chrisifeanyi:
You can still pay all your 2 years tuition with enough money in account and still get denied.
Paying tuition is encouraged but can never be a basis for rejection. An Iranian guy took IRCC to court in 2023 because his visa was denied reason being he didn't pay any tuition fee except the deposit, he won the case. Go and read about it. People get visa with only tuition deposit. People get denied after paying 1 year tuition and low pof.
Payment of tuition is not a criteria for visa. Deposit and LOA is what's is needed to apply for visa. However if you have, pay.

The guy is even asking for schools that wouldn't request for tuition deposit. Don't be quick to refer to past instances as it's not everyone that can go that pathway. Besides, ircc are purposely trying to cut down the visa approvals so why do you want to make their decision very easy for them? Yes you stated the minimum requirements which is tuition deposit, but itcc are now genuinely looking at intl students with genuine funds and ready to study. So if you claim you have sufficient funds why not spend it and show them its available.

Thank you for your response, pls is she going to start the new application as fresh again by creating another profile on the CA WEB page or the old profile can be use? It was an agent that did the first one that got rejected but we are planning to do it ourselves this time with the help of people here.


quote author=Neche207 post=131103192]no need to ask for refund, she can use the same receipt from the first school fee she paid to reapply[/quote]

Has anyone gotten visa this period, abeg make una dey drop update oooo, for us that are still awaiting abeg

Please anyone that has an idea should answer her

hilariouscandy:
Thank you for your response, pls is she going to start the new application as fresh again by creating another profile on the CA WEB page or the old profile can be use? It was an agent that did the first one that got rejected but we are planning to do it ourselves this time with the help of people here.


quote author=Neche207 post=131103192]no need to ask for refund, she can use the same receipt from the first school fee she paid to reapply

JMG12:
Use tuition for two years, often a two-year budget is highly recommended.

thank you

Hello guys, with my cgpa of 2.99/4.0 and 3.3/4.0 in my last 20courses what are my chances of securing admission for pgd political scinst memorial uni

Can someone use the PAL issued by a school in Alberta to apply for a study permit with another school's admission letter still in Alberta.

Please note, these two schools are in the same province.

This is a long read, but I am being as detailed as possible, because I know how helpful it was, reading other detailed accounts, here.
We are a family of 6, but only 4 members of the family were on the application, as the other 2 are American citizens.
4 Members of family on application
Me – Study permit for a Master's degree
Husband – SOWP
1st Child – Study permit for an Undergraduate degree
2nd Child – Study permit for High School

Application Timeline
Upfront Medical – April 5th 2024
Submission – May 16th 2024
Biometrics for Me and First Child - May 20th 2024. Updated on portal, same day.
Second Child was exempted from giving biometric information.
My husband’s BIL was not sent same time as ours. I also noticed that he had no UCI. I sent a webform about both issues, on the morning of May 29th and he received his BIL that same night. His profile also got assigned a UCI.
Biometrics for Husband – May 30th. Updated on portal same day.
Medical updated to passed for everyone: June 15th
Applications denied - June 15th.
Reason: Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable.
I applied for GCMS notes minutes after I got the email, but I suspected that the reason for the denial was because my school fees were not paid. I figured that the lack of significant commitment to the school could have been the reason, as there was more than enough money, with clear sources, to cover everyone on the application. I was happy that the reason for the denial was only financial, so I figured that doing more to show financial commitment would help. So, I made some adjustments to our applications and reapplied on June 25th, without receiving the GCMS notes.
The notes finally came on July 23rd and I saw that there wasn’t confidence that, despite the robust finances, my school fees and our living expenses would be sorted. So, my guess, about the reason for refusal, was accurate.
Application Timeline
Submission – June 25th 2024 with Biometrics updated immediately for Me and First Child.
Husband’s UCI and Biometrics updated – July 3rd 2024
PPR for everyone – July 25th 2024


Letters of Explanation
My LOE explained the educational and career progressions that led me to the particular Master’s degree. It also explained why I wanted to be with my family during that journey. I mentioned that the 2 Americans would also be travelling with me, so POF was for 6 people. Documents were attached to show that claims of education and profession were accurate. WES verifications and IELTS results were included in these. I also mentioned an extensive travel history and haven never defaulted on any visas.

My husband’s Reason for Travel, detailed his career and qualifications and explained that he does not have any immediate plans to resign his job and move to Canada, for the duration of my studies. The application for the SOWP was to take advantage of any solid opportunities, for work, that may come up for him, in Canada, while I am there, as this would enable us all be together. His extensive travel history was mentioned, as well as non default on any previous visas.
In his LOE, documents were attached that proved the accuracy of the claims on his Reason for Travel. WES verifications and IELTS results were included in these.

My first child’s LOE explained that studying in Canada was so she could get the kind of education that would make her secondary goals easier to attain. She got into a competitive course, in one of Canada’s highly ranked schools and it is a precursor to her intended second degree and subsequent career. The LOE delved into that.

As the principal applicant in a Master’s degree, I did not require a PAL, so I answered “no” to that question. As a result, there was no special place to attach my daughter’s. To make sure it was not missed, I merged it with her offer letter and uploaded together. I also did the same with her LOE before uploading. So, her PAL was uploaded as a part of two separate attachments.
She is a minor, but did not require the Custodian Declaration form, as I would be there with her. We would be attending the same school in September, as well, albeit different faculties.

I did not include any LOE for my 2nd child. I only filled his forms, including the optional one that applied for a TRV.

