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What is the most valuable thing to a hacker?

Most people would probably assume it’s a credit card number. But actually, stolen credit card numbers pale in comparison to the black market value of another type of personal information we all have. (To see the answer, skip down to #1 in the bulletpoints below.)

As more people are targeted by hackers, and a growing number of large-scale corporate and government data breaches expose people’s private data to criminals around the world, it’s important for everyone to understand the full scope of the risks we face.

After all, for many people, as long as they don’t lose money from their bank account or get phony charges on their credit card, they could care less about getting hacked. A hijacked email account, a new card from the bank, a legally mandated corporate data breach notification in the mail - these are all just minor annoyances for the average person. You shrug it off, and move on.

But what actually happens when cybercriminals break into your online accounts, hack your devices or access your personal data? Even if you don’t notice any immediate financial loss, does that really mean you’re off the hook?

Cybercrime is a multi-billion dollar economy with sophisticated actors and a division of labor that includes malware authors, toolkit developers, hacking crews, forum operators, support services and “mules.” There are countless sites in the dark web that offer ways for hackers to buy or sell stolen accounts, hacking tools and other criminal services.

Stolen credit card numbers aren’t the only way hackers make money off of our lives. The cybercrime industry is nothing if not innovative and imaginative when it comes to finding ways to turn our personal information into cash.

Just because you haven’t seen an immediate and direct consequence from a corporate data breach or reported software vulnerability, it doesn’t mean your life isn’t being traded online.

Here are six ways hackers monetize your life online:

Medical Identity:

What’s the most valuable data you have? Forget about stolen credit card numbers. While these will always be a key commodity for hackers, they’re not nearly as valuable as your personal health data.

Current estimates peg the black market value of these credentials at well over 10 times the price of stolen card numbers. Why? Because card numbers are easy to change - Social Security numbers, health insurance accounts, Medicare account numbers, these aren’t so easy to replace.

There are a variety of online exchanges in the dark web where cybercriminals can buy, sell and trade this type of information, which is a gold mine for identity theft and insurance fraud. And since healthcare companies have one of the worst cybersecurity records of any industry, consumers should expect more data breaches in the future that will expose their information.

Email & Social Media:

While stolen health credentials and credit card numbers are clearly linked to fraud, other targets of cybercriminals are less obvious.

After all, why would a criminal want to buy access to your hacked Twitter account? What’s in it for them?

While email and social media certainly aren’t the most valuable commodities on the dark web, they still have money-making potential for scammers.

A cybercriminal can use a hacked email or social media account to distribute spam, run scams against the person’s contacts and connections, and try to leverage the stolen account to break into other online accounts used by the same person.

Uber:

Perhaps equally surprising is the idea that hackers could hijack your Uber account.

However, it’s important to remember that any online account which is linked to a payment method - be it credit card, checking account or PayPal - is a worthwhile target for a hacker. By hijacking your Uber account, most likely through a phishing email, they can set up fake drivers and bill you for “ghost rides.”

Airline Miles:

It probably wouldn’t occur to most people that their frequent flyer miles can be hacked. But believe it or not, they can. All a hacker has to do is get access to your frequent flyer account, and they can steal your airline miles, sell them to other criminals or put the whole account up for sale.

Webcams:

The camera staring you in the face every time you use your computer can be a fun bounty for criminal hackers.

All they have to do is infect your computer with a remote administration tool (RAT), and they will be able to remotely control and access your webcam.

Known as “ratters,” there are a lot of communities and forums on the dark web where these individuals share information, videos and photos of their webcam “slaves,” sell or trade them to other hackers, and rent access. One BBC report claimed hackers get $1 per hacked webcam for female victims, and $0.01 for men.

While in many cases, hacked webcams are done purely for the “lulz,” they can also be used for extortion, harassment and intimidation.

Botnets:

There’s another way hackers can monetize access to your computer, and it’s similar to the use of webcam RATs - but even more dangerous.

