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Nairaland Forum / Nairaland / General / Business / Financial Mistakes That Almost Wasted My First Five Years Of Work! (41299 Views)
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Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by temitemi1(m): 12:15pm On Jul 04, 2015 |
Watsapp n BBM ![]() ![]() MizMyColi: |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by MizMyColi(f): 12:17pm On Jul 04, 2015 |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by temitemi1(m): 12:18pm On Jul 04, 2015 |
Copy that! MizMyColi: |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by temitemi1(m): 12:29pm On Jul 04, 2015 |
I hope u like my ugly face wn u see me ![]() MizMyColi: |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by temitemi1(m): 12:33pm On Jul 04, 2015 |
Waiting for authorization my lady. MizMyColi: 1 Like |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by harveyspec: 12:54pm On Jul 04, 2015 |
I'm at sea, you mean an informative thread such as this one has been turned to a frivolous chat room!!! Quel dommage!!!! dearpreye Whynotthetruth 1 Like 1 Share |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by MizMyColi(f): 12:57pm On Jul 04, 2015 |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 2:14pm On Jul 04, 2015 |
If I've had 20 quarrels with my woman, 16 of them have got to do with my selfish and reckless mismanagement of hard earned money. She's always asked me to be circumspect when it comes to money but I've not always listened. Or most times I simply pretended listening and still went ahead with the plans I had on how the cash was going to be spent. The consequences have been devastating. You're the saviour of the world. Stop trying to solve the problems of the world. These have been some of her lines. Now, it's very much obvious my financial future is at risk if I continue to pretend listening to her. I do actually listen to her now. When the chips are cold, she's the FIRST to bear the brunt; those I gave carelessly to have NO idea what's cooking back home. I've been a good man outside and a terrible man within. I changed all that. I'm willing to be called a good man within and be tagged a bad man without. I'm very much comfortable with that. 3 Likes 2 Shares |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 2:22pm On Jul 04, 2015 |
I used to wonder why a lot of my company's retires and other very senior staff in the hierarchy weren't particularly doing well financially. My colleagues and I had looked scornfully at that with the belief they were directionless, plan less and wasteful with their money during their first 10, 15 or even 20 years of service. Now, I know better. They simply repeatedly did the mistakes I was doing. It was obvious I would have ended like most of them, if not worst, had I continued to follow the path I was following. Thank God for my colleague that brought up the matter. Twenty years seem far away. But it's just a short time. Just 4 World Cups. It's here. And we look stunned as to how we have found ourselves financially behind schedule. I've got senior colleagues who simply sprout to life having just a few years to leave the system. I've seen fear and panic in their eyes. See rush ![]() I've also seen senior colleagues using retirement money or gratuity to build homes. SMH! He who fails to plan HAS PLANNED to fail. You don't need a plan on how to fail. Just don't have a plan. That's enough for failure. 3 Likes 3 Shares |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Mamaflex(f): 3:10pm On Jul 04, 2015 |
barcanista:Hmmm ![]() ![]() |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Mamaflex(f): 3:12pm On Jul 04, 2015 |
barcanista:*clears throat* |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by SFSNIPER(m): 4:31pm On Jul 04, 2015 |
dearpreye: 1 Like 1 Share |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 4:40pm On Jul 04, 2015 |
We need resolution to avoid all these fatal mistakes. Resolution is the directing and impelling force in individual progress. Without it no substantial work can be accomplished. Not until a man brings resolution to bear upon his life does he consciously and rapidly develop, for a life without resolution is a life without aims, and a life without aims is a drifting and unstable thing. With resolution, we can make meaningful progress towards financial stability in a very short while. To achieve much in life, we must live a targeted life. A life without target is the uttermost misery. When a man makes a resolution, it means he's dissatisfied with his conditions, and is commencing to take himself in hand with a view to producing a better piece of workmanship out of the mental powers of which his character and life are composed, and in so far as he is true to his resolution he will succeed in accomplishing his purpose. Half hearted and premature resolution is no resolution at all, and is shattered at the first difficulty. You must resolve to be wealthy, and be deliberate, consistent and unswerving in it. To be wealthy is hard work. Cc: ideykwum, INDESTRUCTABLEX, Francizy, Truckpusher,Whynotthetruth, 400billionman, et al 3 Likes 4 Shares |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by ideykwum: 5:14pm On Jul 04, 2015 |