Proof Of Funds for 6
- First year fees were fully paid for 1st child’s undergraduate degree. Receipts of a little over 35k CAD, from the school, were submitted for both applications.
- For the first application, I submitted only the receipt for my acceptance deposit. The school did not require that I pay more than that and because the money was in an investment account, I did not want to pull it out. For the second application, my Master’s degree was fully paid for, with funds from another account, not submitted. The receipt of a little over 65k CAD, from the school, was submitted, which detailed both payments.
- I submitted the Investment Advice letter received from CIBC, for a GIC of 50k CAD, in my name. I did this only during the second application.
- A USD investment account, co-owned by me and my husband, with funds that can be moved within 48 hours. This was the most significant POF, so the statement of account was from inception of the account and ran for over 4 years, to make it clear that the funds had been available for a long time and that there were no sudden deposits that inflated the figures. All the deposits, into the account, within the last year, were quite significant. So, I made sure to explain them, with proof of sources of fund. A reference letter was attached from the investment house, to back up the SOA. At the time of the second application, the money was less, as the money for the GIC came from this account. I explained that it took just 48 hours to conclude that transaction and that there was no fear about a subsequent withdrawal not being as fast. This account had almost 65k USD left in it, after the GIC payment.
- Statement of account for my husband’s USD account, in a Nigerian bank, for a period of over a year. There had been no transactions in that account for five months, hence the need to show something more comprehensive.
- My husband’s pension fund statement of account, that showed that he could access 25% of the funds, if unemployed for 4 months. That 25% was a significant amount, hence my reason to attach this SOA.
- For the first application, I did not include any of my personal accounts, as fees had been paid from there, so there were a lot of transactions on them that I didn’t want to bother with explaining. For the second application, I included a six-month account statement of my Bank of America account and explained sources of funds in that account.
*** I also mentioned that I would be selling a car, in my name, as soon as the visa came out, in order to buy another in Canada. I included the documents of that car and gave an estimate of the expected sale value. However, I did not include this value while providing a total for the POF.
*** Since the first year of my child’s fees had been fully paid and all of mine were fully paid, the funds in all the accounts and the GIC covered:
- Required POF for 6, for a year, as seen on IRCC website.
- Funds for return tickets. I attached screenshots of one-way ticket prices for the six of us, from KLM, for our intended travel date and simply multiplied it by 2.
- Second year fees for 1st child’s undergraduate degree.
- More than the required funds for a second year of required POF for a family of 6.

Home Ties
- Our home, with recent valuation documents, in both our names, included.
- I mentioned my aged mum and told a story around her current circumstances.
- Car documents (not the one I had mentioned that would be sold) Whether, that was important or not, I have no clue.
- My husband’s job role is very significant and his LOA stated that he had no intention of resigning from that. He stated that if searched and he didn’t get a job similar to what he currently had, he wouldn’t be moving to Canada.

Because I was applying for the SOWP, I was able to use the IRCC Secure Account (GCKey) to apply and was able to upload documents up to 4MB.
I used the website ilovepdf to merge and sometimes, compress my merged documents.

I would say that the most significant part of this experience for me, was knowing that this was what God wanted for us, so I was willing to do my part in bringing that to life. So, besides dotting all your i's and crossing all your t’s, commit it all to God and at the right time, it would happen, if He wills it.
However you can, show significant financial commitment to the process.
No matter what stories you tell in your Letters of Explanation, provide verifiable documents to back them up.
God’s grace to all those still waiting. May Canada be good to us all, in Jesus Name, Amen.

Request has been taking care off

Hey there everybody, I'm an intl student in Canada right now and I am assisting my mum with applying for hers. She already has admission but i am wondering if we can go ahead and apply for the visa without PAL as she is my mother and my permit is valid for another 2 years. What do you guys suggest I do? Your reply will be appreciated 🙏

Congrats

Bejewelled:
This is a long read, but I am being as detailed as possible, because I know how helpful it was, reading other detailed accounts, here.
We are a family of 6, but only 4 members of the family were on the application, as the other 2 are American citizens.
4 Members of family on application
Me – Study permit for a Master's degree
Husband – SOWP
1st Child – Study permit for an Undergraduate degree
2nd Child – Study permit for High School

Application Timeline
Upfront Medical – April 5th 2024
Submission – May 16th 2024
Biometrics for Me and First Child - May 20th 2024. Updated on portal, same day.
Second Child was exempted from giving biometric information.
My husband’s BIL was not sent same time as ours. I also noticed that he had no UCI. I sent a webform about both issues, on the morning of May 29th and he received his BIL that same night. His profile also got assigned a UCI.
Biometrics for Husband – May 30th. Updated on portal same day.
Medical updated to passed for everyone: June 15th
Applications denied - June 15th.
Reason: Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable.
I applied for GCMS notes minutes after I got the email, but I suspected that the reason for the denial was because my school fees were not paid. I figured that the lack of significant commitment to the school could have been the reason, as there was more than enough money, with clear sources, to cover everyone on the application. I was happy that the reason for the denial was only financial, so I figured that doing more to show financial commitment would help. So, I made some adjustments to our applications and reapplied on June 25th, without receiving the GCMS notes.
The notes finally came on July 23rd and I saw that there wasn’t confidence that, despite the robust finances, my school fees and our living expenses would be sorted. So, my guess, about the reason for refusal, was accurate.
Application Timeline
Submission – June 25th 2024 with Biometrics updated immediately for Me and First Child.
Husband’s UCI and Biometrics updated – July 3rd 2024
PPR for everyone – July 25th 2024


Letters of Explanation
My LOE explained the educational and career progressions that led me to the particular Master’s degree. It also explained why I wanted to be with my family during that journey. I mentioned that the 2 Americans would also be travelling with me, so POF was for 6 people. Documents were attached to show that claims of education and profession were accurate. WES verifications and IELTS results were included in these. I also mentioned an extensive travel history and haven never defaulted on any visas.

My husband’s Reason for Travel, detailed his career and qualifications and explained that he does not have any immediate plans to resign his job and move to Canada, for the duration of my studies. The application for the SOWP was to take advantage of any solid opportunities, for work, that may come up for him, in Canada, while I am there, as this would enable us all be together. His extensive travel history was mentioned, as well as non default on any previous visas.
In his LOE, documents were attached that proved the accuracy of the claims on his Reason for Travel. WES verifications and IELTS results were included in these.

My first child’s LOE explained that studying in Canada was so she could get the kind of education that would make her secondary goals easier to attain. She got into a competitive course, in one of Canada’s highly ranked schools and it is a precursor to her intended second degree and subsequent career. The LOE delved into that.

