Very helpful

What is the difference of going to a university to study computer science while you can learn full stack development

What is the difference of going to a university to study computer science while you can learn full stack development

digiwallet: Google Maps Finally Gets Speedometer and Speed Limit Warnings for iPhone Users!

Hey digiwallet fam, buckle up! Google Maps just gave iPhone users a long-awaited upgrade – speedometers and speed limit warnings!

While Android users have been enjoying this feature for years, iPhone users can finally ditch the guesswork and keep an eye on their speed while navigating.

Here's the scoop:

* **Global Rollout:** Starting now, Google Maps on iPhone and CarPlay will display your vehicle's speed (in miles per hour or kilometers per hour, depending on your region) whenever you start navigation.
* **Stay Within the Limit:** The speed limit for the road you're on will also be shown. Plus, the speed indicator changes color to subtly nudge you to stay within the legal limit.
* **Informational Use Only:** Remember, this is for your reference! Google recommends always relying on your car's speedometer for the most accurate reading.

**How to Activate:**

1. Open the Google Maps app on your iPhone.
2. Tap on your profile picture in the top right corner.
3. Go to Settings > Navigation > Driving.
4. Toggle on "Speedometer" and "Speed limits."

Now you're good to go! Cruise safely and avoid those pesky speeding tickets with the help of Google Maps' new features.

**What do you think about this update? Let us know in the comments below!**

https://digiwallet.com.ng/google-maps-finally-gets-a-speedometer-for-iphone-users/

digiwallet: Google Maps Finally Gets Speedometer and Speed Limit Warnings for iPhone Users!

Hey digiwallet fam, buckle up! Google Maps just gave iPhone users a long-awaited upgrade – speedometers and speed limit warnings!

While Android users have been enjoying this feature for years, iPhone users can finally ditch the guesswork and keep an eye on their speed while navigating.

Here's the scoop:

* **Global Rollout:** Starting now, Google Maps on iPhone and CarPlay will display your vehicle's speed (in miles per hour or kilometers per hour, depending on your region) whenever you start navigation.
* **Stay Within the Limit:** The speed limit for the road you're on will also be shown. Plus, the speed indicator changes color to subtly nudge you to stay within the legal limit.
* **Informational Use Only:** Remember, this is for your reference! Google recommends always relying on your car's speedometer for the most accurate reading.

**How to Activate:**

1. Open the Google Maps app on your iPhone.
2. Tap on your profile picture in the top right corner.
3. Go to Settings > Navigation > Driving.
4. Toggle on "Speedometer" and "Speed limits."

Now you're good to go! Cruise safely and avoid those pesky speeding tickets with the help of Google Maps' new features.

**What do you think about this update? Let us know in the comments below!**

https://digiwallet.com.ng/google-maps-finally-gets-a-speedometer-for-iphone-users/

I have a blog for sale,
Niche: technology and finance
Monetization type: ads
Ad platform: ezoic
Interested should Whatsapp me in 08088752967

I have a blog for sale,
Niche: technology and finance
Monetization type: ads
Ad platform: ezoic
Interested should Whatsapp me in 08088752967

I have a blog for sale,
Niche: technology and finance
Monetization type: ads
Ad platform: ezoic
Interested should Whatsapp me in 08088752967

I have a blog for sale,
Niche: technology and finance
Monetization type: ads
Ad platform: ezoic
Interested should Whatsapp me in 08088752967

LeakedAngel:
how can you be contacted?

WhatsApp

Am having a little database issues in my site, and need a web developer to fix it

Home » Finance » Top 10 Nigerian Finance Blogs for 2024

Nigeria boasts a vibrant financial Opportunities, with a growing middle class and increasing access to digital financial tools. But managing and planning your finance might seem exciting yet complex.

Top 10 Nigerian Finance Blogs for 2024
That’s where finance blogs come in – offering valuable insights, tips, and analysis to help Nigerians make informed financial decisions.

This comprehensive guide explores the top 10 Nigerian finance blogs in 2024, providing in-depth details and analysis to help you find the perfect resource for your financial goals.

What Makes a Great Nigerian Finance Blog?
Before diving in, let’s consider the key qualities of a top-notch Nigerian finance blog:

Credibility: Look for blogs with established reputations, run by financial experts or reputable institutions.
Relevance to Nigeria: The blog’s content should address issues specific to the Nigerian financial market and regulations.
Content Quality: Blogs with well-researched, informative, and engaging articles are key.
Accessibility: The writing style should be clear and easy to understand, even for those without extensive financial knowledge.
Regular Updates: Consistent content ensures you have access to the latest financial news and trends.
Top 10 Nigerian Finance Blogs for 2024
1. Nairametrics:
A leading provider of financial information and analysis, Nairametrics offers in-depth articles on investing, personal finance, business news, and economic insights. Their content is well-researched and presented in a clear, concise manner.

