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How Do You Recover Money From A Dead Relative Bank Account? - Family (2) - Nairaland

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Re: How Do You Recover Money From A Dead Relative Bank Account? by Lexusgs430: 5:25pm On Jul 03, 2019
xynerise:
Please guy, before I start chasing shadows trying to recover the money in my late brother's bank account, I would like to know the steps to take. Until his death, he lived in the northern part of Nigeria where the bank is also located.

1. Do I have to travel to his bank location to make necessary procedures or I can do that elsewhere where the bank has a branch?

2. What are the procedures?

Thank you for your assistance





Are you his next of kin?.....

1 Like

Re: How Do You Recover Money From A Dead Relative Bank Account? by Ochiboy11: 5:26pm On Jul 03, 2019
emm
Re: How Do You Recover Money From A Dead Relative Bank Account? by Dgr8hassiE(m): 5:26pm On Jul 03, 2019
Are you his next of kin? if not forget it.or better still get a lawyer he know what to do.
Re: How Do You Recover Money From A Dead Relative Bank Account? by mmb(m): 5:26pm On Jul 03, 2019
Re: How Do You Recover Money From A Dead Relative Bank Account? by MobilityExpress: 5:26pm On Jul 03, 2019
But note that even if you are not next of kin, that is maybe he didn't provide that info, then you have to prove your relationship as brother, or your mother (preferably) and some court affidavit papers backing it up etc, they will pay you. It's a process though. Talk to the bank and let them tell you what you will need and how to go about it.

1 Like

Re: How Do You Recover Money From A Dead Relative Bank Account? by AngelicBeing: 5:26pm On Jul 03, 2019
xynerise:


The wife was saying she doesn't have access to his assets neither the pin to his credit card. She is a bit naive in things like this so I want to get involved too.
lnvolve a lawyer to assist you with the process
Re: How Do You Recover Money From A Dead Relative Bank Account? by banio: 5:26pm On Jul 03, 2019
My Friend that got money from his dead relative account went to the bank. The bank refused telling him anything. They were just dribbling him. So he approached a court. The court wrote the bank requesting for the dead man's bank balance. The bank replied with speed of light. After which the court instructed them to pay the said amount into a particular relations account. That was how they surmounted the issue.


From my personal experience if you just approach the bank, they will dribble you as if them be Messi and Ronado put together

7 Likes

Re: How Do You Recover Money From A Dead Relative Bank Account? by HisSmileHeal(m): 5:27pm On Jul 03, 2019
angryDear Nairalander,Please Help
What you are Reading Now didn't Occur to me but
to my co NYSC Roomie...
His NYSC account was Hack and Debited by an
unknown fraudster, he went to Bank to complain
and another ATM card was issued to him plus his
account was Block so that there won't be any
further Withdrawal.. After a month or two,he went
back there for he needs money,so they change his
Alert number to a new one,he collected 2k out of
45k and within an hour all his Balance gone again
remaining kobo...
He went to bank immediately after the Alert...To cut
the long Issue short,
Bank said they are unable to Trace the person
because the fraudster opened an Express account
without identity....
He has gone to the Police and Court base on this
and all Efforts has been Fruitless..
Please help a Suffering Copa....He is Anambra
2018 Batch B stream 2 and will be passing out
soon

1 Like

Re: How Do You Recover Money From A Dead Relative Bank Account? by GMbuharii: 5:27pm On Jul 03, 2019
xynerise:


The wife was saying she doesn't have access to his assets neither the pin to his credit card. She is a bit naive in things like this so I want to get involved too.
You want to get involved too grin
Hope you will be involved in school fees later till they finish school otherwise beware of "SLAP" o.

grin

4 Likes

Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:28pm On Jul 03, 2019
hummm well I believe you should take the wife along with proof of their wedding certificate to claim the funds

3 Likes

Re: How Do You Recover Money From A Dead Relative Bank Account? by rufdan(m): 5:28pm On Jul 03, 2019
1, Death certificate
2, two next of kin
3, the account details
4,go to the bank , from there they will tell you , go court(high court)
5,the next of kin must have passport photographe
6,in the court, they will direct you where to get the necessary forms to fill.
7,after that procedure, the court will give you some document to the bank.
8,the bank will pay the money to the court.
9,the court will take 10 percent out of the total money.
Have a nice day.

