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Nairaland Forum / Nairaland / General / Family / How Should I Handle Friends Requesting For Loan? (17432 Views)
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Re: How Should I Handle Friends Requesting For Loan? by EfemenaXY: 8:58am On Aug 02, 2017 |
stacyadams: Ymodulus: dayleke: ishayaauta: I need to ask you guys (and ladies) this: These so called "friends" who "borrow" and never repay back, do they ever come to ask / beg for more money? Or do they feel too embarrassed to ask? This is for Naija based friends oh... 1 Like |
Re: How Should I Handle Friends Requesting For Loan? by dayleke: 9:18am On Aug 02, 2017 |
EfemenaXY: What you mean for "Naija based friends?" Is it the "borrower" or the "borrowee"? Jokes apart, It happens everywhere but personally na my Naija "friends" o.. |
Re: How Should I Handle Friends Requesting For Loan? by EfemenaXY: 10:24am On Aug 02, 2017 |
dayleke: You didn't get me. Wetin I mean be say: pessin wey borrow money for your hand and never repay am yet - e dey fit come back to you for more knowing dem still dey owe you? Cc: sambarry |
Re: How Should I Handle Friends Requesting For Loan? by stacyadams: 11:07am On Aug 02, 2017 |
EfemenaXY: |
Re: How Should I Handle Friends Requesting For Loan? by stacyadams: 11:15am On Aug 02, 2017 |
if na money u want ooooo,u dey dial wrong number,,u dey dial wrong number,,u had berra start looking for dangote,s house number .. |
Re: How Should I Handle Friends Requesting For Loan? by Onliie(m): 6:26pm On Aug 02, 2017 |
To loan people money is human, to collect it back is divine. 17 Likes |
Re: How Should I Handle Friends Requesting For Loan? by Nobody: 6:26pm On Aug 02, 2017 |
based on experience and what I'm currently going through Anybody that want to borrow money from me should die before they remember my name 2 Likes |
Re: How Should I Handle Friends Requesting For Loan? by Nobody: 6:26pm On Aug 02, 2017 |
dayleke:Kiss that lil somfin byebye. |
Re: How Should I Handle Friends Requesting For Loan? by BeSafeOnline: 6:27pm On Aug 02, 2017 |
project4OO: Well said. Good point there. Bro, Check out the thread on my signature |
Re: How Should I Handle Friends Requesting For Loan? by brojoshua: 6:29pm On Aug 02, 2017 |
Give him only what you can spare and not collect back. Give him only what you can give him and not seek repayment, what you can let go 1 Like |
Re: How Should I Handle Friends Requesting For Loan? by jonnytad(m): 6:30pm On Aug 02, 2017 |
Sha don't post this on facebook, b4 pple like evans catch your jabbing ass. |
Re: How Should I Handle Friends Requesting For Loan? by muller101(m): 6:31pm On Aug 02, 2017 |
If he needs the money for a project. Give him the money but u have to go into the project as an investor 4 Likes |
Re: How Should I Handle Friends Requesting For Loan? by ladyF(f): 6:32pm On Aug 02, 2017 |
It's after you give out the loan that you'd realise how heartless your friend is. I usually don't give out loans greater than what I can afford to lose but certain times, certain people appeal to your emotions and you break your own rules. The disappointment I'm facing from a very fresh experience has reset my mumu brain. Money that somebody is managing Never again sha... 10 Likes |
Re: How Should I Handle Friends Requesting For Loan? by ogawisdom(m): 6:32pm On Aug 02, 2017 |
helinues: U still keep huge money in savings account in 2017 nawa ooo Tell him all your money are tied down in an invest or real estate, dt u barely keep up to 100k in a savings account. Then u can jst dash him 20k n move on if u can afford to 3 Likes |
Re: How Should I Handle Friends Requesting For Loan? by emmanuelewumi(m): 6:37pm On Aug 02, 2017 |
helinues: Advice your friends to get loans from their banks. Banks are in the business of lending money to qualified customers, unfortunately 98% of bank customers are not qualified nor financially savvy in the art and science of managing and multiplying money. |
Re: How Should I Handle Friends Requesting For Loan? by cnc(m): 6:38pm On Aug 02, 2017 |
darlenese: My sister, your head dey there... � 1 Like |
Re: How Should I Handle Friends Requesting For Loan? by ashawopikin(m): 6:39pm On Aug 02, 2017 |
just tell dem say country hard. simple |
Re: How Should I Handle Friends Requesting For Loan? by Phonefanatic: 6:40pm On Aug 02, 2017 |
Scrutinize him properly to know what he wants to use the money for then write an agreement for him to sign this has to come with montly interest if he defaults. Don't forget the clause to pass this loan to his heirs . 1 Like |
Re: How Should I Handle Friends Requesting For Loan? by 9jatatafo(m): 6:40pm On Aug 02, 2017 |
Take the right decision that will protect your friendship |
Re: How Should I Handle Friends Requesting For Loan? by hpaje(m): 6:41pm On Aug 02, 2017 |
Bros, the last time I checked, NO is still an answer. Must he collect the money from you? Tell him jawe and if he decides to bone you, let him be.. He doesn't value your friendship |
Re: How Should I Handle Friends Requesting For Loan? by arthurous(m): 6:41pm On Aug 02, 2017 |
Don't borrow money you can't afford to lose. Make sure before you borrow you know what the person is using it for. Am in similar situation now my friend I borrow 100k with out know he want to use it for twinker. Since the scheme has clashed no way for him to pay back. 2 Likes |