2. Cowrywise Blog:
Focused on personal finance and wealth management, Cowrywise Blog provides practical advice on budgeting, saving, investing, and achieving financial goals. They also offer insightful articles on using their robo-advisory platform.

3. UBA Group – Personal Finance:
Leveraging UBA’s extensive financial expertise, this blog offers valuable guidance on managing your finances, saving for the future, and making informed investment decisions.

Must Read CBN sells N1 trillion OMO Bills
4. Financial Nigeria Magazine:
A long-standing publication, Financial Nigeria Magazine offers a mix of informative articles and insightful commentary on Nigerian finance, development, and economic issues.

5. Investors King:
Catering to both novice and experienced investors, Investors King provides research, analysis, and educational content on the Nigerian stock market, mutual funds, and other investment opportunities.

6. DigiWallet.com.ng:
Focused on promoting financial inclusion and digital payments, DigiWallet.com.ng provides insightful articles on using mobile wallets, fintech trends, and leveraging digital tools for financial management.

7. MakeMoney.ng:
This blog offers a mix of personal finance tips, business ideas, and entrepreneurial advice. It’s a valuable resource for those looking to boost their income and achieve financial independence.

8. Financial Watch:
Providing breaking news and analysis on the Nigerian financial sector, Financial Watch keeps you updated on the latest developments in banking, insurance, and the capital markets.

9. BusinessDay – Personal Finance:
Part of the respected BusinessDay media group, this section offers practical personal finance advice on topics like budgeting, saving for retirement, and tax planning.

10. Money Matters with Nimi:
Run by financial expert Nimi Adekanmbi, this blog offers a personal touch, providing relatable advice on managing everyday finances, budgeting, and saving for specific goals.

Conclusion
Nigerian finance blogs offer a wealth of information and guidance to help you navigate the exciting yet complex financial opportunities. By considering your specific needs and exploring the resources listed above, you’ll be manage your finance.

https://digiwallet.com.ng/top-10-nigerian-finance-blogs-for-2024/

Access Bank
Dial *901*11# from your registered phone number.
Follow the prompts on the screen and enter your NIN and BVN when requested.
Confirm your details and submit.
You will receive confirmation that your NIN has been successfully linked to your Access Bank account.


Source: https://digiwallet.com.ng/access-bank-nin-linking-code/

On Saturday, March 2, 2024, a Lagos hospital confirmed the death of veteran actor John Okafor, also referred to as Mr. Ibu. Okafor was well-liked for his comedic appearances in films and Skits. According to reports, he experienced a Cardiac arrest.
https://digiwallet.com.ng/nollywood-mourns-as-mr-ibu-dies-at-62/

The All Progressives Congress, or APC, State secretariat in Makurdi has been shut off by the Benue State Police Command, and the Executives led by Mr. Austin Agada are not allowed to have their planned political meeting on Friday, March 1, 2024.
The newly appointed Executive Director of Housing, Finance, and Accounts for the Federal Housing Authority (FHA), Dr. Matthias Byuan, was invited to the meeting by the APC executives in Makurdi, along with a few other key stakeholders.
But in a letter to Mr. Agada, sent by Deputy Commissioner of Police Samuel Gimba on behalf of the Commissioner of Police, the State Police Commnad recommended that the meetings be canceled.
Source: https://digiwallet.com.ng/police-seals-off-apc-state-secretariat-in-benue/

The Joint Admissions and Matriculation Board (JAMB) exam is a crucial gateway for aspiring Nigerian students seeking admission into tertiary institutions. While thorough preparation is vital, knowing your exam details like centre, date, and time is equally important. This guide provides a comprehensive walkthrough on checking your JAMB 2024 exam information and essential items to bring for a smooth exam experience.

**Exam Centre, Date, and Time: Finding Your Way**

**1. JAMB Portal:**

* Visit the official JAMB examination slip checking portal: [https://slipsprinting.jamb.gov.ng/PrintExaminationSlip](https://slipsprinting.jamb.gov.ng/PrintExaminationSlip)
* Enter your JAMB registration number, phone number (GSM), or email address in the designated field.
* Click on "Print" to generate your exam slip, which contains details about your exam centre, date, time, and subject combinations.
* **Encountering Issues?**
* "Examination Slip Printing not allowed": This might indicate unavailable slips or network issues.
* If you believe it's not a technical issue, visit the nearest JAMB CBT registration centre for assistance.