5 Likes 1 Share

Re: How Do You Recover Money From A Dead Relative Bank Account? by barrypro: 5:28pm On Jul 03, 2019
That's why we have next of kin.
Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:28pm On Jul 03, 2019
xynerise:


The wife was saying she doesn't have access to his assets neither the pin to his credit card. She is a bit naive in things like this so I want to get involved too.

It has nothing to do with access or pin.
She should produce their marriage certificate, children's birth certificate and you two should head to the bank.

The bank will tell you guys what to do.


When we say men should be open to their significant others, they will not listen.

Bank will not listen to you as long as he has wife and children, if no wife and children then parents. It's only when these ones aren't there u can have full authority to access his account.

If u know a banker or who knows a banker working with the said bank, use the person to help speed up things and later roger the person.

2 Likes

Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:28pm On Jul 03, 2019
Did the wife obtain a death certificate from a certified coroner?
Did you ever advertised his death?
Are there evidence of bank transactions of banks or a bank?
Re: How Do You Recover Money From A Dead Relative Bank Account? by Olakush12: 5:29pm On Jul 03, 2019
through the person's next of kin
Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:29pm On Jul 03, 2019
xynerise:
Please guy, before I start chasing shadows trying to recover the money in my late brother's bank account, I would like to know the steps to take. Until his death, he lived in the northern part of Nigeria where the bank is also located.

1. Do I have to travel to his bank location to make necessary procedures or I can do that elsewhere where the bank has a branch?

2. What are the procedures?

Thank you for your assistance




you need to get probate letter aka letter of administration, you need a lawyer for that. No bank can (or should) legally give you access to a dead person's bank unless you are the administrator of his estate. there is no way you can get to the money othewise.

If your brother has a family then his wife will likely be the beneficiary, if not and he has no other siblings or parents who may contest it should be straightforward but like I said speak to a lawyer. You cant do anything to do with a dead person's estate legally without a getting a letter of administration first.

4 Likes 1 Share

Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:29pm On Jul 03, 2019
xynerise:

Dude, I am doing this for the wife's sake. Don't be a douche
if you are not his next of kin you CAN'T get the money. But the wife can use her marriage certificate even if she is not the next of kin.

1 Like

Re: How Do You Recover Money From A Dead Relative Bank Account? by iammiracle1(m): 5:30pm On Jul 03, 2019
xynerise:


The wife was saying she doesn't have access to his assets neither the pin to his credit card. She is a bit naive in things like this so I want to get involved too.

Cases like this are why as a man you should be in sync with your wife, marry someone who you are comfortable knowing things about you, at least for the sake of the kids living a better life. (i am not saying your bro wasn't in sync with his wife, may he RIP) call the bank and ask or if you can go straight to HQ

4 Likes

Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:30pm On Jul 03, 2019
Get an oyibo to pony up the processing fees.

I'm sorry, I shouldn't have said that,but this just reads like a 419 email.

Unless the person has a will, not sure there is much yu can do.
Re: How Do You Recover Money From A Dead Relative Bank Account? by gafaardy(m): 5:30pm On Jul 03, 2019
Yes you can get it.The procedure depends on the amount.If the amount is less than #500,000 It will be regarded as small estate which sum could be obtained by court order.If it is more than that it will require obtaining a letter of administration from probate registry of the court.In summary you need a lawyer,if you are in Ibadan I can be of assistance.
NB : you don`t need to go to his state of residence to get it done

1 Like

Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:31pm On Jul 03, 2019
I hope you are not planning to murder one of your relatives sad

What a suspicious Question to ask. cool

3 Likes

Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:31pm On Jul 03, 2019
indigene:
Did the wife obtain a death certificate from a certified coroner?
Did you ever advertised his death?
Are there evidence of bank transactions of banks or a bank?
perfect anyone with the dead certificate mostly his wife can if she submits it with her wedding certificate
Re: How Do You Recover Money From A Dead Relative Bank Account? by Lakenzie: 5:31pm On Jul 03, 2019
approach an high court within your jurisdiction for balance enquiry in his account.

if the amount in his account is less or equal to 150k, just an affidavit and a guarantor will be enough.

if more than 150k, then your need to appoint an administrator which will be certify by an high court then his payment will be made in form of managers cheque or you open an estate account with the bank. Note, his death certificate will be needed ,

note if its via administrator, you will pay some due from the amount in his account to state government.

