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Is 700k Per Month Too Small? - Family (12) - Nairaland

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Re: Is 700k Per Month Too Small? by ruffhandu: 11:39pm On Jun 22
abdsamad:


I won't say much.

If truly you gave her a car and you're legging it, you know how things work.

Don't let someone turn you into a mad man. If she dey absent for 2 months, you no go run the house?

Wait till the month ends, go with her to buy all the items. Now you know how much. Monitor when the items are exhausted, now you know how often to replace each item.

Wait till the car is empty, go and fill the tank... Now you know how much it costs. When it's low, note how long. Now you know how long it takes to empty the tank.

Why are you filling the tank for her if she's driving the car and she has a business? I don't know. If someone wants to drive a car, they have to learn how to be responsible for it.

Nobody prays for bad things to happen, but if you fall sick and you're in the hospital for months, will you also have to worry that your wife cannot reasonably run the home.

She's a fully grown adult so she must start acting like it. Have a budget. If she doesn't contribute to making it, make it yourself.

I think i already said too much



If I said I fuel the car from another source other than the 700k, then it's a slip. She buys petrol, including for generator. I only support in this once in a while.
Re: Is 700k Per Month Too Small? by ruffhandu: 11:44pm On Jun 22
Bluffly:

You caused it. Is she not working or you refused her from working. You misinterpreted love

Not 9-5, she does business.
Re: Is 700k Per Month Too Small? by ruffhandu: 11:46pm On Jun 22
GboyegaD:



Oga, in it all please make sure you have enough savings for the rainy days ooo. This kind woman fit ask you say upon all the money wey you dey earn, how come you no get savings.
Have you also thought about bulk buying? That might help reduce the cost both of food stuff and time. In it all, handle it well and be firm if need be without being blackmailed. You have every right to ask for accountability and if anyone resorts to name calling, do not let it bother you.
Lastly, try to help the children understand the current day Nigeria reality. Let them understand that they are privileged and not look down on others who they may think are not in same class as them. Make them realize the need to be humble and accessible and make them a bit street smart.
That's the essence of the bulk money
Re: Is 700k Per Month Too Small? by ruffhandu: 11:47pm On Jun 22
rezzy:


Just like a sister wey say her husband can't eat groundnut oil that isn't sealed, it must be king's oil or any sealed oil, that others make him purge.

Wen g.oil got to 13k for a gallon, I asked her how far, she said she is now buying measurement oil. 🤣🤣🤣🤣🤣
I wanted to ask her, if her husband isn't purging again

That's hilarious. May be bro found a medication to supplement the "measurement oil"

1 Like

Re: Is 700k Per Month Too Small? by ruffhandu: 11:52pm On Jun 22
Firstcitizen:



Bro set all the jokes aside. I have lived in the UK for decades even before you were born(an assumption) You are still a child going by your ideas and know nothing. Due to your age I will cut you some slack so you can let experience teach you rather than me.
Stop watching videos of scammers online trying to teach you about real estate investments and owning property. Take it from someone heavily invested in real estate in the UK.

Please don't repeat the list of nonsense you wrote earlier in the midst of Educated people

Lastly it is only a fool that believes a story of someone that spends almost N700k on his wife monthly but still lives in a rented apartment were he pays a meagre N3M.

You should have mentioned a balanced comparison. 700k monthly to 3M pa is the same ratio as 175k monthly to 750k. Make your point make sense to me biko.
Re: Is 700k Per Month Too Small? by ruffhandu: 11:53pm On Jun 22
Firstcitizen:



Bro set all the jokes aside. I have lived in the UK for decades even before you were born(an assumption) You are still a child going by your ideas and know nothing. Due to your age I will cut you some slack so you can let experience teach you rather than me.
Stop watching videos of scammers online trying to teach you about real estate investments and owning property. Take it from someone heavily invested in real estate in the UK.

Please don't repeat the list of nonsense you wrote earlier in the midst of Educated people

Lastly it is only a fool that believes a story of someone that spends almost N700k on his wife monthly but still lives in a rented apartment were he pays a meagre N3M.

You should have mentioned a balanced comparison. 700k monthly to 3M pa is the same ratio as 175k monthly to 750k. Make your point make sense to me biko.

You have not seen people who pay 5m as rent in this same PH? Come on, move around bro.
Re: Is 700k Per Month Too Small? by ruffhandu: 11:53pm On Jun 22
Firstcitizen:



Bro set all the jokes aside. I have lived in the UK for decades even before you were born(an assumption) You are still a child going by your ideas and know nothing. Due to your age I will cut you some slack so you can let experience teach you rather than me.
Stop watching videos of scammers online trying to teach you about real estate investments and owning property. Take it from someone heavily invested in real estate in the UK.