**2. Email Updates:**

* During registration, you provided an email address.
* Regularly check your inbox for messages from JAMB, as they often send exam details via email a few days before the exam.

**3. SMS Updates:**

* Ensure your phone is accessible, especially in the two weeks leading up to your exam.
* JAMB typically sends updates directly to your mobile device, including exam centre information and scheduling details.

**4. JAMB CBT Registration Centre:**

* If the above options fail, visit an accredited JAMB registration centre. They can potentially help resolve the issue and provide your exam details.

**Remember:**

* **Stay informed:** Regularly check your email and phone for updates from JAMB.
* **Act promptly:** If you encounter any issues, visit the nearest JAMB CBT registration centre for assistance.

**Essential Items for Exam Day Success:**

**1. JAMB Registration/Examination Slip:**

* This document is mandatory for entry into the exam hall and contains crucial details about your registration and exam schedule.

**2. Valid Government-issued Identification:**

* Bring an acceptable form of ID, such as a National Identity Card or International Passport, for verification purposes.

**3. Writing Materials:**

* While the JAMB 2024 is a CBT exam, some subjects might require calculations, necessitating writing.
* While writing materials are usually provided, it's wise to carry your own pens and pencils as a backup.

**Important Note:**

* Electronic devices like phones are strictly prohibited during the exam. Plan how you'll keep them safe or leave them at home.

**Additional Tips for Exam Day:**

* **Arrive early:** Aim to reach the exam centre at least 30 minutes before the scheduled time to avoid any last-minute anxieties.
* **Dress comfortably and appropriately:** Wear clothes that allow for ease of movement and avoid anything that might be deemed distracting.
* **Stay calm and focused:** Take deep breaths and maintain a positive mindset throughout the exam.
* **Read instructions carefully:** Pay close attention to instructions provided on the exam and clarify any doubts with the invigilator.
* **Manage your time effectively:** Allocate sufficient time for each section and avoid spending too much time on any one question.
* **Review your answers:** Before submitting your exam, take some time to review your answers for any errors or omissions.

**Conclusion:**

By following these steps and being adequately prepared, you can confidently navigate the process of checking your JAMB exam centre, date, and time. Remember to stay informed, gather the necessary items, and approach the exam day with a calm and focused mind. With dedication and perseverance, you can achieve success in your JAMB 2024 exam.


**FAQs:**

* **What if I lose my JAMB registration slip?**
* You can reprint your slip through the JAMB portal or visit the nearest JAMB CBT registration centre for assistance.
* **What if I forget my ID on exam day?**
* JAMB might not allow you to take the exam without a valid ID. It's crucial to bring your ID and avoid any last-minute complications.
* **Can I bring a calculator to the exam?**
* Only specific models of calculators approved by JAMB are allowed. Refer to the JAMB website for the list of approved calculators.



Source: https://digiwallet.com.ng/how-to-check-your-2024-jamb-exam-centre-date-and-time-online/

immortalcrown:
Apple is fruit. It can be fresh. It can be overripe. It can rot.

😁😁😁😁

## Apple Faces EU Fine and Potential Ban Over Anti-Competitive App Store Practices

Apple is reportedly facing a hefty fine of **€500 million (approximately $539 million)** and a potential ban on its alleged anti-competitive practices within the App Store, specifically targeting music streaming services. This news comes from a recent report by the Financial Times, citing anonymous sources familiar with the matter.

**The Root of the Issue:**

The investigation stems from a **2019 antitrust complaint filed by Spotify**, a major competitor to Apple Music. The complaint centered around App Store rules that, at the time, **prohibited developers from informing users about alternative subscription options outside the app**. These alternative options often offered lower prices as they avoided paying Apple's **30% commission fee** on in-app purchases. This practice effectively gave Apple an unfair advantage in the music streaming market, hindering competition and potentially inflating costs for consumers.

**Apple's Response and the EU's Stance:**

While Apple eventually **loosened these restrictions** following mounting pressure, the European Commission reportedly believes the company's actions still violated EU antitrust laws. According to the FT report, the Commission is expected to claim that Apple's "anti-steering obligations" created **"unfair trading conditions"** for its competitors within the App Store. This essentially means that Apple's practices stifled competition and limited consumer choice.

