Hey guys, i couldn't post a savings this week, because i am putting the money towards rent for my new place and Christmas vacation for myself and my wife. Does anyone have a suggestion about the best city to spend Christmas and new year's eve in the USA?, I was thinking about Las Vegas or New York, or maybe Los Angeles or Atlanta, i actually have no idea.

I sent a DM @atutupoyoyo, pls reply.

atutupoyoyo2211:
Hey guys, i couldn't post a savings this week, because i am putting the money towards rent for my new place and Christmas vacation for myself and my wife. Does anyone have a suggestion about the best city to spend Christmas and new year's eve in the USA?, I was thinking about Las Vegas or New York, or maybe Los Angeles or Atlanta, i actually have no idea.

Save the money, your target is still miles away. Your rent payment is a priority but you can save the travel kudi. $120K dollars, you can do it.

atutupoyoyo2211:
Not necessarily. My former colleague in Nigeria who came to Canada 3 years before i did is a manager at one of BC's government agencies, and he has only being in Canada for 5 years. Though he has about 15 years of experience in Nigeria and guess what, they refused to make him even a supervisor or team lead in Nigeria because of "man know man" syndrome. Well, the guy earns about $109,000 a year now compared to the 435,000 naira he earned in Nigeria.

That's about 9k+ gross earnings monthly...like 2.5mill If you convert to naira although doesn't directly work that way cos his 3 months rent equivalent in Canada$$ to naira would be a year's rent in Naija but at least there is a massive progress in his life.

atutupoyoyo2211:
Hey guys, i couldn't post a savings this week, because i am putting the money towards rent for my new place and Christmas vacation for myself and my wife. Does anyone have a suggestion about the best city to spend Christmas and new year's eve in the USA?, I was thinking about Las Vegas or New York, or maybe Los Angeles or Atlanta, i actually have no idea.

Depends on the budget you want to spend during your vacation.

However, Orlando Florida might be your best bet during this time...weather wise and expenses.

Toseenlove:

Smhh na friends this one travel go search for

Phahahahahahahahahahahahahahahahahahaha .
But seriously, I was put off by the question.

atutupoyoyo2211:
Well, i wont say no or yes, i think is more about if you can land an interview. What you can do is not to put the country you earned the degree in your resume then go to the interview and impress them, at that point i dont think they would really bother about your degree. But, do not lie about the country you obtained you degree if you are asked.

but mind me asking what's the difference in you not putting the country you earned the degree and they still end up asking you where you earned it. Please can you be more precise like does one stand a chance of an okay job with Nigeria 1st/2nd degree certificate in Canada

atutupoyoyo2211:
Hi Guys, i got paid some extra money from a former job i did, so i decided to add it to my savings. Its a step by step process.

permit me to ask please did you go to Canada through FSW program (Federal skilled Worker)

Mizwisdom:
/ Off topic/ OP, is Canada a lonely place? Is it hard to make friends?

i can be your friend.. if you are lonely and need friend

SkinnyNigga:
i can be your friend.. if you are lonely and need friend

It seems most people are thinking backwards, what made you feel my statement depicts loneliness, have I asked for online friends so far?

smartkester:
but mind me asking what's the difference in you not putting the country you earned the degree and they still end up asking you where you earned it. Please can you be more precise like does one stand a chance of an okay job with Nigeria 1st/2nd degree certificate in Canada

The answer to that question is a big yes. I only have a first degree from Nigeria. I came to Canada with 8yrs oil industry experience. I wanted to change career and also wanted to stay in Ontario. I got a decent job in 3 months with one of the big 5 banks in a staff role with full benefits and paid vacation. The pay is not the best, but hey, it pays all the bills, affords me extra money and. Most importantly it gives me a platform to develop my self and plot/execute the next phase of my career change.
What the OP means is that you can have your degree on your resume without having the school, that way no one will discriminate based on where you got your education. If you qualify for the job, you have a good chance of getting shortlisted for an interview. If you impress at the interview, it's unlikely that they would deny you a position based on where you got your degree. Just have it in mind that whatever the case, it makes a lot of sense to get a canadian education as soon as you can. Anything from a graduate certificate, diploma to a masters will improve your earnings here.

