lekibraky:
of london the onl mistake i see in your application is the fact that the amount you want to spend for the trip is like three months of your salary
perhaps u should reduce it next time to like 400k to 500k u deserve the visa with ur docs

justwise:


You did not understanding that refusal letter, you will be visiting the UK for just 6days and willing to spend £1,450 which is more than half a millions nairaland, that is equivalent of 7months of your salary gone just in 6days, that is what ECO's comment is referring to.

You worked for 4yrs and managed to have N1,407,074(£3,435.46) and you are planning to spend almost half of that within 6days. That is the problem with your application

Brightingsus:


The refusal letter is clear. Inasmuch as you are genuine, your application does not depict true reflection of your circumstances. I don't know if you quoted your plan and budget here prior to your application, am sure we would have corrected a few things with the money bit.

The only problem, from the refusal, is your budget. you quoted to spend £1450 for a 6 day visit to the UK. Given your current NGN200k salary, your current closing bank balance is 7 times your monthly salary. You might be a super saver but you needed to explain your livelihood in the application. I mean as part of the body of your cover letter.

It's not possible to save all your salary every month for 7 months to get to your balance. You would have had outgoings. This is why the ECO mentioned it that there was no other sources of funds should you be living off the other sources. However, given that you have been with your employer for about 4 years, you would have saved up the balance over a much longer period. Let's say for eg, you were saving half of your monthly salary every month, it would have taken you 14 months to save up your bank balance. If you were saving a quarter of your monehtly salary, it would have taken you 28 months to save up the balance. These are approximates though. If you are a super saver, you should have indicated, with evidence, how you have been such a good saver; perhaps you could have things subsidised like housing, feeding, utilities, transportation, and general expenditures.

Now, let's say you have been saving up for a while, you want to burn almost half of your bank balance, which you saved up over a long period of time, in just 6 days?? Then you would go back to the eternal savings?? You see why the ECO doubts the credibility of your application

ijeshaoflondon:


My Oga, how can i spend 7 times my monthly pay on foreign travels after reading this forum from page 1 to 340+, for an average tourist trip considering the rate of pounds , I believe 1450 pounds is not much , hotel booking, flight, and feeding , I earn 200k monthly, I have only planned to spend 2+ monthly salary on this trip . What the Eco said was that i still have 7 months my salary in my account without having other sources of income .

ijeshaoflondon:


Thank you brightingus, I used the scope given here by gurus to fill tge application form , its just unfortunate that the Eco would refuse my application based on the fact that i have saved so much , my 6months balance from january started with 1 million + and i printed my statement of account in June ending ,, havibg 1.4 m.

kokoboy4life:
Good day to everyone, I want to ask a question on behalf of my friend, he’s works as an assistant lecturer in a public university and was given provisional appointment in 2015 but this year March he was confirmed as a full time employee of the institution he earn 125889 after tax as monthly income all these reflect on his pay slips and he has closing balance of over 2m on his bank statement.In November he’s going for presentation/research in a university in London and the school management has already provided a letter stating they would be the financial guarantor for all his trip expenses. So my question is what are the documents he need from the institution and is it okay for him to have only letter of financial gurantor coming from the school.

layefaid:
Hello guys, I applied for a UK visa in May 2017 and was refused because I am unemployed but I was sponsored my my hubby. This time we applied together and I used the supported by spouse or partner colum and used all his document a s I did before now his passport is back but mine is pending. I need advice pls

Attraction:
Please i am a banker, i earn 235,000 monthly though i earn more but this is what hits my account because our pension is taken at source. I have 1.3M in my account, it runs as fixed deposit but drops in my account with interest on monthly basis. Please i want to visit UK for 7 days vacation. My friend is coming from US, my friend is the one paying for hotel accomodation. How do i get visa. I am single and no child. I have been refused UK visa in 2011. since then i have not tried again. i have been working since 2008. The reason i was denied then, i paid in 1m and printed my statement account, they said there is no proof of the money even though it was my money. please now i need help and advise. My friend coming from the US is d big boy with cash to spend and hotel accomodation. My own is to get visa and come. Please help me, i really want to go to UK, i have only visited Indonesia in 2015.

feranmi84:
Good morning house, thank you all for selfless support. Please help check this out and advc on what to do as the refusal letter says no right to appeal and administrative review.

Note: I did not make nor receive deposit/s that total sum of 410,000 in my account between 27/07/17 and 24/08/17 as claimed by the ECO.