**Potential Implications:**

The **€500 million fine** would be a significant blow to Apple, marking the first such penalty imposed by the EU Commission. Additionally, the potential **ban on anti-steering practices** could force Apple to fundamentally alter its App Store policies, potentially allowing developers more freedom to inform users about alternative pricing and subscription options. This could lead to increased competition within the music streaming market, potentially benefiting both developers and consumers.

**Wider Impact and Industry Reactions:**

This case has broader implications beyond just the music streaming industry. It raises crucial questions about the **power and influence of tech giants** like Apple over digital marketplaces and their impact on competition. The EU's decision could set a precedent for other antitrust investigations targeting similar practices by large tech companies.

Industry experts and analysts are closely following the developments, with some expressing concerns about the potential impact on innovation and app development within the Apple ecosystem. Others, however, view the EU's stance as a necessary step towards fostering a fairer and more competitive digital market.


**Additional Information:**

* It is important to note that this is based on a report and the official decision from the European Commission is still pending.
* The potential impact of the fine and ban on Apple's business and the broader tech industry remains to be seen.
* This case highlights the ongoing debate about the regulation of tech companies and the need for a balance between innovation and competition.
Sources: https://digiwallet.com.ng/apple-faces-potential-539-million-fine-and-app-store-changes-over-anti-competitive-practices-in-music-streaming/

Ahoada, Rivers State, Nigeria - February 19, 2024 - Residents of Ahoada in Rivers State erupted in celebration over the weekend following reports that notorious cult leader Gift Okpara, also known as 2Baba, was killed during a security raid.

Unconfirmed Reports of Demise: While official confirmation from authorities is still pending, local news outlets, including The Nation, reported that 2Baba was shot and killed during a combined security operation on Saturday, February 17th, at his hideout in Idu-Ekpeye, Ahoada East LGA. A senior police officer, speaking anonymously, claimed that 2Baba was struck multiple times during the raid.
Community Relief: Despite the lack of official confirmation, Ahoada communities rejoiced at the news of 2Baba's suspected demise. This comes after months of terror inflicted by the Iceland cult, allegedly led by 2Baba, who was accused of heinous crimes, including the brutal murder and dismemberment of a Divisional Police Officer (DPO) in September 2023.

Seeking Official Confirmation: While celebrations have begun, authorities have yet to officially confirm 2Baba's death. This ongoing development is being closely monitored, and further updates are expected soon.
https://digiwallet.com.ng/notorious-cult-leader-2baba-reportedly-killed-in-rivers-state-raid-sparking-celebrations/

surgical:
The reason for the potential increase is potential hoarding according to Nigeria government

Yes

The FinTech industry is booming, and with it comes a wealth of high-paying job opportunities. Here are 10 of the most lucrative roles in this dynamic field:

Quantitative Analyst: Leverage your expertise in mathematics, statistics, and computer programming to develop complex financial models and solve risk management problems. These wizards behind the scenes are crucial for making informed investment decisions, and their skills are highly sought-after, commanding an average salary of $140,000 per year.

Quantitative Analyst

Blockchain Developer: As the world embraces blockchain technology, the demand for skilled developers who can build secure and efficient decentralized applications is skyrocketing. If you're passionate about cryptography and distributed ledger systems, this path can lead to a rewarding career with an average salary of $130,000 per year.

Blockchain Developer

Machine Learning Engineer: Combine your knowledge of computer science and statistics to design and implement machine learning algorithms that can analyze vast amounts of financial data. These in-demand professionals play a vital role in fraud detection, algorithmic trading, and risk assessment, earning an average salary of $125,000 per year.

Machine Learning Engineer

Cybersecurity Analyst: Protect financial institutions from cyberattacks and data breaches. With a deep understanding of security protocols and ethical hacking techniques, you'll be responsible for safeguarding sensitive information and ensuring the smooth operation of financial systems. Cybersecurity analysts are highly valued in today's digital landscape, with an average salary of $120,000 per year.

Cybersecurity Analyst

Trading Software Developer: Build the cutting-edge software that powers algorithmic trading platforms used by investment banks and hedge funds. This role requires expertise in programming languages like Python and C++, as well as a solid understanding of financial markets. Trading software developers enjoy a competitive salary, averaging $115,000 per year.

Trading Software Developer

Chief Technology Officer (CTO): Lead the technological vision and strategy for a FinTech company. As the CTO, you'll oversee software development, data management, and infrastructure, ensuring the company stays ahead of the curve in a rapidly evolving industry. This leadership position comes with a significant responsibility and an average salary of $170,000 per year.