Sometimes putting the country you earned you degree does not get you the interview. But if you dont put the country and you get an interview, then you have an opportunity to defend your skills face to face

smartkester:
but mind me asking what's the difference in you not putting the country you earned the degree and they still end up asking you where you earned it. Please can you be more precise like does one stand a chance of an okay job with Nigeria 1st/2nd degree certificate in Canada

The problem smartsketer might encounter is that he has a degree in a regulated profession. If he is looking to practice in the electrical/electronics industry, he would need to get his license to practice in Canada irrespective of whether he schooled in Nigeria or the United State. However, just as guys above detailed, a Canadian degree would likely carry more weight than an out of country degree. In my company, we even take that further by prefering a qualification from within the province than one from outside the province.

salford1:
The problem smartsketer might encounter is that he has a degree in a regulated profession. If he is looking to practice in the electrical/electronics industry, he would need to get his license to practice in Canada irrespective of whether he schooled in Nigeria or the United State. However, just as guys above detailed, a Canadian degree would likely carry more weight than an out of country degree. In my company, we even take that further by prefering a qualification from within the province than one from outside the province.

exactly you just hit the point like you knew me before. I actually have a 1st degree in Chemical Engineering and I'm almost done with my masters in Nigeria in the same course and I'm just considering my chances if i want to go to Canada because sincerely I've made up my mind to jet out of this naija

smartkester:
exactly you just hit the point like you knew me before. I actually have a 1st degree in Chemical Engineering and I'm almost done with my masters in Nigeria in the same course and I'm just considering my chances if i want to go to Canada because sincerely I've made up my mind to jet out of this naija

If you are good at what you do and say you have like 5 years of work experience in your field, you can get your license in about 3 years on the average. If you do not have much work experience, hopefully you can get a license to practice in 4 to 5 years. It would require hard work, planning and being diligent.
If you do not want to practice as an engineer, you maybe able to get a job in a related profession that doesn't require a license. Goodluck for the future.

why dont u start ur express entry process?

smartkester:
exactly you just hit the point like you knew me before. I actually have a 1st degree in Chemical Engineering and I'm almost done with my masters in Nigeria in the same course and I'm just considering my chances if i want to go to Canada because sincerely I've made up my mind to jet out of this naija

dtaminator:


The answer to that question is a big yes. I only have a first degree from Nigeria. I came to Canada with 8yrs oil industry experience. I wanted to change career and also wanted to stay in Ontario. I got a decent job in 3 months with one of the big 5 banks in a staff role with full benefits and paid vacation. The pay is not the best, but hey, it pays all the bills, affords me extra money and. Most importantly it gives me a platform to develop my self and plot/execute the next phase of my career change.
What the OP means is that you can have your degree on your resume without having the school, that way no one will discriminate based on where you got your education. If you qualify for the job, you have a good chance of getting shortlisted for an interview. If you impress at the interview, it's unlikely that they would deny you a position based on where you got your degree. Just have it in mind that whatever the case, it makes a lot of sense to get a canadian education as soon as you can. Anything from a graduate certificate, diploma to a masters will improve your earnings here.

Wow,happy for u.. I have a friend in microfinance bank 2 yrs experience just bsc finance,he is writing his ielts to come to canny soon..but I told him that he shld do msc once he gets to canny as thats my plan too so as to earn better pay based on what av learnt on nairaland..but he said he wants to do PGD.... What will u advice please,,he wanna continue banking too..



Pls for the banking job:what were the recruitment processes...n what role if you don't mind sir

internationalman:
$16 per hour..

Assuming he works for 8 hrs $16 X 8hrs = #44800

Assuming he works for 28 days a month #44800 X 28
=1254400million..

So gateman pays way better abroad than a bank manager in Nigeria...

I don't understand this your calculations.
For your information, full time job in Canada is mostly 40 hours per week but some employers consider 30 to 40 hours full time.

