ehizario2012:


Please did you get this £1080+50 with UK full license or provisional license? Tx

UK full license

Lexusgs430:



The only way is another oluwole NCD certificate........ I would NEVER advice you to submit such........

😂😂😂😂

Jamesclooney:


Thanks for all the details man.
Let me ask my questions at the risk of sounding like an uninformed “expatriate” 😉 My people say who dey ask question no Dey loss.

Jokes aside, I have an inspection coming up. From Autotrader (private seller)
Car specs:
2016 Vauxhall Corsa
Petrol
Automatic (madam cannot drive manual)
40k+ miles

Quoted price is ~£7k.

My question:
Assuming inspection goes well, how can I beat price down like you to like £5-6k? Share your tips pls.

What protection can I get from a private guy? Cash payment or transfer? I have his house address for inspection, does it help? Thanks in advance.

If i ask someone "is that your best price?". If it takes them time to respond, i know there’s room for negotiation. Works every time

Does Private sellers have card machines? It should be bank transfer. From what i’ve read here, i don’t think there’s any protection. I think everything is sold as is. I may be wrong though.

Lexusgs430:


It's a very good thing you paid deposit via your brother's credit card....... If you have a S75 claim, don't mention this 3rd party transaction, because his credit card company might bring out their golden book of excuses......... 🤣😜

NB: Allow your brother proceed with the claim, independently.......

Alright, i will do as you’ve said, thanks

eniola1010:


Bro honestly that your deal is just too sweet.
Or does the car speedometer has fault cus how can a 2015 car have only 21k mileage and that fiesta is a hot cake in uk

No fault, it’s a car with just one owner and she didn’t really drive it that much due to her health condition. The story long but it’s all good. Thanks

Maureen4sure:
Hi everyone,
I just registered with Mashmallow Insurance with my UK provisional driver's license.

I indicated that I had driven for 13 years while back in Nigeria and made no claims before coming to the UK.

Now the vehicle insurance is requesting a "proof of your no-claims discount." How do I go about this?

Your kind advice is needed.

Thanks

Try get the proof but if you can’t, just renegotiate. My opinion though

My Insurance asked me for a no claim proof here in the UK, anything outside UK isn’t accepted by them and I’ve already signed a contract with them before they told me that. I just called their customer support and explained to the guy that as at when i was looking for quotes at Confused.com, it wasn’t indicated that it must be a UK no claim bonus only. I just renegotiated the deal and they added £50 on top the £1080 they charged before with their service fee. That’s the easier route for me because i and my previous Insurance in the Country i used to live, parted ways on a bad note. I no fit dare call their number for anything.

directonpc:

I don ask the same question. Maybe the poster think say I be CIA

I just dey find tips on getting my first car in the UK.

ubby26:
Hello,
Please where did you get the car, I have been looking to buy this exact car and how much please.

Abeg no vex.

I searched on Autotrader and CarGurus but got mine on Autotrader. The car dealership is close to where i live. Rang them up and went there. The sales man gave me the keys to test drive while holding on to my license. The car drives like a dream. All major checks were done. The price was £6,800 but i negotiated it down to £5,600. The negotiation took a long process but they finally accepted but the best they could do is give me 3 months warranty on the car.

Specs
1.2 litre engine
2015 model
21,232 Miles
2 keys
Full service History
MOT and Full service done for free

Just as Oga Lexus and some others advised, i paid half the amount with my brothers Credit card just for a little protection. While i transferred the other half to them.

Facebook too many scammers
Gumtree same thing
Ebay most cars i found on there were far away

Any questions abeg ask, thanks

autologic:

May be u should have tried admiral too

They quoted £1,780😀

Advision:


Hastings may give you a black box which records your driving skill and terminates your policy if you fall below certain driving score. nothing to worry if you drive well though

That’s okay, i don’t mind. It won’t come as a surprise now that you’ve mentioned it. Thanks for the info

autologic:

This your car model is very good with insurance, cos i just discover that my insurance profile with this car can fetch me less than £600 per annum

Wow that’s a good one. My License is just 4 months old and i don’t have any history with driving in the UK. I’m sure with time i will get better deals. Thanks a lot for your help

autologic:

I guess that should be admiral ?

Hastings Direct. I also got something a little close with Marshmallow

CowbellY:


That's not a bad price though

You’re correct but this period man head dey hot. Thanks for your response

autologic:

You can read up on the downside of increasing your excesses for your own informed decision ;
https://www.forbes.com/uk/advisor/car-insurance/what-is-voluntary-excess/#:~:text=The%20voluntary%20excess%20is%20a,struggle%20to%20pay%20for%20yourself.

