Nazgul:

One dangerous thing about defaulting a loan is that you won't be given visa if you don't pay it back most especially if the companies who loaned you money are registered and have CBN's operational license. They'll just flag down you BVN and you're done.

Even major jobs (local and foreign) wouldn't employ you cos your BVN is the first thing they'll request for and if it's flagged down, they'll see you as not being credit worthy and reject your application.

When I started my American Visa application, the first question the agent who helped me resize my photograph asked me is if I was owing any loan company...when I told him no, he still insisted that I check the CRC website with my BVN just to be sure that I'm clean. Cos I can be denied visa.

So don't think you're playing smart by not paying back. Just find a way to settle them and avoid collecting loans. It's for your own good.

This is the biggest lie ever

Jeans601:


You just spoil your nice write up with the Peter OBi talk.

Maybe you were a toddler or not born when he was a governor......most you think that man is different lol.

He is also a thief like every other nigeria politician

Correct.

abba09:
bro calm down its hardship i loaned from morethan 10loan apps and i never paid any of them

You are also a thief!

Nomerci:
Everyone is a thief. I carried my neighbour kid of about 13 years old,at the back I had an almost empty bottle of air refresher spray that I normally top up with oil pef and lil water.after dropping him halfway, my guys joined me and we went to high ourselves till like 9pm. Following day,make I clean interior,I begin dey find this bottle.the tin still dey pain me.i knw it's my neighbours son cos 1liter of petrol don miss from my entrance b4.i no sorry for am,I dey pray make dem catch am burn am,I go supply them petrol sef.i hate thieves.a 13 year old already stealing.i pour like liter inside bottle water,make I take use am dey burn trash.for aide of my window for aous,the next door house is about 23 feet away,.so who wan steal am,na the same 13 year old boy. Very useless family.since that day,I no answer anyone greetings so far e come from their house.bastard thieves

Shut your smelly mouth and stop trying to justify your thievery by claiming that everyone is a thief.

It is already clear that you come from a family of thieves so don't assume that everyone in Nigeria is also a thief like you.

Shameless thing because you don't want to repay a loan of 2.7K you went through the trouble of changing your mobile phone number

Jeans601:


His government feels illegitimate to you igbos.

Nah only you dey perceive all you wrote......Nigerian politicians are all the same.

They are all the SAME.

Almaiga:
This is the biggest lie ever

Lol... just say you're not exposed to the cooperate world.

Your BVN captures your bio data. Meaning when anyone wants to run a background check on you, the first thing they request for is your BVN.

Even foreign embassies request for it during your Visa application. So stop exposing your ignorance here.

Nazgul:

Lol... just say you're not exposed to the cooperate world.

Your BVN captures your bio data. Meaning when anyone wants to run a background check on you, the first thing they request for is your BVN.

Even foreign embassies request for it during your Visa application. So stop exposing your ignorance here.

Lies.
Nothing concern embassies with weather you owe loan or not. I know people who owe several loan sharks and they all travel at will. Some of us have switch jobs and there was no time BVN was demanded by any of those employees.

It's obvious, you are one of the Agent of those loan sharks. You wanted to scare your debtors with your lies. You better go and find a better job. Instead of being a loan shark agent.

SavageResponse:


Shut your smelly mouth and stop trying to justify your thievery by claiming that everyone is a thief.

It is already clear that you come from a family of thieves so don't assume that everyone in Nigeria is also a thief like you.

Shameless thing because you don't want to repay a loan of 2.7K you went through the trouble of changing your mobile phone number

And why is his coment paining you? Do you own any of those loan sharks?

Almaiga:


Lies.
Nothing concern embassies with weather you owe loan or not. I know people who owe several loan sharks and they all travel at will. Some of us have switch jobs and there was no time BVN was demanded by any of those employees.

It's obvious, you are one of the Agent of those loan sharks. You wanted to scare your debtors with your lies. You better go and find a better job. Instead of being a loan shark agent.

Lol... Nairaland na confirm comic relief.

See this onigbese calling me loan agent. Better go and pay up your loan.

I don't have strength to argue with you cos I know that you've never been to an embassy. As for jobs. I wasn't talking about sales boy work. I'm talking about cooperate firms.

In case you don't know. A vast majority of them verify every document you submit. From your University certificate to your NYSC credentials, to your BVN, last place you worked...some would even call your previous HR.

But I don't expect you to know this cos na factory work you de do.

Sha do fast and goan pay up your loan.

Nazgul:

Lol... Nairaland na confirm comic relief.

See this onigbese calling me loan agent. Better go and pay up your loan.

I don't have strength to argue with you cos I know that you've never been to an embassy. As for jobs. I wasn't talking about sales boy work. I'm talking about cooperate firms.

In case you don't know. A vast majority of them verify every document you submit. From your University certificate to your NYSC credentials, to your BVN, last place you worked...some would even call your previous HR.

But I don't expect you to know this cos na factory work you de do.

Sha goan pay up your loan.

Do you know what credit Card does? You no know say every Oyinbo man wey get credit card dey owe the credit card providers the money he spent? Have you ever here say embassy hold someone for using credit card?

