Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / NewStats: 3,198,364 members, 7,967,958 topics. Date: Sunday, 06 October 2024 at 01:58 PM |
Nairaland Forum / Y3mi's Profile / Y3mi's Posts
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (of 30 pages)
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 6:11pm On May 05, 2023 |
truthCoder:TruthCoder, muchos gracias! I just came up on that thread and I figured him for a legit seeker, until I came about your replies to him. I’m just simply Wowed! I respect your experience, knowledge base and invaluable insight into the working of this murky tech industry in Nigeria. Also, Bloomsbury and a host of others. I hail you guys! If you haven’t made that thread to warn others about the dangers of falling into the cunning traps of hawks disguised as VC reps, please kindly do as it would help a lot of founders and coders. I’m very wary of tech vampires too; those who have no coding nor entrepreneurial skillsets but have mastered the craft of beguiling the unsuspecting into divulging ideas only to go pitch it to potential funders, comes back to hire you to build your very own thing. A lot of them exist as well in alluring variety. I just emailed you on Proton. Kindly response. 1 Like |
Crime / Re: INSIDE LIFE:. WATCH What Yahoo Boy Turns This Lady To, Maggots From V*gina (+18 by y3mi(m): 10:40am On Apr 25, 2023 |
Someone just showed me this video posted on WhatsApp status and I sought it out here on Nairaland and I’ve got this to ask all of you dumbos saying it’s acting - so this girl now come this life come dey act bad thing make her face show. You all have the right to live in denial, but make una dey try get sense! Anyways, this shit are real, the country is damned, men are the cause of all these recurring nonsense! I blame men, I no get time to dey shalayé. |
TV/Movies / Re: Egyptian Lawyer Sues Netflix For Depicting Cleopatra As Black Woman by y3mi(m): 1:10am On Apr 23, 2023 |
legitnow1:Wagbayi! 3 Likes |
Nairaland / General / Re: My Nairaland Corner - Far From The Maddening Crowd by y3mi(m): 12:55am On Apr 23, 2023 |
omoredia:Dumb, bland and cheeky! Ur then again, it could just be a working title just to test things. |
Nairaland / General / Re: My Nairaland Corner - Far From The Maddening Crowd by y3mi(m): 12:54am On Apr 23, 2023 |
GreyLaw:Exactly my thought, nobody comes into the fray with the same concept, it’s just plain dumb! One can launch another YouTube if there’s a kink of innovation to it, but reinventing the wheel is is just not smart. Trump started TruthSocial out of spite to Twitter banishment, that we can understand but one would have expected JD to think of something totally different, not another social-network of the microblogging type. Ideas Rule The World but not everyone rich can think multidimensionally like the Alphabet guys are doing, look at Zuckerberg - all his products revolves around Social Media, from acquiring IG, WA to building Meta into VR. |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 10:44pm On Apr 22, 2023 |
Princedapace:Got it, you can now modify your post to remove your line. Mobile contacts harvesters are on the prowl. |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 2:02pm On Apr 22, 2023 |
Princedapace:Great! Which is the best way to get in touch with you? |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 11:07am On Apr 22, 2023 |
airsaylongcome: So someone please explain the business model of the Fintechs. How do they make money? Also ELI5 all the jargon/verticals like Paytech, neobank blah blah blahMost of the fintechs in Nigeria are pay tech which means they provide payment services where users make payment for bills or in request for a services and secondly the services of transferring funds from one user to another, payment transfer merchant to customers. Others operators within the Nigeria fintech space can be categorized under those that are - gateway, switcher, processor, issuers, investment/insurance, escrow, savings/loaning etc You can check the attached image above. As for business model- each company have their respective model of operating their businesses. It goes further than just B2B, B2C etc |
Programming / Re: You Can Now Register A Company In The USA For Free by y3mi(m): 1:06am On Apr 22, 2023 |
Bloomsbury:Is the opportunity still available And how true is this ? |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 1:04am On Apr 22, 2023 |
Princedapace:Just as I thought. Thanks for sharing Do you freelance or run your own tech outfit? |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 2:17pm On Apr 20, 2023 |
Bloomsbury:I think you misunderstood the question as you've gotten it the other way round. I believe I have re-delivered it better HERE with specifics. Bloomsbury:In fact, from the lot you've shared on this thread, it's clear you're a tech veteran to which I will be asking more later on as the page progresses, for now, you can drop in your opinions regarding my responses to the last three posts or thereabout. Thank you for your time. |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 2:02pm On Apr 20, 2023 |
