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Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by wisdom2345: 8:43am On Jun 29, 2022
I feel so liberated typing this and i am only typing this to encourage everyone who is yet to start his or her application or waiting for VISA, ADMISSION or what not.

I got admission to study for my masters at the university of reading ( IFMA CENTRE

POF period- 30th of April to 30th of May
Biometrics- 31st of May
Paid mail- 23rd of May ( decision made)

I was so scared because I have a five years gap and I didn’t submit any other documents asides from my CAS, POF, TB and accommodation receipts.

Collection mail was yesterday ( 28th of June)

I’m so grateful to God almighty

Thanks to everyone who helped me

Thank you guys!!!

20 Likes

Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by wisdom2345: 6:38pm On Jun 27, 2022
31st of May

Please when did you do your Biometrics [/quote]
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by wisdom2345: 3:49pm On Jun 27, 2022
So my school just sent me a mail that they have received my visa and I should come collect my BRP. But not VAC movement or collection email yet

Should I rejoice?

5 Likes

Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by wisdom2345: 1:01pm On Jun 26, 2022
Anyone here did biometrics on the 31st of May? VI TLS

Gotten mail that decision has been made on the 23rd of June but not received any collection email

God help us all.

@duchess any advice sir

1 Like

Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by wisdom2345: 5:16am On Jun 23, 2022
Hello House,

Good morning. I sent a paid mail yesterday and I got a response that decision has been made this morning.

My Biometrics date was 31st of May 2022 at TLS VI. I’m still much paranoid as does this mean no NSF mail can come in again ?

Thanks
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by wisdom2345: 9:47am On Jun 22, 2022
mimilyrics:
You can apply at VI or Ikeja, not seeing a crowd there doesn't mean that there are issues. Most people probably opt for Ikeja so as not to pay the extra fee charged to use the VI centre. Also, it only makes sense for people to apply in the locations close to them hence, the crowd at Ikeja.



It seems the UK VISA actually is reducing the turn around time. Most folks are getting theirs at 4 weeks or less
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by wisdom2345: 6:07pm On Jun 20, 2022
Wised123:


Waec cert, Bsc cert, international passport, CAs, POF,transcript, NYSC cert, employment letter and promotions. Tb cert


Oh thank you so much. I am just paranoid. I have a 5 years study gap but I did not upload my employment history and all of that.
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by wisdom2345: 4:40pm On Jun 20, 2022
Hello! Please what documents did you submit, which TLS CENTRE and how many study gap?

I did my biometrics since 31May

Congratulations, I’m waiting for my own oo. I didn’t send any paid mail all I kept doing is tracking my application status. I did bio 23may no response from the ukvi till this morning I checked my status noticed it has transferred to VAC also TLSCONTACT sent me collection mail. I pray let them stamp my passport oo [/quote]
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by wisdom2345: 11:37am On Jan 14, 2022
Please guys. On this FORM A that is electronic. I just got debited does that mean it has been treated? Also does the processing bank send the telex or it is posted on the platform ?

Someone help God bless

2 Likes 1 Share

Technology Market / Re: Professor On Any Type Of Generator. by wisdom2345: 8:12am On Sep 28, 2021
Hello house!

Please I need help. I have 250k to buy a generator. I do not have an AC. I have one mini deep freezer and a two-door fridge and also water pump. What generator can I buy? Please I am so confused
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 1:44pm On Mar 15, 2021
Hello House,

Good afternoon. Please for the gurus in the house
I’m thinking of pumping some cash into these names
MTNN, GTB, ZENITH, UCAP, TRANSCORP,FLOURMILL, DANGCEM And DANGSUGAR

Please can someone help with the most best entry prices
Long term play
1.5-2 years play

Thanks and God bless

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 1:33pm On Mar 09, 2021
Hello guys! Red red red! Today ohh
I see 50m crossed in MBENEFIT today. It’s even on full bid. Any news?

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 8:08am On Feb 25, 2021
What’s your take on today’s market session? This one that rates on NTB went up 40% on the 364days bill. It’s becoming so clearing that rates are still running up. Would they sell the equities market down today ?