Good luck

2 Likes 1 Share

Re: How Do You Recover Money From A Dead Relative Bank Account? by loverboy442: 5:31pm On Jul 03, 2019
that's why e no good for husbands to get secret pin.

1 Like

Re: How Do You Recover Money From A Dead Relative Bank Account? by seansage012(m): 5:31pm On Jul 03, 2019
U don't need any lawyer because it will be too expensive. Be ready to forfeit certain percentage to the state government. Go to the office of Administrator General under Ministry of Justice. They will put u thru. They will write the bank and the money will be released. But 15% will be forfeited if this case happens in my state. Good luck

4 Likes 1 Share

Re: How Do You Recover Money From A Dead Relative Bank Account? by iammiracle1(m): 5:32pm On Jul 03, 2019
rufdan:
1, Death certificate
2, two next of kin
3, the account details
4,go to the bank , from there they will tell you , go court(high court)
5,the next of kin must have passport photographe
6,in the court, they will direct you where to get the necessary forms to fill.
7,after that procedure, the court will give you some document to the bank.
8,the bank will pay the money to the court.
9,the court will take 10 percent out of the total money.
Have a nice day.

10% ? Is that right?

2 Likes

Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:32pm On Jul 03, 2019
sassysure:


It has nothing to do with access or pin.
She should produce their marriage certificate, children's birth certificate and you two should head to the bank.

The bank will tell you guys what to do.


When we say men should be open to their significant others, they will not listen.

Bank will not listen to you as long as he has wife and children, if no wife and children then parents. It's only when these ones aren't there u can have full authority to access his account.

If u know a banker or who knows a banker working with the said bank, use the person to help speed up things and later roger the person.

Take this guys word. That's how we got my dads own

1 Like

Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:32pm On Jul 03, 2019
banio:
My Friend that got money from his dead relative account went to the bank. The bank refused telling him anything. They were just dribbling him. So he approached a court. The court wrote the bank requesting for the dead man's bank balance. The bank replied with speed of light. After which the court instructed them to pay the said amount into a particular relations account. That was how they surmounted the issue.


From my personal experience if you just approach the bank, they will dribble you as if them be Messi and Ronado put together


They dribble a lot.
U are right.
But, let the wife go first, if they are dribbling, I don't like going to court cos u have to give them some %, expose them in social media and they will do the needful immediately.
Re: How Do You Recover Money From A Dead Relative Bank Account? by AngelicBeing: 5:32pm On Jul 03, 2019
sassysure:


It has nothing to do with access or pin.
She should produce their marriage certificate, children's birth certificate and you two should head to the bank.

The bank will tell you guys what to do.


When we say men should be open to their significant others, they will not listen.

Bank will not listen to you as long as he has wife and children, if no wife and children then parents. It's only when these ones aren't there u can have full authority to access his account.

If u know a banker or who knows a banker working with the said bank, use the person to help speed up things and later roger the person.

Well said,Lol at Roger the person, chai, everything in Nigeria if it doesn't have Roger embedded in it, it will not fly grin
Re: How Do You Recover Money From A Dead Relative Bank Account? by Nobody: 5:33pm On Jul 03, 2019
seansage012:
U don't need any lawyer because it will be too expensive. Be ready to forfeit certain percentage to the state government. Go to the office of Administrator General under Ministry of Justice. They will put u thru. They will write the bank and the money will be released. But 15% will be forfeited if this case happens in my state. Good luck
no 10 percent
Re: How Do You Recover Money From A Dead Relative Bank Account? by Apolisus: 5:33pm On Jul 03, 2019
You will need a lawyer to guide the wife or his next of kin. It's very possible to recover the money.

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