Morning all.

How can one upgrade his personal SOA though I have a salary account which did not have a substantial balance.

1. Can money be put and withdrawn over a period of time say 4 or 5 months? Cause I know putting a lump sum could raise red flags

OR

2. Should I create a joint account with my wife and deposit money into it as savings account. If I can, then should the statement show only the balance or show months of inflow and outflow?

Thirdly, my dad is late and owned an engineering company. My elder sis and mom were the directors of the company which has two big properties of which am residing in one with my family presently. I discussed with them yesterday after my refusal and they concluded to transfer the properties to me to serve as my personal assets. Do I need power of attorney or transfer of lease ??

Pls @ gurus and anyone with ideas or experiences your input is highly required.
God bless

Lol. This one never ready. You have more important things to worry about. Or better still you could just remain in Nigeria, since the weather here is very hot.

chigo4u:

Ok thanks, however I’m considering things like cold (I heard some places are extremely cold) and also economy in deciding which region/province to look for school

Qudkom:
If you have a photocopy ask if that will suffice.

thanks boss

Eyah... pele
One thing I know about education in the northern hemisphere is the assignments and quiz and deadlines. If you blink small e don plenty.
Do not worry, you go soon adjust. You basically hit the ground running when you got there... so I can imagine how hectic it will be trying to adjust with weather, the life, culture shock plus school.
Do not forget to breathe... you will be fine.

As for the swallow and okro or ogbono, I no fit help you for that one ooo, especially for Ottawa.
If to say na Toronto ehen I for fit find out for you where to go get better food, plus Suya sef.

But have you looked for an African restaurant or store?
I am certain if you check online you will see where to chow that okro and swallow, or buy the ingredients and go and cook.

Austacus:


E no easy for me here
Assignment and quiz keeps pilling up days a days.

Plus I need to chop swallow with ogbono soup or okro soup.
I can't find where to knack swallow in Ottawa.

I'll address your 3rd question. For transfer of landed property, what you need is d deed of conveyance/deed of assignment, not a lease or power of attorney. Some people use power of attorney to transfer property in Nigeria, but in the strict sense, power of attorney is merely a document giving a person certain powers in respect of a property like to manage, sell, or lease the property. It doesn't signify ownership. Get a deed of conveyance.

nochyks87:
Morning all.

How can one upgrade his personal SOA though I have a salary account which did not have a substantial balance.

1. Can money be put and withdrawn over a period of time say 4 or 5 months? Cause I know putting a lump sum could raise red flags

OR

2. Should I create a joint account with my wife and deposit money into it as savings account. If I can, then should the statement show only the balance or show months of inflow and outflow?

Thirdly, my dad is late and owned an engineering company. My elder sis and mom were the directors of the company which has two big properties of which am residing in one with my family presently. I discussed with them yesterday after my refusal and they concluded to transfer the properties to me to serve as my personal assets. Do I need power of attorney or transfer of lease ??

Pls @ gurus and anyone with ideas or experiences your input is highly required.
God bless

nochyks87:
Morning all.

How can one upgrade his personal SOA though I have a salary account which did not have a substantial balance.

1. Can money be put and withdrawn over a period of time say 4 or 5 months? Cause I know putting a lump sum could raise red flags

OR

2. Should I create a joint account with my wife and deposit money into it as savings account. If I can, then should the statement show only the balance or show months of inflow and outflow?

Thirdly, my dad is late and owned an engineering company. My elder sis and mom were the directors of the company which has two big properties of which am residing in one with my family presently. I discussed with them yesterday after my refusal and they concluded to transfer the properties to me to serve as my personal assets. Do I need power of attorney or transfer of lease ??

Pls @ gurus and anyone with ideas or experiences your input is highly required.
God bless

The first advice I give people reapplying is to avoid rushing the next application. You don't want to appear desperate in your next application. Secondly, it is important to ensure your application correlates with the previous application, you don't want them thinking why didn't he/she attach it in the first application etc.

You need your gcms note to guide you accordingly. You can't also be transferring cash in and out just to show good credit the funds need to be retained that's why it's called a "savings account"and also for any additional documents you'll be adding ensure you state reason why it wasn't in the previous application.
All the best.

nochyks87:
Morning all.

How can one upgrade his personal SOA though I have a salary account which did not have a substantial balance.

