Harbeeorlar:
But i think he owns the account because he used the ATM too. He actually wanted to withdraw 7k but he withdrew 4k so that he can transfer the 3k to me to balance the amount he planned to withdraw

franciskaine:
if your case is genuine, then report to the police.

pocohantas:
Please and please, NEVER allow your account be used for such inflows. Especially at ATMs.

Someone close to me was a victim of something similar, I wanted to create a thread on it- but I have been lazy.

You've most likely been used as a PICKER. The person doesn’t own that account. I call them STRANDED COMMUTERS. They will always approach you with a sob story of how they are traveling, they need cash, but not with their DEBIT CARDS for withdrawals.

Then they’ll propose to transfer to your own and have you withdraw for them. Whatever they propose must always involve crediting your account.

People have helped withdraw ransoms without knowing. It is when you enter bank to withdraw and EFCC pounces on you, clear you from the ground with better sliding tackle- that is when you’ll know what you have gotten into.

What you’ll do depends on the severity of the restriction. One needs to see it to advise properly.

However, generally speaking, if there is an apprehend on sight placed on your account- you’ll be picked up the second you step into any branch. I doubt it’ll come in here, this is too small an amount.

If it is just the customer reporting, crediting your account with said sum and giving a written instruction for it to be sent back, would fix it. This doesn’t always mean the restriction will be lifted immediately. You might not be able to do online transactions for a while.

For the first scenario, you will spend more. A police report and court order would come in.

The good thing is, you will learn, albeit the hard way.

Harbeeorlar:
It happened at ATM point (GTconnect) but i want to go to the nearest branch tomorrow but before i go i am trying to seek knowledge on how to go about it. I should have solid claims because he used the ATM to withdraw moment before he transfer to me. And i used the ATM too.

Harbeeorlar:
Is this after i cleared myself or now?
I went to the ATM the transaction happened yesterday to check the location of the camera but the only camera there is backing where we stood but we both used the machine that very day

Harbeeorlar:
But i think he owns the account because he used the ATM too. He actually wanted to withdraw 7k but he withdrew 4k so that he can transfer the 3k to me to balance the amount he planned to withdraw

dottozil:
If I were you I will go to the bank and demand to see the person that reported me, he needs to explain how is account number and ATM card got to someone else's hand, GOD helping you, you said the transfer was done via USSD that means his sim was also at the wrong hands if you've done no wrong you have the right to explain yourself even if you will be arrested still tell them thesame thing, if you go there with the aim of paying back that easily they might hold you for fraud

Harbeeorlar:
Good day All, please how do I go about this issue I am into?

On Weds 11th, March, 2020 I logged on to my GTworld to make transaction but I got a response that my account has a debit/credit restriction.

I reached out to my bank via twitter DM to know what is going on, the response I got was that my account was reported for fraud hence I should make full return of alleged fraudulent transfer i made on 3/4/2020. Without wasting time, I logged on to my GTworld to check and i saw the said transaction which was the only credit i received that day.

It happened that i went to the ATM to make deposit but when i got there the machine was down (hardware error), seeing how depressed i was, one of the customers that wanted to withdraw offered to transfer to me while i gave him cash. That was it, it was not a fraudulent transaction but now he went to report me for fraud.

I further asked how i can clear myself but i was told only if i liase with the account holder or i make the full payment that's the only way they can lift the restriction. Someone i did not know or have his contact. And i believe he owns the account not someone else's account because he used USSD to make the transfer. But why he reported me and the bank easily believe is what i don't understand.

Please dear Nairalander, how can i get out of this. I cant make use of my account all this while, people who send money into the account unknowingly are on my neck to carryout there services for them, and this is becoming too much for me.

daddytime:
Just for 3k?

What could he have told the bank judging by your narrative.

Harbeeorlar:
How is it different when someone who send money to your account can still went ahead and report you that the transfer is fraudulent?

Born2Breed:
The person that transfered money to your account is a fraud.

The account he transfered money from does not belong to him.

madridguy:
My brother if i don't know you very well i can't give you my account number and not to talk of such circumstance.

Harbeeorlar:
Is this after i cleared myself or now?
I went to the ATM the transaction happened yesterday to check the location of the camera but the only camera there is backing where we stood but we both used the machine that very day

Harbeeorlar:


too.

Stillthebest:


Lol G level on you. He transferred to you from someones else account.

You cant clear yourself except you have a cogent evidence(like cctv)., contact your lawyer asap!
Since u did this in the atm premises, there should be cctv. Get the bank to open the cctv for investigation. Get your lawyer involved, if the bank claims no cctv Sue the bank.

Harbeeorlar:
It happened at ATM point (GTconnect) but i want to go to the nearest branch tomorrow but before i go i am trying to seek knowledge on how to go about it. I should have solid claims because he used the ATM to withdraw moment before he transfer to me. And i used the ATM too.

MistadeRegal:


The person is a fraudster but the account is his. That's what happened to a Paga Operator in my area. Some guys will come over to him, after they had gotten the money from him, they'd go to lodge a complaint to their bank and the Paga Operator have to return the money; double loss.

fergieboy:

What if your offering a service and a customer wants to transfer to you

Will you reject it?

This life na God they save person

Harbeeorlar:


too.