Born2Breed:
The person that transfered money to your account is a fraud.

The account he transfered money from does not belong to him.

bigt2:
This is a huge amount of money in front of you, don't miss it. Get a good lawyer and sue their ass.
Let them show the cam recording of the day and you might be lucky if the camera got his lying ass. Let him show the proof that his phone was sent to you, yes, but yond reasonable doubts. Let mtn or the network provider provide logs for IMEI change, call logs of the said number (to know if phones were changed) on the day the transaction occurred for the jury's perusal.

Email me after getting the money tho

Harbeeorlar:
Is this after i cleared myself or now?
I went to the ATM the transaction happened yesterday to check the location of the camera but the only camera there is backing where we stood but we both used the machine that very day

bigt2:
if the camera evidence is not available, the network provider may be able to provide proof that there was no change of phone (IMEI number) on the said day. In addition, call logs could be gotten but you really need to get a lawyer first. A sound one.

daddytime:
Just for 3k?

What could he have told the bank judging by your narrative.

Marxizm:
If what you said here is the truth, it means this is a new format by frausters to prey on victims. People should be careful because not everybody you see in bank premises comes for genuine transactions. Some are there just to defraud customers.

I believe you visit your bank, the branch were the transaction took place and explain to them what transpired between both of you.

Then ask them to call the customer that reported you of fraud to come for a meeting to clear your name. If there is any cctv, you may be Lucky.

But my fear is that he might deny the obvious because there is no evidence to support the cash you gave him.

madridguy:
@ OP, you deserves a good slap for what you're saying. You need to thank your star the amount s not more than that, otherwise by now you will be cooling yourself at a underground cell in SFU.

So in this era you still help a total stranger to transfer into your account why you offer cash? So since the ATM is down you cannot return back home or its a must you deposit that day? My brother, be mindful of what you do with strangers.

Go to the bank, report yourself and pay the money. Shikena

Harbeeorlar:
But seriously is there proof for all the monies that enters your account? A random person that send money to me legitimately can just choose to report me?

pocohantas:
Please and please, NEVER allow your account be used for any inflow. Especially at ATMs.

Someone close to me was a victim of something similar, I wanted to create a thread on it- but I have been lazy.

You've most likely been used as a PICKER. The person doesn’t own that account. I call them STRANDED COMMUTERS. They will always approach you with a sob story of how they are traveling, they need cash, but not with their DEBIT CARDS for withdrawals.

Then they’ll propose to transfer to your own and have you withdraw for them. Whatever they propose must always involve crediting your account.

People have helped withdraw ransoms without knowing. It is when you enter bank to withdraw and EFCC pounces on you, clear you from the ground with better sliding tackle- that is when you’ll know what you have gotten into.

What you’ll do depends on the severity of the restriction. One needs to see it to advise properly.

However, generally speaking, if there is an apprehend on sight placed on your account- you’ll be picked up the second you step into any branch.

If it is just the customer reporting, crediting your account with said sum and giving a written instruction for it to be sent back, would fix it.

For the first scenario, you will spend more. A police report and court order would come in.

The good thing is, you will learn, albeit the hard way.

Not just ATMs my sister

Some will transfer money to your account (how they get your details and phone number is what I don't know)

Then they call you on the phone, saying that they mistakingly sent to you and blah blah blah, and they want you to send it to another account or whatever (different from the one that sent it to you)

This country and wickedness ehn

pocohantas:
Please and please, NEVER allow your account be used for any inflow. Especially at ATMs.

Someone close to me was a victim of something similar, I wanted to create a thread on it- but I have been lazy.

You've most likely been used as a PICKER. The person doesn’t own that account. I call them STRANDED COMMUTERS. They will always approach you with a sob story of how they are traveling, they need cash, but not with their DEBIT CARDS for withdrawals.

Then they’ll propose to transfer to your own and have you withdraw for them. Whatever they propose must always involve crediting your account.

People have helped withdraw ransoms without knowing. It is when you enter bank to withdraw and EFCC pounces on you, clear you from the ground with better sliding tackle- that is when you’ll know what you have gotten into.

What you’ll do depends on the severity of the restriction. One needs to see it to advise properly.

However, generally speaking, if there is an apprehend on sight placed on your account- you’ll be picked up the second you step into any branch.

If it is just the customer reporting, crediting your account with said sum and giving a written instruction for it to be sent back, would fix it.

For the first scenario, you will spend more. A police report and court order would come in.

The good thing is, you will learn, albeit the hard way.

madridguy:
My brother if i don't know you very well i can't give you my account number and not to talk of such circumstance.

Harbeeorlar:
We learn everyday. I pray i come out of this

izzou:


Not just ATMs my sister

Some will transfer money to your account (how they get your details and phone number is what I don't know)

Then they call you on the phone, saying that they mistakingly sent to you and blah blah blah, and they want you to send it to another account or whatever (different from the one that sent it to you)

This country and wickedness ehn

Harbeeorlar:
Modaran!!!
But i will go there regardless, i did not commit any crime to the best of my knowledge. And before anything they should schedule a meeting with the person that reported me. They can't just act and accused me base on a written report without giving me room to clear myself. I have known better now and i will take this as a great lesson, thank God the sum is not more than this.

pocohantas:


You can go there. Lol @ schedule a meeting. Pray never to be linked with any e-fraud. You’ll just jejely walk into a bank and they’ll be delaying you. All that is them waiting for security officers to show. Next thing they clamp down on you, right in the full of people.

That meeting you seek will be done @ Panti.

fykes:
The only reason u are typing this now is that the money is not up-to 150k. Post no debit orders usually come with an arrest on sight order for large sums.
U would have been behind bars
Ur bank figures u can return the money and that's why they are being gentle with u.
The person stole someone's account details and transferred money via the account to u. It's a common scam most guys play on university students.
Forget how he did it... Go to ur bank with the money... Meet ur banker/account manager... He already sees the transfer thread. Explain urself and offer to pay it back.

Sometimes... Even after u paid back, it's a long road to recover ur account.
Goodluck

Diffdeef:
I'll be blunt on this from past experiences.

It might take a month or more for yr account to be restored.

Harbeeorlar:
But please does that mean out of wickedness anybody can just choose to report any account all because of in-flow? Because from what many are saying the bank will only act on the report and alert without verifying whether the account holder was actually the one who carried d out the transaction?

madridguy:
My brother if i don't know you very well i can't give you my account number and not to talk of such circumstance.

Harbeeorlar:
This is getting scary!

HazzanTazzan:


Then you cant do business online