1. Can money be put and withdrawn over a period of time say 4 or 5 months? Cause I know putting a lump sum could raise red flags

OR

2. Should I create a joint account with my wife and deposit money into it as savings account. If I can, then should the statement show only the balance or show months of inflow and outflow?

Thirdly, my dad is late and owned an engineering company. My elder sis and mom were the directors of the company which has two big properties of which am residing in one with my family presently. I discussed with them yesterday after my refusal and they concluded to transfer the properties to me to serve as my personal assets. Do I need power of attorney or transfer of lease ??

Pls @ gurus and anyone with ideas or experiences your input is highly required.
God bless

If your father Engineering firm is yielding high income, let that serve as your working place and place one of your personal account on monthly salary of 500k for 6 months.

You do not need to change who is the director of the company.

Look for how to get some amount of money close to 8m and starts depositing and withdrawing in some of 200-300k weekly into another of your personal account. And this account will serves as freelance account.
Anyway grace matters

Morning guys,just making final corrections on my documents. Is it necessary my sponsor declares how much she’s sponsoring me with on the sponsors letter.

slushy:
Morning guys,just making final corrections on my documents. Is it necessary my sponsor declares how much she’s sponsoring me with on the sponsors letter.

No

Qudkom:


The first advice I give people reapplying is to avoid rushing the next application. You don't want to appear desperate in your next application. Secondly, it is important to ensure your application correlates with the previous application, you don't want them thinking why didn't he/she attach it in the first application etc.

You need your gcms note to guide you accordingly. You can't also be transferring cash in and out just to show good credit the funds need to be retained that's why it's called a "savings account"and also for any additional documents you'll be adding ensure you state reason why it wasn't in the previous application.
All the best.

Thanks for your valued contribution. I appreciate

OptimusPrime21:


If you are here and u still consider the services of the bolded, u need to be flogged... The info u get here, no agent has a clue of Wat it is... I will advised u calm down, don't rush, read, assimilate and do this yourself...that 400k you are willing to dash a fraudulent agent that would apply the visa for u and won't give you access to your own cic account, or agent that won't package your application well enough for you to be granted a visa, which means you might probably get a ban..am sure he promised you that your visa is assured...den his a fraud... but if u still want to use an agent..its a free world my man

Yeah thanks for the responses. I'm reading threads 1-14 right now as others advised.

Hello Everyone

I'm new in the group and I please need your advice on my situation. I have a diploma in Business management( With just 8 modules) an in january 16 i applied for a study permit for a Diploma in Business management ( with 17 modules) in Toronto school of management I got a refusal in Jan 30 reason purpose of visit.

I ordered for tha CAIPS NOTES they stated "On the basis of the documents provided, not satisfied that the applicant will leave Canada at the end of his period of residence under subsection 216 (1) of the Immigration and Refugee Protection Regulations, given the reason for his visit. The applicant has received an offer of registration for a program which represents a very important financial investment given the income of his country of residence and which is not credible in relation to his age, his previous personal background and his family situation".
Whereas my tution fee was $12500 i already paid $3,250 and my sponsor which is my dad had $31,500 in his account and i had also attached his properties documents and cars.

This time arround i bettered my SOP stating all the reasons why the course assuring i will return for i have a job waiting for my after, gave all my jobs referencing letters, payement slip, future employement letter etc. My Dad's bank statement got bigger with $52,000 note that he is an entrepreneur his money are from his activities for the pass 2 years so his bank statement shows his many entries so i also attached his business document even his business bank statement all possible document concerning him and me i included.

Now these are the 3 reasons they gave

• I am not satisfied that you have sufficient funds, including income or assets, to carry out your stated purpose in coming to Canada or to maintain yourself while in Canada and to effect your departure.
• I am not satisfied that you will leave Canada at the end of your stay as a temporary resident, as stipulated in paragraph 179(b) of the IRPR, based on the length of your proposed stay in Canada.
• I am not satisfied that you will leave Canada at the end of your stay as a temporary resident, as stipulated in paragraph 179(b) of the IRPR, based on the purpose of your visit.
You are welcome to reapply if you feel that you can respond to these concerns and can demonstrate that your situation meets the requirements. All new applications must be accompanied by a new processing fee.

I'm shook because it doesn't make sense i thnik of changing my course to human resource management and changing my city as well to go to a less popula and populated province.

