Hey guys, please with respect to the Oanda rate, does the VO use the selling rate or buying rate to calculate our statement? Please help with this.
cc: OlowoB, justwise,

fizzile:
Hey guys, please with respect to the Oanda rate, does the VO use the selling rate or buying rate to calculate our statement? Please help with this.
cc: OlowoB, justwise,

You know to be honest, i have never thought of this before sha, well i am not too sure but when i used mine sometimes back, i used selling rate . I never even bothered to notice the difference back then. I just used what i saw on the site. Never bothered looking below to see other rates

Looking back now, i think i should have used the buying rate (i could be wrong though).

I would like to hear what others used when they did their own tier 4 Visa too years back.

cc: SpikesC Bourne007

I transferred my funds into my account in the night on the 1st of July do i strt counting from the 1st or the 2nd of july does today the 28th make it 28 days or tomorrow the 29th everyday counts right now cos pound is 404 to a naira

Hello OP,

I want to apply for a tier 4 visa for my bachelors degree by End of August, then fast track it so it can come out before school resumes. Last year, when I wanted to apply, there were some things that weren't written in the gov.uk site such as taking passports or filling a handwritten visa form. Please, if it's possible, can you tell me how I go about the entire process now? If you have answered a similar question before, please just copy and paste your response. It would be very much appreciated.

MrsF:
I transferred my funds into my account in the night on the 1st of July do i strt counting from the 1st or the 2nd of july does today the 28th make it 28 days or tomorrow the 29th everyday counts right now cos pound is 404 to a naira

no harm im leaving an extra day or two to be on the safe side.

does anykne think the rate has a possibility of going down to 350 at least?

elope:
does anykne think the rate has a possibility of going down to 350 at least?

There has to be an economic crisis fr it to crash that low thats what happened during brexit thats why i was asking if i could apply today cos even if it would drop it wouldnt drop at most by 10 Naira so every day counts

Since you put money in on July 1, it starts counting from that day regardless on what time you put it in. Unless the money in your bank statement doesn't show as July 1 so needs checking

MrsF:
I transferred my funds into my account in the night on the 1st of July do i strt counting from the 1st or the 2nd of july does today the 28th make it 28 days or tomorrow the 29th everyday counts right now cos pound is 404 to a naira

It's a tricky one really. I honestly don't know. When I applied for my Tier 4 though, I just used that day's rate (which happens to be equivalent to the selling rate) to convert to pounds and entered the details in the form.

If you think of it this way, you are basically selling your Naira to buy Pounds (tuition fees, accommodation).

OlowoB:


You know to be honest, i have never thought of this before sha, well i am not too sure but when i used mine sometimes back, i used selling rate . I never even bothered to notice the difference back then. I just used what i saw on the site. Never bothered looking below to see other rates

Looking back now, i think i should have used the buying rate (i could be wrong though).

I would like to hear what others used when they did their own tier 4 Visa too years back.

cc: SpikesC Bourne007

MrsF:

There has to be an economic crisis fr it to crash that low thats what happened during brexit thats why i was asking if i could apply today cos even if it would drop it wouldnt drop at most by 10 Naira so every day counts

woow. i have over two weeks to go for the 28day count. and i budgeted 400naira per pound for maintenance and twas around 370 by then

Bourne007:
It's a tricky one really. I honestly don't know. When I applied for my Tier 4 though, I just used that day's rate (which happens to be equivalent to the selling rate) to convert to pounds and entered the details in the form.

If you think of it this way, you are basically selling your Naira to buy Pounds (tuition fees, accommodation).

at bolded, exactly what i did years back and i think that is what most people do.

fizzle, just go wit that particular days rate, i don't think that should be a bother.

elope:

woow. i have over two weeks to go for the 28day count. and i budgeted 400naira per pound for maintenance and twas around 370 by then

Do not panic, you still have time on your side and the rates could still drop.

OlowoB:


You know to be honest, i have never thought of this before sha, well i am not too sure but when i used mine sometimes back, i used selling rate . I never even bothered to notice the difference back then. I just used what i saw on the site. Never bothered looking below to see other rates

Looking back now, i think i should have used the buying rate (i could be wrong though).

I would like to hear what others used when they did their own tier 4 Visa too years back.

cc: SpikesC Bourne007

Oanda actually makes it easier for you with the title of the fields. Currency I have (NGN) and Currency I want (GBP)
That should clear things up

MrsF:
I transferred my funds into my account in the night on the 1st of July do i strt counting from the 1st or the 2nd of july does today the 28th make it 28 days or tomorrow the 29th everyday counts right now cos pound is 404 to a naira

You start counting from 1st. The time doesn't matter

Anyone done priority recently? How long does it take

OlowoB:


at bolded, exactly what i did years back and i think that is what most people do.

fizzle, just go wit that particular days rate, i don't think that should be a bother.