So if you work 40 hours a week as a full-time employee for a year, that will equal to 2080 hours. At $16 hourly rate, this will equal to $33280 in a year. This amount multiply by N273 base on oando exchange rate, you will arrive at N9,085,440

You have to factor in tax rate. This depends on your location. If we use 10%. Then you have only about 30k to yourself. Rent alone will take between 8 t 12k from this money. Now we talked about transportation, feeding and family support back home

tolani4real:

I don't understand this your calculations.
For your information, full time job in Canada is mostly 40 hours per week but some employers consider 30 to 40 hours full time.

So if you work 40 hours a week as a full-time employee for a year, that will equal to 2080 hours. At $16 hourly rate, this will equal to $33280 in a year. This amount multiply by N273 base on oando exchange rate, you will arrive at N9,085,440

You have to factor in tax rate. This depends on your location. If we use 10%. Then you have only about 30k to yourself. Rent alone will take between 8 t 12k from this money. Now we talked about transportation, feeding and family support back home

I think he wanted to type 1.2 million.

In addition to your contribution, for that amount using Ontario as an example with no OT, take home after tax, cpp and EI deductions would be around 27k.

Now let us work out some average figures:

- Rent: $1000 (A single person can save by living in shared apartment).
- Feeding: $150 (Would be around $300 for a family)
- Phone: $70
- Internet: $65
- Clothing and miscelleneous: $40
- Let say condo living, electricity: $60, else (Heating+ water+electricity = $200).
- Car insurance - $100 (if public transport, $100)
I have not included car finance and used a very conservative amount for insurance.

Adding all the amount not in brackets. Total/year equals :circa $18,000

27k minus 18k leaves around 9k per year.
9k per year equals like $750/month.

grocery for a a family is more than 300 unless they dont have kids...me with 2 kids, i spend atleast 500 dollars a month nd thats only cuz i buy beef nd goat meat nd chicken from farm.nd store to last me average 3 nd half month. Then u have to buy fish oo. if kids r involved, clothings nd all plus some school trips etc.

where do u see csr insurance for 100?

salford1:

I think he wanted to type 1.2 million.

In addition to your contribution, for that amount using Ontario as an example with no OT, take home after tax, cpp and EI deductions would be around 27k.

Now let us work out some average figures:

- Rent: $1000 (A single person can save by living in shared apartment).
- Feeding: $150 (Would be around $300 for a family)
- Phone: $70
- Internet: $65
- Clothing and miscelleneous: $40
- Let say condo living, electricity: $60, else (Heating+ water+electricity = $200).
- Car insurance - $100 (if public transport, $100)
I have not included car finance and used a very conservative amount for insurance.

Adding all the amount not in brackets. Total/year equals :circa $18,000

27k minus 18k leaves around 9k per year.
9k per year equals like $750/month.

Hotstepper:

grocery for a a family is more than 300 unless they dont have kids...me with 2 kids, i spend atleast 500 dollars a month nd thats only cuz i buy beef nd goat meat nd chicken from farm.nd store to last me average 3 nd half month. Then u have to buy fish oo. if kids r involved, clothings nd all plus some school trips etc.

where do u see csr insurance for 100?

My oga...i was very very conservative ooo. You know Nigerians love to argue so I deliberately lowered the figures.

salford1:

My oga...i was very very conservative ooo. You know Nigerians love to argue so I deliberately lowered the figures .

You have cracked me laughing and rolling on the floor with this one

atutupoyoyo2211:
I made $3572 before taxes in the last 2 weeks. After tax, i was paid $2809. Out of this i saved about $2400. The rest of the savings came from an extra job i did sometime ago and a debt i was owed by a friend. The reason why i am this elaborate with these figures is to disuade that notion that because of taxes or bills, one can not make a decent income and still save, and it encourages my to push on . I am also supporting my wife and we both decided she enrol in school full time for her masters degree. So she doesn't work for now. but she will start a part time job soon at my place of work . If you are willing to work hard, you can succeed. I will be moving to a house closer to my work place in the next few weeks, just a 12 minutes drive. This means i will start getting a full 7 hours sleep, which is nice.

Your wife should apply for OSAP ( Ontario Student Assistance Program) and choose the grant part of it so that she won't have to pay it back.
I don't think she needs to work while in school

Lauged off my head....abeg make i go sleep lol

salford1:

My oga...i was very very conservative ooo. You know Nigerians love to argue so I deliberately lowered the figures.