I increased my excesses to £250 and i got a lower deal. £1080 per annum. Already signed up with them, thanks so much

autologic:

1400 is not bad especially if you are first timer ,note that with time it wil automatically come down .However ,you can work on on some parameters like your voluntary and compulsory excess cost proposed .See if you can still get a more better bargain by increasing your excesses cost .What you dont want to do is to submitting false data so as to force your premium to come down as the repercussion it too grave which can came aorund to bite you later on.

Thanks for this explanation. @ the bolded, while filling the form, i always pick the lowest amount, maybe i’d get something better if i increase it a little. Make i try am again

Lexusgs430:


This is the reason I always advice, shop for insurance, before you buy a car ........

Someone posted a broker's detail's, about 2 weeks ago....... Read backwards ........

But I feel £1400, is about right ........😁

Okay thanks

Good day guys, please i bought a car yesterday and i’ve been trying to get a cheap insurance but the lowest i’ve seen at Confused.com is £1400 per annum. Please i need something a little lower for a 2015 Ford Fiesta car. Please how do i go about it? Thanks in advance

giselle237:

Multiple times on my applications for sponsored trips. I write £2000 and then accommodation + feeding to be covered by me

Thanks for this response. I did exactly as you said and his Visa’s approved. Thanks once again

@Triplo3 Thanks for your response also

triplo3:


I’m not entirely sure that’s the reason for refusal. When filling the application form, there’s a question which says who will sponsor the trip? In the case of mum’s visit, the son can insert his details. The issues you raised is when you choose the mum is going to be responsible for the trip and have the funds in a different account. Better to put £1 or N1 as what her contribution to the trip expenses will be. Then provide payslips, bank statements etc of the real sponsor to back up the application. For mum’s occupation, he can put housewife or retire. Nothing like business person or employee.

On point.

Pls what amount can he put as his total spend? Thanks

eniola1010:



Please tell ur brother to send the money into your mother's account, and use remark of trip expenses or something of that nature

Also let ur brother upload like 3 month pay slips and evidences of his work place

Reason i am saying this is because if the money is in ur brother acc and not ur mum acc ur mum maybe denied because visa officer might say there might be a possibility that if the mama comes to uk the guy wont release the money to her as she is not in full custody of the money and she is at the mercy of the son so its better the mama is in full custody of the money

The same happen to my sis
She used her company acc to apply she even uploaded every document to show she owns the company

She was denied because they said company money is not the same as personal money that why dint she move the money to her personal acc

That what if the board of director did not allow her spend from the company acc after she has enter uk

Can u imagine, for her own company one man company o, sole proprietary company

Hi, thanks for your response but i respectfully disagree with the statement in bold. My brother is the sponsor, he’s in The UK and he doesn’t have to send money to my Mum’s account for the trip. His account statement/documents is sufficient but just want to know what amount will be fair to write as his total spend for the trip, thanks

Hello everyone, my brother is filling an application for our Mum to come visit and he wants to sponsor everything. Please how is much fair for him to write as his total spend for the trip? Thanks

LaXxOnebody:
Capital One are quite bullish in the markrt and liberal about your visa status. Up to £1,500 means you wont get more than that, from my experience they'd probably grant you a £200 credit limit that can be increased to £800 a fee months down the line if your usage & repayment ticks all their boxes.


Go for it. Try to stay below a 40٪ utilizationof your credit limit.

I will do as you’ve said, thank you so much. Accepting my application is good enough for me as i’d use them to build my credit score for future purpose. Thanks a lot for your response

I greet the bosses in the house. I have been in The UK for 3 months now.

I have registered on the Electoral roll
I have a sim only contract
I also have a full UK license
Rent is on Direct Debit

Here is the thing, I haven’t applied for any credit card before but i just played around Capital One today as i read that it won’t affect my credit score if i get rejected but to my surprise, i was accepted (Up to £1,500) but before i complete the application, i would like to find out from the experienced people here if Capital One is a good CC to signup for?

Thanks in advance

Jeff0983:
Guys please is Pictures , chats history, marriage certificate ( but not up to 3 months old) bank statements showing money sent to each enough for UK dependent visa?

In our own application, we only submitted what’s on our checklist and that’s it. No NSF mail and visa was out within 2 weeks.

The process is straight forward, i wonder why people use agents for Visa applications.

Hi, please what do you guys think about SanDiegoUsedTrucks/King?

Got it from ED last night

hustla:



Fear not, it will be sent back to the post office it was sent from

He can then pickup with his ID. Not a big deal at all

Thanks boss, my mind don calm down

Good day everyone, i’m in a confused state right now and i need help.

My brother sent me some important documents from London to my location here in The UK, it arrived 2 days ago and it requires signature.

