12 Timeless Rules of Investing: Guidelines Every Investor Should Embrace, But Few Actually Do

An Investment U White Paper Report

By Dr. Steve Sjuggerud, Advisory Panelist, Investment U

In the special report below, I identify 12 classic investing rules that every investor can use throughout their lifetimes. These time-honored guidelines are proven in helping investors achieve their goals, sometimes in capitalizing on gains and sometimes in mitigating losses. Enjoy!

1. An attempt at making a quick buck often leads to losing much of that buck.

The people who suffer the worst losses are those who overreach.
If the investment sounds too good to be true, it is.
The best hot tip I've found is "there is no such thing as a hot tip."

2. Don't let a small loss become large.

Don't keep losing money just to "prove you are right."
Never throw good money after bad (don't buy more of a loser).
When all you're left with is hope, get out.

3. Cut your losers; let your winners ride.

Avoid limited-upside, unlimited-downside investments.
Don't fall in love with your investment; it won't fall in love with you.

4. A rising tide raises all ships, and vice versa. So assess the tide, not the ships.

Fighting the prevailing "trend" is generally a recipe for disaster.
Stocks will fall more than you think and rise higher than you can imagine.
In the short run, values don't matter.

5. When a stock hits a new high, it's not time to sell something that is going right.

When a stock hits a new low, it's not time to buy something that is going wrong.

6. Buy and hold doesn't ALWAYS work.

If stocks don't seem cheap, stand aside.

7. Bear markets begin in good times. Bull markets begin in bad times.

8. If you don't understand the investment, don't buy it.

Don't be wooed. Either make an effort to understand it or say "no thanks."
You can't know everything, so don't stray far from what you know.

9. Buy value, and sell hysteria.

Paying less than the underlying asset's value is a proven successful investing strategy.
Buying overvalued stocks has proven to under perform the market.
Neglected sectors often offer good values.
The "popular" sectors are often overvalued.

10. Investing in what's popular never ends up making you any money.

Avoid popular stocks, fad industries and new ventures.
Buy an investment when it has few friends.

11. When it's time to act, don't hesitate.

Once you're in, be patient and don't be rattled by fluctuations.
Stick with your plan... but when you make a mistake, don't hesitate.
Learn more from your bad moves than your good ones.

12. Expert investors care about risk; novice investors shop for returns.

If you focus on the risks, the returns will eventually come for you.
If you focus on the returns, the risks will eventually come for you.
Good investing,

Steve

I love point 7

ukay2:



For me UBA is a very good stock ....the buyer just bought a goldmine.....Patience is the key.....over 50million units sold in 5mins...waoooo.....de thing fear me....people that fearfully sold @N8.55 today maybe regretting now as UBA jumped to N9.20k some seconds before close of market

Oga feelamong.......i de see the same thing with you......i de bro evans mansion(kidnapper) the see mine...

Make i get pepe pump into Dangflour.....we are making more money this year.

Just 3 more trading days...and all man go see wetin we dey see...

debeey87:
FXUser/BullBearmkt,

whats the chart saying on Ucap. Time to enter abi make person wait small. e no kuku rise when others were rising.

...bears are in charge for now

robobo:

hello Chief

a we now witnessing the corrective 4th impulse wave?

...correct. Over 25% of Impulse wave 3 has already been reversed

feelaaG:

Just 3 more trading days...and all man go see wetin we dey see...

Bro biko chokwa way gi ugbu a. crude oil naritukwa to $30. Asikwala na agwaghi m gi.

locodemy:


Bro biko chokwa way gi ugbu a.
crude oil naritukwa to $30.
Asikwala na agwaghi m gi.

loco.you funny no be small.hahaha,wetin u wan do your skye loot,wey u throw into an ocean,according to ur thought

BullBearMkt:

...correct. Over 25% of Impulse wave 3 has already been reversed

Please make una breakdown this technical analysis into simple ABC for people like us o....
what wave are we to enter? or just give a call as to when we can jump in again....biko!

locodemy:


Bro biko chokwa way gi ugbu a.
crude oil naritukwa to $30.
Asikwala na agwaghi m gi.

cool down...Brent crude is up at $45.56 today ( up 0.74)

Pls who can provide me a list of all the NSE stocks contained on the MSCI plz. Wasn't able to find the full list on net.

