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Nairaland Forum / Nairaland / General / Business / My Bank Account Restricted Unjustly (78701 Views)
How To Resolve Moniepoint Account Restricted Issue / My Four Bank Accounts Restricted/frozen / If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? (2) (3) (4)
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Re: My Bank Account Restricted Unjustly by X0012(m): 12:06am On Mar 16, 2020 |
pocohantas: Do you mean its a good move to send back suspicious fraudulent transactions immediately without contacting the bank first? |
Re: My Bank Account Restricted Unjustly by empire02: 12:14am On Mar 16, 2020 |
Chaii when this happened to me around 2018, Kaiii the shit took me good 3months to get out of it. Funny enough my bvn was tagged, not only the bank affected, I couldn't even transact with other bank's which I had Account with |
Re: My Bank Account Restricted Unjustly by Alimiyemi(m): 12:20am On Mar 16, 2020 |
I think OP has got himself in trouble... There is possibility that the person that send the money to u is a fraudster and not the owner of the said account. And the owner of the account probably reported to police, and the police request the bank to restrict ur account as bank can't do that on their own. Then waiting for u to come to the bank to complain and then arrest u...I just pray u get out of this easily. |
Re: My Bank Account Restricted Unjustly by franugo(m): 12:25am On Mar 16, 2020 |
Re: My Bank Account Restricted Unjustly by Xisnin(m): 12:35am On Mar 16, 2020 |
Harbeeorlar:You seem to have not learned your lesson. Did he show you his ID card and DOB certificate before he sent the money to you? Or you assumed he must be the owner because he used USSD? Maybe next time you will receive money from kidnappers who killed their victim. |
Re: My Bank Account Restricted Unjustly by brightalo1010: 12:49am On Mar 16, 2020 |
pocohantas:send it back to them you said? Never try such without reporting to the bank first. If any morafuker try such on me it will end in tears for them. Unless am under gun point no such tricks can work on me. If you mistakenly transfer money to my account na u go call the bank and report to them then they'll contact me and I'll tell them I don't know you so nothing concern me shekina. 1 Like 1 Share |
Re: My Bank Account Restricted Unjustly by Nobody: 1:07am On Mar 16, 2020 |
HazzanTazzan: But you received the money in a Business Account and not a Personal Account like the OP. Isn't it? |
Re: My Bank Account Restricted Unjustly by Nobody: 1:11am On Mar 16, 2020 |
Harbeeorlar:how much?? |
Re: My Bank Account Restricted Unjustly by jahlove4jah: 1:19am On Mar 16, 2020 |
Option A Write an official mail to your bank requesting that you want an explanation for the restriction on your account and pur the senders bank email in the copy. Ask them to provide the account details of the reporter and what his/her claims are. Let them know that the restriction is affecting your business. Option B Consider the possibility that the sender could have stolen the phone and atm card of the account owner and forcefully made him/her to release the card pin for them to empty the account. In this case you might be considered an accomplice in a crime you know nothing about You could just liase and refund the 3k after letting them know that you just assisted a stranded customer in desperate need of cash at atm. Lesson: Don't transact with a stranger when there is no buying and selling or rendering of services. Most of them are fraudsters looking for how to divert attention. 1 Like |
Re: My Bank Account Restricted Unjustly by Nobody: 1:27am On Mar 16, 2020 |
RisenPhoenix: You did well for him jare. Had to like your post. OP thinks because he is not a "Yahoo Boy", he couldn't have been involved in "Yahoo Yahoo" ![]() The real "Yahoo Boy" must have made lots of online transactions on that account but decided to use OP as the face behind his dastardly acts. That's why he chose that insignificant amount (N3K) that wouldn't make OP suspicious and also intentionally made an ATM withdrawal in the presence of OP so as to give legitimacy to his request. Ignorance is more than a disease as it can be deadly atimes. Even in business these days, someone's eyes should not just be glued (greedy) to the money to be made without sniffing around for any form of fraud that would make one an innocent (foolish) accomplice, which could lead to one losing more than the gain and also locked behind bars. 3 Likes |
Re: My Bank Account Restricted Unjustly by pocohantas(f): 1:36am On Mar 16, 2020 |
brightalo1010: While reporting to the bank is ideal, there are situations where it wouldn’t work out that way. The descriptions in transfers are for a reason. But then, you are right. You should report to your bank first, not everyone has my grace. X0012: I would send back to SAME account before/after contacting my bank. 1 Like |
Re: My Bank Account Restricted Unjustly by koochi: 1:40am On Mar 16, 2020 |
Just run the CCTV footage of the bank |
Re: My Bank Account Restricted Unjustly by therealMcCain: 1:46am On Mar 16, 2020 |
We learn everyday, pls how do you make deposit via ATM? does he mean Transfer? |
Re: My Bank Account Restricted Unjustly by ogene144(m): 2:39am On Mar 16, 2020 |
unmask:The bank should call both account holders together for questioning we call it tripartete meeting in banking.... |
Re: My Bank Account Restricted Unjustly by govomotors: 2:46am On Mar 16, 2020 |
