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Nairaland Forum / Nairaland / General / Travel / Living In The UK: Property,Mortgage And Related (100658 Views)
Getting Into The UK Property Market. How To? Teach Us How To? Get In Here / Living In The Uk/life As A UK Immigrant / Living In Australia/life As An Australian Immigrant (2) (3) (4)
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Re: Living In The UK: Property,Mortgage And Related by jesmond3945: 7:01am On Sep 06 |
abuhusna1:God bless you Sir. I am really grateful for this. I also saw some properties that where bought like 16 years ago for a high amount being sold for peanut now like 3k 5k and so on. Although looking at the property it looks clean inside. Is it worth considering these properties to buy? |
Re: Living In The UK: Property,Mortgage And Related by abuhusna1: 5:57am On Sep 07 |
jesmond3945:Those are guide price to lure many investors to buy them. The property may sell at 30 yo 40k ar the end. Moreso their is always legal pack you can read to know what is wrong with a house before bidding. Some nothing to fix especially in area like sunderland, durham, hull and middlesbrough. Check past auction to have idea how much least properties were sold |
Re: Living In The UK: Property,Mortgage And Related by jesmond3945: 1:00pm On Sep 07 |
abuhusna1:thank you sir for your response despite your busy schedule |
Re: Living In The UK: Property,Mortgage And Related by opeoyek: 9:11am On Sep 08 |
We got the keys to our new home on Friday. The process took over five months. Thanks to @lexus, jedisco, solumtoya and every other person who contributes to this thread. My wife and I got almost Β£7000 from LISA (bonus and interest). 15 Likes |
Re: Living In The UK: Property,Mortgage And Related by Lexusgs430: 11:07am On Sep 08 |
opeoyek: Congratulations...... ππππ If you're under 40, planning to buy a property...... But don't tap into the LISA scheme..... I wonder why...... ππ€ 7 Likes |
Re: Living In The UK: Property,Mortgage And Related by kwakudtraveller(m): 6:34pm On Sep 08 |
opeoyek:Congratulations brother π₯³ More wins for you. If you donβt mind me asking, why did it take 5 months? 2 Likes |
Re: Living In The UK: Property,Mortgage And Related by opeoyek: 7:27pm On Sep 08 |
We did viewings for about two months before we found what we like. After our offer was accepted, we instructed our solicitor but along the line, the property the seller wanted to buy was withdrawn. We had to tell our solicitor to pause the process. The seller started looking again and found a propertyy in about three weeks. Local authority search took about six weeks. kwakudtraveller: 2 Likes |
Re: Living In The UK: Property,Mortgage And Related by jedisco(m): 8:14pm On Sep 08 |
opeoyek: Big congrats... well deserved. You don league of folks wey deh 'take our houses'. LISA's for many is a no-brainer 2 Likes |
Re: Living In The UK: Property,Mortgage And Related by opeoyek: 10:05am On Sep 09 |
Thanks bro jedisco: 1 Like |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 12:37pm On Sep 09 |
opeoyek: Congratulations and enjoy your new home |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 12:40pm On Sep 09 |
Lexusgs430: We still de contribute into our LISA till the age limit of 50.....after buying a house.....the yearly Β£1k from LISA no go miss us 2 Likes |
Re: Living In The UK: Property,Mortgage And Related by Lexusgs430: 1:08pm On Sep 09 |
ukay2: Why not switch to a SIPP....... You go still collect the Β£1K (or more if within the higher bracket)...... π€£π 1 Like |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 2:22pm On Sep 09 |
Lexusgs430: Tell more about it... Can l still have SIPP plus the LISA together? 1 Like |
Re: Living In The UK: Property,Mortgage And Related by opeoyek: 2:36pm On Sep 09 |
Thanks ukay2: |
Re: Living In The UK: Property,Mortgage And Related by Lexusgs430: 3:55pm On Sep 09 |
ukay2: Self Invested Pension Plan You cannot touch funds till retirement age, but HMRC contributes 25%+ on every deposit you make..... You pay your SIPP provider a subscription fee + you personally manage your portfolio etc etc etc.... 3 Likes |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 4:01pm On Sep 09 |