3 Likes

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 12:59pm On Feb 23, 2021
Zenith bank shaaaa
N71.3 billion in Q4.
How can one bank make more money in one quarter than FBNH in one year.. �

8 Likes 1 Share

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 5:57pm On Feb 10, 2021
ebuka1997:


Omo make I go chop government money in treasury bills
Bad guy!!! Lol
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 5:55pm On Feb 10, 2021
Thank you so much sir. Please what do you think of insurance companies like Wapic or mutual benefit
onegentleguy:


My dear,
Don’t allow ur forecast(perceived as they clearly are) make u miss out on the select few opportunities that the market would present.
Ur talk on rising yields in the FI space causing a diversion of funds away from the stock market is for now half-baked(a bit too early) and holds little or no water given the current economic play on ground. wink cheesy grin

I hope u understand that the stop rates u quoted are only but ur nominal return investing in that space. …ur RR(real return) remains largely negative or stretched even if u double those figures.
...a brief;

Ur Nos are broadly forward-looking estimates but lets just be generous and assume that the coupon on a 1yr tenure NTB is 5%.(actual 1yr DR is @ circa </=4%)
Lets even double that rate... which would be a 10% nominal return. Unfortunately, that would still be an approx negative 2.7% in real return(net of inflation)
At the OMO space, ur RR will also print negative over a 1yr time-frame.

And I hope u also know that over the same period, certain select healthy coys can deliver near 2x previous yield peg.
Lets dig in a bit more…
A coy like ZENITH bank will likely return a N5.7 cash flow accrual within a roughly 1yr period(N2.7 in march 2021, 30k in July 2021 and another N2.7 in march 2022). At a price peg of N25, that’s a near 23% div yield(circa 22.8%) in nominal return and a net positive near 12.5% real return.
Even if we decide to be cautiously optimistic and assume the bank may pay less dividend within the said time-frame(though there is no just reason to think so at this time), yield would still print at approx 10.3% of real return. Then there is also the matter of a possible cap appreciation to top up ur total CGY.
…the interpretation of this is that it could likely take u as much as 2.5yrs to derive an equivalent value playing a 1yr NTB as it would playing the asset ZENITH, ceteris peribus. Needless to say that aligning with the latter ahead of the former should be a worthy opportunity cost.
The same argument can be made for other healthy high yield-giving coys like GTB, UBA, AFPRUD, UCAP, DSR, DC etc.

Now unless u are one of them fellows who believe that the negative 2.7% RR(from playing in that FI space) is greater than that of 12.5% or min. 10.3% playing the ZENITH asset, u would quite naturally incline with the latter investment channel. wink cheesy grin

There is need to understand what the market is “playing or acting out” at any given time. While u can not predict with certainty its motive, u can take advantage of its “plays” and the opportunities that come with it.
…the market is about to gift u with one more. Know when and how to act. cool shocked wink
No need to fret… trend remains largely bullish!!(see my past post on this line)

Selah
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 3:20pm On Feb 10, 2021
Knock! Knock!
We hearing quotes from the streets
That stops rates are now 1.0000, 2.0000 and 4.0000 respectively in today’s auction ( rumors)
If this is true it is what was expected and better than what has happened at the last week OMO’s auction.


It is gonna be a quiet and red tomato session for stocks only if we see a consistent inch in NTB rates

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 2:37pm On Feb 10, 2021
What incentive would give investors to buy dividend paying stocks that at the end the yields won’t be too far off or even more than the expected NTB rates with the rising OMO by our CBN Governor.
My friend the truth is that no one knows the future the future of the financial markets lies in the hand of Emefiele


One thing is: the market can be unpredictable, tomorrow the tide may change again...........those jumping out this minute may start jumping in the next minute.........
I've not really seen any significant thing causing the sell off........ especially when dividends are around the corner.
Well, the better for bargain hunters....[/quote]

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 2:19pm On Feb 10, 2021
With the way the market reacted at exactly 1:00pm. Investors might have seen the stop rates. Sell offs becoming way aggressive before the market hibernation period

