saint1990:

Can't see the three line oooo... We need to let them know

Their reply …

Others in the locker of booking appointments should ensure to send a ma for them to know how urgent.

saint1990:

Can't see the three line oooo... We need to let them know

I meant this…

saint1990:

Am telling you ooo... I will be going to their office today at ikeja

Same with me… I will be there physically to find out thing myself. This kind things will give touts advantage … I have heard different kind of story of someone helping to book a date?

I can’t just understand what kind of system is this .. after paying for Visa fees, appointments for your visa na war.

God save us

saint1990:

Let's go to their office tomorrow as a group

I just sent a complaint mail to them via their platform. We can all do the same to bring their attention to the glitch in the system.

On your TLC portal, click on at top right hand corner the three line.

click on HELP and it will direct you to Customer Help Center

Type appointment in the search space

Click on How do I book my appointment

Scrow down to more information and click

it will take you to a mail section where you input register email, GWF and reason for contact which is a appointment booking.

Pls let us try to bring their attention to unavailability of booking date so that it can be work upon urgently…

Hello House

Pls what is the way out for this TLScontact IKeja?

I have been stuck with unable to book appointments for the past 24 hours?

No date is active ?

Could it be a glitch from their side

Pls share update if you are experiencing same

omoajiri:
Greetings y'all.
I trust that we all had a great day.
Please I need soft copies of the UK student visa application form so I can print and practice/try out the filling of the forms manually before I do same online.
This is to avoid mistakes.
Thanks y'all.

Click on this link to download a sample and study, it is a life saver to avoid mistakes.

Pls this is just for a guide and if in doubt of anything, seek CLARIFICATIONS

https://www.nottingham.ac.uk/aglobaluniversity/documents/studywithus/visaimmigration/student-visa-application-form-guidance.pdf

Lolarayy:
Please I applied for more than 6schools and I haven’t gotten an offer from any
University of Salford
Manchester metropolitan university
Nottingham Trent Uni
Liverpool John Moore
University of Aberdeen
University of Derby
MSc Human Nutrition for all
Please is this normal?

it can be disturbing to learn about this, however, I will suggest you check your junk mail often, and also reconfirm if the email you have been using is correct. All the best

Form A update

Following the approval of my form to the ADB_DISBURSEMENT_REVIEWER since on the 9th March, I decided to visit the bank branch today to find out what is causing the delay, and I heard the shocking story of my life.

I met the ADB_Reviewer of Adeniji Jones branch, and he clarified to me that there are lot of pending requests and they are still awaiting CBN to release FX, and I asked again that it is peculiar to pounds, and he said even USD.

My question is;

-How long will this take ?
-Is CBN out of foreign reserves or prioritizing things
-Is this an Access Bank issue only

What alternative have anyone adopt and pls share the time line to guide us right !

[b][/b]

Susky:


That stage 2 is where the delay comes in

This is the comment on the end of state 2… this shouldn’t take long from them

Application approved by the branch, awaiting final review and disbursement approval

Susky:

Have you been debited?

No

I am in stage 2

Newbie123:


Any please??

I will
Advise you split it into two

6k and 5k

And upload same documents for the two, however, get payment advice for 5k and 6k from the school to separate the payment

mcafeez:
PLease what are the documents needed to upload for the Form A.... ?

In my case, I uploaded my
1. Bsc Certificate,
2.School admission Offer letter,
3. School advance payment advice
4. International passport
5. NYSC
6

daniezeez:



Which access branch did you choose for processing??

ADENIYI jones

Finally, my form A has been approved after waiting for almost 3 weeks.

Let me share my experience with you.

I started my application with Access Bank on the 17th Feb, and immediately on the 18th, I got a reply, but then the inflow i was expecting is in GTbank, so I just log in to adjust the dispensing bank to GTbank, and I don't know that was my beginning of my wahala. I waited 5 days, no action, and I have to cancel it and apply to GTbank directly on the 2nd of March, and after one week again, no reply, I called the customer care, visit the bank, send a mail,...All no result.