Chief Technology Officer

Chief Information Security Officer (CISO): Safeguard a FinTech company's digital assets and information systems from cyber threats. CISOs implement security policies, manage security teams, and stay informed about the latest hacking tactics. This crucial role carries an average salary of $160,000 per year.

Chief Information Security Officer

Product Manager: Translate business goals into innovative FinTech products that meet user needs. Product managers lead the product development lifecycle, from ideation and design to launch and marketing. This strategic role requires strong analytical, communication, and leadership skills, and is rewarded with an average salary of $150,000 per year.

Product Manager

Data Scientist: Extract valuable insights from vast datasets to inform financial decisions, risk assessments, and product development. Data scientists possess expertise in statistics, machine learning, and data visualization, and their skills are crucial for navigating the data-driven world of FinTech. They are compensated handsomely, with an average salary of $145,000 per year.

Data Scientist

Risk Management Analyst: Assess and mitigate financial risks for FinTech companies. This role involves analyzing financial data, identifying potential risks, and developing strategies to minimize their impact. Risk management analysts play a vital role in ensuring the financial stability of FinTech institutions, and their expertise is valued at an average salary of $120,000 per year.

Risk Management Analyst

These are just a few of the many high-paying jobs available in the FinTech industry. If you're passionate about finance and technology, and possess the necessary skills and qualifications, a rewarding career in this exciting field awaits. Remember, continuous learning and staying up-to-date with the latest trends are essential for success in this fast-paced environment.
https://digiwallet.com.ng/10-highest-paying-jobs-in-the-fintech-industry/

## The Potential Increase in Prepaid Meter Prices in Nigeria: A Comprehensive Breakdown

**The Nigerian Electricity Regulatory Commission (NERC)** is considering raising the price of prepaid meters again due to escalating production costs faced by manufacturers. This potential increase comes amidst several crucial factors:

**Reasons for the Potential Increase:**

* **Rising Production Costs:** The main driver is the **foreign exchange crisis** affecting Nigeria. Manufacturers struggle to access forex for importing raw materials, leading to increased production costs and inflationary pressures.
* **Previous Price Hike:** In September 2023, NERC already increased the price of prepaid meters due to similar reasons. However, the situation has worsened since then.

**Possible Scenarios:**

* **Price Increase:** NERC might approve a further price increase for prepaid meters. This could see single-phase meters exceeding N100,000 and three-phase meters exceeding N150,000.
* **Market-Determined Pricing:** NERC might even consider allowing **market forces** to determine the cost of meters, potentially leading to even higher prices.

**Impacts:**

* **Consumer Burden:** Higher meter prices will likely be passed on to consumers, adding to the financial strain caused by inflation and other economic challenges.
* **Meter Availability:** The uncertainty surrounding new prices has reportedly stalled new meter applications, leaving many individuals without access to prepaid meters.
* **Manufacturing Challenges:** The forex crisis continues to limit the manufacturing sector's capacity, potentially impacting the availability of meters even with a price increase.

**Additional Points:**

* **Unmetered Customers:** NERC recently fined DisCos N10.5 billion for overcharging unmetered customers, highlighting the ongoing challenges in the electricity sector.
* **Meter Deficit:** Nigeria faces a significant meter deficit, with millions of customers still relying on estimated billing, which is often inaccurate and unfair.
* **Prepaid Meter Advantages:** Prepaid meters offer benefits like improved control over electricity consumption and reduced risk of estimated billing issues.

**Overall, the potential increase in prepaid meter prices is a complex issue with significant implications for consumers, manufacturers, and the overall electricity sector in Nigeria. Addressing the underlying challenges like the forex crisis and improving manufacturing capacity is crucial for ensuring sustainable solutions in the long run.**
Source, click here to read more 👇👇👇👇
https://digiwallet.com.ng/nerc-increases-prepaid-meter-prices-again/

## The Potential Increase in Prepaid Meter Prices in Nigeria: A Comprehensive Breakdown

**The Nigerian Electricity Regulatory Commission (NERC)** is considering raising the price of prepaid meters again due to escalating production costs faced by manufacturers. This potential increase comes amidst several crucial factors:

**Reasons for the Potential Increase:**

* **Rising Production Costs:** The main driver is the **foreign exchange crisis** affecting Nigeria. Manufacturers struggle to access forex for importing raw materials, leading to increased production costs and inflationary pressures.
* **Previous Price Hike:** In September 2023, NERC already increased the price of prepaid meters due to similar reasons. However, the situation has worsened since then.

