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Nairaland Forum / Nairaland / General / Travel / Living In The Uk/life As A UK Immigrant (1384375 Views)
Living In The Uk-life Of An Immigrant (part 3) / Living In The Uk-life Of An Immigrant (part 2) / Living In Canada/Life As A Canadian Immigrant Part 2 (2) (3) (4)
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Re: Living In The Uk/life As A UK Immigrant by Braket: 11:20am On Dec 12, 2020 |
wonlasewonimi:Right, I think it is in their terms and conditions not to say why. But they ought to have notified the owner about the closure. |
Re: Living In The Uk/life As A UK Immigrant by LagosismyHome(f): 11:23am On Dec 12, 2020 |
wallg123: Says who... mine was closed with no reason. I definitely have never done anything fraudulent neither was it even an account used frequently so it was hardly used to receive or send fraud money .... its always easy to think it doesnt happen until it happens to you 3 Likes |
Re: Living In The Uk/life As A UK Immigrant by wallg123: 11:32am On Dec 12, 2020 |
LagosismyHome: Nothing is done without a reason. Police won’t arrest you without telling you why... Immigration won’t stop you at airport without a reason. My accounts or any of my extended family haven’t been closed before so I’ll beg to disagree 1 Like |
Re: Living In The Uk/life As A UK Immigrant by LagosismyHome(f): 11:35am On Dec 12, 2020 |
wallg123: Exactly my point in bold .... you cant really speak of what you have no experience off Nothing done without a reason for sure, but whether they disclose it to you is another matter. Only an inside truly knows what criteria they use in closing some accounts . Some could even be accidentally closed if it done by a program which can have bugs once in à while One of my projects was an IT migration (although not bank related ) and during a process, several customer accounts were closed accidentally, some were caught and immediately reversed but not all. In that case those that were closed accidentally without reversing will just wake up to see their account are closed. 1 Like |
Re: Living In The Uk/life As A UK Immigrant by dubaiprince: 11:38am On Dec 12, 2020 |
I am not sure a UK bank will close an account without any reason. The reason might be stupid and unjust tho. The best way to mitigate it is to have a minimum of 2 bank accounts so that one won't be stranded. Because in most cases, funds are refunded. |
Re: Living In The Uk/life As A UK Immigrant by wallg123: 11:42am On Dec 12, 2020 |
LagosismyHome: Yes I can ... read this if your account was closed and know the appropriate actions go take ... https://bankomb.org.nz/guides-and-cases/quick-guides/bank-accounts/closing-accounts/#:~:text=Two%20of%20the%20most%20common,continually%20going%20into%20unarranged%20overdraft There’s no smoke without fire |
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 11:47am On Dec 12, 2020 |
wallg123: In UK mate, as braket said they don't have to justify the closure. Most of the time, they will give you notification except when there is clear evidence of fraud This is why I am an advocate of multiple accounts. BTW, my favorite bank Starling won the best UK bank based on survey conducted by Which. Running away from erico2k2 now. 1 Like |
Re: Living In The Uk/life As A UK Immigrant by LagosismyHome(f): 11:47am On Dec 12, 2020 |
wallg123: And your link said exactly this A bank does not have to explain why it is closing a customer's account, although in most cases banks follow good practice and give a reason. |
Re: Living In The Uk/life As A UK Immigrant by wallg123: 11:50am On Dec 12, 2020 |
LagosismyHome:Is that the summary or the link ? If you feel your account was closed unjustly there’s a form there for you to fill and the banks ombudsman will help you.. |
Re: Living In The Uk/life As A UK Immigrant by wallg123: 11:54am On Dec 12, 2020 |
wonlasewonimi: Please no wake erico2k2 up this early morning oh... |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 11:58am On Dec 12, 2020 |
See Dem awon trouble makers, I have been busy parking my bank(BAGS) I dey run go 9ja leave unu 4 this cold 2 Likes
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Re: Living In The Uk/life As A UK Immigrant by wallg123: 12:05pm On Dec 12, 2020 |
erico2k2: |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 12:05pm On Dec 12, 2020 |