On Wednesday, i was off work and was home all through the day waiting for this package but got nothing. I tracked the package and it says attempted delivery failed, i was shocked. But i dey house all through na, why i nor hear someone knock or ring the bell. I went to their website to do a reschedule for Friday morning and i got a confirmation email.

Yesterday i was at work when i tracked the package again and it says 2nd attempted delivery failed, Package returned to sender. I called Royalmail support and they said package has been sent back to sender but the problem be say na post office my brother go send those documents, how will they get his address?

I got home and asked the guy i’m sharing apartment with and he said he was outside smoking when the mail man came on Wednesday but he can’t sign a package that is not his. But i was home, you could have at least knock on my door and he said he didn’t know, sorry. I just look the guy, i shake head waka leave am.


I called Royalmail support this morning and the dude told me that the stamp on the mail says wrong address as sender is longer at that address. Which means that someone told the delivery man there’s no one in that apartment answering my name. I asked him what i can do and he said nothing, as package is already on its way back to the sender. I weak once


The problem now is that, my brother sent the package at a post office, how will he get it back when his address is not on the package? Or should he go to the post office where he sent it from to get the package?

Na my New UK driving license and BRP card dey that package so. Pls help, what do i do??

ubby26:
I think the reason why the automatic swap does not apply to Nigerian drivers license is because of the right hand driving thing. In Nigeria, it's a left hand drive so we drive on the right, and it's the opposite for UK. Most swaps I have seen are countries with right hand driving as well.

It will take some getting used too to drive on UK roads when you just arrive, and if we are being honest, most of us did not learn the right way to drive. The reorientation is necessary.

I don’t think so, Switzerland and a few other Countries on the list, drives on the right like Nigeria. I think it’s just a reciprocal agreement between Government of the countries involved.

Hello guys, i just got my UK driver’s License.

I came to The UK about 5 weeks ago on work Visa. To cut the long story short, i lived in a country for some years and i have their valid driver’s license. When i got to The UK, a friend told me that i can swap my license to get a UK one within 2 weeks, that Licenses from some designated countries can be swapped to a UK one. He showed me his own and i was surprised.

I did a little research and found out that it’s true. Went to the Post office 2 weeks ago and then i filled the DVLA form. I enclosed my BRP card alongside my license and a £43 Cheque. I sent it to DVLA Swansea.

I got a mail today, inside the envelope is my UK driver’s license. I’m so happy as my job demands a full UK license.

Just decided to share this here, thanks guys

viperVIP:
You are right, I got lucky as well when I booked mine just the exact manner you described, though not as cheap as yours lol.
may i know which website you used? I have been searching for one for my wife since last week but prices are too high and I don't want to put her through the stress of cotonou and all these self-transfer flights.

Thank you

Wakanow

Mofolam:


😂🤣thanks for this. It was refreshing. Na wah for ur custom officer ooo.

The thing tire me bro😀

Point Of Entry Questions

I was supposed to arrive at Manchester because it’s closer to my final destination but i saw a reasonable flight ticket to London and i grabbed it.

Me: Hi

Immigration Officer: Can i have your passport

Me: Gave him

IO: What brings you to The UK?

Me: Work

IO: What type of work?

Me: Told him

IO: How many years experience do you have?

Me: Told him

IO: Where are you going to?

Me: Liverpool

IO: I can see you have a resident permit of a Country on your passport, what’s it for?

Me: Lived and worked in that country

IO: Where are you coming from?

Me: Nigeria

IO: Why didn’t you come from that other country?

Me: Because i wanted to spend time with my Family

IO: Welcome to The UK.

The man face na die, as them call me to go he booth, my mind tell me say problem go dey. He had already stamped my passport but he held on to it while he was still asking those questions. He didn’t ask for any document, only my passport. My replies were mostly 2 words, i no answer wetin he no ask me


Went through Immigration, went and grabbed my luggages. On my way out, i got stopped by one uniform man, i think he’s a customs officer (i may be wrong). Took me to one room, there were other people there whose bags were being searched and they were being asked some questions. He started asking me questions while he placed my luggage on a table to search. He was just pressing my luggage if he can feel anything, don’t know what he was looking for.

Customs: Where are you coming from?

Me: Nigeria via Qatar

Customs: What’s in your luggage?

Me: Mostly Food items, shoes and a few clothes

Customs: Where in Nigeria are you coming from?

Me: Lagos

Customs: You live in Lagos?

Me: No, i live in Delta

Customs: Angrily he said to me “hope you’re not bullshitting me with one of those your Nigerian jokes, this is not a place for it”, You live in Lagos or Abuja?

Me: I live in Delta State. Nigeria has 36 States, Delta is one of them. I can show you if you like

Customs: Looked at me and said You can go

Me: Took my luggages and left. He didn’t even open them

Thanks to everyone on this thread that made this journey possible, i really appreciate you guys.