As the principal applicant in a Master’s degree, I did not require a PAL, so I answered “no” to that question. As a result, there was no special place to attach my daughter’s. To make sure it was not missed, I merged it with her offer letter and uploaded together. I also did the same with her LOE before uploading. So, her PAL was uploaded as a part of two separate attachments.
She is a minor, but did not require the Custodian Declaration form, as I would be there with her. We would be attending the same school in September, as well, albeit different faculties.

I did not include any LOE for my 2nd child. I only filled his forms, including the optional one that applied for a TRV.

Proof Of Funds for 6
- First year fees were fully paid for 1st child’s undergraduate degree. Receipts of a little over 35k CAD, from the school, were submitted for both applications.
- For the first application, I submitted only the receipt for my acceptance deposit. The school did not require that I pay more than that and because the money was in an investment account, I did not want to pull it out. For the second application, my Master’s degree was fully paid for, with funds from another account, not submitted. The receipt of a little over 65k CAD, from the school, was submitted, which detailed both payments.
- I submitted the Investment Advice letter received from CIBC, for a GIC of 50k CAD, in my name. I did this only during the second application.
- A USD investment account, co-owned by me and my husband, with funds that can be moved within 48 hours. This was the most significant POF, so the statement of account was from inception of the account and ran for over 4 years, to make it clear that the funds had been available for a long time and that there were no sudden deposits that inflated the figures. All the deposits, into the account, within the last year, were quite significant. So, I made sure to explain them, with proof of sources of fund. A reference letter was attached from the investment house, to back up the SOA. At the time of the second application, the money was less, as the money for the GIC came from this account. I explained that it took just 48 hours to conclude that transaction and that there was no fear about a subsequent withdrawal not being as fast. This account had almost 65k USD left in it, after the GIC payment.
- Statement of account for my husband’s USD account, in a Nigerian bank, for a period of over a year. There had been no transactions in that account for five months, hence the need to show something more comprehensive.
- My husband’s pension fund statement of account, that showed that he could access 25% of the funds, if unemployed for 4 months. That 25% was a significant amount, hence my reason to attach this SOA.
- For the first application, I did not include any of my personal accounts, as fees had been paid from there, so there were a lot of transactions on them that I didn’t want to bother with explaining. For the second application, I included a six-month account statement of my Bank of America account and explained sources of funds in that account.
*** I also mentioned that I would be selling a car, in my name, as soon as the visa came out, in order to buy another in Canada. I included the documents of that car and gave an estimate of the expected sale value. However, I did not include this value while providing a total for the POF.
*** Since the first year of my child’s fees had been fully paid and all of mine were fully paid, the funds in all the accounts and the GIC covered:
- Required POF for 6, for a year, as seen on IRCC website.
- Funds for return tickets. I attached screenshots of one-way ticket prices for the six of us, from KLM, for our intended travel date and simply multiplied it by 2.
- Second year fees for 1st child’s undergraduate degree.
- More than the required funds for a second year of required POF for a family of 6.

Home Ties
- Our home, with recent valuation documents, in both our names, included.
- I mentioned my aged mum and told a story around her current circumstances.
- Car documents (not the one I had mentioned that would be sold) Whether, that was important or not, I have no clue.
- My husband’s job role is very significant and his LOA stated that he had no intention of resigning from that. He stated that if searched and he didn’t get a job similar to what he currently had, he wouldn’t be moving to Canada.

Because I was applying for the SOWP, I was able to use the IRCC Secure Account (GCKey) to apply and was able to upload documents up to 4MB.
I used the website ilovepdf to merge and sometimes, compress my merged documents.

I would say that the most significant part of this experience for me, was knowing that this was what God wanted for us, so I was willing to do my part in bringing that to life. So, besides dotting all your i's and crossing all your t’s, commit it all to God and at the right time, it would happen, if He wills it.
However you can, show significant financial commitment to the process.
No matter what stories you tell in your Letters of Explanation, provide verifiable documents to back them up.
God’s grace to all those still waiting. May Canada be good to us all, in Jesus Name, Amen.

danielak1:
Hey there everybody, I'm an intl student in Canada right now and I am assisting my mum with applying for hers. She already has admission but i am wondering if we can go ahead and apply for the visa without PAL as she is my mother and my permit is valid for another 2 years. What do you guys suggest I do? Your reply will be appreciated 🙏

what degree is she applying for?

Bejewelled:
This is a long read, but I am being as detailed as possible, because I know how helpful it was, reading other detailed accounts, here.
We are a family of 6, but only 4 members of the family were on the application, as the other 2 are American citizens.
4 Members of family on application
Me – Study permit for a Master's degree
Husband – SOWP
1st Child – Study permit for an Undergraduate degree
2nd Child – Study permit for High School

Application Timeline
Upfront Medical – April 5th 2024
Submission – May 16th 2024
Biometrics for Me and First Child - May 20th 2024. Updated on portal, same day.
Second Child was exempted from giving biometric information.
My husband’s BIL was not sent same time as ours. I also noticed that he had no UCI. I sent a webform about both issues, on the morning of May 29th and he received his BIL that same night. His profile also got assigned a UCI.
Biometrics for Husband – May 30th. Updated on portal same day.
Medical updated to passed for everyone: June 15th
Applications denied - June 15th.
Reason: Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable.
I applied for GCMS notes minutes after I got the email, but I suspected that the reason for the denial was because my school fees were not paid. I figured that the lack of significant commitment to the school could have been the reason, as there was more than enough money, with clear sources, to cover everyone on the application. I was happy that the reason for the denial was only financial, so I figured that doing more to show financial commitment would help. So, I made some adjustments to our applications and reapplied on June 25th, without receiving the GCMS notes.
The notes finally came on July 23rd and I saw that there wasn’t confidence that, despite the robust finances, my school fees and our living expenses would be sorted. So, my guess, about the reason for refusal, was accurate.
Application Timeline
Submission – June 25th 2024 with Biometrics updated immediately for Me and First Child.
Husband’s UCI and Biometrics updated – July 3rd 2024
PPR for everyone – July 25th 2024


Letters of Explanation
My LOE explained the educational and career progressions that led me to the particular Master’s degree. It also explained why I wanted to be with my family during that journey. I mentioned that the 2 Americans would also be travelling with me, so POF was for 6 people. Documents were attached to show that claims of education and profession were accurate. WES verifications and IELTS results were included in these. I also mentioned an extensive travel history and haven never defaulted on any visas.