PLEASE I NEED YOUR HELP AND SUGGESTION PLEASE FOR MY NEXT APPLICATION BECAUSE I CAN'T UNDERSTAND WHAT IS WRONG

THANKS IN ADVANCE

Hello guys pls I need help.. I wana submit my application without part of tuition fee payment because I printed my account statement since last week and I don't want it to outstay. I went to pay the fees today but I was told to get a document from the school and it seems it will take weeks. My problem now is tha my sponor letter, my sop and my affidavit has mentioned that 3000cad has been paid already . But i want to submit my app without the payment yet. Will this av a negative effect in my application? Can I send the tuition reciept later after submission?

crusader6:
Hello guys pls I need help.. I wana submit my application without part of tuition fee payment because I printed my account statement since last week and I don't want it to outstay. I went to pay the fees today but I was told to get a document from the school and it seems it will take weeks. My problem now is tha my sponor letter, my sop and my affidavit has mentioned that 3000cad has been paid already . But i want to submit my app without the payment yet. Will this av a negative effect in my application? Can I send the tuition reciept later after submission?

Pay the fees, wat document pls?

OptimusPrime21:


Pay the fees, wat document pls?

To pay fees through the A form the bank said they need an official letter from the school showing the school bank detail and amount I need to pay. Whereas my school didnt giv me such and moreover they dont require any fees yet.

crusader6:
Hello guys pls I need help.. I wana submit my application without part of tuition fee payment because I printed my account statement since last week and I don't want it to outstay. I went to pay the fees today but I was told to get a document from the school and it seems it will take weeks. My problem now is tha my sponor letter, my sop and my affidavit has mentioned that 3000cad has been paid already . But i want to submit my app without the payment yet. Will this av a negative effect in my application? Can I send the tuition reciept later after submission?

Remember the the Canadian embassy works with proofs, what if they contact your school in the first week of your application for if truly you've paid your fees. I'll suggest you get the proof of payment from your school first. Very important

crusader6:

To pay fees through the A form the bank said they need an official letter from the school showing the school bank detail and amount I need to pay. Whereas my school didnt giv me such and moreover they dont require any fees yet.

If your school hasn't told you to pay your school fees yet, why do u wanna pay den...as long as you have your admission letter...you are good to go...but if u want to pay, your admission letter should have where they will explain how to pay your tuition fees. Most schools usually use flywire as a means to pay fees...

Your sponsor has 450k USD. He should state in his letter of sponsorship that as a commitment to his sponsorship, he is transferring your one year living expenses (10000 cad) and your flight itinerary (3000cad) to your account. His SOA should also show outflows of the given funds to corroborate the story.

He should also transfer your tuition to your account if possible. His SOA should also show this transfer.

Does your sponsor operate a limited liability or a sole proprietorship? If it's the former, he has to give you a board resolution stating that he can withdraw money for your education yearly. If it's the latter, he can just state in his attestation that he is free to draw from the account as he likes as he is sole signatory.

For the land/property, get a backdated document stating that the land/property was gifted to you by your father.

nochyks87:
Morning all.

How can one upgrade his personal SOA though I have a salary account which did not have a substantial balance.

1. Can money be put and withdrawn over a period of time say 4 or 5 months? Cause I know putting a lump sum could raise red flags

OR

2. Should I create a joint account with my wife and deposit money into it as savings account. If I can, then should the statement show only the balance or show months of inflow and outflow?

Thirdly, my dad is late and owned an engineering company. My elder sis and mom were the directors of the company which has two big properties of which am residing in one with my family presently. I discussed with them yesterday after my refusal and they concluded to transfer the properties to me to serve as my personal assets. Do I need power of attorney or transfer of lease ??

Pls @ gurus and anyone with ideas or experiences your input is highly required.
God bless

thanks

Ask your school for the payment invoice. Mind you if it's not a university the "A Form" won't fly.

crusader6:

To pay fees through the A form the bank said they need an official letter from the school showing the school bank detail and amount I need to pay. Whereas my school didnt giv me such and moreover they dont require any fees yet.

Esthesr2019:
Hello Everyone

I'm new in the group and I please need your advice on my situation. I have a diploma in Business management( With just 8 modules) an in january 16 i applied for a study permit for a Diploma in Business management ( with 17 modules) in Toronto school of management I got a refusal in Jan 30 reason purpose of visit.