The total man is made up of the spirit, soul and body...What unites the three in every endeavour is resolution. Paul said somewhere in the bible:"That I ought to do, I find myself not doing; and what I ought not to do, I find myself doing"; Resolution is when the three dimensions are united to achieve a purpose and that affirmation attracts positive assent! We can wish and long to change our ways, but without resolution wishes will be horses... Like you said "Resolution is the directing and compelling force in individual progress". We are a sum total of the decisions we have resolved to take!! Often, the difference between a rich man and a poor man is the decision they resolved to take! dearpreye: 3 Likes 2 Shares |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 5:30pm On Jul 04, 2015 |
dearpreye:Your posts here are full of wise words sir. Thank you for sharing with us these invaluable pieces of advice. You made a typo: 'in so far as'- 'insofar as'. |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 5:43pm On Jul 04, 2015 |
gensteejay: Thanks for your kind words. What differentiates between living and existing is resolution and targets. Without them, life's just an accumulation of years. BTW, thanks for the correction. 1 Like 1 Share |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by eemjay00(m): 7:26pm On Jul 04, 2015 |
harveyspec:seen √ I willy appreciate Sir 1 Like 1 Share |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by lharstborn(m): 9:16pm On Jul 04, 2015 |
Dearpreye..I've been following this topic ever since it hit the frontpage. I must honestly add this article really opened my eyes and made me see handling of finances in a new perspective,also the influence of a man's second half on how his finances are managed cannot be over looked;that is if the man is blessed by God with a good woman o. God bless you so much for this informative piece,its been a long while I read something as reasonable and informative on NL. Though I'm not employed presently,I've been empowered by your article on how to manage my financial resources one they start streaming in. 1 Like 1 Share |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 9:30pm On Jul 04, 2015 |
lharstborn: We thank the Lord God Who through Seun has made this platform possible. I've learned a whole lot from this site. I'm still learning. The cycle doesn't end. God bless him. For what it's worth, I find your kind words very encouraging and heart warming. With all due respect, I won't trade them for cheap money ![]() I'm delighted Ishilove made possible to hit the front page. He's been a blessing. I'm very fortunate and happy you found the thread informative and exciting. Information is power. Information is money. The rich simply have enough more information than the poor. You don't really need to wait till you start working before you apply financial principles and rules. You will go far more quickly if you are armed with the knowledge before you start working. Money is serious business, and ONLY those who respect it's rules will ever have enough to meet their needs and to spare. I pray God gives you something meaningful to do soon. God bless your soul! 1 Like 2 Shares |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by ahmedin7(m): 9:58pm On Jul 04, 2015 |
Dont waste your precious time again. 1 Like 1 Share
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Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by francizy(m): 9:11am On Jul 05, 2015 |
dearpreye: Yeah, truth is, not everyone who works hard makes money. And no one should be deceived that wealthy people don't work hard. They are among the hardest workers on earth. They may not work physically but their mental duty may not be very easy for an inexperienced to handle. Resolution and targets enables one achieve goals. But resolution and target without work is as useless as a used tissue paper. Sometimes i say ask myself, "if undereducated people can hustle in their shops in Alaba, BBA, ASPAMDA, Computer Village, Idumota, Balogun, Main Market, Aba, Wuse market, etc, then what excuse does a B.Eng holder have?". How long do i continue blaming the government for not putting food on my table rather than trying to put the food myself? At least i have my hands, legs, health, life, all intact so what excuse do i have not to be successful? I have resolved to be better than I was last year and am working towards that. 6 Likes 2 Shares |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 10:39am On Jul 05, 2015 |
