chiboycue:



You could buy a land in the less developed outskirt, erect buildings in the land, fence it and then rent it out inorder to have something to fall back on when you are not able to sustain the N3m p.a rent

Perfect plan

Lanruze:
Forums like Nairaland may serve as a good feedback measure to filter varying opinions and suggestions and as an adult you can pick the best that suits your current situation.

N700k in a year is N8.4m per annum. i.e N700k x 12 Months. Majority of the hardworking Civil servants, Bankers, IT professionals, Engineers, Doctors , Lawyers and even Soldiers don't earn such an amount after a year.

And you have magnanimously chosen to use it for upkeep of a young family where your first child is just 10yrs.

The future is even more expensive as quality University & Secondary schools are super expensive.

1, The amount is too much for a family of 4 (Four) haba ! Irrespective of the economic indicies it's a big deal. Why not open a dedicated trust and targeted savings/ investment plan for each of the 4 kids for educational or future purpose.

2, Pretend that you lost your job after applying for leave in your office and you don't go out for 20 days to see your spouse reaction and behaviour.

3, As a Man and head of the family, you need to be assertive and take charge. Reduce the expenses ASAP for the future of your children. Even God doesn't support wasteful spending.

Goodluck and be wise ! Women are attracted to assertive men with direction.

Thanks. No 1 is handled already.
My wife is very supportive of my decisions as per my carear, but that no.2 i have only thought of as a prank.
För no.3, na my assertiveness dey cause quarell many times, I need advice on exactly how to do it without causing so much friktion.

You spend 700k monthly but still living in a rented apartment. Now I see why your wife feels comfortable defrauding you. I have no sympathy for you and your kind.

fineboynl:
Guy nor too reason am. Just enter spar do small shopping you go see say money done cross 100k.

Things too cost right now oh. 1m nor be Money again. People earning in dollars na them the country easy for right now.

Guy, but people dey here wey dey survive on 500k as whole net salary.

ShogunNoName:

Well done ma , are you done ?
Frustrated old layer

Please respect people, it doesn't cost extra.

ruffhandu:

Guy, but people dey here wey dey survive on 500k as whole net salary.

sure. But na suffer head be that na. Just to cook yam and beans for family of 6 is more than 9k. So reason am.

People are suffering now.

Firstcitizen:


Ode

1- you are not responsible for the upkeep and maintenance of the building. Cannot afford to maintain a house so rather rents

2 anytime you get bored of the area you can rent somewhere else after a year. Moves his family from one place to the other and disrupts his kids education by saying he is bored but the truth is he is running from high rent or rent debts.

3 you have more liquid cash for high profit investments because rent is cheap. You have like 400 million Naira sitting in your account that you would have used to build a house. With that much liquid cash you can do all kinds of business. He chipped in N400m to look good only to himself. A figure he can only view in his debt-ridden dreams.

4 if the house burns down it’s not your property. He cannot afford to insure a house hence he runs from pillar to post claiming he does not want his house to get burnt lol

Second question ? It’s poverty mentality that makes you think being a tenant is a bad thing. Once you have lived abroad and your mind has opened you will see the benefits of renting which are

Finally the imbec!le thinks everyone on this forum lives in Nigeria

you obviously haven’t lived abroad because if you have you would realize that the super rich over there prefer to rent than to own and prefer to lease cars than to own it. I was married to a white girl whose dad was always leasing cars and with my stupid African poverty mentality mindset I said why not just buy the car ? You are wasting money leasing these cars. That’s when the man sat me down and explained the virtues of leasing as opposed to owning. And my mind has expanded because of that conversation

ruffhandu:


Please respect people, it doesn't cost extra.

I get you but respect is reciprocated isn't it ? Did you see her comment to me ?

kpompey:


Yes now, you still dey follow me, na 2.8m I dey give my side chick monthly. This economy is very hard, so the guy given is family 700k is very wicked, Oga big up joo, 3m per month is manageable.

ruffhandu:

Lots of things to consider. Band A reduces fuel consumption.
Do you mean you spend more than 700k per month?

I spend more than 1m a month, but I drop money daily so I can track the expenses.

Twenty8:


Big bros I no say make u no give ur wife 700million naira/month o, but abeg do DNA test for your children before things go too far sha.

No go there bro

tosinhtml:


I really don't know for the dude & his wife but child care costs in Nigeria is almost next to nothing, I cannot be gaslighted when I know I can easily pay 300k or less each month for a walk-in child care service.