“Botnets“ are a collection of infected computers which are remotely controlled by a hacker.

When infected with botnet malware, a cybercriminal is able to capture as much of your sensitive data as he wants - including your personal information, passwords and financial credentials. They can also use the remote connection to sneak in other types of malware such as “ransomware” or “banking Trojans,” which your computer will have a harder time detecting. Additionally, they can force your computer to participate in criminal schemes like distributed denial-of-service (DDoS) attacks on business or government websites, and distributing spam and malware to other users.

A hacker can make money from botnets in several ways, including financial fraud, extortion and by selling access to your computer to other hackers. “Rent-a-bot“ services are increasingly popular on the dark web, and can net hackers a pretty penny.

source>>>>>>>>Worldly Informant
http://worldlyinformat..com/2018/01/6-ways-hackers-can-monetize-your-life.html

1. Being a Night Owl

If you work nights or like watching television or doing projects late into the night, you may have a weak immunity.
Poor sleep habits lower the immune system’s functioning and reduce your level of killer cells that fight germs.
Sleep deprivation also reduces the production of protective cytokines. While you sleep, your immune system releases different types of cytokines that help protect your body against infections and diseases.
In a 2017 study published in Sleep, researchers took blood samples from 11 pairs of identical twins with different sleep patterns and found that the twin with shorter sleep duration had a depressed immune system compared with his or her sibling.

2. Neglecting Personal Hygiene

When it comes to a good immune system, proper hygiene is a must. If you neglect your personal hygiene, your immune system will surely suffer.
Unhygienic habits increase the risk of being exposed to harmful germs, which in turn makes you susceptible to more infections and diseases.
Practice good hygiene by brushing your teeth twice daily, washing your hands before eating and after using the bathroom, keeping your nails clean, taking a shower daily, cooking food in a hygienic manner, wearing clean clothes and more. It can go a long way in boosting your immunity.
Avoid using other people’s belongings, as germs and viruses can be transmitted by sharing things that are for personal use only.

3. Using Public Objects

You may try your best to keep your home clean and hygienic. But what happens when you go out?
Some of the dirtiest public places and items are restaurant menus, condiment dispensers, restroom door handles, soap dispensers, grocery carts, communal pens like at the bank, airplane bathrooms and so on. They can all be intermediaries, transmitting viruses and bacteria from person to person.
Avoid touching public objects to cut your risk of picking up easily spread cold and flu germs. Carry your own pen, paper, tissue papers, water bottle and other important things when you go out.
Also, disinfect your hands when you leave a public space.


4. Overdosing on Sugar

If you often eat or drink something sweet to satisfy your sweet tooth, you can suffer from a weak immunity.
Refined sugar can reduce the ability of the white blood cells to kill germs. Sugar prevents vitamin C from getting into the white blood cells, resulting in weakened immunity.
Interestingly, the immune-suppressing effect of sugar starts within 30 minutes after ingestion and may last for hours.
If you need to eat something sweet, opt for fruits like oranges, apples, mangos, kiwis, watermelon, strawberries and others that contain natural sugars to satisfy your craving. The vitamin C in these fruits also will help your immune system work properly.


5. Forgetting to Drink Water


When you are busy working, you may be like many people who forget to drink water.
The human body is mostly made of water, and if you don’t drink enough to replenish what your body needs, it will surely affect your immune system. Proper hydration is essential for a strong immunity.
In a 2013 animal study published in Frontiers in Zoology, researchers concluded that depending on the life history of an organism, osmotic state may have a greater influence on immune function than energy availability.
A healthy person should drink about 8 to 10 glasses of water daily. However, the amount of water you need to drink may depend upon the climate in which you live, how physically active you are, and your overall health.


