Seriously, i do not know may be their great great grandfather kept some money with me that made most of them to believe I have money. Fine things are going fine but I am still looking for more better life. Need to save a lot in order to achieve my dream.. A friend borrowed $400 like 2 years ago, he never even talked about it. I have dodged others but this particular person has been on my neck for months now. He needs N500,000 .. Just imagine..

My problem now is " Never lend money you can't afford to lose" . N500,000 no be wasa.. How should I handle the situation without hurting his feeling cos I am not even sure of lending N100,000 talkess of N500,000

Smh

If you refuse him access to the loan, it will affect your relationship. If you grant him the loan and he fails to pay back, your relationship would be distorted anyway...

So weigh your options

project4OO:
If you refuse him access to the loan, it will affect your relationship. If you grant him the loan and he fails to pay back, your relationship would be distorted anyway...

So weigh your options

I already made up my mind.. No to zero naira

i lend people money when am not using it..i now found out that my so caLLED friends will refuse to pay back when i need the money most....these days i no dey follow any body talk bout ;loan...

helinues:


I already made up my mind.. No to zero naira

helinues:
Seriously, i do not know may be their great great grandfather kept some money with me that made most of them to believe I have money. Fine things are going fine but I am still looking for more better life. Need to save a lot in order to achieve my dream.. A friend borrowed $400 like 2 years ago, he never even talked about it. I have dodged others but this particular person has been on my neck for months now. He needs N500,000 .. Just imagine..

My problem now is " Never lend money you can't afford to lose" . N500,000 no be wasa.. How should I handle the situation without hurting his feeling cos I am not even sure of lending N100,000 talkess of N500,000

My advice from personal experience. I lost quarter of all i own to a friend i gave a loan. A loan of a week repayment turned 2months ( as at date roughly 1month 2weeks ).

Rule1: Dont loan money you cant afford to loose.
Rule2: Obey rule 1.


Dont borrow him and tell him the truth you cant give the money out at this point in time.

Ymodulus:


My advice from personal experience. I lost quarter of all i own to a friend i gave a loan. A loan of a week repayment turned 2months ( as at date roughly 1month 2weeks ).

Rule1: Dont loan money you cant afford to loose.
Rule2: Obey rule 1.


Dont borrow him and tell him the truth you cant give the money out at this point in time.

Gbam.

Op this it.

Tell him you don't have money. Finish.

Direct them to LAPO.
Money and friends be like Buhari and Nigerians.

There must be reasons pple think you have money. maybe u "show off"

Anyways, let them know that you do not have to SPARE.

stacyadams:
i lend people money when am not using it..i now found out that my so caLLED friends will refuse to pay back when i need the money most....these days i no dey follow any body talk bout ;loan...

The most annoying part is for them to come again with another story..

Ezionye:
There must be reasons pple think you have money. maybe u "show off"

Anyways, let them know that you do not have to SPARE.

Show off? 100% No .

the another story no dey even touch me again..i dont have..i dont have

helinues:


The most annoying part is for them to come again with another story..

Ymodulus:


My advice from personal experience. I lost quarter of all i own to a friend i gave a loan. A loan of a week repayment turned 2months ( as at date roughly 1month 2weeks ).

Rule1: Dont loan money you cant afford to loose.
Rule2: Obey rule 1.


Dont borrow him and tell him the truth you cant give the money out at this point in time.

Yes ooo... You correct

Why does he think you've N500,000 to loan give him? If people believe you've money, like you've said, then you're the one giving them the impression that you do or that you're rich. As for this friend who has been asking for N500,000, tell him you don't have the money. But you yourself should change how your portray yourself to others: stop showing off or bragging, stop telling them about your finances.

stop keeping friends. trust me it's safer Abeg.

my friends are always over rating me when it comes to money cos they ask for outrageous amount from me, not loan they call it "dash" when I saw it was becoming a problem keeping friends without them trying to ask for money, I stopped keeping friends.

no time for parasitic friendship Jor.

helinues:
Seriously, i do not know may be their great great grandfather kept some money with me that made most of them to believe I have money. Fine things are going fine but I am still looking for more better life. Need to save a lot in order to achieve my dream.. A friend borrowed $400 like 2 years ago, he never even talked about it. I have dodged others but this particular person has been on my neck for months now. He needs N500,000 .. Just imagine..

My problem now is " Never lend money you can't afford to lose" . N500,000 no be wasa.. How should I handle the situation without hurting his feeling cos I am not even sure of lending N100,000 talkess of N500,000

What i do in situations like this is to dash the person a fraction of thr money.Like i say i dont have that money but let me dash you this.
It works all the time.Both your money and your relationship is saved.You can dash the guy 10k or whatever you can afford

StevensJojo:

What i do in situations like this is to dash the person a fraction of thr money.Like i say i dont have that money but let me dash you this.
It works all the time.Both your money and your relationship is saved.You can dash the guy 10k or whatever you can afford

They never see it like that ooooo.....
10k out of 500k? Trust me, dem go abuse you on top of ur money.
Pls don't ask me how I know....
If dem no abuse you, na keeping malice be next.