Please explain further

ruffhandu:

No go there bro

Ok ooo
I don talk my own sha

kpompey:

I am sure your wife is not collecting 50k per month.700k na dangote daughter? Mind you in a rented apartment and just a car. Oga na lie.

I have official car, no be my property be dat.

Oga...don't get me angry this evening ooooo

I am sure una never build house anywhere come dey spend money like this, make you no pray you loose your Job sorry will be your name. [Kquote author=ruffhandu post=130527858]Hello people,
Please I need some advice.
We live in PH, and have 4 kids. The oldest is 10 while the youngest is 6. I give my wife 700k every month, and this includes general upkeep and maintenace and fuelling of our car (Lexus 330). I don't drive the car (I dey leg, while she uses it to run around, which includes school runs and her business).

I no dey chuk eye for her business. Bu I am getting frustrated as she still makes me believe that the money is not enough. I pay electricity bill (band A) and house rent (3m pa) yet every now and then she puts bills on my head. It is driving me crazy.

When I tell her to list out her expenses so I plan with her, she picks offence. I am really tired of the whole thing and don't know how else to approach the issue without causing too much problem. I know some men whose salaries are 250k-300k in PH, yet they are surviving.[/quote]

smasher1:


Bros, ensure you build your house and move out of that expensive house/neighborhood ASAP.

In progress

Goldplucker:
Mak I help you analyze how to spend 300K monthly (Standard)

Rice - 1 bag- 80K
Supplement-100K incl. milk and water and children’s snacks
Other food stuffs -70K
Fuel- 50K
Total -300K


If she use 70+ liters of fuel before month end mak she use her business money run am

Simple.

You’re a man with 4Kids and you this wasteful!

Don’t pray to see SHEGE‼️

Can you break down that 70k further?

franchasng:
700k is enough.

She is either spending it on helping her struggling relatives or her business is not profitable and eating the monthly upkeep.


Does it include clothing of the kids and herself; if it does, then that could be the problem.

Yes, the last time I offered to reimburse her for the kids' clothes she bluntly refused.

diamond68:
you obviously haven’t lived abroad because if you have you would realize that the super rich over there prefer to rent than to own and prefer to lease cars than to own it. I was married to a white girl whose dad was always leasing cars and with my stupid African poverty mentality mindset I said why not just buy the car ? You are wasting money leasing these cars. That’s when the man sat me down and explained the virtues of leasing as opposed to owning. And my mind has expanded because of that conversation

To live abroad is obviously an achievement for you. See the way he says "white girl" like it is one celestial being. Chai! Check very well now you go see say na those joggers wearing benefits misfits living on State Universal credits and food vouchers in council estates

NoToPile:



For context I am female and I understand how it can be trying to give the children the best especially with food to make them healthy. Health is wealth. Children are always prioritized but some of your children are old enough to begin to understand some things.


If it's drinking bottled water that will make them not fall sick then you guys have no choice but to continue. Now I am assuming water supply in your axis is not clean enough to be boiled for drinking because even the costs of bottled water alone for 4 kids in a month is a whole lot of money. Some snacks can be cut off once once, the fresh juices are still okay it's healthy though expensive.


You guys just have to find a way around the costs, you sound strained already.

Talk to her.

Is this why the wife is picking offence? If I were the guy, I will withdraw that money. Let us see if heaven will fall.

Firstcitizen:


To live abroad is obviously an achievement for you. See the way he says "white girl" like it is one celestial being. Chai! Check very well now you go see say na those joggers wearing benefits misfits living on State Universal credits and food vouchers in council estates

oh to live abroad is no big deal bro, I was born in London. And I just told you the girls father leases high end jaguars and sports cars so you know she is not from the council estates. It’s an upper middle class family

iduu:
I am sure una never build house anywhere come dey spend money like this, make you no pray you loose your Job sorry will be your name. [Kquote author=ruffhandu post=130527858]Hello people,
Please I need some advice.
We live in PH, and have 4 kids. The oldest is 10 while the youngest is 6. I give my wife 700k every month, and this includes general upkeep and maintenace and fuelling of our car (Lexus 330). I don't drive the car (I dey leg, while she uses it to run around, which includes school runs and her business).