Please don't repeat the list of nonsense you wrote earlier in the midst of Educated people

Lastly it is only a fool that believes a story of someone that spends almost N700k on his wife monthly but still lives in a rented apartment were he pays a meagre N3M.

You should have mentioned a balanced comparison. 700k monthly to 3M pa is the same ratio as 175k monthly to 750k. Make your point make sense to me biko.

You have not seen people who pay 5m as rent in this same PH? Come on, stroll around bro.
Re: Is 700k Per Month Too Small? by ruffhandu: 11:57pm On Jun 22
Youngzedd:


What happened to CWAY dispenser water?

Buy like 5 - 10 bottles and keep. When you finish 8, you go refill it.

Switch to solar energy if you buy fuel or diesel to power the house. With 3.5M you can setup 3.5kva solar inverter system using Growatt inverter, Jinko solar panels and Pylontech lithium battery. These you can get from Fouani store.

Tru tru, you need to shine your eyes unless you have an oil well somewhere that won't dry up if you get hit financially.

Prepare for old age as you give your kids a good life.


Recommended book: The richest man in Babylon by George Samuel Clason

Both of you should read it.

Finally, go through this post >> https://www.nairaland.com/5322792/ubunjas-miseducation-how-women-gold

Na that initial setup cost dey push me back. Have an inverter system, but not integrated with solar yet. I am working on that though, because I only need the panels, but I am afraid it may not power all devices.
Re: Is 700k Per Month Too Small? by ruffhandu: 12:01am On Jun 23
Kingrshd3:


My brother may God bless your generation OOO

Both of them are cursed by their ancestors imagine such earning and yet the fool open mouth say him dey pay rent 😢😭😭


Both of them are mad 😠

Lol, you are still under the damage Nigerian politicians have put you. You are more than you have been made to believe, you can get better jobs, you earn more than 10x your current pay. Change the people you mingle with, learn to improve yourself, change career if that is required. But trust me, what you do not believe exists.
Re: Is 700k Per Month Too Small? by ruffhandu: 12:03am On Jun 23
mamaafrik:



You are playing with fire if what you said is true.
[b]You need to man up and act like yoy6 have been converted to contract staff due to the prevailing economic condition .[/b]You should come home with a sealed letter that confirms the conversion from a staff to contract,fully stamped signed by the management.
Then half of that money should be cut off for strictly savings if what you are saying is true.

You are not only doing yourelf Good by saving more but also preparing the wife ,kids and extended for any eventualities that might happen in the future.


The wife and kids won't be able to handle live if you lose job or sickness comes.

Wise up
I cannot pull that one off due to her knowledge of my position at my workplace. The only prank I can play now is to claim that I have bee relieved of my job.
Re: Is 700k Per Month Too Small? by ruffhandu: 12:06am On Jun 23
Coolgent:

Open an account, download it app in your phone, give her the Atm card.
Be crediting it with the said sum of 700k monthly, from transaction history, you will be observing her expenditures.

I had tried that thing, you don't want me to tell you how she wriggled out of it.
Re: Is 700k Per Month Too Small? by ruffhandu: 12:08am On Jun 23
Vulcan24:
My company director salary!!
Oh boy ! Your wife is fleecing u! I know how stocking the house works! If u stock up with 700k u will def have spill overs, how da hell would 700k be the consistent stipends monthly if not fleecing!!

I have managed families when nig was worse and better, trust me even with the situation, u can't av a consistent stipends unless u ar lieing or ur wife has something she's doing with ur money

That's my strongest argument. It's a concern I am working hard to put under control.
Re: Is 700k Per Month Too Small? by ruffhandu: 12:15am On Jun 23
TheOmalicha:


Dear poster, As a mum of 3 kids and a help
Cost of living is soooo expensive

700k is a big money that does little to nothing in this economy.
My standard of living is not high, we are a little below average.
We no dey drink bottle water, na pure water we dey drink.
We don't give our kids freshly squeezed juice, we give packaged low budget juice.
We don't take scrambled eggs alongside our tea...except on special days.
We don't have a car to fuel but we do have generator to run.

But if you calculate the money spent, you'd be shocked.
Don't let these people talk down on your wife's efforts.
They castigate her for giving freshly squeezed juice and giving refined clean water to the kids ....and you are not seeing it as poverty mentality?

As a mum myself, I aspire to offer my kids such healthy lifestyle...who no like better thing?

Why we strive to be better is to be able to offer our children the best possible.
It will be a shame, if you can afford such for your family and you don't!!!!!

If I have the funds, I'd do that and more!!

Don't compare yourself to others because they live off 50k monthly....or would you like to be in such level so you go follow they "enjoy" wetin dem dey "enjoy"??.

The only time I'd be concerned is if you can no longer afford to give your family such good life. But if you can and you think its a waste, then you should be ashamed of yourself (respectfully).