where is the OP with the closed bank account? NATWEST wrote to me about 2004 that they were going to close my bank account and they are not going to explain why and that I got 90 days to remove any monies I have in there, mind you at this time I own three bank account dunno why I did lol ROyal bank of Scotland was what my salary goes into then, so the NatWest was seeing no action for like 3 years so it got closed till date, 2 Likes |
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 12:08pm On Dec 12, 2020 |
wallg123: I doesn't knew what you are talking about oh wallyg |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 12:09pm On Dec 12, 2020 |
wonlasewonimi:See dem, challengers 1 Like |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 12:13pm On Dec 12, 2020 |
wallg123:It can! |
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 12:15pm On Dec 12, 2020 |
erico2k2: Hey erico oremi my friend... Howdy? |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 12:19pm On Dec 12, 2020 |
wonlasewonimi:I dey Joor, I dey park my bagk nah to japa go PHC, the airport there is not open so nah to go straight to ABJ and find my way to PHC frm there abeg house who get sure agent for ABJ make I buy domestic flight tkt, I have never done this B4 |
Re: Living In The Uk/life As A UK Immigrant by wallg123: 12:19pm On Dec 12, 2020 |
erico2k2: So u no want give NatWest activities eh ....... At least u get notification say make u move your money before hand ..... Imagine the hardship you for face if u wake up the next day to find out say u no get access to ur only account ? ... if na me, I for run liquid mental |
Re: Living In The Uk/life As A UK Immigrant by wallg123: 12:25pm On Dec 12, 2020 |
erico2k2:Erico u be Ph boy? Hope them done construct that airport arrival terminal ... First time I carry my madam enter PH, na inside tent wey be airport arrivals 3 Likes |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 12:26pm On Dec 12, 2020 |
wallg123:ahah and these where the days were digitalisation was just kicking in but last 2008 I migrated to Barclays and HSBC, Barclays till date. |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 12:27pm On Dec 12, 2020 |
wallg123:nah two years ago nah new site better than lasgidis LOS sef, we nor dey comot enter plane via tamarc again all that re check by the plane on the tarmac stop two years ago, 1 Like |
Re: Living In The Uk/life As A UK Immigrant by wonlasewonimi: 12:30pm On Dec 12, 2020 |
erico2k2: Abeg no go by road o and no go by the snail speed train o....enjoy bro. |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 12:32pm On Dec 12, 2020 |
wonlasewonimi:nah to fly 1 Like |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 12:38pm On Dec 12, 2020 |
erico2k2: It's a crime to park RR autobiography inside garage, with no servicing........... Why den no carry RR meet you for Abj, so you paint Abj red, then continually keep painting, till you reach PH..... Then paint some more......... Your £ get beta spending value now......... 2 Likes |
Re: Living In The Uk/life As A UK Immigrant by erico2k2(m): 12:40pm On Dec 12, 2020 |
Lexusgs430:That ABJ rd nah Death drive those supporter of APC boys nor get joy. the RRS is at the parking lot waiting for me wen I reach PH where I know every ahah PS, I always go home with service parts to do the needful> 1 Like |
Re: Living In The Uk/life As A UK Immigrant by OBYNOWEST12(m): 2:23pm On Dec 12, 2020 |
Re: Living In The Uk/life As A UK Immigrant by Jazzman95: 3:49pm On Dec 12, 2020 |
Absolutely no more. I went to the bank and they said they are unable to discuss it that they are no longer able to offer me banking services. Read a few things about it on the internet and it looks like some form of profiling . The account has been operated with just small normal cash. It’s a current account. My wife’s account was closed with same message and she hadn’t even started depositing money in the account yet... HSBC has been ok for me and Monzo but i wanted to be sure it’s not a general thing especially with Monzo cos I love the ease of banking Monzo offers... Lexusgs430: |
Re: Living In The Uk/life As A UK Immigrant by Jazzman95: 3:51pm On Dec 12, 2020 |
How do I get a credit report, please ? I have an account with Experian. Can I get it from them ?. Plus we are barely 3months here Jazzman95: |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 4:19pm On Dec 12, 2020 |
Jazzman95: Get a report from experian......... |
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