I no dey chuk eye for her business. Bu I am getting frustrated as she still makes me believe that the money is not enough. I pay electricity bill (band A) and house rent (3m pa) yet every now and then she puts bills on my head. It is driving me crazy.

When I tell her to list out her expenses so I plan with her, she picks offence. I am really tired of the whole thing and don't know how else to approach the issue without causing too much problem. I know some men whose salaries are 250k-300k in PH, yet they are surviving.

Where in PH are you paying N3m? Please your rent should not exceed 30% of your income. Never!

ruffhandu:

Thanks. No 1 is handled already.
My wife is very supportive of my decisions as per my carear, but that no.2 i have only thought of as a prank.
För no.3, na my assertiveness dey cause quarell many times, I need advice on exactly how to do it without causing so much friktion.

It must cause quarrel, but her head will cool down.

diamond68:
oh to live abroad is no big deal bro, I was born in London. And I just told you the girls father leases high end jaguars and sports cars so you know she is not from the council estates. It’s an upper middle class family

I was born in London na achievement for you . Ask her well oh. He probably works with Enterprise rentals cleaning cars.

UK where everyone dreams of owning their own house to make a home then move up the propert ladder by acquiring more. Some nut job tells you he rents to avoid his getting burnt. Lol

Firstcitizen:

I was born in London na achievement for you . Ask her well oh. He probably works with Enterprise rentals cleaning cars.

hehe now you are just trolling bro. And no her dad is an advertising exec with his own company and 15 employees although the company packed up after Covid but he had that company for close to 30 years. Now he just lectures via zoom

tosinhtml:


Yvonne Jegede who contributed more in her one year of marriage said she was tired of doing that, and she was above her husband in that regard. So the answer is Yes.

I'm sure you saw the viral post on social media.

Is miss jegede the representative of the married female folks in your place?

Life humbles people. I have been in this forum long enough to know it has humbled so many.
We are all self sufficient males and providers online.
Take care.

I think I have indulged enough

diamond68:
hehe now you are just trolling bro. And no her dad is an advertising exec with his own company and 15 employees although the company packed up after Covid but he had that company for close to 30 years. Now he just lectures via zoom

Oyinbo chick don scam you. You fall our hand

AS E BE SO YA WIFE DEY USE THE MONEY FVCK BOYZ SO OOOOO

ruffhandu:
Hello people,
Please I need some advice.
We live in PH, and have 4 kids. The oldest is 10 while the youngest is 6. I give my wife 700k every month, and this includes general upkeep and maintenace and fuelling of our car (Lexus 330). I don't drive the car (I dey leg, while she uses it to run around, which includes school runs and her business).

I no dey chuk eye for her business. Bu I am getting frustrated as she still makes me believe that the money is not enough. I pay electricity bill (band A) and house rent (3m pa) yet every now and then she puts bills on my head. It is driving me crazy.

When I tell her to list out her expenses so I plan with her, she picks offence. I am really tired of the whole thing and don't know how else to approach the issue without causing too much problem. I know some men whose salaries are 250k-300k in PH, yet they are surviving.

What is your monthly earning before your are giving wife 700k per month? There is God pls. People should lie small small oo. Country hard abeg.

700k per month to wifey for upkeep and you couldn't afford 2nd car for yourself 😡.......still trekking!

Dogalmighty17:
You don't have a wife. What you have is someone using you to cash out. 700k is more than what some men give their wives for a whole year and yet you do that in just a month. Something isn't right.

Your wife may be building somewhere or saving up money to move without you soon. I don't blame her. You are comfortable that's why you can be so wasteful.

Going forward, do not give her anything monthly, rather, let her write down everything she thinks the expense of the month will be. Let her list them down together with thier prices before you give her any money.
Make a visual confirmation of any purchase once it is done.

You need to put your wife on a leash else she may be your ruin. That you can afford things easily now doesn't mean that will always be the case and then you will see the true color of this woman.

I saw he's living in a rented apartment for 3m annually, yet gives the wife 700k for feeding monthly. Something is not just okay.

Firstcitizen:


Oyinbo chick don scam you. You fall our hand

she no scam me. Stay on topic bro. Fact remains it’s poverty mentality that Africans have which makes them very covetous into thinking everything must be owned. And it is this primitive thinking that is limiting the growth of many. Money that you would have used to break into the stratosphere you go sink am into the ground, no pun intended 🤣

Carry money buy dirt and sand. Madness niyen now 🤣 when gold bars Dey dia