Just tell him you don't have money and your landlord is on your neck cuz you have some outstanding payment to settle or find one beta story give ham.. I hope you know not every "friend" is your "friend".

helinues:
Seriously, i do not know may be their great great grandfather kept some money with me that made most of them to believe I have money. Fine things are going fine but I am still looking for more better life. Need to save a lot in order to achieve my dream.. A friend borrowed $400 like 2 years ago, he never even talked about it. I have dodged others but this particular person has been on my neck for months now. He needs N500,000 .. Just imagine..

My problem now is " Never lend money you can't afford to lose" . N500,000 no be wasa.. How should I handle the situation without hurting his feeling cos I am not even sure of lending N100,000 talkess of N500,000

OP,
Pls are you based in Naija or outside?
I have my reason for asking o...

darlenese:
stop keeping friends. trust me it's safer Abeg.

my friends are always over rating me when it comes to money cos they ask for outrageous amount from me, not loan they call it "dash" when I saw it was becoming a problem keeping friends without them trying to ask for money, I stopped keeping friends.

no time for parasitic friendship Jor.

Dem go say you too proud

Ezionye:
There must be reasons pple think you have money. maybe u "show off"

Anyways, let them know that you do not have to SPARE.

Not necessarily show off sis...

sisisioge:
Tell him you don't have money. Finish.

They are deaf to that one sis, trust me.

dayleke:


Dem go say you too proud

bro I dnt Care o, they already call me stingy, wicked, bla bla bla, but I wasn't born to please anyone.

early this year a lady in the same business as me was asking for a huge amount of money to enable her get a property and that it was urgent , she claimed she would pay back with interest , I suggested she gets loan from the co-operative society she was in instead as I do not have the amount of money she was asking for, quess what her response was? " you are too stingy " See me see wahala, we are in the struggle together . who borrows money to buy property, I dey forbid to buy property myself.

our friendship is now cold, but I "careth not" as long as I dnt loose my sweat .

darlenese:



bro I dnt Care o, they already call me stingy, wicked, bla bla bla, but I wasn't born to please anyone.

early this year a lady in the same business as me was asking for a huge amount of money to enable her get a property and that it was urgent , she claimed she would pay back with interest , I suggested she gets loan from the co-operative society she was in instead as I do not have the amount of money she was asking for, quess what her response was? " you are too stingy " See me see wahala, we are in the struggle together . who borrows money to buy property, I dey forbid to buy property myself.

our friendship is now cold, but I "careth not" as long as I dnt loose my sweat .

Me I just keep quiet ni o.
After much asking again, I go just ask for acct no in case anything comes up....
I make d transfer of a lil smtin and tell them to hold onto that till smtin better comes up...
They never take no for an answer.

darlenese:
stop keeping friends. trust me it's safer Abeg.

my friends are always over rating me when it comes to money cos they ask for outrageous amount from me, not loan they call it "dash" when I saw it was becoming a problem keeping friends without them trying to ask for money, I stopped keeping friends.

no time for parasitic friendship Jor.

Babe u get my mind. That was how one recently wanted to borrow from me i told her i dont have and she started keeping malice with me when she notice some house hold stuff i bought i competly ignored her till she got tired. She wey get husband for
abroad wan borrow from me wen be single, who me go com borrow from? who friend help self.

I dont borrow money again, i just tell u that i dont have, if u like vex or keep malice i dont care. My.bro did same thing when he was a contractor and when he went bankrupt all his friends he has been borrowing ran away till now dude is still struggling to feed his family with our support.
Tell them u dont have or say something like 'guy i even wan com borrow from u self.

I no longer pet friends when it comes to loan
I have some loyal friends that m loyal to, apart from those ones then forget me....
I just say "Sorry i have a lot on my hands that i wont be able to be of help"

If you want to still be friends, don't loan or lend money, it will bring problem for both of you during re-payment.

The heart of men are wicked, he may even prefer to kill you to re-paying.

You know you don't have licence to give loan, when is time for him to repay you will understand, he will quote laws for you, anyways that your friend know that you have the money this want to sweet mouth you into collecting loan.

Any money you give him, make sure you can forfeit it.

iamloyalty:
I dont borrow money again, i just tell u that i dont have, if u like vex or keep malice i dont care. My.bro did same thing when he was a contractor and when he went bankrupt all his friends he has been borrowing ran away till now dude is still struggling to feed his family with our support.
Tell them u dont have or say something like 'guy i even wan com borrow from u self.

of course they would run away, smh.

Ymodulus:


My advice from personal experience. I lost quarter of all i own to a friend i gave a loan. A loan of a week repayment turned 2months ( as at date roughly 1month 2weeks ).

Rule1: Dont loan money you cant afford to loose.
Rule2: Obey rule 1.


Dont borrow him and tell him the truth you cant give the money out at this point in time.

so so true four of my friends toyed with my capital....
I'm still watching them

if not for my small side investment I would have been a total brokeass by now

from february till date, all I get is from one excuse to the other.

my new rule no loans to friend's
, except I'm willing to part with it.

Ymodulus:


My advice from personal experience. I lost quarter of all i own to a friend i gave a loan. A loan of a week repayment turned 2months ( as at date roughly 1month 2weeks ).

Rule1: Dont loan money you cant afford to loose.
Rule2: Obey rule 1.


Dont borrow him and tell him the truth you cant give the money out at this point in time.

People spoiling shows for others... such is life sha