As in the normal rate and not the buying selling whatever. Am I right? Just like spikesc stated. Is that it?

OlowoB:


Do not panic, you still have time on your side and the rates could still drop.

That's our earnest prayer that the rates change cos from the look of things, the CBN isn't ready to push it forex into the market. The way the exchange rate is rising eeehhhh, make e no rise like lazarus oooo.

Thanks for all the advice and suggestions..I've been able to secure the complete tuition..pls has anyone paid for visa and health insurance? What's d best bank for such transaction;at what rate? Also,can I fill the online visa application and book an appointment the same week?(that's after the 28days)

fizzile:
But you were debited,right? Thought you said you were debited. Have u been able to call the head office? I think you need to do something about this. The problem now is at d end of d 28days
OlowoB can also share my light.

yh i called head office DBN and requested for the telex copy to my mail

yomiselmer:


The green face is scaring me o. is northumbria not a good school?

Microelectronic and communication Engineering with advanced practice.

hope to wee u at northumbria. a cool city.. friendly people in the north east generally.... ull get to learn the jeordie accent.... hopefully planning to be there also with patner... on the 28day wait... we could prolly all go together God willing

yomiselmer:


The green face is scaring me o. is northumbria not a good school?

Microelectronic and communication Engineering with advanced practice.

hope to see u at northumbria. a cool city.. friendly people in the north east generally.... ull get to learn the jeordie accent.... hopefully planning to be there also with patner... on the 28day wait... we could prolly all go together God willing

spikesC:


Oanda actually makes it easier for you with the title of the fields. Currency I have (NGN) and Currency I want (GBP)
That should clear things up

I guess you did not understand the question raised earlier by fizzle (that was why i mentioned you). Not to bother, i think bourne007 has already clarified.

cheers.

WILLIAMS10:
Thanks for all the advice and suggestions..I've been able to secure the complete tuition..pls has anyone paid for visa and health insurance? What's d best bank for such transaction;at what rate? Also,can I fill the online visa application and book an appointment the same week?(that's after the 28days)

If you mean you have been able to pay to your school, i think you should state how you did the bolded, It will help other students on this forum.

As for your question above, let people also suggest the method they use.

Let me also state that students who are currently processing their visas should share all information on here to keep the thread alive and also to keep people aware of the latest happenings. Majority of the contributors are using past experience. So a fresh information will be necessary from you peeps directly involved, most especially in this season of fluctuating exchange rates.

cheers.

fizzile:
As in the normal rate and not the buying selling whatever. Am I right? Just like spikesc stated. Is that it?

Yes sir.

My 28days is complete now and the pound has risen up to 410 which makes me about N3000 short do i go ahead and apply today or whats the next step becos theres no guarantee it will drop or add money and strt counting all over again?? Suggestions pls
Do i also hv to print my statement before making the online application or after or it doesnt matter either way
Thanks

I will probably suggest you find a way to add money to your tuition fee so CAS will be updated and you wouldn't be N3000 short. 'Date of Application' is the date to convert the currency.

MrsF:
My 28days is complete now and the pound has risen up to 410 which makes me about N3000 short do i go ahead and apply today or whats the next step becos theres no guarantee it will drop or add money and strt counting all over again?? Suggestions pls
Do i also hv to print my statement before making the online application or after or it doesnt matter either way
Thanks

Bourne007:
I will probably suggest you find a way to add money to your tuition fee so CAS will be updated and you wouldn't be N3000 short. 'Date of Application' is the date to convert the currency.

I dont quite understand what u mean. Tuition has been paid in full

elope:

hope to see u at northumbria. a cool city.. friendly people in the north east generally.... ull get to learn the jeordie accent.... hopefully planning to be there also with patner... on the 28day wait... we could prolly all go together God willing

i plan on going before september 9th, by God's grace. when did you initiate your form A with diamond bank, and how long did it take?

i am being tempted to start using debit cards that why?

is patner on nairaland or you mean your partner as in girlfriend, fiancee or wife?

and we can go together why not?

but me I will most likely go with the cheapest flight i can find o (no money)

MrsF:

I dont quite understand what u mean. Tuition has been paid in full

Date of application is the date of the online application right? That is the day yu pay yur visa fees and ihs fees not the day yu submit yur documents?

Please house anyone who did the Skype interview recently should please share their experiences. I have be scheduled for same interview. I need first hand info's plz. Thanks

Cc. Olowo, Luggi007, Claremont et al

Hmmm, didn't realise that's been paid in full. Not sure what to suggest really as the rate can't be predicted. Unless you want to see how things go in the next few days. Are you using the Uni's accommodation?

MrsF:

I dont quite understand what u mean. Tuition has been paid in full