Lexusgs430: Thank you. So I will not be able to use both LISA and SIPP at the same time |
Re: Living In The UK: Property,Mortgage And Related by Lexusgs430: 4:08pm On Sep 09 |
ukay2: You can have both...... Some people even say, it's the best option........ 3 Likes |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 4:11pm On Sep 09 |
Lexusgs430: Thank you... Thinking it will be double Β£1k for same NI |
Re: Living In The UK: Property,Mortgage And Related by Solumtoya: 4:35pm On Sep 09 |
opeoyek: I'm super proud of you. Congratulations! |
Re: Living In The UK: Property,Mortgage And Related by teeebest(m): 2:13am On Sep 10 |
This thread has been of immense help to me. I want to appreciate the contributions of all 'elders' lexus, semmyk, Ticha etc. We got our keys on Friday 30th August and moved into our house on the 31st. We maxed out our LISA contributions and deposit was 14k. 15 Likes |
Re: Living In The UK: Property,Mortgage And Related by Lexusgs430: 5:36am On Sep 10 |
teeebest: The ministry is moving forward...... We are a tiny group of progressives........ π€£π RENT MONEY IS INDEED DEAD MONEY......... ππΈπ€ 7 Likes |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 5:43am On Sep 10 |
teeebest: Congratulations π and enjoy your new home π 1 Like |
Re: Living In The UK: Property,Mortgage And Related by ukay2: 5:44am On Sep 10 |
Lexusgs430: I am so happy for the progress we are making here.... More to come.... 1 Like |
Re: Living In The UK: Property,Mortgage And Related by Lexusgs430: 5:50am On Sep 10 |
ukay2: When the questions are available, the answers are not too far behind........ If one fails to tap into the wealth of information........ We must wonder why .......ππ€£ We know it's not easy to put the funds together, but if you don't start a journey, you would never complete it..... With a lot of sacrifice and cutting down on unnecessary financially tasking activities........ It's possible......π 4 Likes |
Re: Living In The UK: Property,Mortgage And Related by Jenny022: 11:53am On Sep 10 |
Hello all, We are in the process of getting a house. Please I need help with this statement from coal search report: "The search revels that although reserves of coal exist in the local area which could be worked at some time in the future, there are no mines or associated operations affecting the property" Is this a cause for concern although the coal search returned with a 'Pass' |
Re: Living In The UK: Property,Mortgage And Related by Goodenoch: 12:02pm On Sep 10 |
Jenny022: Wouldn't be a cause for concern for me. The last coal mine approved in the UK was in 2022 after 30 years since the last one, and till now the approval is still dragging in court, and the new government is not defending the approval by the last one. https://www.bbc.co.uk/news/articles/cp68949n013o.amp The odds are very low of any new mine being opened in the UK but even if one is to be opened near to you, it will, by law, be distant enough not to impact health, and it will even drive property prices in nearby areas up as the new workers and businesses to serve them move in. 2 Likes |
Re: Living In The UK: Property,Mortgage And Related by Ticha: 4:50pm On Sep 10 |
teeebest: Congratulations π π π Here's to many more in your future! 1 Like |
Re: Living In The UK: Property,Mortgage And Related by Jenny022: 7:47pm On Sep 10 |
Goodenoch: Thank you |
Re: Living In The UK: Property,Mortgage And Related by opeoyek: 12:45am On Sep 11 |
Thanks Solumtoya: |
Re: Living In The UK: Property,Mortgage And Related by PrettyPacy: 4:31pm On Sep 20 |
Good evening everyone I have read lot of success stories regarding LISA account. Can the LISA account be opened through an APP called money box? Or rather can someone please advise how to go about it? I am saving towards buying my first home in the UK. Thank you @everyone |
Re: Living In The UK: Property,Mortgage And Related by Goodenoch: 5:20pm On Sep 20 |
PrettyPacy: Yes moneybox is very good. 1 Like |
Re: Living In The UK: Property,Mortgage And Related by PrettyPacy: 5:49pm On Sep 20 |
Goodenoch: Thank you so much 1 Like |
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