Thanks for your sincere and humble advice. Of course I brought this here to sift through and get some sensible advice, and perhaps apply wise solutions I had not thought of.
For the juice, when I was earning less, we used to quarrel a lot because I felt it should not be everyday (I used to advise to dilute it with water to make it plenty, but she no dey gree that one. I felt the nutrient is not lost, only that the concentration reduced).

For the water, I approved the bottled water after lots of back and forth. Then I decided to let it be to observe their health. I let it be afterwards.
Yes, I believe I should give the best I can afford, but my philosophy is to always have cheapest alternatives, I no care what others think about me.
Re: Is 700k Per Month Too Small? by ruffhandu: 12:17am On Jun 23
TheOmalicha:


Not family of 4
He has 4 kids
Let's assume the family has a live in house help, that's total of 7

We have 22,000 daily according to your calculations

Breakfast
Bread-3000
Milo-1500
Milk-1500

Lunch
Rice-3000
Tomatoes-1000
Pepper and onions-800
Other ingredients including protein-2500

Dinner
Small portion of okra soup sapa edition
5000
Swallow-1500

Snacks for 4 kids to take to school
Sapa edition
1500

Water
Pure water
350

Fuel for gen and car....

Do your calculations before leading this man astray!!!

I just hope this man does not take the comments from people too seriously
Househelp is paid 30k, from the same allowance.
I do not just take advice from boys who have no business with marriage, let alone kids.

1 Like

Re: Is 700k Per Month Too Small? by ruffhandu: 12:19am On Jun 23
antoniobaresi:
First of all you made a big mistake giving her 700k as upkeep in this economy, and unless you're saying you don't know your wife very well, you should have known how she is especially with money and help cut down on many things. 700k is too much to spend in a month and still say it's too small. What if you could only bring 100k, won't your family survive? Cut down drastically and enforce a certain level of management with her. If she is not willing to help and adjust then you have a problem in your hands.
My brother, my salary as far back as 2006 as a very young fellow was 1.6m pa. If I can afford only 200k by now, then I will be of all men most miserable.
Re: Is 700k Per Month Too Small? by ruffhandu: 12:26am On Jun 23
Tealcrestmedia:


Aii. Best wishes.

Thanks a lot
Re: Is 700k Per Month Too Small? by abdsamad(m): 1:45am On Jun 23
ruffhandu:


If I said I fuel the car from another source other than the 700k, then it's a slip. She buys petrol, including for generator. I only support in this once in a while.

It's hard to give advice about these things cos there's always so much information missing or misunderstood, and the one giving advice probably needs advice themself.

I just don't think things are now so expensive that even 200k shouldn't cover the usual household needs, outside school fees and clothes.

I think it's important to know what the recurring expenses are and how much those cost, separate from additionals than pop up randomly.

I wish you all the best. I hope you are able to figure it all out
Re: Is 700k Per Month Too Small? by TheOmalicha: 1:49am On Jun 23
ruffhandu:


Na 588k be dat already bro. I did not see soup items, Fish/meat (we buy whole chickens, quater goat, scumbia fish(s) and dry catfish).
You did not also include toiletries, etc

Leave am make him dey calculate...lmao

Oga say 2k for sugar...lol

Anyway

People without families to cater for and busy mapping out budgets and list

Lmao
Re: Is 700k Per Month Too Small? by ruffhandu: 2:27am On Jun 23
abdsamad:


It's hard to give advice about these things cos there's always so much information missing or misunderstood, and the one giving advice probably needs advice themself.

I just don't think things are now so expensive that even 200k shouldn't cover the usual household needs, outside school fees and clothes.

I think it's important to know what the recurring expenses are and how much those cost, separate from additionals than pop up randomly.

I wish you all the best. I hope you are able to figure it all out

I don't think 200k will cut it for me. Dry fish alone for the month costs 20k. Yam is about 4k per tuber. I know some people live below 100k, but people different. If I earn 150k per month, I no go kee myself than to try and live like a pauper. But the honest truth is, if I am single and earning 200k net, I may not marry yet.
Re: Is 700k Per Month Too Small? by duncan511: 5:57am On Jun 23
ruffhandu:


I had suggested this but she objected.
then don't add money, you should take some decisions and stand by it. If she ask for more money and you don't have to give her, she will definitely adjust. Don't just add money any more, if you can't remove. She definitely adjust when she see your seriousness. Your wife have been the one making decisions your home that is why is hard for you to take decision. If you don't stand on your ground, you wouldn't be able to change it. Fall for me and I fall for you na dey make marriage dey sweet oh. If one person dey always dey fall, the day that particular person refuses to fall, whala (problem) don start. Take the best decision that will benefit you and your family, not the one that will causes high blood pressure. Change is constant in life.

