phr33man:
In my opinion, all you need to settle down are as follows :

Matured mind
Your missing rib(virtuous working class woman)
An apartment of your own. (maybe rented)
A steady monthly income (even as little as 30000 Naira) .

And trust me, you will(not can) build a house in Lagos.

Note: location in consideration is Lagos o.

peacenaija:

bros you're lucky, I earn a lil above yours but I spend almost 20k on transport fare... I really love your plan.. how were you able to achieve that I mean. the bungalow, am I young guy and I also wanna invest and have a good plan.. I don't mind connecting with you online for guidance.. Thanks

pocohantas:


Not 500k, N60,000 actually .

pedrilo:
I already hav a bungalow which I let out n rciv 350k annually, i work wit a private firm n rciv 120k monthly after tax n pension, i am able to save 100k from dis amount n use 20k for myself monthly, my plan is to either save money n travel out or save up to 5m, use 1m to get a moderate car e.g. Camry, use anoda 1m for wedding n settle down with a lady day can also bring sometin to d table no matter how small. I'm 31 yrs old.
Pls evaluate my plans.

angelbulksms:


I admit, I scanned through your post and didn't digest all.

So, you're allocating N1m for wedding.

Fair enough but don't wait till your N5m Savings is complete except you currently don't have a lady you can marry.

If you do, this might be the best period to tie the knot so that you can face other aspects of life.

pedrilo:
I saved tru my nose plus financial discipline, no impulse buying plus I only buy wats important, many ladies called me stingy but I didnt care cos my focus was to build a house for myself b4 I clocked 30 n I did!
Pm me.

ideology:


Life is choice ooo


I never said marriage depended on digits.

Everyone knows the minimum digits that he or she will be comfy with


You can't buy loyalty neither can you force anyone to be content

I have my goals and

pedrilo:
I appreciate u sir. The goal is to marry at 35, that's if I dnt travel out of naija. No lady for now.

LegDoLand:


Considering your achievements, you are doing quite well. But i am quite concerned about your plans and considering your age too. I aint really a fan of late marriage, especially if you can afford to marry earlier, and trust me, you can.

it is understandable if you dont have a ready woman now, but trust me again bro, if you get a decent woman that has her own source of income you will hit your 5m mark and even more within the next 2years.

Judging from the comments on here, it is clear that people think the only reason for getting married is to immediately raise a family. Thats why "raising children" expenses tops the list of their considerations as they dish out advice.

True, procreation is one of the main reasons for getting married, but it has unfortunately become the reason why a lot of guys remain single for long.

Look at it this way, how about marrying the woman you truly love and who has her own source of income, leave off child-bearing for 6months to 1year to enable you both enjoy yourselves, plan your lives and save towards raising a family?

Based on that, i think 500k is sufficient enough to settle down, as long as it doesnt run out, implying there should be an income.

- LegDo Land...give your feet a treat

vizkiz:


Maybe I am not intelligent enough but isn't feeding limited to food?

What about other responsibilities that comes with marriage?

Clothing?

School fees?

Bills?

Transportation?

*********
500k is not even enough for a bachelor not to talk of a family man.

Well you are a lady, you can't understand half of it.

Neurotika:
Different strokes.... Know your level and ensure she also knows it too. Truth is, all you need is a good job that keeps you afloat. Over 70% of Nigerians have less than 500k in their Bank account (NDIC fact). Yet weddings occur every Saturday. So do the math.

pedrilo:
I saved tru my nose plus financial discipline, no impulse buying plus I only buy wats important, many ladies called me stingy but I didnt care cos my focus was to build a house for myself b4 I clocked 30 n I did!
Pm me.

Johnadelaide00:


I have a target to finish up a similar project b4 I turn 30 by the start of next year and I intend to get married by then.

AroOkigbo:
First work on your maturity.
The journey of marriage is not for the fainthearted.

strong766:
she won't understand... she is a lady and all they are interested on is getting married....and na dem go start to cheat when casala burst

zicoraads:
What baffles me is how people like cleaners and security marry, have kids and still feed and cloth and send their kids to school. Are they magicians?

vizkiz:


You think marriage is all about feeding stomachs?

Deji63:


And the working class ATM. How much will she be earning when oga dey earn 30k that isn't enough for transport in the Metropolis not to talk house rent, feeding the family, school fee and extended family wahala? This your advice get k leg. Marriage needs money.

Yusuf4:


500k that cannot even buy food and drinks alone for wedding.

You need to be sure that your annual income is up to 1.2m b4 you can think of settling down and live the life of a poor man. If you want average life, income of 2m annual . Then normal life is 3m annual.
Then to own a car be able to fligh on plane when traveling, you need annual of 5m.

I’m not ready yet even when I earn at least 400k monthly

phr33man:


My brother, I mentioned matured mind. And I am telling you that I am a living witness of that. I lost my dad 2015. And his salary was 55000 Naira after working for a Lebanese company for over 20years and my mum a teacher earning less than 100k. With their combined effort and maturity, they were able to send 3 of us to school (till university) and now have a house along epe express way and a land along badore road.

My brother, not to bore you with little story about my family. Just to let you know that this is very possible with my aforementioned list.

Peace

kimbraa:
Don't be so myopic.

bilulu:

same here bro. can a guy dat is having a savings of 500k b thinking of marriage?

pedrilo:
bros naira no get value again oh. Go market go buy baby tins, sch fees for uni no be beans. In fact naija is drifting backward. Our parents lived in a better country.

pedrilo:
bros naira no get value again oh. Go market go buy baby tins, sch fees for uni no be beans. In fact naija is drifting backward. Our parents lived in a better country.

newjosboy:

I concur, you will see a keke Napep rider gets a nice decent wedding and still feeds and maintains his family. If you weigh so much on a certain amount, I guarantee you to be single till d age if 60. Its not about the money, but how disciplined your are to be judicious with the regular income you have.

phr33man:



All these, I know very well. Yet something can be achieved with what I mentioned. Mind you, the poster only wants to know how much he needs to settle down. My brother, 5m Naira isn't even enough to settle down without other maturity, good wife and a self apartment. My list is in order of priority. And I only mentioned 30k/month as the least. I know very well that it will be very rough to start with that. Yet, it is possible.

femijay8271:

I love your words.

vizkiz:


You think marriage is all about feeding stomachs?

ThinkSmarter:
It all depends on ur individuality/taste.
like if u re dreaming to own a car and a good bungalow, u know 500k z no no.
except u plan to own a bike and live in one of ur parents room/rented 1 bedroom apartment

vizkiz:


Maybe I am not intelligent enough but isn't feeding limited to food?

What about other responsibilities that comes with marriage?

Clothing?

School fees?

Bills?

Transportation?

*********
500k is not even enough for a bachelor not to talk of a family man.

Well you are a lady, you can't understand half of it.