I ordered for tha CAIPS NOTES they stated "On the basis of the documents provided, not satisfied that the applicant will leave Canada at the end of his period of residence under subsection 216 (1) of the Immigration and Refugee Protection Regulations, given the reason for his visit. The applicant has received an offer of registration for a program which represents a very important financial investment given the income of his country of residence and which is not credible in relation to his age, his previous personal background and his family situation".
Whereas my tution fee was $12500 i already paid $3,250 and my sponsor which is my dad had $31,500 in his account and i had also attached his properties documents and cars.

This time arround i bettered my SOP stating all the reasons why the course assuring i will return for i have a job waiting for my after, gave all my jobs referencing letters, payement slip, future employement letter etc. My Dad's bank statement got bigger with $52,000 note that he is an entrepreneur his money are from his activities for the pass 2 years so his bank statement shows his many entries so i also attached his business document even his business bank statement all possible document concerning him and me i included.

Now these are the 3 reasons they gave

• I am not satisfied that you have sufficient funds, including income or assets, to carry out your stated purpose in coming to Canada or to maintain yourself while in Canada and to effect your departure.
• I am not satisfied that you will leave Canada at the end of your stay as a temporary resident, as stipulated in paragraph 179(b) of the IRPR, based on the length of your proposed stay in Canada.
• I am not satisfied that you will leave Canada at the end of your stay as a temporary resident, as stipulated in paragraph 179(b) of the IRPR, based on the purpose of your visit.
You are welcome to reapply if you feel that you can respond to these concerns and can demonstrate that your situation meets the requirements. All new applications must be accompanied by a new processing fee.

I'm shook because it doesn't make sense i thnik of changing my course to human resource management and changing my city as well to go to a less popula and populated province.

PLEASE I NEED YOUR HELP AND SUGGESTION PLEASE FOR MY NEXT APPLICATION BECAUSE I CAN'T UNDERSTAND WHAT IS WRONG

THANKS IN ADVANCE

Sorry about your refusals. However I noticed quite a lot of mistakes you made in your previous applications;

1. Your proposed program doesn't show progression to your previously acquired certificate. I.e you have a diploma and going for another diploma with more credit isn't a credible reason hence "Purpose of visit" and that's why the vo doesn't understand what you stand to gain from the program.

2. I am sorry but most times it doesn't matter what's in your account. That isn't the only factor considered. So your dads balance improving from the Last time doesn't mean much.

3. The number of siblings you have, the type of account your dad used and the economic situation in relation to your proposed program says a lot.

4. I will advice you pay a full semester tuition if possible rather than a deposit.

5. You need to be very careful with your next application. There shouldn't be any trace of desperation and the choice of program is very important. I will suggest you try Thompson rivers university post baccalaureate business program that shows a direct progression from your previous diploma.

Lastly, order gcms note which I believe will be similar to the last. You need a new direction, a strong sop and loe. All the best.

Qudkom:


Application for study permit made outside of Canada (IMM1294) (required) - Complete, save and Upload the study permit form.
Passport (required) - Upload your international passport.

Letter of Acceptance (required ) - Upload your letter of acceptance from the school.

Proof of means of financial support - Upload your Sponsorship letter, Affidavit of support, bank statements, payslips, sponsor's source of income (like- employment letters, introduction letters from employer, promotions letter etc.) or bussines documents (CAC certificates, tax clearance certificate, article of association and memorandum etc..) Also, include your already paid tuition receipt in this section (if any).

Digital Photo (required) - Upload your Passport Photograph. The passport size should be between 60KB to 240KB and the dimension should be 420X540.

Family Information (IMM5645) (required) - Complete, save and Upload the family form.

Schedule 1- Application for a temporary Resident Visa made outside Canada (IMM5257) (required) - Complete and Upload the form.

Client Information (required) - Upload your SOP/LOE, degree certificates, transcripts, birth certificates, recommendation letters from past and present employers, NYSC discharge papers, your work ID, your employment letters, resume etc... (every supporting documents should be uploaded in this section).

I hope you find the above information useful.

This is resourceful. God bless you and everyone else who has been contributing to this thread. Thanks.

Application approved guys!!!!! Thank you all I’m very grateful to you all. God bless you guys abundantly bracha, dmerciful, qudkom, kez, makano and the rest. Thank you!!!!!!!

Congratulations !!!!!

Damlovey:
Application approved guys!!!!! Thank you all I’m very grateful to you all. God bless you guys abundantly bracha, dmerciful, qudkom, kez, makano and the rest. Thank you!!!!!!!