**Possible Scenarios:**

* **Price Increase:** NERC might approve a further price increase for prepaid meters. This could see single-phase meters exceeding N100,000 and three-phase meters exceeding N150,000.
* **Market-Determined Pricing:** NERC might even consider allowing **market forces** to determine the cost of meters, potentially leading to even higher prices.

**Impacts:**

* **Consumer Burden:** Higher meter prices will likely be passed on to consumers, adding to the financial strain caused by inflation and other economic challenges.
* **Meter Availability:** The uncertainty surrounding new prices has reportedly stalled new meter applications, leaving many individuals without access to prepaid meters.
* **Manufacturing Challenges:** The forex crisis continues to limit the manufacturing sector's capacity, potentially impacting the availability of meters even with a price increase.

**Additional Points:**

* **Unmetered Customers:** NERC recently fined DisCos N10.5 billion for overcharging unmetered customers, highlighting the ongoing challenges in the electricity sector.
* **Meter Deficit:** Nigeria faces a significant meter deficit, with millions of customers still relying on estimated billing, which is often inaccurate and unfair.
* **Prepaid Meter Advantages:** Prepaid meters offer benefits like improved control over electricity consumption and reduced risk of estimated billing issues.

**Overall, the potential increase in prepaid meter prices is a complex issue with significant implications for consumers, manufacturers, and the overall electricity sector in Nigeria. Addressing the underlying challenges like the forex crisis and improving manufacturing capacity is crucial for ensuring sustainable solutions in the long run.**
Source, click here to read more 👇👇👇👇
https://digiwallet.com.ng/nerc-increases-prepaid-meter-prices-again/

The foreign exchange market in Nigeria experienced a significant surge in turnover, witnessing a notable increase of 202.97%, soaring to $271.50 million on Tuesday, February 13th, 2024. This surge coincided with a remarkable uptick in the value of the Nigerian naira against the US dollar in the official market.
Just the day prior, the naira had experienced a concerning dip, plummeting to an all-time low of N1,534.39 per dollar. This decline was accompanied by a staggering 64.69% drop in forex turnover, which plunged to $89.61 million, reflecting the volatility and uncertainty prevailing in the market.
However, despite the challenges persisting in the forex market and the various policies implemented by the Central Bank of Nigeria (CBN) to stabilize the situation, the domestic currency managed to stage a recovery. The naira appreciated by 2.36%, closing at N1499.07 to a dollar by the end of the business day.

These fluctuations were observed in the Nigerian Autonomous Foreign Exchange Market (NAFEM), the official platform for forex transactions in the country. The intraday trading saw the naira ranging from a high of N1550/$1 to a low of N1,000/$1, with a spread of N550/$1, mirroring the volatility in the market.
The recent surge in forex turnover was partly attributed to the CBN’s circular aimed at addressing suspected cases of excessive foreign currency speculation and hoarding by Nigerian banks. However, in the parallel forex market, where trading occurs unofficially, the naira depreciated marginally, with the exchange rate sliding to N1,517/$1, representing a 1.78% decrease compared to the previous day.
Read more here: https://digiwallet.com.ng/naira-experiences-volatile-week-in-forex-market/

The foreign exchange market in Nigeria experienced a significant surge in turnover, witnessing a notable increase of 202.97%, soaring to $271.50 million on Tuesday, February 13th, 2024. This surge coincided with a remarkable uptick in the value of the Nigerian naira against the US dollar in the official market.
Just the day prior, the naira had experienced a concerning dip, plummeting to an all-time low of N1,534.39 per dollar. This decline was accompanied by a staggering 64.69% drop in forex turnover, which plunged to $89.61 million, reflecting the volatility and uncertainty prevailing in the market.
However, despite the challenges persisting in the forex market and the various policies implemented by the Central Bank of Nigeria (CBN) to stabilize the situation, the domestic currency managed to stage a recovery. The naira appreciated by 2.36%, closing at N1499.07 to a dollar by the end of the business day.