I only received 66,523.72 and 88,992.65

Thank you.

feranmi84:
Good morning house, thank you all for selfless support. Please help check this out and advc on what to do as the refusal letter says no right to appeal and administrative review.

Note: I did not make nor receive deposit/s that total sum of 410,000 in my account between 27/07/17 and 24/08/17 as claimed by the ECO.

I only received 66,523.72 and 88,992.65

Thank you.

justwise:


2 months of your salary is just 400k which is not even enough for a return ticket to UK, hotel, feeding and transport within the UK will cost you more than a month of your salary.

I really don't think you want to understand why you were refused.

justwise:


How do we know if your account was inflated when you blanked everything? Obviously looking at the statement you uploaded there are a number of irregular financial activities within that period.

If that is your salary account and you don't have any other source of income then it looks suspicious.

inphoenix:

I'm looking at the image of your application form, why did you answer "No" to having savings in no. 77? If you had answered "Yes" there would've been another column asking you to explain how the savings came about and you could have explained that you have been saving so and so amount of money from your salary for such and such period of time. Answering "No" means that money in your account isn't yours since you stated you have no other sources of income, the question then is, where did you get that money? I WOULD HAVE advised you to reapply immediately and clarify on that, I did that with my own application, I applied and it took 2 months for them to come back with a refusal, I reapplied immediately and made clarifications and I got the visa back in 10days. I used the same bank statements with the application that was refused BUT it's going to be tricky in your case since you said you don't have the money in your account anymore? Is all of it gone

inphoenix:

I'm looking at the image of your application form, why did you answer "No" to having savings in no. 77? If you had answered "Yes" there would've been another column asking you to explain how the savings came about and you could have explained that you have been saving so and so amount of money from your salary for such and such period of time. Answering "No" means that money in your account isn't yours since you stated you have no other sources of income, the question then is, where did you get that money? I WOULD HAVE advised you to reapply immediately and clarify on that, I did that with my own application, I applied and it took 2 months for them to come back with a refusal, I reapplied immediately and made clarifications and I got the visa back in 10days. I used the same bank statements with the application that was refused BUT it's going to be tricky in your case since you said you don't have the money in your account anymore? Is all of it gone?

lalla89:
Hello everybody in the house,Justwise and other gurus please I want to apply for visiting visa to UK to witness my cousin wedding she will get marriage to a British citizen by early January 2018 both of them are currently in the UK schoolling.The groom is an Ivory coast National before he immigrate to UK and seek for asylum due to the crisis in his country at that time.I was delegated among the family to travel to ivory coast to confirm his origin to see his parents and also his relatives,and now I was still being delegated to represent the family to UK to witness their wedding which will be done early January 2018.my question here is that, my trip will be sponsored by my uncle who is former member of house of representatives and a regular traveller to UK and I'm still worked with local government council and earn 50k as my monthly salary and I'm also into car business which make me to earn more money than my salary I have a closing balance of 3m in my account which can be available for the duration of my visa processing time.please gurus in the house which documents should I provide to submit with my application for visiting visa to UK that will prove the reason of travel and also prove my employment and business.Thanks

feranmi84:
Good morning house, thank you all for selfless support. Please help check this out and advc on what to do as the refusal letter says no right to appeal and administrative review.

Note: I did not make nor receive deposit/s that total sum of 410,000 in my account between 27/07/17 and 24/08/17 as claimed by the ECO.

I only received 66,523.72 and 88,992.65

Thank you.

ekpotek:


I sorry your application will not fly with an income of N50K a month even if you have a full sponsor. My advise will be that you tidy up your car business rather and use that as the main source of your income (self employed). You reason for visit is not critical and the ECO will not grant this visa as your home tie is not adequate.

lalla89:

Thanks for your respond what documents should I provide now that will prove my car business as self employed, and being single but with fiance what are the other home ties can I show during application.Thanks

Chibabe4Christ:
Good Day my great people!!!!
Please I will like you to assist me as usually with a good but cheap airline to heathrow London.
Am contemplating using Qatar Airline or Ethiopian Airline.
Please my E family, I need your response so that I can book on time

Honestakay:
hey guys,
i am applying for a uk visit visa with my family. the trip is sponsored by my parents. i am working in a company, my salary ranges within 230- 290 monthly based on commission. the issue is my salary account is zero balance. i transferred 400k to the account. is it gonna raise a red flag?

ekpotek:


Qatar is the cheapest now as they are doing independence promo. You can still get a return ticket for N263K Ethiopia is N313K check it out on Travelstart.com.ng