My husband’s Reason for Travel, detailed his career and qualifications and explained that he does not have any immediate plans to resign his job and move to Canada, for the duration of my studies. The application for the SOWP was to take advantage of any solid opportunities, for work, that may come up for him, in Canada, while I am there, as this would enable us all be together. His extensive travel history was mentioned, as well as non default on any previous visas.
In his LOE, documents were attached that proved the accuracy of the claims on his Reason for Travel. WES verifications and IELTS results were included in these.

My first child’s LOE explained that studying in Canada was so she could get the kind of education that would make her secondary goals easier to attain. She got into a competitive course, in one of Canada’s highly ranked schools and it is a precursor to her intended second degree and subsequent career. The LOE delved into that.

As the principal applicant in a Master’s degree, I did not require a PAL, so I answered “no” to that question. As a result, there was no special place to attach my daughter’s. To make sure it was not missed, I merged it with her offer letter and uploaded together. I also did the same with her LOE before uploading. So, her PAL was uploaded as a part of two separate attachments.
She is a minor, but did not require the Custodian Declaration form, as I would be there with her. We would be attending the same school in September, as well, albeit different faculties.

I did not include any LOE for my 2nd child. I only filled his forms, including the optional one that applied for a TRV.

Proof Of Funds for 6
- First year fees were fully paid for 1st child’s undergraduate degree. Receipts of a little over 35k CAD, from the school, were submitted for both applications.
- For the first application, I submitted only the receipt for my acceptance deposit. The school did not require that I pay more than that and because the money was in an investment account, I did not want to pull it out. For the second application, my Master’s degree was fully paid for, with funds from another account, not submitted. The receipt of a little over 65k CAD, from the school, was submitted, which detailed both payments.
- I submitted the Investment Advice letter received from CIBC, for a GIC of 50k CAD, in my name. I did this only during the second application.
- A USD investment account, co-owned by me and my husband, with funds that can be moved within 48 hours. This was the most significant POF, so the statement of account was from inception of the account and ran for over 4 years, to make it clear that the funds had been available for a long time and that there were no sudden deposits that inflated the figures. All the deposits, into the account, within the last year, were quite significant. So, I made sure to explain them, with proof of sources of fund. A reference letter was attached from the investment house, to back up the SOA. At the time of the second application, the money was less, as the money for the GIC came from this account. I explained that it took just 48 hours to conclude that transaction and that there was no fear about a subsequent withdrawal not being as fast. This account had almost 65k USD left in it, after the GIC payment.
- Statement of account for my husband’s USD account, in a Nigerian bank, for a period of over a year. There had been no transactions in that account for five months, hence the need to show something more comprehensive.
- My husband’s pension fund statement of account, that showed that he could access 25% of the funds, if unemployed for 4 months. That 25% was a significant amount, hence my reason to attach this SOA.
- For the first application, I did not include any of my personal accounts, as fees had been paid from there, so there were a lot of transactions on them that I didn’t want to bother with explaining. For the second application, I included a six-month account statement of my Bank of America account and explained sources of funds in that account.
*** I also mentioned that I would be selling a car, in my name, as soon as the visa came out, in order to buy another in Canada. I included the documents of that car and gave an estimate of the expected sale value. However, I did not include this value while providing a total for the POF.
*** Since the first year of my child’s fees had been fully paid and all of mine were fully paid, the funds in all the accounts and the GIC covered:
- Required POF for 6, for a year, as seen on IRCC website.
- Funds for return tickets. I attached screenshots of one-way ticket prices for the six of us, from KLM, for our intended travel date and simply multiplied it by 2.
- Second year fees for 1st child’s undergraduate degree.
- More than the required funds for a second year of required POF for a family of 6.

Home Ties
- Our home, with recent valuation documents, in both our names, included.
- I mentioned my aged mum and told a story around her current circumstances.
- Car documents (not the one I had mentioned that would be sold) Whether, that was important or not, I have no clue.
- My husband’s job role is very significant and his LOA stated that he had no intention of resigning from that. He stated that if searched and he didn’t get a job similar to what he currently had, he wouldn’t be moving to Canada.

Because I was applying for the SOWP, I was able to use the IRCC Secure Account (GCKey) to apply and was able to upload documents up to 4MB.
I used the website ilovepdf to merge and sometimes, compress my merged documents.

I would say that the most significant part of this experience for me, was knowing that this was what God wanted for us, so I was willing to do my part in bringing that to life. So, besides dotting all your i's and crossing all your t’s, commit it all to God and at the right time, it would happen, if He wills it.
However you can, show significant financial commitment to the process.
No matter what stories you tell in your Letters of Explanation, provide verifiable documents to back them up.
God’s grace to all those still waiting. May Canada be good to us all, in Jesus Name, Amen.

congratulations, I tap from this blessing

Neche207:
what degree is she applying for?

It's an undergrad Diploma

Bejewelled:
This is a long read, but I am being as detailed as possible, because I know how helpful it was, reading other detailed accounts, here.
We are a family of 6, but only 4 members of the family were on the application, as the other 2 are American citizens.
4 Members of family on application
Me – Study permit for a Master's degree
Husband – SOWP
1st Child – Study permit for an Undergraduate degree
2nd Child – Study permit for High School

Application Timeline
Upfront Medical – April 5th 2024
Submission – May 16th 2024
Biometrics for Me and First Child - May 20th 2024. Updated on portal, same day.
Second Child was exempted from giving biometric information.
My husband’s BIL was not sent same time as ours. I also noticed that he had no UCI. I sent a webform about both issues, on the morning of May 29th and he received his BIL that same night. His profile also got assigned a UCI.
Biometrics for Husband – May 30th. Updated on portal same day.
Medical updated to passed for everyone: June 15th
Applications denied - June 15th.
Reason: Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable.
I applied for GCMS notes minutes after I got the email, but I suspected that the reason for the denial was because my school fees were not paid. I figured that the lack of significant commitment to the school could have been the reason, as there was more than enough money, with clear sources, to cover everyone on the application. I was happy that the reason for the denial was only financial, so I figured that doing more to show financial commitment would help. So, I made some adjustments to our applications and reapplied on June 25th, without receiving the GCMS notes.
The notes finally came on July 23rd and I saw that there wasn’t confidence that, despite the robust finances, my school fees and our living expenses would be sorted. So, my guess, about the reason for refusal, was accurate.
Application Timeline
Submission – June 25th 2024 with Biometrics updated immediately for Me and First Child.
Husband’s UCI and Biometrics updated – July 3rd 2024
PPR for everyone – July 25th 2024


L

Congratulations, this is very detailed

Congratulations.

