- it saves time( you can imagine the queue in the bank)
2- A POS stand is almost visible everywhere right now
3- in cases of emergency, accessing cash isn’t a problem and so many more importance.

Just as the conventional banks charges for ATM machine withdrawals , so the POS chargers too( tho higher ) because
1- The built or bought the POS stand
2- they buy cash too in order to be able to give out for withdrawals
3- The pay for the rented space that the stand is located
4- they employ staffs
5- they will have to make profit too! It’s a business

Una go soon ask for ruling on whether to post pass 5 paragraphs on nairaland front page.

It was only “rules” i was familiar with o b4 i come this nairaland. Now na ruling them wan use blind my ear.

Because na u dey give dem d PoS and d capital for free and dey pay dem salary on top.

Na common sense .
transporting yourself to the nearest ATM/bank for cash withdrawal will cost you also ,coupled with the queues and all.. Africa let's not be backward in our reasonings all in the name of RELIGION

Chevrolet076:


Well, it's a business that has to do with exchanging value. As a POS agent, you help people get their money from their accounts and give them the equivalent value. To facilitate this, you pay some fee including 0.5% to the Terminal issuer and this is part of the ₦100 or so you charge. Stamp fee and all. To me, it's simply provision of service for people which I see no sin in but I'd let the Islamic scholar give hadith and Sunnah perspective.

Allahu A'lam

You don't need a scholar to tell you what is explicitly clear. It's a business where customers are charged for service rendered. If you question POS charges, it's be ideal you' question bank charges and 9f course market charges and all that.

Don't Islamic banking charge for transacting on their POS terminal using other banks ATM card?

Adek65:
Asalam Alaikun waramatullah wabarakatul,my question is is it permissible to withdraw money through agents? The agent will charge certain percentage like #100 for 5,000,or #200 for #10,000, If you want #5000 you may asked them to deduct #5100 from your account so they give you #5000 cash, or you may give them #100 cash and they remove exactly #5000 from your account.

And what is the permissibility of using conventional banks here in Nigeria,where finding Islamic Bank is rare and not that common like conventional banks, because I don't even think there is one with any physical presence here in my area.

Lastly is it permissible to be this kind agent? jazakalah khairan.

ZekeYeager:
My goodness! Do these creatures ask an Imam for islamic ruling before they go into toilet to ease themselves? Is this a religion or a cult?

Yes, we have. The reason why muslims always clean up with water after using the rest room. Islam provides principles for the total way of life of muslims.

Adek65:
Asalam Alaikun waramatullah wabarakatul, my question is is it permissible to withdraw money through agents? The agent will charge certain percentage like #100 for 5,000,or #200 for #10,000, If you want #5000 you may asked them to deduct #5100 from your account so they give you #5000 cash, or you may give them #100 cash and they remove exactly #5000 from your account.

And what is the permissibility of using conventional banks here in Nigeria,where finding Islamic Bank is rare and not that common like conventional banks, because I don't even think there is one with any physical presence here in my area.

Lastly is it permissible to be this kind agent? jazakalah khairan.

The bolded is a sign of Arabic colonialism. You want to write in English but you first have to greeting your audience in Arabic. Your brain has been programmed that greeting in Arabic makes you a proper Muslim.

To the question. Did Muhammad use POS in his time? You have your answer!!

I'm beginning to understand why you guys are at least 3000 years behind everyone else in terms of basic intelligence.

Energist:


Yes, we have. The reason why muslims always clean up with water after using the rest room. Islam provides principles for the total way of life of muslims.

Teymanhenry:

You don't need a scholar to tell you what is explicitly clear. It's a business where customers are charged for service rendered. If you question POS charges, it's be ideal you' question bank charges and 9f course market charges and all that.

Did Muhammad use a bank or POS? You're using money to buy money. Is that not ribah? Do as Muhammad did!!

This one doesn't want to pay transaction fee 🤣🤣🤣 You Muslims are very funny set of people.

Is this an example of islamic cleaning up?

It was narrated that Abu Sa'eed Al-Khudri said:
"It was said: 'O Messenger of Allah, you perform Wudu' from the well into which the bodies of dogs, menstrual rags and garbage are thrown?' He said: 'Water is pure and it is not made impure by anything.'"
أَخْبَرَنَا هَارُونُ بْنُ عَبْدِ اللَّهِ، قَالَ حَدَّثَنَا أَبُو أُسَامَةَ، قَالَ حَدَّثَنَا الْوَلِيدُ بْنُ كَثِيرٍ، قَالَ حَدَّثَنَا مُحَمَّدُ بْنُ كَعْبٍ الْقُرَظِيُّ، عَنْ عُبَيْدِ اللَّهِ بْنِ عَبْدِ الرَّحْمَنِ بْنِ رَافِعٍ، عَنْ أَبِي سَعِيدٍ الْخُدْرِيِّ، قَالَ قِيلَ يَا رَسُولَ اللَّهِ أَتَتَوَضَّأُ مِنْ بِئْرِ بُضَاعَةَ وَهِيَ بِئْرٌ يُطْرَحُ فِيهَا لُحُومُ الْكِلاَبِ وَالْحِيَضُ وَالنَّتَنُ فَقَالَ ‏ "‏ الْمَاءُ طَهُورٌ لاَ يُنَجِّسُهُ شَىْءٌ ‏"‏ ‏.‏

Grade:Hasan (Darussalam)
Reference: Sunan an-Nasa'i 326
In-book reference: Book 2, Hadith 2
English translation: Vol. 1, Book 2, Hadith 327

Energist:


Yes, we have. The reason why muslims always clean up with water after using the rest room. Islam provides principles for the total way of life of muslims.

Why are you requesting for Islamic bank when you already have Muslim to Muslim tickets. What is really wrong with you guys from that side of country? Seems like you all lack vitamins in your head or something

Ameen

Was pòs in existence when the Koran was written? How can you apply a rule to something that is more advanced in the future. So y'all go to look for rules and on the use of smart phone and cars, planes and computers?

The ₦100 is like a riba, so it's a sin to collect riba.

Okpokpo09:
Why are you requesting for Islamic bank when you already have Muslim to Muslim tickets. What is really wrong with you guys from that side of country? Seems like you all lack vitamins in your head or something

Well, islamic banking system is a good banking system,, just know that you are also benefiting from the banking system of islamic banking, most especially the SUKUK being collected by the governors of your states to construct roads, so these loans are interest free loans.

ZekeYeager:
My goodness! Do these creatures ask an Imam for islamic ruling before they go into toilet to ease themselves? Is this a religion or a cult?

In all aspects of life, there is what is the best. Islam guides to the best including in business and even how to respond to arrogance questions like you did. Muslim don't walk life journey alone without compass.

harryboyng:
My brother above me. I just tire. Make POS vendor no run him business again cos say ruling suppose dey?

U don see Islam abi😂😂😂