TheCongo2:


You have cracked me laughing and rolling on the floor with this one

Hotstepper:
Lauged off my head....abeg make i go sleep lol

This is nairaland. I have limited energy

salford1:

This is nairaland. I have limited energy

... I am fully charged each time I am on Nairaland

Would have being nice but i am not based in Ontario

TheCongo2:



Your wife should apply for OSAP ( Ontario Student Assistance Program) and choose the grant part of it so that she won't have to pay it back.
I don't think she needs to work while in school

atutupoyoyo2211:
Would have being nice but i am not based in Ontario

Yeah, Each Canadian province and territory has the Student Assistance Program. Your wife should take advantage of it. Free money bro.

In my case, i work at least 30 hours overtime a week, so making savings is a huge possibility. Also i noticed the more time you work, the less time you have to spend.

salford1:

I think he wanted to type 1.2 million.

In addition to your contribution, for that amount using Ontario as an example with no OT, take home after tax, cpp and EI deductions would be around 27k.

Now let us work out some average figures:

- Rent: $1000 (A single person can save by living in shared apartment).
- Feeding: $150 (Would be around $300 for a family)
- Phone: $70
- Internet: $65
- Clothing and miscelleneous: $40
- Let say condo living, electricity: $60, else (Heating+ water+electricity = $200).
- Car insurance - $100 (if public transport, $100)
I have not included car finance and used a very conservative amount for insurance.

Adding all the amount not in brackets. Total/year equals :circa $18,000

27k minus 18k leaves around 9k per year.
9k per year equals like $750/month.

atutupoyoyo2211:
In my case, i work at least 30 hours overtime a week, so making savings is a huge possibility. Also i noticed the more time you work, the less time you have to spend.

yes. saving with OT is a good possibility. I worked on 40 hrs a week based on Tolani4real's post. It's just a realistic view of a worker on FT-16hrs/hour renting a home. Yes, OT does take it's toll. It takes out of time you have to do other things, but if one is strong and available to take it, why not? Espefially when it's a laid back job.

atutupoyoyo2211:
I am a permenent resident. I actually got my PR visa 2013, but like i said i had a good job in Nigeria and wasn't in a hurry to travel. I decided in 2014 to come to canada and stay, but i could only survive 2 weeks in Canada and i ran back to Nigeria because i did not still have the balls to surrender my job in Nigeria. I came back again in 2015 to Canada thinking i would stay, but after 2 weeks i went back to Nigeria because i still didnt have the courage to make the transition. But in 2016, my PR visa was about to expire, so i had to make a final decision, NIGERIA or CANADA? at that moment, I had to make up my mind and leave Nigeria and i have been in Canada since. Now, My sister came to Canada immediately we got the PR visa and she is now a citizen. Assuming i had left Nigeria immediately we got the visa, I would have been a citizen by now. But i guess God's time is the best. I will become a citizen by next year.
Canadian citizenship process is one of the best i have seen, maybe after or before that of Ireland, if i am correct. You spend 3 straight years as a PR and you qualify for citizenship provided you have no serious convictions and no bankruptcy claims. Write a test of 20 questions and that is it. Once you pass, you are sworn-in a few weeks later as a citizen.

First of all. I just want to say congrats on getting into your masters program. I actually just got my Masters degree in IS too here in England.
Tbh, I'm surprised you kept leaving to go back to Nigeria. I've been trying to convince my brother to go to Canada. But he is procrastinating. Next time I speak to him I'll be sure to mention the fact that he can leave for a while to go back if he gets cold feet.

atutupoyoyo2211:
Not necessarily. My former colleague in Nigeria who came to Canada 3 years before i did is a manager at one of BC's government agencies, and he has only being in Canada for 5 years. Though he has about 15 years of experience in Nigeria and guess what, they refused to make him even a supervisor or team lead in Nigeria because of "man know man" syndrome. Well, the guy earns about[b] $109,000 [/b]a year now compared to the 435,000 naira he earned in Nigeria.

WOW! Looks like he made the right decision by moving to Canada.