Thank you very much for this, @Cashmadam.

I have two follow-up questions:

1. When she's paying herself, does she needs to do just a normal bank transfer of a certain amount every month. Or is there a specific way you'll advise it should be done to appear formal?
2. The initial account she used for her first application, which is also for her business, is a normal savings account, could that have been a problem? And do I need to now submit bank statements for both this initial business account and her new personal account she'll be using for the new application?

Cashmadam:


Sorry about the refusal.

Your Mum needs to seperate her personal account from her business account.

If you present the same statement (regardless of any explaination you provide), you might get the same result.

Please seperate the accounts, run her personal account for 6 months. She should pay herself a monthly salary from her business account. As it is, you might need to defer your graduation ceremony if you really want your Mum to attend. Good luck!

Hello everyone, please I still need more help on my mum's visa.

Her visa application in early June for my PhD graduation and visit was refused. Reason was:

1. ECO said the transaction into her account for the month I used for her bank statement was more than 2X of her annual income.
2. They said there was no tax history in her application.

So, I'm planning to reapply. She will get her Tax Clearance Certificate this time and add it to the application. She also wanted to get her Financial statement for the whole year from an accountant, which we will then use to explain money inflow into her account.

She runs a POS business, that's why the large volume and large frequency of money transaction. She also use her personal account for the business. But I'm hoping with the explanation and financial statement showing clearly the categorization of money into her account may then explain why she's having transaction volume that's 2X of her annual income.

I have attached the refusal letter. Please Gurus in house, help me look into the refusal and see if there's anyway better way to go by it.

Thanks in anticipation.

@giselle237 @Cashmadam

I'm already applying for her tax clearance certificate now. I also plan to include a validated financial statement from a registered accountant as evidence to explain their first reason. What do you think about that?

I also planned to maintain same information as my first application.

SuperAK:


I will say you should still look for a tax clearance and add in your next application. They denied my mum because of that.

Kossyfelicia:
@experienced cashmadam and other experienced lecturers reply me biko nu🙏🙏

I will say you should still look for a tax clearance and add in your next application. They denied my mum because of that.

[quote author=onile1975 post=130643615][/quote]

Her biometric appointment was done in Abuja
She hasn't travelled out before.

Visa refusal

My mum visa has just been denied. She's self-employed and runs a POS business. The reason for her denial was that:

1. He transaction within the month was more than 2x of her annual income.

2. She was told that she needed a tax history. I have attached a snapshot of their reason. Please, advise as I want to reapply