Princedapace:Yes actually, are you a React Native developer ? If yes, would you advise deploying RN for both iOS and Android or hire specialist in Swift and Objective-C for iOS, and Java and Kotlin for Android ? |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 1:55pm On Apr 20, 2023 |
DissTroy:Many a times I’ve pondered - What’s really is their catch for VCs and Angel Investors. Thanks for underlining what should be a priority of concerns to them How true is the grapevine talk that tech VCs and AI such as YC are now hard to reach for pitch as some kind of a cabal has been formed around them thereby limiting access to hundreds of potential tech startups DissTroy:Care to share more on this subject as a founder. How best to identify the pitfalls, navigate the snare traps, recognize the loopholes, what business model/policy has proven to be all-time elastic yet effective etc ... let it all be thrown up for discussions so we can all learn. |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 1:32pm On Apr 20, 2023 |
studyless123:The specific nature of my web/mobile solution is such that - it provides a new methodology to how transactions are carried out on an e-Commerce platform or platforms. The novelty bears stornt relation to the combined concept of Escrow and LC, in a creatively unusual but innovative way. Engineered from conception to hitherto implementation through years of honing, fine-tuning, refinement and viable adaptations, so as to effectively provide it intended solution to an issue that bedevils majority of online users. To protect that 'engineering' against copycats, would it fall under patents or copyright ? or which is the best way to go, now that you have the specific |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 1:30pm On Apr 20, 2023 |
obi4eze:What's really interesting is why these foreign investors who are ofcourse cognizant of what you stated The main issue Nigeria is lack of regulation and inherent corruption and yet still come in to fund startups in the tech industry which is, as some would argue, can be turbulence! Could it be that there are certain things they are foreseeing to potentially booming in a long run or just trying risking out their luck. |
Nairaland / General / Re: My Nairaland Corner - Far From The Maddening Crowd by y3mi(m): 1:24am On Apr 17, 2023 |
Octopusssy:The term simp is not even an adjective - I think the majority on this forum don’t even realize that it’s a shortened version of the noun “simpleton” which means ‘Ápa’ in Yoruba - a gullible and foolish person. An individual who has a penchant for behaving irrational. In the context of its original meaning, a male and a female can be a sucker for love, as their are ladies who simps for certain type of guys as well. So I don’t get where all the fuzz is all about regarding Nairaland resident redpillers and their bandwagon of alpha-males wannabes who persistently fail to realize that the monsters our females have turned out to be today in the Nigeria society are mostly are as results of the actions of the menfolks. 1 Like 1 Share |
Nairaland / General / My Nairaland Corner - Far From The Maddening Crowd by y3mi(m): 1:23am On Apr 17, 2023 |
a Corner thread where I like to quote and reply to reasonable posts from Nairaland front page topics. |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 11:10am On Apr 13, 2023 |
Princedapace:Hi brother, I was wondering if you have given up on this or eventually found a solution to this ? |
Software/Programmer Market / Re: React Native Developer Help Needed by y3mi(m): 10:55am On Apr 13, 2023 |
Princedapace:https://www.nairaland.com/7640906/thread-discuss-all-things-fintech#122486913 |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 1:35am On Apr 09, 2023 |
DissTroy:Thanks for sharing. If I may digress to ask… What part of the laws (or IP laws) provides an entity or the originator/inventor a protective right that avert others from replicating the originator of a web-based solution, moreover that is innovative ? Would that be copyright? Patenting or Notarization of some sort? I understand that an idea can not be patented nor registered, unless it’s an original invention, however still I have read online how business method can be granted patent in the US if the methodology is genuinely novel. May I ask if this is also the case in Nigeria ? cc Bloomsbury aka cyberkitty airsaylongcome truthCoder qtguru DavidCorny tensazangetsu20 Davien |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 7:29am On Apr 06, 2023 |