Bejewelled:
This is a long read, but I am being as detailed as possible, because I know how helpful it was, reading other detailed accounts, here.
We are a family of 6, but only 4 members of the family were on the application, as the other 2 are American citizens.
4 Members of family on application
Me – Study permit for a Master's degree
Husband – SOWP
1st Child – Study permit for an Undergraduate degree
2nd Child – Study permit for High School

Application Timeline
Upfront Medical – April 5th 2024
Submission – May 16th 2024
Biometrics for Me and First Child - May 20th 2024. Updated on portal, same day.
Second Child was exempted from giving biometric information.
My husband’s BIL was not sent same time as ours. I also noticed that he had no UCI. I sent a webform about both issues, on the morning of May 29th and he received his BIL that same night. His profile also got assigned a UCI.
Biometrics for Husband – May 30th. Updated on portal same day.
Medical updated to passed for everyone: June 15th
Applications denied - June 15th.
Reason: Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable.
I applied for GCMS notes minutes after I got the email, but I suspected that the reason for the denial was because my school fees were not paid. I figured that the lack of significant commitment to the school could have been the reason, as there was more than enough money, with clear sources, to cover everyone on the application. I was happy that the reason for the denial was only financial, so I figured that doing more to show financial commitment would help. So, I made some adjustments to our applications and reapplied on June 25th, without receiving the GCMS notes.
The notes finally came on July 23rd and I saw that there wasn’t confidence that, despite the robust finances, my school fees and our living expenses would be sorted. So, my guess, about the reason for refusal, was accurate.
Application Timeline
Submission – June 25th 2024 with Biometrics updated immediately for Me and First Child.
Husband’s UCI and Biometrics updated – July 3rd 2024
PPR for everyone – July 25th 2024


Letters of Explanation
My LOE explained the educational and career progressions that led me to the particular Master’s degree. It also explained why I wanted to be with my family during that journey. I mentioned that the 2 Americans would also be travelling with me, so POF was for 6 people. Documents were attached to show that claims of education and profession were accurate. WES verifications and IELTS results were included in these. I also mentioned an extensive travel history and haven never defaulted on any visas.

My husband’s Reason for Travel, detailed his career and qualifications and explained that he does not have any immediate plans to resign his job and move to Canada, for the duration of my studies. The application for the SOWP was to take advantage of any solid opportunities, for work, that may come up for him, in Canada, while I am there, as this would enable us all be together. His extensive travel history was mentioned, as well as non default on any previous visas.
In his LOE, documents were attached that proved the accuracy of the claims on his Reason for Travel. WES verifications and IELTS results were included in these.

My first child’s LOE explained that studying in Canada was so she could get the kind of education that would make her secondary goals easier to attain. She got into a competitive course, in one of Canada’s highly ranked schools and it is a precursor to her intended second degree and subsequent career. The LOE delved into that.

As the principal applicant in a Master’s degree, I did not require a PAL, so I answered “no” to that question. As a result, there was no special place to attach my daughter’s. To make sure it was not missed, I merged it with her offer letter and uploaded together. I also did the same with her LOE before uploading. So, her PAL was uploaded as a part of two separate attachments.
She is a minor, but did not require the Custodian Declaration form, as I would be there with her. We would be attending the same school in September, as well, albeit different faculties.

I did not include any LOE for my 2nd child. I only filled his forms, including the optional one that applied for a TRV.

Proof Of Funds for 6
- First year fees were fully paid for 1st child’s undergraduate degree. Receipts of a little over 35k CAD, from the school, were submitted for both applications.
- For the first application, I submitted only the receipt for my acceptance deposit. The school did not require that I pay more than that and because the money was in an investment account, I did not want to pull it out. For the second application, my Master’s degree was fully paid for, with funds from another account, not submitted. The receipt of a little over 65k CAD, from the school, was submitted, which detailed both payments.
- I submitted the Investment Advice letter received from CIBC, for a GIC of 50k CAD, in my name. I did this only during the second application.
- A USD investment account, co-owned by me and my husband, with funds that can be moved within 48 hours. This was the most significant POF, so the statement of account was from inception of the account and ran for over 4 years, to make it clear that the funds had been available for a long time and that there were no sudden deposits that inflated the figures. All the deposits, into the account, within the last year, were quite significant. So, I made sure to explain them, with proof of sources of fund. A reference letter was attached from the investment house, to back up the SOA. At the time of the second application, the money was less, as the money for the GIC came from this account. I explained that it took just 48 hours to conclude that transaction and that there was no fear about a subsequent withdrawal not being as fast. This account had almost 65k USD left in it, after the GIC payment.
- Statement of account for my husband’s USD account, in a Nigerian bank, for a period of over a year. There had been no transactions in that account for five months, hence the need to show something more comprehensive.
- My husband’s pension fund statement of account, that showed that he could access 25% of the funds, if unemployed for 4 months. That 25% was a significant amount, hence my reason to attach this SOA.
- For the first application, I did not include any of my personal accounts, as fees had been paid from there, so there were a lot of transactions on them that I didn’t want to bother with explaining. For the second application, I included a six-month account statement of my Bank of America account and explained sources of funds in that account.
*** I also mentioned that I would be selling a car, in my name, as soon as the visa came out, in order to buy another in Canada. I included the documents of that car and gave an estimate of the expected sale value. However, I did not include this value while providing a total for the POF.
*** Since the first year of my child’s fees had been fully paid and all of mine were fully paid, the funds in all the accounts and the GIC covered:
- Required POF for 6, for a year, as seen on IRCC website.
- Funds for return tickets. I attached screenshots of one-way ticket prices for the six of us, from KLM, for our intended travel date and simply multiplied it by 2.
- Second year fees for 1st child’s undergraduate degree.
- More than the required funds for a second year of required POF for a family of 6.