I have to read the story twice to find out someone is not telling the truth here. 1. Fraudulent transfer you made, I thought it should be fraudulent transfer you received. Read your claim below: .......... I got was that my account was reported for fraud hence I should make full return of alleged fraudulent transfer i made on 3/4/2020 2. You went to make deposit at ATM, do Nigeria ATM receive deposit? Read your claim below: i went to the ATM to make deposit but when i got there the machine was down (hardware error), |
Re: My Bank Account Restricted Unjustly by greatseed: 2:51am On Mar 16, 2020 |
bigt2:Oversabi ![]() |
Re: My Bank Account Restricted Unjustly by tomdon(m): 2:59am On Mar 16, 2020 |
HazzanTazzan: You ought to have sued their sloppy ass They ought to have investigated before freezing your account. You offered value and got paid yet they acted based lack of agreement between partners who fulfilled the signatory terms of disbursing money from the account 1 Like |
Re: My Bank Account Restricted Unjustly by femmy2010(m): 3:10am On Mar 16, 2020 |
Harbeeorlar: You are lucky they are asking you to refund the money to get cleared. What if the account owner was kidnapped , robed or even killed ? You wont have gotten a refund as solution to lifting the restriction but an arrest that would lead to massive beating by security Agencies. |
Re: My Bank Account Restricted Unjustly by tomdon(m): 3:31am On Mar 16, 2020 |
dottozil: Don't even mind all these people. I don't think a bank can be so sloppy as to just freeze someone's account who didn't receive proceeds of fraud and they are not sure the person gave value for the money received without having done due diligence to trace the funds. They're playing with lawsuit if truly they do that 1 Like |
Re: My Bank Account Restricted Unjustly by tomdon(m): 3:44am On Mar 16, 2020 |
JetStar: Mr sense, so you must do kyc before offering value and getting paid, with your running mouth abi na fingers, ode |
Re: My Bank Account Restricted Unjustly by Nobody: 3:56am On Mar 16, 2020 |
Marxizm:They device new means eveeyday |
Re: My Bank Account Restricted Unjustly by tomdon(m): 3:56am On Mar 16, 2020 |
felzylix: I never knew nairaland was full of idiots I've read over twenty comments and this is the first or second comment rational comment I'm seeing. I think nairaland is full of juveniles 1 Like |
Re: My Bank Account Restricted Unjustly by Harbeeorlar(m): 4:09am On Mar 16, 2020 |
I have actually visited the ATM but unfortunately the only camera there is not facing where we stood to carry out the transaction but we both used the machine individually Adeparo004: |
Re: My Bank Account Restricted Unjustly by Harbeeorlar(m): 4:13am On Mar 16, 2020 |
But that is insane. So everyone must have CCTV or move around with camera? MistadeRegal: 1 Like |
Re: My Bank Account Restricted Unjustly by tomdon(m): 4:20am On Mar 16, 2020 |
AceVentura: I'm flabbergasted as to how you people are thinking upside down. It is the bank's job to go and fish out whoever is the fraudulent sender. The fact that the bank even froze his account without proof of fraud is lawsuit worthy. Freezing the receiver account is a mistake except they've noticed that he is fraudulent Even if the sender's account was stolen or the funds transferred is a proceed of fraud, the receiver got paid for offering value. It is if it is proven that he never gave value that he is culpable and that's only in situation where the funds is proceed of fraud not when the account is stolen. And that will be a case for law enforcement to unravel I've paid money into someone's account who pretended to be selling something online but after transferring the money to him, he blocked my line. I don't expect the bank to just freeze his account based on my allegation without due diligence from the bank to first establish that he is fraud. 1 Like |
Re: My Bank Account Restricted Unjustly by tiredoflife(m): 4:24am On Mar 16, 2020 |
Harbeeorlar: Dem dey tell u U dey form right Na panti u go see yourself Pay the damn 3k and move on U were stupid and should thank ur stars it's just 3k |
Re: My Bank Account Restricted Unjustly by JaySterling: 5:04am On Mar 16, 2020 |
Harbeeorlar:once an account is reported, the bank will side with the reporter and will hardly believe the reportee. 1 Like |
Re: My Bank Account Restricted Unjustly by Mayflowa(m): 5:12am On Mar 16, 2020 |
madridguy: The bank cannot have a case against this guy. Any customer can report a case of fraud after legitimate business! Think about it. The burden of proof is on the complainant not the receiver of funds. An account holder is suppose to protect his account information from intrusion. The bank restriction is a breach of contract and the embarrassment caused to the customer deserve a fine when the case is litigated. 3 Likes 1 Share |
Re: My Bank Account Restricted Unjustly by Harbeeorlar(m): 5:14am On Mar 16, 2020 |
![]() madridguy: |
Re: My Bank Account Restricted Unjustly by otabuko(m): 5:43am On Mar 16, 2020 |
Harbeeorlar:If it's 3k. Pay it na. That one na small money. Still clear your name in your bank. |
Re: My Bank Account Restricted Unjustly by Harbeeorlar(m): 5:45am On Mar 16, 2020 |
Interesting JaySterling: |
Re: My Bank Account Restricted Unjustly by emmymoore(m): 5:56am On Mar 16, 2020 |
The person who did the transfer to your account is fraudulent. He is not the owner of the account. This is the reason why it is advised not to assist people at the ATM when you do not know them. They would tell you they cannot withdraw or give u a flimsy excuse so u can help them withdraw monies they transfer to u from another person's account. This is a bitter lesson. |
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