Conoil Posts N173.5m Profit for Q1 2017
http://www.businesspost.ng/2017/06/22/conoil-posts-n173-5m-profit-q1-2017/

http://www.nse.com.ng/Financial_NewsDocs/18510_CONOIL_PLC_-_Q1_MARCH_2017_FINANCIAL_STATEMENTS_JUNE_2017.pdf

Zhirinovsky:
Pls who can provide me a list of all the NSE stocks contained on the MSCI plz. Wasn't able to find the full list on net.

Just type globalX nigeria on google,you will get the full list from there.

How were you able to place sale order for a stock on two different brokers platform? Please teach me abeg

ukay2:
MORGAN CAPITAL BROKER still far better than INVESTMENT ONE BROKER...i ordered to sell a particular stock today from 10:15am today while seeing bids on the stock...till 2pm when bids finished, the investment one broker did not sell the stock....very painful....
Meanwhile i sold the same stock in Morgan capital within 5seconds @the same price...

Thank you morgan capital group.....Investment -one....una dooooooh

ukay2:


U can ve even more than 2 brokers with diferrent cscs acount.....most times....CHN is the same i.e one in the 2 brokers

Thanks bra, Fraudulent ,useless ARM has been taken me for granted.This is the end of arm securities. Morgan... .i am knocking... Open door

I have been on this edividend thing since December without success with first registrar, edc registrars and CardinalStone Registrars. My bank tried uploading CardinalStone edividend form bt cudnt n i posted it tru nipost.
See dia reply to ma mail here:

The form was received and it has been forwarded to NIBBS portal but has not been confirmed by the bank.

Plz wat shud i do nw? I need dis ting done by all means

SamuelSNR:
CSCS X-Alert fee is now N8.

But is it working well now? .

Connection2017:

Thanks bra, Fraudulent ,useless ARM has been taken me for granted.This is the end of arm securities. Morgan... .i am knocking... Open door

Hello please what issue did you have with ARM Securities because I am actually thinking of opening an account with them.

Thanks sir.

DOLLARTEX:
Just type globalX nigeria on google,you will get the full list from there.

FG Declares Monday, Tuesday Public Holiday for Eid al-Fitr
http://www.businesspost.ng/2017/06/22/fg-declares-monday-tuesday-public-holiday-eid-al-fitr/

bigtt76:
How were you able to place sale order for a stock on two different brokers platform? Please teach me abeg

If you have accounts with 2 different stockbroking firms you just open up their individual trading platforms.

Connection2017:

Thanks bra, Fraudulent ,useless ARM has been taken me for granted.This is the end of arm securities. Morgan... .i am knocking... Open door

Na today i confirm sey Morgan Capital good well well....investment-one stock broker could not execute my sell order despite seing many bids below my price limit in their online platform...very annoying....INVESTMENT ONE STOCKBROKER is a modified analog srock broker..unlike realtime Morgan capital group....NEWBIES...BEWARNED..... because they dont ve real time access..... i will use style dey sell my stocks with green and transfer them to Morgan capital gruop......

currentprice:
http://www.nse.com.ng/Financial_NewsDocs/18510_CONOIL_PLC_-_Q1_MARCH_2017_FINANCIAL_STATEMENTS_JUNE_2017.pdf

Looking at ConOil revenue, the firm continues to increase its revenue from White products than other companies in its sector. This can be seen from the vast business empire of Adenuga.

ConOil is my own Mobil...We Ride and Die with Adenuga as he continues to expand his business empire. Meanwhile J. Berger is welcome. Etisalat, I can't say

I would be very interested in what the company generates from the huge pile of cash it is sitting on.

Etisalat has repaid 42 percent of the debt owed Nigerian banks and is not owing the humongous $1.2bn, as being reported in the media....nairametrics

ukay2:



Na today i confirm sey Morgan Capital good well well....investment-one stock broker could not execute my sell order despite seen my bids below my price limit....... because they dont ve real time access..... i will use style dey sell my stocks with green and transfer them to Morgan capital gruop......

Morgan is like a woman that cooks good food,,but with not so pleasant manners.
People will complain and threaten because of her rudeness and brashness.........................
May even boycott her shop for some time.......................................
But in the end still find reason to return because of, make no mistake, the richness of her food.