Home Ties
- Our home, with recent valuation documents, in both our names, included.
- I mentioned my aged mum and told a story around her current circumstances.
- Car documents (not the one I had mentioned that would be sold) Whether, that was important or not, I have no clue.
- My husband’s job role is very significant and his LOA stated that he had no intention of resigning from that. He stated that if searched and he didn’t get a job similar to what he currently had, he wouldn’t be moving to Canada.

Because I was applying for the SOWP, I was able to use the IRCC Secure Account (GCKey) to apply and was able to upload documents up to 4MB.
I used the website ilovepdf to merge and sometimes, compress my merged documents.

I would say that the most significant part of this experience for me, was knowing that this was what God wanted for us, so I was willing to do my part in bringing that to life. So, besides dotting all your i's and crossing all your t’s, commit it all to God and at the right time, it would happen, if He wills it.
However you can, show significant financial commitment to the process.
No matter what stories you tell in your Letters of Explanation, provide verifiable documents to back them up.
God’s grace to all those still waiting. May Canada be good to us all, in Jesus Name, Amen.

Your mother must apply for her study permit, and she must meet all the requirements independently, including the acceptance letter from a Designated Learning Institution (DLI), proof of financial support, and other supporting documents.

I think you are considering your mother to be your dependent

A study permit holder's spouse or common-law partner, as well as dependant children, are often permitted to accompany them to Canada. They can apply for open work permits, study permits, or visitor visas, however, this does not consist of parents.

danielak1:
Hey there everybody, I'm an intl student in Canada right now and I am assisting my mum with applying for hers. She already has admission but i am wondering if we can go ahead and apply for the visa without PAL as she is my mother and my permit is valid for another 2 years. What do you guys suggest I do? Your reply will be appreciated 🙏

You need to contact the school as regards this matter. PAL carries the DLI details and program.

Anon123:
Can someone use the PAL issued by a school in Alberta to apply for a study permit with another school's admission letter still in Alberta.

Please note, these two schools are in the same province.

danielak1:


It's an undergrad Diploma

her application requires pal, and she is to apply independently but you should also consider her age before applying too

All suggestions are welcome

Application submitted: 28 Dec. 2023
Biometrics: 3 Jan. 2024
Upfront medical passed: 12 Jan. 2024
Background & eligibility checks started: ~16 Jan. 2024

Countless webform raised
GCMS note requested & received twice. no anomalies
Application is with IRCC Nairobi office

Pls how do I go about this?

This is quite detailed. Congratulations to you and yours.

Bejewelled:
This is a long read, but I am being as detailed as possible, because I know how helpful it was, reading other detailed accounts, here.
We are a family of 6, but only 4 members of the family were on the application, as the other 2 are American citizens.
4 Members of family on application
Me – Study permit for a Master's degree
Husband – SOWP
1st Child – Study permit for an Undergraduate degree
2nd Child – Study permit for High School

Application Timeline
Upfront Medical – April 5th 2024
Submission – May 16th 2024
Biometrics for Me and First Child - May 20th 2024. Updated on portal, same day.
Second Child was exempted from giving biometric information.
My husband’s BIL was not sent same time as ours. I also noticed that he had no UCI. I sent a webform about both issues, on the morning of May 29th and he received his BIL that same night. His profile also got assigned a UCI.
Biometrics for Husband – May 30th. Updated on portal same day.
Medical updated to passed for everyone: June 15th
Applications denied - June 15th.
Reason: Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable.
I applied for GCMS notes minutes after I got the email, but I suspected that the reason for the denial was because my school fees were not paid. I figured that the lack of significant commitment to the school could have been the reason, as there was more than enough money, with clear sources, to cover everyone on the application. I was happy that the reason for the denial was only financial, so I figured that doing more to show financial commitment would help. So, I made some adjustments to our applications and reapplied on June 25th, without receiving the GCMS notes.
The notes finally came on July 23rd and I saw that there wasn’t confidence that, despite the robust finances, my school fees and our living expenses would be sorted. So, my guess, about the reason for refusal, was accurate.
Application Timeline
Submission – June 25th 2024 with Biometrics updated immediately for Me and First Child.
Husband’s UCI and Biometrics updated – July 3rd 2024
PPR for everyone – July 25th 2024


Letters of Explanation
My LOE explained the educational and career progressions that led me to the particular Master’s degree. It also explained why I wanted to be with my family during that journey. I mentioned that the 2 Americans would also be travelling with me, so POF was for 6 people. Documents were attached to show that claims of education and profession were accurate. WES verifications and IELTS results were included in these. I also mentioned an extensive travel history and haven never defaulted on any visas.

My husband’s Reason for Travel, detailed his career and qualifications and explained that he does not have any immediate plans to resign his job and move to Canada, for the duration of my studies. The application for the SOWP was to take advantage of any solid opportunities, for work, that may come up for him, in Canada, while I am there, as this would enable us all be together. His extensive travel history was mentioned, as well as non default on any previous visas.
In his LOE, documents were attached that proved the accuracy of the claims on his Reason for Travel. WES verifications and IELTS results were included in these.

My first child’s LOE explained that studying in Canada was so she could get the kind of education that would make her secondary goals easier to attain. She got into a competitive course, in one of Canada’s highly ranked schools and it is a precursor to her intended second degree and subsequent career. The LOE delved into that.

As the principal applicant in a Master’s degree, I did not require a PAL, so I answered “no” to that question. As a result, there was no special place to attach my daughter’s. To make sure it was not missed, I merged it with her offer letter and uploaded together. I also did the same with her LOE before uploading. So, her PAL was uploaded as a part of two separate attachments.
She is a minor, but did not require the Custodian Declaration form, as I would be there with her. We would be attending the same school in September, as well, albeit different faculties.