1 Like

Re: Is 700k Per Month Too Small? by abdsamad(m): 6:13am On Jun 23
ruffhandu:


I don't think 200k will cut it for me. Dry fish alone for the month costs 20k. Yam is about 4k per tuber. I know some people live below 100k, but people different. If I earn 150k per month, I no go kee myself than to try and live like a pauper. But the honest truth is, if I am single and earning 200k net, I may not marry yet.

Well, maybe you're right. I think you should do the math though so you know for sure that the actual number is 200, 300, 400 or more. Makes it easier to plan and it'll reduce arguments.

Please make sure the kids are eating more fruits than ice-cream though. If you're spending 700k on healthy food for them, I'll not argue at all. But if it's chocolate and other highly processed food, I'll keep disturbing you on this page until you give them better diet.

1 Like

Re: Is 700k Per Month Too Small? by duncan511: 6:35am On Jun 23
ruffhandu:

I cannot pull that one off due to her knowledge of my position at my workplace. The only prank I can play now is to claim that I have bee relieved of my job.
Don't think of this oh, because she will definitely find out, you must go to work, even after the plank. Just man up and take the best decision for the sake of children future.

1 Like

Re: Is 700k Per Month Too Small? by Youngzedd(m): 7:07am On Jun 23
ruffhandu:


Na that initial setup cost dey push me back. Have an inverter system, but not integrated with solar yet. I am working on that though, because I only need the panels, but I am afraid it may not power all devices.

How many kva is the inverter?
Re: Is 700k Per Month Too Small? by Ujay22: 8:05am On Jun 23
I thought school fee is included
ruffhandu:


Basically food, and any other thing she or the family needs, because school fees is not part of it.
Re: Is 700k Per Month Too Small? by mamaafrik(m): 10:06am On Jun 23
ruffhandu:

I cannot pull that one off due to her knowledge of my position at my workplace. The only prank I can play now is to claim that I have bee relieved of my job.

That is even more difficult,just do one to prune her spending and get good friends...to counsel you on life.
She is most likely not in love with you.


And again,conduct DNA of ur kids discreetly oooooo
Re: Is 700k Per Month Too Small? by ruffhandu: 12:34pm On Jun 23
duncan511:
then don't add money, you should take some decisions and stand by it. If she ask for more money and you don't have to give her, she will definitely adjust. Don't just add money any more, if you can't remove. She definitely adjust when she see your seriousness. Your wife have been the one making decisions your home that is why is hard for you to take decision. If you don't stand on your ground, you wouldn't be able to change it. Fall for me and I fall for you na dey make marriage dey sweet oh. If one person dey always dey fall, the day that particular person refuses to fall, whala (problem) don start. Take the best decision that will benefit you and your family, not the one that will causes high blood pressure. Change is constant in life.

That's definitely the stand i have taken

1 Like

Re: Is 700k Per Month Too Small? by ruffhandu: 12:37pm On Jun 23
abdsamad:


Well, maybe you're right. I think you should do the math though so you know for sure that the actual number is 200, 300, 400 or more. Makes it easier to plan and it'll reduce arguments.

Please make sure the kids are eating more fruits than ice-cream though. If you're spending 700k on healthy food for them, I'll not argue at all. But if it's chocolate and other highly processed food, I'll keep disturbing you on this page until you give them better diet.

The kids only have those sweet candies once in a long while. They are fed with mostly naturäls.
Re: Is 700k Per Month Too Small? by ruffhandu: 12:38pm On Jun 23
duncan511:

Don't think of this oh, because she will definitely find out, you must go to work, even after the plank. Just man up and take the best decision for the sake of children future.
I agree with you

1 Like

Re: Is 700k Per Month Too Small? by ruffhandu: 12:41pm On Jun 23
Youngzedd:


How many kva is the inverter?

It's 1600W
Re: Is 700k Per Month Too Small? by ruffhandu: 12:41pm On Jun 23
Ujay22:
I thought school fee is included
Nope, I still pay school fees
Re: Is 700k Per Month Too Small? by Youngzedd(m): 12:52pm On Jun 23
Re: Is 700k Per Month Too Small? by ruffhandu: 2:56pm On Jun 23
Youngzedd:


Sell it and buy Growatt hybrid 3.5kva.

Like I said before, with 3.5M, you don run this matter.

https://www.fouanistore.com/ng/en/product/jinko-555w-monofacial-solar-panel x4 (Upgradable)

https://www.fouanistore.com/ng/en/product/growatt-spf-3500-es-hybrid-35kw-48v-big-pv-input-inverter x1

https://www.fouanistore.com/ng/en/product/pylontech-up5000-48kwh-lithium-ion-battery x1 (Upgradable)

Ok.

Is ₦622,200 the current price of the inverter?

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