Which is no licence, Morgancapital, in case you're viewing.......................................
You must, repeat, you must improve your on customercare service.
In fact, by the level of mention you receive here everyday, you need to maintain a very active handle here,
continuosly attending to issues raised here by your clients'....70% of your clientele, including myself, came to you thro this thread,
not by your marketing efforts.

currentprice:
http://www.nse.com.ng/Financial_NewsDocs/18510_CONOIL_PLC_-_Q1_MARCH_2017_FINANCIAL_STATEMENTS_JUNE_2017.pdf

Hmmm, na now the real bull wan visit this stock. Don't say you were not told...

Currentprice, I dey with you for this MH exercise.

Crude oil price always determine the direction of Nigeria stock.
If the price of crude oil move up, stock price will move up, if the price fall stock price will fall.

Incase if the price of crude oil fall below 40 dollar per a barrel, please sell your stocks and hold the cash, but if the price of crude oil move above 50 dollar please look for good stocks and buy.

On Conoil, is like their result came out at a wrong time, if the crude oil price fall further again, I doubt they may not sustain their rally.

Mainwhile, if all things been equal, and crude oil price move up from tomorrow as I wish and pray, that mean we are entering into the bull week, and massive bull period.

Chibuking81:
Crude oil price always determine the direction of Nigeria stock.
If the price of crude oil move up, stock price will move up, if the price fall stock price will fall.

Incase if the price of crude oil fall below 40 dollar per a barrel, please sell your stocks and hold the cash, but if the price of crude oil move above 50 dollar please look for good stocks and buy.

On Conoil, is like their result came out at a wrong time, if the crude oil price fall further again, I doubt they may not sustain their rarry.

Mainwhile, if all things been equal, and crude oil price move up from tomorrow as I wish and pray, that mean we are entering into the bull week, and massive bull period.

Bia nwoke m.
I na afu uzo ofuma.
I don tell them wetin dey on board.
Make una also read this one and digest am with one bottle of origin before going to sleep.


Brent Slips Below $45 As Glut
Uncertainty Continues
By Zainab Calcuttawala - Jun 22, 2017, 3:00 AM CDT
Brent crude slipped below $45 on Wednesday, reaching its lowest price since last November as
a supply glut continues to plague oil markets, according to a new report by Bloomberg .
“There’s a sea of negativity," Maxwell Gold of ETF Securities LLC said. "This is much more a
story of sentiment weighing on the markets."
The U.S. Energy Information Administration reported a 2.5 million barrel draw on domestic
inventories on Wednesday, but the news was not enough to boost West Texas Intermediate
(WTI) prices, which have fallen 22 percent from a peak in January.
“I don’t think one report by itself is enough to dispel the fears," Gene McGillian, manager for
market research at Tradition Energy, said. "I would be surprised if this is the beginning of a
turnaround."
At the end of last month, Saudi Arabia announced a plan to lower exports to the U.S. to force
American refineries to use the millions of barrels of crude in storage. A few days later,
Bloomberg reported that Iraq had negated its ally’s export cut by offering its own crude as a
substitute for Saudi supplies.

Chibuking81:
Crude oil price always determine the direction of Nigeria stock.
If the price of crude oil move up, stock price will move up, if the price fall stock price will fall.

Incase if the price of crude oil fall below 40 dollar per a barrel, please sell your stocks and hold the cash, but if the price of crude oil move above 50 dollar please look for good stocks and buy.

On Conoil, is like their result came out at a wrong time, if the crude oil price fall further again, I doubt they may not sustain their rally.

Mainwhile, if all things been equal, and crude oil price move up from tomorrow as I wish and pray, that mean we are entering into the bull week, and massive bull period.

If you guys follow these Oil fluctuations bumper to bumper it would cause panic in your portfolio is all I can say...Oil for 2016 would likely stay above $50, which is good for American Oil companies and OPEC. Pay little attention to electronic oil traders. US Economy is strong, Europe is picking up well and looking to end QE (see EUR/USD Chart - 6 months TF). Asia is not bad. Long term market stays bullish.

Thank me later.

I would worry about Oil/Stock Market when the US economy is weak,same with Europe Or shows signs of stagnancy.

laydap:
https://www.proshareng.com/news/Reviews---Outlooks/FBN-Outlook-Revised-to-Stable---B-and-B-/35258

Men! FBNH is the place to be in the long term. Wish i can own 10m units of this stock by year end.

Cadillac15:


Men! FBNH is the place to be in the long term. Wish i can own 10m units of this stock by year end.

Its possible sir , na just over 60m Naira if am correct @ 6.08