obi4eze:Interesting, however still, do you think these same AIs and VCs from other climes, by their glorious portfolios peruse and consider ideas or pitches based on its potential to be disruptive eg how innovative it solves a problem, or they just simply put it into consideration how viable it yield ROI first, as is the case in Nigeria where techs and fintechs eventually gets funded, which goes to explain the proliferation of fintechs and paytechs reiterating the same thing over and over again, Is it that when these VCs and AIs cross to this border, ROI takes precedence of importance first over any other thing first ? As for Crowdfunding, as they been any tech startup, in Nigeria that emerged using this option where it kickstarted from inception to staying afloat, eventually soaring with self-sustainable momentum ? |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 6:40am On Apr 06, 2023 |
DissTroy:Given your experiences in this realm of tech branch, would you suggest taken up the 50 for 10 as a prudent choice ? or to go with the suggestion of developing something concrete first and be approached later as a much better option as was hinted in the 4-page thread ? |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 7:38pm On Apr 05, 2023 |
DissTroy:Since this clique, cronies and padi-padi way of doing things in Nigeria has crept into the tech space, as is the reality of things in Nigeria, what can this spell out on the long run ? Could the ramification be healthy or injurious to the advancement and true industrialization of the tech world ? |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 7:12pm On Apr 05, 2023 |
obi4eze:I agree with you 100%. It’s one of the reasons I would think Seun Osewa hasn’t put pitched his forum to VC to accelerate it beyond what it is today. I could recall the rumor that went round about his decline To Google’s offer to purchase the website. He enjoys the autonomy, wouldn’t you agree? A degree of which tech starter/founder loses when VC and AI are involved obi4eze:That’s another good but terrifying point of fact, one that haunts business and tech startups here, the question I sometimes ponder on is, are these the same reality in other climes ? obi4eze:I suppose there ought to be other alternative of raising funds, share if you know any. I read through the 4-pages of thread shared by DissTroy and I have the following to say below. |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 11:03pm On Apr 04, 2023 |
Akanoaaa:Innovative speaking, not charging for exchange of currency is not ‘very different’. Can you share their Twitter handle on here if they have. 1 Like |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 9:38pm On Apr 04, 2023 |
DissTroy:FACT! To add that, the oversaturation even contribute to the confusion that overwhelms consumers as to which of these paytechs is more reliable in their services. DissTroy:Interesting! Should it therefore be surmised that none of these players are genuinely interested in providing solution to problems that bedevils the fintech space, rather are much interested in funding and ROI. DissTroy:Never heard of, nor stumble upon them. Care to elucidate on what you meant by core fintech DissTroy:Would definitely be checking that thread out, and come back here to share my comments if any. |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 9:12pm On Apr 04, 2023 |
- |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 9:11pm On Apr 04, 2023 |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 9:09pm On Apr 04, 2023 |
Akanoaaa: Never heard of them, are they doing anything differently? |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 9:05pm On Apr 04, 2023 |
shegzhkn: Unless you don’t mind clarifying better, I don't think the second largest fintech powerhouse in the USA would want to become readily available to Nigerians when they are already in charge of PayStack so to speak. As for PayPal, we (the legit innocent) are still feeling the blowback from PayPal's decision to have Nigeria expunged from their list of accessible countries, a prolonged whiplash from years of abuse of their service by the Nigerian yawoo boys of the early 2000 to late 2000s. No thanks to First Bank who brought them back in, but with limited feature where we can only pay out and not still able to receive funds. I don’t see PayPal revoking that anytime soon. 1 Like |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 8:53pm On Apr 04, 2023 |
obi4eze: Sorry to bother but could you please be kind enough to share with us these disadvantages. A lot of folks can learn. Thanks! |
Programming / Re: A Thread To Discuss All Things Fintech In Nigeria by y3mi(m): 8:46pm On Apr 04, 2023 |
pocohantas: Cliché still on the non-charges service. Opay offers that already. Truth be told, 98% of fintech in Nigeria are all remixing the same thing. What’s different is just the name and branding. However the positive side aspect of it all is that, they can never be enough of them to cater for the growth in the population of those utilizing tech for their daily transactions. 1 Like |
(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (of 30 pages)
(Go Up)
Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health religion celebs tv-movies music-radio literature webmasters programming techmarket Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 128 |