These fluctuations were observed in the Nigerian Autonomous Foreign Exchange Market (NAFEM), the official platform for forex transactions in the country. The intraday trading saw the naira ranging from a high of N1550/$1 to a low of N1,000/$1, with a spread of N550/$1, mirroring the volatility in the market.
The recent surge in forex turnover was partly attributed to the CBN’s circular aimed at addressing suspected cases of excessive foreign currency speculation and hoarding by Nigerian banks. However, in the parallel forex market, where trading occurs unofficially, the naira depreciated marginally, with the exchange rate sliding to N1,517/$1, representing a 1.78% decrease compared to the previous day.
Read more here: https://digiwallet.com.ng/naira-experiences-volatile-week-in-forex-market/

I want to create a new financial publishing website, to avoid adsense issues, I want to hand it over to a professional to work on it till adsense approval.
Note I will only pay after adsense approval.
If interested Whatsapp me let's talk business. 08088752067

I want to create a new financial publishing website, to avoid adsense issues, I want to hand it over to a professional to work on it till adsense approval.
Note I will only pay after adsense approval.
If interested Whatsapp me let's talk business. 08088752067

Developing a mobile app for your business in Nigeria can be a great way to reach a wider audience, improve customer engagement, and boost sales. Here's a step-by-step guide to help you get started:

1. Define Your App's Purpose and Goals:

Before diving into the development process, clearly define the purpose of your mobile app. What problem are you solving for your customers? What specific goals do you want to achieve? Having a clear understanding of your app's purpose will guide your development decisions and ensure that your app is focused and delivers value to your target audience.

2. Conduct Market Research and Competitor Analysis:

Research the Nigerian mobile app market to understand the existing apps, their features, and their target audience. Analyze your competitors to identify their strengths and weaknesses, and determine how your app can differentiate itself and provide a unique value proposition.

3. Choose a Platform: Android, iOS, or Both?

The choice of platform depends on your target audience and your business goals. Android has a larger market share in Nigeria, while iOS users are generally considered to have a higher spending capacity. Consider developing for both platforms if you want to reach the widest possible audience.

4. Design a User-Friendly Interface (UI) and User Experience (UX):

The UI and UX of your app are crucial for its success. Hire a skilled UI/UX designer to create an intuitive, user-friendly interface that is easy to navigate and visually appealing. Pay attention to usability testing to ensure that your app is easy to use for all users.

5. Develop the App Using a Suitable Development Framework:

Choose a suitable development framework based on your chosen platform. Popular frameworks for Android app development include Android Studio and Kotlin, while Swift and SwiftUI are widely used for iOS app development. Consider using cross-platform development tools like React Native or Flutter if you want to develop a single app for both platforms.

6. Ensure App Security and Data Protection:

Implement robust security measures to protect user data and prevent unauthorized access. Employ encryption techniques, secure authentication methods, and regular vulnerability scanning to safeguard your app and maintain user trust.

7. Test and Debug Rigorously:

Thorough testing is essential to ensure that your app is bug-free and functions as intended. Conduct both functional and performance testing to identify and fix any issues before releasing the app to the public. Utilize testing tools and beta testing programs to gather feedback and refine your app.

8. Deploy and Launch Your App:

Once your app is fully tested and ready for release, submit it to the respective app store (Google Play Store for Android and Apple App Store for iOS). Follow the app store guidelines and ensure that your app meets their submission requirements.

9. Promote and Market Your App:

Create a marketing plan to promote your app and reach your target audience. Utilize social media, influencer marketing, and app store optimization (ASO) techniques to generate interest and drive downloads. Consider offering incentives, such as discounts or free trials, to attract new users.

10. Monitor App Performance and Gather User Feedback:

Continuously monitor your app's performance using analytics tools to track user engagement, identify areas for improvement, and measure the success of your app. Gather user feedback through surveys, in-app feedback mechanisms, and customer reviews to understand user needs and make necessary adjustments.

Remember, developing a successful mobile app is an ongoing process that requires continuous improvement and adaptation. Stay updated with the latest technologies, user trends, and market developments to keep your app relevant and competitive.




https://digiwallet.com.ng/how-to-develop-a-mobile-app-for-your-business/

Launching a fintech company in Nigeria involves a series of steps, from ideation and planning to registration and regulatory compliance. Here's a comprehensive guide to navigating the process:

1. Develop a Clear Concept and Business Plan:

Before diving into the technical aspects, clearly define your fintech idea. What problem are you solving? Who is your target audience? What unique value proposition do you offer? Craft a detailed business plan that outlines your strategy, market analysis, financial projections, and operational plans.

2. Conduct Market Research and Competitor Analysis:

Thoroughly research the Nigerian fintech landscape to understand the existing players, their products and services, and the prevailing market trends. Identify your target audience, their needs, and their preferences. Analyze your competitors' strengths and weaknesses to position your fintech company effectively.

3. Choose a Legal Structure and Register Your Company:

Decide on the appropriate legal structure for your fintech company, such as a sole proprietorship, partnership, or limited liability company (LLC). Register your company with the Corporate Affairs Commission (CAC) to obtain a Certificate of Incorporation (COI).