I did not include any LOE for my 2nd child. I only filled his forms, including the optional one that applied for a TRV.

Proof Of Funds for 6
- First year fees were fully paid for 1st child’s undergraduate degree. Receipts of a little over 35k CAD, from the school, were submitted for both applications.
- For the first application, I submitted only the receipt for my acceptance deposit. The school did not require that I pay more than that and because the money was in an investment account, I did not want to pull it out. For the second application, my Master’s degree was fully paid for, with funds from another account, not submitted. The receipt of a little over 65k CAD, from the school, was submitted, which detailed both payments.
- I submitted the Investment Advice letter received from CIBC, for a GIC of 50k CAD, in my name. I did this only during the second application.
- A USD investment account, co-owned by me and my husband, with funds that can be moved within 48 hours. This was the most significant POF, so the statement of account was from inception of the account and ran for over 4 years, to make it clear that the funds had been available for a long time and that there were no sudden deposits that inflated the figures. All the deposits, into the account, within the last year, were quite significant. So, I made sure to explain them, with proof of sources of fund. A reference letter was attached from the investment house, to back up the SOA. At the time of the second application, the money was less, as the money for the GIC came from this account. I explained that it took just 48 hours to conclude that transaction and that there was no fear about a subsequent withdrawal not being as fast. This account had almost 65k USD left in it, after the GIC payment.
- Statement of account for my husband’s USD account, in a Nigerian bank, for a period of over a year. There had been no transactions in that account for five months, hence the need to show something more comprehensive.
- My husband’s pension fund statement of account, that showed that he could access 25% of the funds, if unemployed for 4 months. That 25% was a significant amount, hence my reason to attach this SOA.
- For the first application, I did not include any of my personal accounts, as fees had been paid from there, so there were a lot of transactions on them that I didn’t want to bother with explaining. For the second application, I included a six-month account statement of my Bank of America account and explained sources of funds in that account.
*** I also mentioned that I would be selling a car, in my name, as soon as the visa came out, in order to buy another in Canada. I included the documents of that car and gave an estimate of the expected sale value. However, I did not include this value while providing a total for the POF.
*** Since the first year of my child’s fees had been fully paid and all of mine were fully paid, the funds in all the accounts and the GIC covered:
- Required POF for 6, for a year, as seen on IRCC website.
- Funds for return tickets. I attached screenshots of one-way ticket prices for the six of us, from KLM, for our intended travel date and simply multiplied it by 2.
- Second year fees for 1st child’s undergraduate degree.
- More than the required funds for a second year of required POF for a family of 6.

Home Ties
- Our home, with recent valuation documents, in both our names, included.
- I mentioned my aged mum and told a story around her current circumstances.
- Car documents (not the one I had mentioned that would be sold) Whether, that was important or not, I have no clue.
- My husband’s job role is very significant and his LOA stated that he had no intention of resigning from that. He stated that if searched and he didn’t get a job similar to what he currently had, he wouldn’t be moving to Canada.

Because I was applying for the SOWP, I was able to use the IRCC Secure Account (GCKey) to apply and was able to upload documents up to 4MB.
I used the website ilovepdf to merge and sometimes, compress my merged documents.

I would say that the most significant part of this experience for me, was knowing that this was what God wanted for us, so I was willing to do my part in bringing that to life. So, besides dotting all your i's and crossing all your t’s, commit it all to God and at the right time, it would happen, if He wills it.
However you can, show significant financial commitment to the process.
No matter what stories you tell in your Letters of Explanation, provide verifiable documents to back them up.
God’s grace to all those still waiting. May Canada be good to us all, in Jesus Name, Amen.

Hello guys,

Is anyone currently studying or looking to study boreal ecosystems and agricultural sciences at Memorial University Newfoundland? Let's connect please.

Thank you.

MarksmanD:
Congrats

Thank you

Neche207:
congratulations, I tap from this blessing

Thank you

Bobomaigida:


Congratulations, this is very detailed

Thank you

JMG12:
Congratulations.

Thank you

Thoreks:
This is quite detailed. Congratulations to you and yours.

Please i need your thoughts on this;

I have my acceptance letter from a school in canada for a master’s degree, September intake. Paid part tuition and preparing to apply for visa. I haven’t done or booked for upfront medicals too.

But i am confused if it’s not too late doing so, since September is almost here and IRCC takes a month or two to respond.

What do you think? I am just a bit confused on whether to proceed or defer the admission to January.

Rooyin:
Please i need your thoughts on this;

I have my acceptance letter from a school in canada for a master’s degree, September intake. Paid part tuition and preparing to apply for visa. I haven’t done or booked for upfront medicals too.

But i am confused if it’s not too late doing so, since September is almost here and IRCC takes a month or two to respond.

What do you think? I am just a bit confused on whether to proceed or defer the admission to January.

If you have gotten your PAL apply, if you haven't gotten your PAL, defer

Good morning
Please if you want to submit documents about land
What documents do they need

What if you need to submit a family land, what documents do i need to submit about the land to show strong ties at home

Please treat as urgent

Please after you were denied visa the 1st time, did you do another biometrics??