Damlovey:
Application approved guys!!!!! Thank you all I’m very grateful to you all. God bless you guys abundantly bracha, dmerciful, qudkom, kez, makano and the rest. Thank you!!!!!!!

Congratulations dear!

Damlovey:
Application approved guys!!!!! Thank you all I’m very grateful to you all. God bless you guys abundantly bracha, dmerciful, qudkom, kez, makano and the rest. Thank you!!!!!!!

congratulations!!

Damlovey:
Application approved guys!!!!! Thank you all I’m very grateful to you all. God bless you guys abundantly bracha, dmerciful, qudkom, kez, makano and the rest. Thank you!!!!!!!

Congrats

Damlovey:
Application approved guys!!!!! Thank you all I’m very grateful to you all. God bless you guys abundantly bracha, dmerciful, qudkom, kez, makano and the rest. Thank you!!!!!!!

Can you share d documents you submitted please?

I applied on the 12th of April. It was a reapplication. In fact, my third application in 3 years. Got Correspondence letter yesterday. I already knew my refusal was lurking. I just received a sms from vfs saying my passport is ready for collection even though my cic online account is still on eligibility review.

Background.
B.Sc Geography. 3.80/5.00.
8 Years Work Experience as a Fleet and Transport Manager with the Lagos State Government.

I got admitted for an Advanced Diploma in Geographic Sciences at the NSCC COGS (Centre of Geographic Sciences). I opted for this program because it focuses more on the practical aspect of Geographic Information Systems which I am passionate about.

My first refusal was based on travel history and purpose of visit. I got my GCMS noted and reapplied last year. Explaining in my SOP why I was going for a Geographic Sciences program even though I have had years of experience in transport management. I even attached a letter I wrote at the when I first got my job asking for a change of cadre as I wasn't fulfilled.

I was refused again and the VO sited Travel history and ties at home and in Canada even though I am married with 2 kids as reasons. I applied again this year and tried to tackle the VOs concerns.

1. I travelled to Kenya September last year then Dubai.
2. I then applied for a Brazilian visa, it was approved so I visited Brazil for 5 days in November.
3. I applied for Schengen visa late last year, I was lucky it was approved. Visited a host of Schengen countries in February with my wife and 2 kids.
4. Visited Ghana for a training in February.

I was confident I had tackled recent travel history and applied again last month February.

Docs Submitted.

1.CIC forms.
2. Acceptance Letter
3. Lagos State Government employment letter.
4. Account Statement with 15m balance. With over 45m inflow over 6 months. (Salary account plus funds are from house rents of houses my father left behind when he passed).I attached evidences of these houses as well as tenancy agreements.
5. My company account statement with a balance of 8m and influx of over 30m over a period of 6 months.
6. My Company CAC certificate
7. My Company tax clearance.
8. 3 Land documents in my name.
9. My mom's account statement (Co sponsor) with 11m balance.
10. Mom's stocks and bonds as well as property documents of 2 shopping plazas that she owns.
11.My wife and kids passport data pages and birth certificates.
12. Degree and NYSC discharge certificates.
13. Marriage certificate
14. Lagos State Government Study leave letter.
15. Lagos State Government letter that my salary and allowances will be paid during the course of my study.
16. Previous visas
17. Lease agreement of house I'll be staying in Canada.

Cost of study is 10,590CAD. (Paid 2,000CAD) with balance due in August.
Living expenses 10,000CAD.

I have immediately ordered GCMS. My mom also thinks I should engage an immigration lawyer for a Judicial review but I don't know if that will work.

I'm devastated to say the least but I'm not giving up.

Please guys...I am currently tracking my passport which I submitted after getting my passport request. Now when I track, I see no records...am I safe or do I need to link this one online too?

Damlovey:
Application approved guys!!!!! Thank you all I’m very grateful to you all. God bless you guys abundantly bracha, dmerciful, qudkom, kez, makano and the rest. Thank you!!!!!!!

Did you visit vfs to comfirm your approval?

Oladimejii:
I applied on the 12th of April. It was a reapplication. In fact, my third application in 3 years. Got Correspondence letter yesterday. I already knew my refusal was lurking.

I was confident I had tackled recent travel history and applied again last month February.

Docs Submitted.

1.CIC forms.
2. Acceptance Letter
3. Lagos State Government employment letter.
4.

Really sorry abt the refusal. Pls can you share the list of documents you submitted?