4. Obtain Necessary Licenses and Regulatory Approvals:

Depending on the specific fintech services you intend to offer, you may need to obtain licenses from various regulatory bodies, such as the Central Bank of Nigeria (CBN), the Nigerian Securities and Exchange Commission (SEC), and the National Insurance Commission (NAICOM).

5. Develop a Secure and Reliable Technology Platform:

Invest in building a robust and secure technology platform that can handle the volume and sensitivity of financial transactions. Ensure compliance with data protection regulations and implement robust cybersecurity measures to safeguard customer information.

6. Assemble a Skilled and Experienced Team:

Recruit a team of experts with the necessary skills and experience in fintech, finance, technology, and legal matters. Build a strong team that can handle the various aspects of your business, from product development and marketing to operations and customer service.

7. Secure Funding and Manage Finances Effectively:

Explore various financing options, such as angel investors, venture capitalists, or crowdfunding platforms. Carefully manage your finances, track expenses, and ensure financial sustainability to support your business growth.

8. Market Your Fintech Solution Effectively:

Develop a comprehensive marketing strategy that targets your specific audience. Utilize digital marketing channels, social media engagement, and public relations efforts to create awareness and generate interest in your fintech solution.

9. Provide Exceptional Customer Service:

Prioritize customer satisfaction by providing responsive, personalized, and efficient customer support. Establish clear communication channels, address concerns promptly, and gather customer feedback to continuously improve your services.

10. Adapt to Regulatory Changes and Market Trends:

Stay informed about evolving regulatory requirements and adapt your business practices accordingly. Continuously monitor market trends, emerging technologies, and customer preferences to maintain a competitive edge.
https://digiwallet.com.ng/how-to-start-a-fintech-company-in-nigeria/

Saving money on everyday expenses in Nigeria can be challenging, but it's definitely achievable with some planning and discipline. Here are some practical tips to help you save money and manage your finances effectively:

1. Create a Budget and Track Your Expenses:

The first step to saving money is to understand where your money is going. Create a budget that outlines your income and expenses, including essential items like rent, food, utilities, and transportation, as well as non-essential expenses like entertainment, dining out, and shopping. Track your expenses regularly to identify areas where you can cut back.

2. Cook at Home Instead of Eating Out:

Eating out can be a significant drain on your finances. Cooking at home is a much more cost-effective option. Plan your meals for the week, make a shopping list, and stick to it. You can also consider cooking in bulk and freezing meals for later.

3. Utilize Public Transportation or Carpool:

Owning and maintaining a car can be expensive in Nigeria. Consider using public transportation or carpooling to save money on fuel, maintenance, and parking costs. If you need to use a car, try to plan your trips efficiently to avoid unnecessary mileage.

4. Buy in Bulk When Possible:

Buying in bulk can save you money on non-perishable items like groceries, toiletries, and household supplies. However, make sure you only buy in bulk for items you will actually use before they expire or spoil.

5. Shop at Local Markets and Compare Prices:

Local markets often offer better prices on fresh produce and other goods compared to supermarkets. Take the time to compare prices at different vendors and negotiate if possible.

6. Consider Buying Used Items Instead of New Ones:

You can save a significant amount of money by purchasing used furniture, electronics, clothing, and other items. Visit thrift stores, online marketplaces, or local community groups for good deals.

7. Reduce Utility Consumption:

Conserve electricity and water to lower your utility bills. Turn off lights and appliances when not in use, take shorter showers, and fix leaky faucets promptly.

8. Take Advantage of Discounts and Promotions:

Look for discounts, coupons, and promo codes before making purchases. Many stores and online retailers offer special deals throughout the year.

9. Avoid Impulse Purchases and Unnecessary Expenses:

Resist the urge to make impulsive purchases or spend money on things you don't need. Give yourself a cooling-off period before making any non-essential purchases.

10. Automate Your Savings:

Set up automatic transfers from your checking account to your savings account to ensure you're consistently saving money. This will help you reach your financial goals faster.

11. Explore Additional Income Opportunities:

Consider taking on a side hustle or freelance work to increase your income, which can further boost your savings.

12. Seek Financial Advice:

If you need more personalized guidance, consider consulting a financial advisor who can help you create a comprehensive financial plan and provide tailored advice for your specific situation.

Remember, saving money is a gradual process that requires discipline and consistency. By following these tips and making small adjustments to your spending habits, you can effectively manage your finances and achieve your financial goals.
Read more below at https://bankchat.com.ng
https://digiwallet.com.ng/how-to-save-money-on-everyday-expenses-in-nigeria/