francizy: Brilliant, bro. Thanks. Actually, by HARD WORK, I wasn't merely talking about physical work though that's a part of it. The most difficult work is mental work. I spent more than 12 years fishing( predominantly physical activity), and spent just 4 or so years in the higher institution, and the stress of the latter is more than that of the former. I like your drive and resolution. I pray God brings your intent to fruition. 1 Like 2 Shares |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by EkeneElectrons(m): 12:28pm On Jul 05, 2015 |
Thanks alot for this. I can plan my life now. 1 Like 1 Share |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 1:37pm On Jul 05, 2015 |
EkeneElectrons: Thanks bro. It's never too late or too early to start planning one's life. Most individuals live a life without plan. What a tragedy! I've lived that way in times past. Just lived from day to day, month to month, and even years to years without a clear cut plan for my life. I simply drifted like a ship without a course or destination or captain. Endeavour to back up that plan with resolve and self discipline. A man does not live until he starts to discipline himself. Every plan, not minding how grand or noble, MUST be backed with self discipline for it to come to pass. Draw the plan. Detail it. Give it a time period. Back it up with discipline. Be tough on yourself. Achieve success. 3 Likes 1 Share |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 3:05pm On Jul 05, 2015 |
4four: Please be more prudent. The wasteful simply gives wings to money ![]() Back up your plan with some discipline and you're good in the long run. God help us all. |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 3:13pm On Jul 05, 2015 |
Agbaletu: Really touching one there. We need to constantly remind ourselves of these loopholes so we can be in charge of our financial future. I'm giving myself a few months after which I shall compare the difference(if any ). But one thing is sure: I can't continue this way. It leads to misery and suffering. Tell your friends. Send an email to them. Bring up the issue during a discussion. The more we talk about making more money, the more our brains figure out the way to get it. Thank God for your wife. Listen to her. She could be your saving grace. Grow above the ego. The only way to avoid any mess is planning and discipline. |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 3:17pm On Jul 05, 2015 |
madridfc: It's NEVER too late to start on the new path. No matter how far we may have traveled on the wrong path, we can never arrive at the right destination. We all regret we didn't start a few weeks, months or even years ago, but let's not allow that work against us. The best time to plant a tree was 20 years ago; the next best time is NOW! You will never regret for starting this July. 1 Like 1 Share |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by francizy(m): 3:39pm On Jul 05, 2015 |
dearpreye: Amen! Thanks and wish you the best too |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by ShotCaller: 11:36am On Jul 06, 2015 |
Woreva: Haha.. So true. Women have a great gift of prudency if only the men skill encourage them my wife is the greatest financial blessing in my life. She signs all our cheques. God bless her. I have really curtailed my wild spending. It took us a while to adjust. I wished I'd done it earlier. Nice one guys.... 1 Like |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 1:31pm On Jul 06, 2015 |
ShotCaller: My bro, many of us have also been caught in the web of foolishness and arrogance. I certainly have fallen in that regard. But now, I'm wiser. I've brought her into the inner chambers of my revenue, and for the past months, I've only regretted the consequences of not listening the best financial planner on the planet. The gold thing is, it's never too late. Adjustments are always necessary. Thanks for contributing to the matter. Best wishes. |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 6:10pm On Jul 06, 2015 |
ShotCaller: I'm so glad you discovered your wife to be a financial gem, and decided to tap into her wealth of experience and financial prowess. Wise decision, Bro, keep it up! 1 Like 1 Share |
Re: Financial Mistakes That Almost Wasted My First Five Years Of Work! by Nobody: 6:48pm On Jul 06, 2015 |
Woreva: It's indeed a wise decision. Sometimes we take our friends and loved ones for granted that we forfeit their wisdom. In the most cases, the solution to our problem is so close but we tend to look ominously outside. ... I agree NOT ALL women possess this rare financial virtue but a whole lot of them actually possess it. And they are always willing to give it out to us for free.... |
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