1 Like

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 12:57pm On Feb 10, 2021
The Plumming of this stocks is as people expect NTB rates to be above 5% for the 364day bill and then 10.1% in the OMO would hint Foreign investors to sell equities and even bonds in the secondary market to lock cash in OMO @ 10.1%

We just pray and hope that today’s NTB still dips lower but if it appreciates more locals would sell off assets in the stocks market to gain risk free return in t bills

5 Likes

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 12:07pm On Feb 10, 2021
GUINNESS has gotten to 20.70. Indications is most likely a deal after than 8m was crossed @ 19.60 levels
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 8:31pm On Feb 09, 2021
Ohh okay thanks. I appreciate

some Insurance companies are okay for investing now, thinkof the likes of Wapic, Aiico,Mansard, Soverign Trust, Consolidated hallmark but DONT buy Guninea Inurance, Standard Alliance, International Energy Insurance ooooooooo.

On flourmills, an insider told me Flourmills Of Nigeria PLC is planning to acquire NNFM.

Shikena[/quote]
Investment / Re: Nigerian Stock Exchange Market Pick Alerts by wisdom2345: 12:52pm On Feb 09, 2021
Hello guys! Please what do we think of insurance companies?

Also please is there any news on flourmills
Thanks house
Jobs/Vacancies / Re: Standard Chartered Bank International Graduate Programme 2018 by wisdom2345: 4:37pm On Dec 22, 2019
stringsnchords:


Got the call and email already. 1st F2F Interview with the head of HR is on 2nd of Jan. Wish me luck and best wishes to you guys as well smiley



Please what stream did you apply for

1 Like

Jobs/Vacancies / Re: Citibank Nigeria Limited Middle East And Africa Analyst Program 2019 by wisdom2345: 1:59am On May 26, 2019
Friend of mine had an interview some months back regarding the program
But no response till now

I just don’t understand the HR policies with this companies
Jobs/Vacancies / Re: Standard Chartered Bank International Graduate Programme 2018 by wisdom2345: 4:14am On Dec 27, 2018
@Chinedu he applied to global banking too
When did you have your video interview?
Jobs/Vacancies / Re: Standard Chartered Bank International Graduate Programme 2018 by wisdom2345: 12:06pm On Dec 26, 2018
Hello Chinedu
A friend of mine has been called for telephone and got a regret mail immediately that evening

What department did you apply to?
Jobs/Vacancies / Re: Standard Chartered Bank International Graduate Programme 2018 by wisdom2345: 11:19am On Nov 24, 2018
odi104:
Guys, How was the logical reasoning and numerical reasoning test?


Well as for me Odi. You have to practice questions and I think you would be fine.
I wrote my aptitude test in sep
I can’t even remember
But it’s not much of a big deal

What role are you applying for sir ?
Jobs/Vacancies / Re: Standard Chartered Bank International Graduate Programme 2018 by wisdom2345: 5:08pm On Nov 22, 2018
I got a mail from one Raylene Littler saying that they won’t be recruiting for Financial markets and asked if my application be transferred to Either Global banking or wealth management.

But he has not yet replied my mail

So I guess @dkjmoses is right
Jobs/Vacancies / Re: Standard Chartered Bank International Graduate Programme 2018 by wisdom2345: 9:03am On Nov 22, 2018
Ok
Jobs/Vacancies / Re: Standard Chartered Bank International Graduate Programme 2018 by wisdom2345: 3:11pm On Nov 21, 2018
Burchester:


Financial market

Big brother
Can we talk offline
I need your number
Jobs/Vacancies / Re: Standard Chartered Bank International Graduate Programme 2018 by wisdom2345: 4:36pm On Oct 14, 2018
Burchester:


Since 15 sept after doing video interview haven’t heard from them. Na just to wait for them to reply

Okay brother. Me I applied for Retail banking na so one man send me mail say them no dey recruit for retail banking next year (2019). I Tried to apply again with another email, it was too late they don close all the openings.

Na just my guy own I dey Bank on

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