It's legal to borrow money and no embassy care weather you borrow money or not. Since no be the embassy u use as Collateral. From Governments,Banks, Cooperate organisations are and individuals owe different forms of loans.

It's not a crime to owe.

Almaiga:
Do you know what credit Card does? You no know say every Oyinbo man wey get credit card dey owe the credit card providers the money he spent? Have you ever here say embassy hold someone for using credit card?

It's legal to borrow money and no embassy care weather you borrow money or not. Since no be the embassy u use as Collateral. From Governments,Banks, Cooperate organisations are and individuals owe different forms of loans.

It's not a crime to owe.

Owing isn't a crime.

Defaulting on the other hand gives you a bad credit score.

Embassies don't care if you're owing. But they'll turn down your application if multiple loan companies blacklist your BVN cos it would become obvious to them that you're not credit worthy.

Stfu thief

SavageResponse:


Shut your smelly mouth and stop trying to justify your thievery by claiming that everyone is a thief.

It is already clear that you come from a family of thieves so don't assume that everyone in Nigeria is also a thief like you.

Shameless thing because you don't want to repay a loan of 2.7K you went through the trouble of changing your mobile phone number

Jeans601:


His government feels illegitimate to you igbos.

Nah only you dey perceive all you wrote......Nigerian politicians are all the same.

No wahala smallie. Dey there dey do Igbo vs Yoruba...while the world is making progress.

E dey una body.

Nazgul:

Owing isn't a crime.

Defaulting on the other hand gives you a bad credit score.

Embassies don't care if you're owing. But they'll turn down your application if multiple loan companies blacklist your BVN cos it would become obvious to them that you're not credit worthy.

Embassy dey give loan abi embassies na Loan collectors?
You think say na Children you dey talk to abi? Loan company agent dey advice someone with a real Job

Almaiga:
Embassy dey give loan abi embassies na Loan collectors?
You think say na Children you dey talk to abi? Loan company agent dey advice someone with a real Job

Please I don't have strength for your sheer display of ignorance.

So you're not aware that bank statements, transcripts (for student visa) and other necessary documents along with your BVN are forwarded to the embassy you're intending to seek visa from.

The embassy would then verify those documents along with your BVN to be sure that they're authentic and you're credit worthy. Are you aware that there are hundreds of thousands of people applying for that visa like you?

Let me even shock you...I applied for US visa last year around October. My interview date with the embassy is next year. Meaning I'll wait for 2 years before attending my interview. That should tell you the magnitude of people applying everyday. And they certainly wouldn't give everyone visa because they have a quota they're working with. So they scrutinize your documents by employing every means necessary to try as much as possible to reduce the number of people who would be granted visa.

Or you think you'll just walk into an embassy, drop your documents and expect them to stamp your visa without proper verification and scrutinization of those submitted documents... lol.

Poverty and hunger in Nigeria has made those embassy staffs work overtime to tighten their doors and make their requirements more stricter cos they're aware that almost every Nigerian wants to escape Tinubu's administration.

Nazgul:

Please I don't have strength for your sheer display of ignorance.

So you're not aware that bank statements, transcripts (for student visa) and other necessary documents along with your BVN are forwarded to the embassy you're intending to seek visa from.

The embassy would then verify those documents along with your BVN to be sure that they're authentic and you're credit worthy. Are you aware that there are hundreds of thousands of people applying for that visa like you?

Let me even shock you...I applied for US visa last year around October. My interview date with the embassy is next year. Meaning I'll wait for 2 years before attending my interview. That should tell you the magnitude of people applying everyday. And they certainly wouldn't give everyone visa because they have a quota they're working with. So they scrutinize your documents by employing every means necessary to try as much as possible to reduce the number of people who would be granted visa.

Or you think you'll just walk into an embassy, drop your documents and expect them to stamp your visa without proper verification and scrutinization of those submitted documents... lol.

Poverty and hunger in Nigeria has made those embassy staffs work overtime to tighten their doors and make their requirements more stricter cos they're aware that almost every Nigerian wants to escape Tinubu's administration.

The requirements of BVN is to enable them check the cash flow in your accounts and to verify the account statement you presented to them. Since a major requirements is for an applicant to have a specific amount in his account.

It has nothing to do with loans. Embassies no be loan collectors.

Almaiga:
The requirements of BVN is to enable them check the cash flow in your accounts and to verify the account statement you presented to them. Since a major requirements is for an applicant to have a specific amount in his account.

It has nothing to do with loans. Embassies no be loan collectors.

Wrong. Your BVN contains your bio data and activities on your account including servicing and defaulted loans (if any)

See the thread below and quit your ignorance.

https://www.nairaland.com/8126391/man-allegedly-denied-visa-owing

Once your BVN is submitted, their purpose of checking isn't to find out if you're owing any loan company. It's basically to confirm the activities on your account.

However If your BVN has been blacklisted by a loan company it would show right there during the search that you've defaulted on a loan. And they would see you as someone who cannot be trusted with cash. Thus making them deny your visa.