Bejewelled:
This is a long read, but I am being as detailed as possible, because I know how helpful it was, reading other detailed accounts, here.
We are a family of 6, but only 4 members of the family were on the application, as the other 2 are American citizens.
4 Members of family on application
Me – Study permit for a Master's degree
Husband – SOWP
1st Child – Study permit for an Undergraduate degree
2nd Child – Study permit for High School

Application Timeline
Upfront Medical – April 5th 2024
Submission – May 16th 2024
Biometrics for Me and First Child - May 20th 2024. Updated on portal, same day.
Second Child was exempted from giving biometric information.
My husband’s BIL was not sent same time as ours. I also noticed that he had no UCI. I sent a webform about both issues, on the morning of May 29th and he received his BIL that same night. His profile also got assigned a UCI.
Biometrics for Husband – May 30th. Updated on portal same day.
Medical updated to passed for everyone: June 15th
Applications denied - June 15th.
Reason: Your assets and financial situation are insufficient to support the stated purpose of travel for yourself (and any accompanying family member(s), if applicable.
I applied for GCMS notes minutes after I got the email, but I suspected that the reason for the denial was because my school fees were not paid. I figured that the lack of significant commitment to the school could have been the reason, as there was more than enough money, with clear sources, to cover everyone on the application. I was happy that the reason for the denial was only financial, so I figured that doing more to show financial commitment would help. So, I made some adjustments to our applications and reapplied on June 25th, without receiving the GCMS notes.
The notes finally came on July 23rd and I saw that there wasn’t confidence that, despite the robust finances, my school fees and our living expenses would be sorted. So, my guess, about the reason for refusal, was accurate.
Application Timeline
Submission – June 25th 2024 with Biometrics updated immediately for Me and First Child.
Husband’s UCI and Biometrics updated – July 3rd 2024
PPR for everyone – July 25th 2024


Letters of Explanation
My LOE explained the educational and career progressions that led me to the particular Master’s degree. It also explained why I wanted to be with my family during that journey. I mentioned that the 2 Americans would also be travelling with me, so POF was for 6 people. Documents were attached to show that claims of education and profession were accurate. WES verifications and IELTS results were included in these. I also mentioned an extensive travel history and haven never defaulted on any visas.

My husband’s Reason for Travel, detailed his career and qualifications and explained that he does not have any immediate plans to resign his job and move to Canada, for the duration of my studies. The application for the SOWP was to take advantage of any solid opportunities, for work, that may come up for him, in Canada, while I am there, as this would enable us all be together. His extensive travel history was mentioned, as well as non default on any previous visas.
In his LOE, documents were attached that proved the accuracy of the claims on his Reason for Travel. WES verifications and IELTS results were included in these.

My first child’s LOE explained that studying in Canada was so she could get the kind of education that would make her secondary goals easier to attain. She got into a competitive course, in one of Canada’s highly ranked schools and it is a precursor to her intended second degree and subsequent career. The LOE delved into that.

As the principal applicant in a Master’s degree, I did not require a PAL, so I answered “no” to that question. As a result, there was no special place to attach my daughter’s. To make sure it was not missed, I merged it with her offer letter and uploaded together. I also did the same with her LOE before uploading. So, her PAL was uploaded as a part of two separate attachments.
She is a minor, but did not require the Custodian Declaration form, as I would be there with her. We would be attending the same school in September, as well, albeit different faculties.

I did not include any LOE for my 2nd child. I only filled his forms, including the optional one that applied for a TRV.

Proof Of Funds for 6
- First year fees were fully paid for 1st child’s undergraduate degree. Receipts of a little over 35k CAD, from the school, were submitted for both applications.
- For the first application, I submitted only the receipt for my acceptance deposit. The school did not require that I pay more than that and because the money was in an investment account, I did not want to pull it out. For the second application, my Master’s degree was fully paid for, with funds from another account, not submitted. The receipt of a little over 65k CAD, from the school, was submitted, which detailed both payments.
- I submitted the Investment Advice letter received from CIBC, for a GIC of 50k CAD, in my name. I did this only during the second application.
- A USD investment account, co-owned by me and my husband, with funds that can be moved within 48 hours. This was the most significant POF, so the statement of account was from inception of the account and ran for over 4 years, to make it clear that the funds had been available for a long time and that there were no sudden deposits that inflated the figures. All the deposits, into the account, within the last year, were quite significant. So, I made sure to explain them, with proof of sources of fund. A reference letter was attached from the investment house, to back up the SOA. At the time of the second application, the money was less, as the money for the GIC came from this account. I explained that it took just 48 hours to conclude that transaction and that there was no fear about a subsequent withdrawal not being as fast. This account had almost 65k USD left in it, after the GIC payment.
- Statement of account for my husband’s USD account, in a Nigerian bank, for a period of over a year. There had been no transactions in that account for five months, hence the need to show something more comprehensive.
- My husband’s pension fund statement of account, that showed that he could access 25% of the funds, if unemployed for 4 months. That 25% was a significant amount, hence my reason to attach this SOA.
- For the first application, I did not include any of my personal accounts, as fees had been paid from there, so there were a lot of transactions on them that I didn’t want to bother with explaining. For the second application, I included a six-month account statement of my Bank of America account and explained sources of funds in that account.
*** I also mentioned that I would be selling a car, in my name, as soon as the visa came out, in order to buy another in Canada. I included the documents of that car and gave an estimate of the expected sale value. However, I did not include this value while providing a total for the POF.
*** Since the first year of my child’s fees had been fully paid and all of mine were fully paid, the funds in all the accounts and the GIC covered:
- Required POF for 6, for a year, as seen on IRCC website.
- Funds for return tickets. I attached screenshots of one-way ticket prices for the six of us, from KLM, for our intended travel date and simply multiplied it by 2.
- Second year fees for 1st child’s undergraduate degree.
- More than the required funds for a second year of required POF for a family of 6.

Home Ties
- Our home, with recent valuation documents, in both our names, included.
- I mentioned my aged mum and told a story around her current circumstances.
- Car documents (not the one I had mentioned that would be sold) Whether, that was important or not, I have no clue.
- My husband’s job role is very significant and his LOA stated that he had no intention of resigning from that. He stated that if searched and he didn’t get a job similar to what he currently had, he wouldn’t be moving to Canada.

Because I was applying for the SOWP, I was able to use the IRCC Secure Account (GCKey) to apply and was able to upload documents up to 4MB.
I used the website ilovepdf to merge and sometimes, compress my merged documents.

I would say that the most significant part of this experience for me, was knowing that this was what God wanted for us, so I was willing to do my part in bringing that to life. So, besides dotting all your i's and crossing all your t’s, commit it all to God and at the right time, it would happen, if He wills it.
However you can, show significant financial commitment to the process.
No matter what stories you tell in your Letters of Explanation, provide verifiable documents to back them up.
God’s grace to all those still waiting. May Canada be good to us all, in Jesus Name, Amen.