6. Drinking Alcoholic Beverages Daily


If you like to have a few drinks at the end of each day, it’s a habit that is harming your immune system.Drinking too much alcohol actually weakens or kills some of the antibody cells needed to destroy virus-infected cells. Excess alcohol consumption also impedes the production of white and red blood cells, which weakens your immune system over time.
Alcoholic drinks have a lot of negative health effects, since alcohol inhibits your body’s ability to absorb essential nutrients, which can lead to deficiencies.
In a 2015 study published in Alcohol Research: Current Reviews, researchers found that alcohol disrupts immune pathways in complex and seemingly paradoxical ways. These disruptions can impair the body’s ability to defend against infection, contribute to organ damage associated with alcohol consumption, and impede recovery from a tissue injury.
If you need to drink, do it in moderation and keep track of the number of drinks consumed.

Credits>>>>>>>>>>>>>>>http://worldlyinformat..com/2018/01/10-daily-habits-that-harm-your-immune.html

Child birth is a practice that works majorly with time. For a man, life may begin at age forty (40) but for a woman who is yet to carry her own child, that may be the deadline to her trust to experience get pregnant, talkless of talking about child birth. What is new?
In my previous article, i talked about the “top 10 movies that truly reminded us Paul walker” and today, we shall be buttress the point of child birth. Some women are not able to get pregnant once they are over forty years of age, and this has been a deep disturbing factor for the ageing ones especially the ones not yet married. We have heard about women pulling through this barrier but not able to see it becomes a criteria for unbelief.
Let me shut you up a little, it happens. And today we are stressing on the 10 world’s oldest mom that gave birth after age 65.
10. Rajo Devi Lhan
When Rajo Devi Lhan made the headlines all around the world by eventually the first woman or will i call her the world oldest first timer mother, alot of persons(Including health experts) said she was actually putting her health on a higher risk.
In a recent report, she gave birth following an Invitro Fertilization. Lets not bore you with more details about how it
took place but she is in the game.


CHECK THE FULL LIST @
CREDIT>>>>>>http://worldlyinformat..com/2018/01/10-of-worlds-oldest-mom-that-gave-birth.html

Alot of marriages dry up into thin air and this is mostly caused as a result of wrong choices of spouse. Though our focus is majorly not targeted at the 10 types of men you should never marry but it is aimed at ” the 10 types of women you should never marry.” Marriage is for a life time, even though divorce is seen to be a little bit dominant. We still can not deny the idea that it is for better and for worse.

10. Bitter Woman




Save

Bitter Woman (Angry)

Bitterness in any relationship is the benchmark for conflict. A woman who is always bitter hardly make a good wive,you can recall that alot of homes have been destroyed by this singular trait seen in women. Bitterness could result to verbal abuses and this sometimes leads to domestic violence.

A man may really not need to settle down with a bitter woman, in order to give decorum to his ideal home.

9. Greedy Woman


Relationships grows bigger and stronger when couples comfortably share their resources between themselves.Selfishness is the biggest issue of any bond, a woman who is not willing to share hardly will make up a good home, this is because all she thinks about is herself (Self Centred). She must be able to share ideas and put the relationship first before herself. Always remember that a woman who is determined to make sure she always comes first would not be able to build a cheerful and loving home with you.

8. Materialistic Woman (Gold Diggers)


It is heart breaking to find out that you were married because of financial gain. It drills pain and emotional distress. Although, these days, not every can actually explain the love triangle anymore, as even women who loves your money will pretend to show true love to you so you don’t suspect their selfish drive.

The love for material things is no new thing. Choose a woman who won’t fall in love with your wealth.Though it is quite difficult, but you gotta try it.

7. The Flirty Woman



Infidelity has been the rising cause of divorce. No responsible man ever plans to settle for a divorce but you can’t predict the future of your marriage if you are settling with a flirty woman.A cheating woman is a pain in the as*. This is because they continue to disrespect the matrimonial bed and this is not good for the health of the marriage.

Being faithful to your partner is one of the necessary action to be in character. Remember, the health of your marriage lies on how faithful,understanding both of you are.


CREDIT>>>>>>>>http://worldlyinformat..com/2018/01/10-types-of-women-you-should-not-dare.html