Just last night, I decided to move the fund to Access Bank, and start all over again, and BEHOLD, i got an approval for disburemsnt within 24hours.

Lesson
GTbank is very very slow in the processing og form A, and always explore

Kilom41:


Please the column for "correspondence" is it supposed to be my bank details?
And is the swift code supposed to be the one of my bank's branch?

Not your bank detail,

just input the same school account number you are remitting to

Newbie123:
Anyone going to University of Hertfordshire for September intake??

Anyone going to University of Hertfordshire for September intake??

Anyone going to University of Hertfordshire for September intake??

I am going for UH, studying MSc Finance with placement. And you ?

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Great tips indeed

GonFreecss1:


No need for this long story, you actually missed the point. You should know the Mutual fund we are talking about is the low risk one called Money market fund.

Saying Money market fund is more risky than Treasury bills is like saying Equity mutual funds is more risky than buying Equities.

So....Do justice by adding the points that I have missed to it.�����

I haven't seen any in what you wrote

needful:


How is TB safer than a mutual fund. Explain

When you classify an item to be safe, most likely it is protected from or not exposed to danger or its exposure to risk is minimal; thus if my definition of safe connotes with yours, then you will agree with me that TB is safer than mutual fund after reading this.

Treasury Bills
Treasury bills are short-term borrowing instruments that are issued by Govt. In other words, they represent the borrowing obligation of the government. A Treasury bill has an expiration date ranging from one day to half a year or full year. TB is usually issued in line with monetary policy as determined by CBN.

On the expiration date you, or your broker on your behalf, will return the Treasury bill and get your money back from the Govt. Should you need access to cash, you can sell the bill to other investors before the expiration date. The risk of the FG failing to honour its payment obligation is essentially zero since the federal government can always print money to pay its debt except only when Nig lose its sovereignty. Treasury bills, therefore, carry no repayment risk. Govt is a continuum.

Mutual Funds
A mutual fund is a pool of money, managed by professional investors on behalf of other people. They are ideal for investors who do not have the time or expertise to follow individual stocks or bonds. To compensate the professionals managing your money, you pay a particular percentage fee. Some funds also charge a fee every time you withdraw money from your fund just to discourage frequent withdrawals.

Since mutual funds hold a large number of financial assets, even as a small participant in the fund, you get the benefit of DIVERSIFICATION. While it may not be practical to buy dozens of stocks with just N5,000, but such a contribution to a mutual fund results in a diversified portfolio that won't suffer greatly from the failure of any one company that the money had been invested.

Mutual funds vary greatly in terms of risk. What the mutual fund professionals will purchase with the money you entrusted them with is detailed in the official document called the prospectus. Except for a few very risky financial instruments, which mutual funds cannot purchase by law, a mutual fund can hold practically any financial asset, as long as such assets are spelt out in its prospectus, and as you know, different financial assets have different risk element.

Your fund managers might decide to invest in a medium quality company just because they paid quick returns, however, it is a risky venture. The only solutions are for you to read carefully the prospectus of your mutual fund before investing in it.

Risk vs. Return
In finance, risk and return go hand in hand. Since Treasury bills are essentially the safest asset you can buy, they also tend to provide the lowest return. In general, the return from a Treasury bill is only marginally above inflation. As such, a Treasury bill is more suitable for investors who desire to preserve what they have, as opposed to growing their money.

A mutual fund is more likely to grow your investment at a rate far exceeding inflation. However, mutual funds can also lose value.

SOLUTION
Having known the two concepts, I would rather advise you that instead of picking either mutual funds or Treasury bills absolutely with all your investable assets, a mix of both may be a good choice and could help you find the ideal compromise between risk and return.

Experience4u:
Pls i want to know the advantages of mutual fund over Tbills. Thanks. A newbie question

T-bills, are Govt short-term borrowing instruments.. therefore it carry no repayment risk and are safer than mutual funds.