Re: How Should I Handle Friends Requesting For Loan? by ngmgeek(m): 6:42pm On Aug 02, 2017 |
helinues: Just tell him you cannot afford to give him that kind of money. His feelings will get hurt but he will get over it. My relatives and even some of my kids think that I am an ATM. In have learnt the hard way to say no than breaking my back for people. |
Re: How Should I Handle Friends Requesting For Loan? by Nnemuka(f): 6:44pm On Aug 02, 2017 |
An uncle asked me to complete his flight money, and that he will send me the money once he arrives his destination. its been 3months now and he nolonger replies my chats, my 200k gone. I will never borrow any man or woman money in my entire life, i rather give a token i can forget. 10 Likes |
Re: How Should I Handle Friends Requesting For Loan? by Cladez(m): 6:44pm On Aug 02, 2017 |
Everybody don turn to borrower them who are those borrowing? 3 Likes |
Re: How Should I Handle Friends Requesting For Loan? by OlaRolls(m): 6:45pm On Aug 02, 2017 |
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Re: How Should I Handle Friends Requesting For Loan? by bobowaja(m): 6:45pm On Aug 02, 2017 |
Nnemuka: I love the pic in ur dp...... Can you share me some from where it came from? |
Re: How Should I Handle Friends Requesting For Loan? by OpinionCounts(m): 6:47pm On Aug 02, 2017 |
Listen op, as I speak to you now I have over 2million naira unpaid debt owed by 6 different people, guess who the people are.....FRIENDS. Yes friends,the most annoying thing is dat they will even have the money and yet will not pay u back just because they feel you will not be hard on them especially some foolish and irresponsible ones that think they are entitled to get from you just because they can see you are doing well financially. I have debts of over 3years been owed me by friends and I am not talking about 50 or 90k, I mean 400k, 600k and so on..... I don't think it is a bad idea to help a friend in need but I tell you some can be devilish. 10 Likes 1 Share |
Re: How Should I Handle Friends Requesting For Loan? by taylor88(m): 6:50pm On Aug 02, 2017 |
darlenese: abeg borrow me 120k make i complete go do plastic surgery even if u didn't recognise me wen i come back I'll come to ur house and pay back 2 Likes 1 Share |
Re: How Should I Handle Friends Requesting For Loan? by edmasta01: 6:51pm On Aug 02, 2017 |
Here's the best thing to do: 1. Ask yourself, how much is it that you can give to this friend/family member if they ask you to give them (not loan) without feeling the pinch. If it's N50,000 or N70,000 etc. 2. Tell him/her....Sorry I don't have N500,000 right now. But I have N70,000 that I can loan you. If you send me your account number, I will transfer it right away. 3. Transfer (what you can afford to lose) and then forget it. Here's what will happen.... a. Your friend will be happy that you at least gave him a little out of what he asked. Your friendship will not be ruined If he is jealous or angry with you after doing the above, then you need a new friend. b. He will collect the money and NEVER return that money back to you. But at least you will be happy that you only loaned what you can afford to lose. Personal experience: A friend asked me for a N1.5 Million loan about 7 years ago. I emptied my account and gave to him. Up till now, I am yet to recover it. Another experience: Another friend asked me for 150,000 naira about two years ago. I learnt my lesson from the previous one. I gave him N40,000 (as the money I can afford to lose) even though I had a lot more in my account. Well...up till now, this friend is yet to give back the N40,000. He did not even mention it or say anything about it. Trust me, the above is the ONLY way you can have peace of mind without ruining friendship. Learn from me. Be wise! 7 Likes |
Re: How Should I Handle Friends Requesting For Loan? by woodmood: 6:51pm On Aug 02, 2017 |
helinues: You seem to be doing well in your endeavour. Congrats for that. My advice is simple. Try and lay your hand on the popular book, richest man in Babylon. Ensure you read it. 3 Likes |
Re: How Should I Handle Friends Requesting For Loan? by Sanchase: 6:55pm On Aug 02, 2017 |
Take him to a beer parlour, buy him drinks with peppersoup till he gets tipsy, then tell him why you cant afford 500K, then dash him 20K, end of story. NB: Make sure he chop peppersoup 2 Likes |
Re: How Should I Handle Friends Requesting For Loan? by greatman247(m): 6:59pm On Aug 02, 2017 |
Rule numero uno, never let no one knows how much doe you owe. That Notorious BIG (10 Commandment). You should't have let them know you have such money. Even now they know, find lie tell them cos if you release such money i bet you, you might not be able to retrieve that loan. And this happened to me, a lot of friends i borrowed money no dey talk go that side again. Some bring fight because they don't want to pay. I have stopped giving anyone any loan i no be bank. Hence forth if they ask me, a simple i no get will do, i can only give u a loan or slash the loan i know even if you don't pay back it will not affect or hurt me or my finance in anyway is what i can release. |
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