Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / New
Stats: 3,206,736 members, 7,996,621 topics. Date: Thursday, 07 November 2024 at 12:32 PM

Spikejiggy's Posts

Nairaland Forum / Spikejiggy's Profile / Spikejiggy's Posts

(1) (of 1 pages)

Autos / 2013 Jaguar XJL – Luxury Sedans by spikejiggy(m): 10:59am On Apr 14, 2013
Consider It Luxury Untamed Introducing Instinctive All Wheel Drive 2013 Jaguar XJL World-Class Elegance with Car like Reflexes EXTERIOR 19-inch Aleutian 10-spoke alloy wheels Automatic bi-function HID xenon headlights with LED Signature Lights LED…more http://autoswagg.com/2013-jaguar-xjl-luxury-sedans/#

Autos / Hyundai Veloster – Two Influences. One Car by spikejiggy(m): 10:45am On Apr 14, 2013
http://autoswagg.com/2012-hyundai-veloster/#

Here’s a new idea by Hyundai combining the style of a coupe with the functionality of a hatchback. The result? Veloster. A crossover utility vehicle with a unique, innovative presence, it’s where dynamics meets practicality.

Exterior – First impressions? Sleek. tough. Sporty. With a wide, low stance, the Veloster flaunts dynamic character lines that flow throughout the car in every direction....more http://autoswagg.com/2012-hyundai-veloster/#

Properties / Plot Of Land At (lekki Phase I) by spikejiggy(m): 12:38pm On Dec 07, 2012
PLOT OF LAND FOR SALE CBD(Lekki Phase I)
SIZE: 2400sqm.
PRICE:=N= 300M (ASKING)

for more details:
T: 08095933592, 08024521659
E: info@elegantgrandestate.com
W: http://elegantgrandestate.com
Properties / 10 “no Money Down” Ways To Buy Real Estate by spikejiggy(m): 11:41am On Dec 07, 2012
Turn the Television on any Sunday morning and you’ll find yourself in the middle of a “how to buy real estate” infomercial. Can you really buy a house with no down payment? Can you really make thousands or millions of dollars buying real estate. Of course the answer is “yes” and “no”. The real question is, are you willing to pay anywhere from =N=500 to =N=5000 for the information, classes and hotline? Most important are you self disciplined enough to follow the program.

Before you spend money on these expensive programs, here are my top ten “no money down” ways to buy real estate. If you’re self disciplined and willing to hear the word “no” many times before you get a “yes”, then maybe you can buy a house without a down payment.

1. First is to check out the many new zero down programs now available from lenders. Especially if you’re a fist time buyer. Also FHA and VA have loans that may not be zero down, but are very close.

2. Borrow money for the down payment – Borrow the money from family, friends or a business partner at a high interest rate or a percentage of the profit when the property is sold.

3. Raise the price and lower the terms – Offer the seller more than he is asking provided he is willing to accept the down payment in the form of a note. If the seller is asking =N=150,000 with =N=15,000 down and willing to carry the balance of =N=135,000. Try offering =N=155,000 in the form of a promissory not instead of cash. The seller gets a little more money for the additional risk.

4. Borrow against a life insurance policy – Many life insurance policy’s let you borrow against the policy for the purpose of investing in real estate or other investments.

5. Use other property as collateral – Create a note on existing property that you or a partner own and use it as the down payment for the property you are buying.

6. Home equity loan – Home equity loans are generally easy to qualify for as long as there is adequate equity in the property.

7. Seller refinance – Have the seller refinance the property, receiving the cash he needs from the proceeds of the new loan, the buyer gives the seller a note for the balance of the seller’s equity.

8. Find an investor – There are many people who have money but no time. Their current profession keeps them too busy. Work out a deal where they put up the money and you split the profits when you sell.

9. Lease with option to purchase – Lease a property with the right to buy it at some future time. Provide for the rental payment to be credited towards the down payment if you decide to exercise your option.

10. Give them something they need – If the seller is planning to purchase something in the future that you own or can buy, use it as a trade. This can be anything such as furniture, boat or motor home.

by Richard Massey

To read more articles go to: http://elegantgrandestate.com

Properties / 10 “no Money Down” Ways To Buy Real Estate by spikejiggy(m): 11:29am On Dec 07, 2012
Turn the Television on any Sunday morning and you’ll find yourself in the middle of a “how to buy real estate” infomercial. Can you really buy a house with no down payment? Can you really make thousands or millions of dollars buying real estate. Of course the answer is “yes” and “no”. The real question is, are you willing to pay anywhere from =N=500 to =N=5000 for the information, classes and hotline? Most important are you self disciplined enough to follow the program.

Before you spend money on these expensive programs, here are my top ten “no money down” ways to buy real estate. If you’re self disciplined and willing to hear the word “no” many times before you get a “yes”, then maybe you can buy a house without a down payment.

1. First is to check out the many new zero down programs now available from lenders. Especially if you’re a fist time buyer. Also FHA and VA have loans that may not be zero down, but are very close.

2. Borrow money for the down payment – Borrow the money from family, friends or a business partner at a high interest rate or a percentage of the profit when the property is sold.

3. Raise the price and lower the terms – Offer the seller more than he is asking provided he is willing to accept the down payment in the form of a note. If the seller is asking =N=150,000 with =N=15,000 down and willing to carry the balance of =N=135,000. Try offering =N=155,000 in the form of a promissory not instead of cash. The seller gets a little more money for the additional risk.

4. Borrow against a life insurance policy – Many life insurance policy’s let you borrow against the policy for the purpose of investing in real estate or other investments.

5. Use other property as collateral – Create a note on existing property that you or a partner own and use it as the down payment for the property you are buying.

6. Home equity loan – Home equity loans are generally easy to qualify for as long as there is adequate equity in the property.

7. Seller refinance – Have the seller refinance the property, receiving the cash he needs from the proceeds of the new loan, the buyer gives the seller a note for the balance of the seller’s equity.

8. Find an investor – There are many people who have money but no time. Their current profession keeps them too busy. Work out a deal where they put up the money and you split the profits when you sell.

9. Lease with option to purchase – Lease a property with the right to buy it at some future time. Provide for the rental payment to be credited towards the down payment if you decide to exercise your option.

10. Give them something they need – If the seller is planning to purchase something in the future that you own or can buy, use it as a trade. This can be anything such as furniture, boat or motor home.

by Richard Massey

To read more articles go to: http://elegantgrandestate.com

(1) (of 1 pages)

(Go Up)

Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health
religion celebs tv-movies music-radio literature webmasters programming techmarket

Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10)

Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 14
Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or uploads on Nairaland.