Good morning Oga Justwise, FrontPage Lawyer and other gurus in the house, Please I need your guide on how to package my account for the renewal of my visa. I am planning to get 2 years, I travelled twice last year with my six months visa (1st trip 7 days, 2nd trip 1 month). I work in reputable organisation with 8 years in its service. My dilema is that I do not keep hold of money in my account, buy I have N1.7m in my cooperative account. As my salary is paid, i put part in my cooperative while the remaining goes into my building project and household expenses. I earn N145,000/month. I am happily married with 2 kids. Please, guide me on how to package my account for my renewal. All other papers are intact and readily available. Thank you.

In yorubaland, Oba can take over anybody's wife. (Oba gbese le). So, let them carry on.

justwise:


..then you will be fine as long as you have those money available to spend

What will be the effect if I asked my cooperative to pay the pay the money into my account and request for a covering letter indication that the money is my savings for some time.

Thanks for the swift response Oga Justwise, the money to be expended will come from my cooperative savings and my salary.

The Guru's in the house, I need your guides on my application. I am planning to renew my UK visa (2 years). I have almost N1.7m with my cooperative. I do not have any savings in my account as my money goes into my building project immediately it comes in. I travelled to UK twice last year with my 6months visa. 1st trip, I spent just 7 days and 1month on my second trip. I work in a reputable organization with a salary of 150k, I have spent almost 8 years with the organization. I have N1m in my PFA account as well. I am married with kids. Please, how do I package my account for this application. I humbly await your guide, please.

I got the sms i screen shot from the number that appears on top of the image this morning. I decided to play along and called the number indicated in the body of the sms, the voice i heard sounded like a voice of a Pastor, an igbo voice.

The conversation goes thus....

Me: Phone ringing ..........gran...grannnnnnn

Grifter: Helloooooooooo

Me: Good Morning

Grifter: Hellooo...how are you....how is your family....how is business....(with igbo ascent)

Me: I got an sms that i needed to update my BVN

Grifter: yes

Me: which bank did you sent the sms from?

Grifter: Don't you know your bank, which bank do you bank with?

Me: You are a scammer, grifter, thief...hand of law will soon get you......


My prayer: with the present SIM card registration, how do we ensure this kind of people are brought to book. Kind assist by getting these numbers to the appropriate authority to same gullible people from falling victim. The numbers as appeared on the message are +2347035157237, their help line 08147882563.

How much will you get me Nissan Micra (I need it for transportation business)

She too ate from the blood money #DASUKIGATE

Happy New Year to you all, I am an ardent follower of this thread. I am planning to put in for this programme but wish to seek your advise on the chances I have before putting in for IETLS. I will be 41 this month. I have HND in Marketing, I have couple of certification in IT, I have PGD in computer Science, 9 years working experience in ICT at managerial level.

Do I stand a good chance to put in for this programme. Thank you and God bless.

Dear AbujaNIV,

Very well done for the wonderful education you giving to people here. Here goes my question. I intend traveling to U.S in September 2016 for just 2 weeks during my leave. I had opportunity of traveling to U.K twice this 2015. Is is possible for me to apply between January and February while I intend to travel in September or October 2016.

Thank you and God bless.

You are actually the person that wanted to use fake SOA. Don't try it, if detected, the consequence is 10 years ban .

ancestorial:
My Cousin Wants To Use A Forged SOA Given 2 Him By An Agent To Process UK Visa, But Am Persuading Him Not To Tender It because D VO Would Confirm It From D Bank. He Insisted D Agent Assured Him Dat D Embasy Dosent Confirm As Long As There Are No Inconstitencies In D Statement Of Acct. Pls Gurus In D House, How True Is This?

@ Poster, To begin with,

1. Who is sponsoring the training?

a. If all expenses is going to be paid for by your organaisation, your account balance does not count, so you needed not to bother about your account balance but an evidence that the company pays your salary into that account every month. Tha's your link with the organisation with relavant cover letters from the organisation and payment for the training etc.

b. If you are the one paying for the conference, you need to block all the loop holes by avoiding huge deposit and make all necessary payments.

2. Build your account and re-apply.

3. Good luck.

Alexander2020:
Good day everybody,

i am new in this forum but i was attracted to it because i noticed that there is many guys who have a good understanding in the travel issues. i hope some one can advise me in my issue.

I work in an Egyptian branch in Egypt for an English company in UK.

The company asked me to apply for a UK business visit visa to UK to train me for a new product.

I have some friends in the same company who traveled before for the same reason (training) advised me to submit an HR letter and bank statement summary beside the invitation letter from the company and borrow some money to make the bank statement summary look better (big mistake i realized it later) but they done it before and worked with them.

so i followed their advise. and i applied for the visa

i received a refusal note (the first) because of :

The clearance officer wants to see the salary transactions in my account and my marriage evidence (my Ties to Egypt).

so, i applied again and submitted the bank statement in details with my salary transactions and my marriage evidence and my house papers.

and i have applied again.

i received a refusal note (the second) because of :

the large deposit prior of my application.

Now i should payback this deposit to its owner again.
Now, i have two refusal because of my ignorance but they will think i am dishonest, what should i do?
Now i missed the current training chance.
but it will be some more in the future and it is good for my career and experience.

shall i forget it?
shall I wait for the next training chance and submit a fresh bank statement (depend on my salary only with regular transactions) with a fresh application or it will be a waste of time?

will they treat the third application with its merits or they will consider the previous refusal reasons and will ask for the origin of the large deposit again (it will not exist in the third application)?
and if i applied again shall i mention any reason for this deposit or not?

any help or advise will be very appreciated.

Frankly speaking, if PDP had judiciously spent these $$$ on our infrastructure, there wouldn't any need for them to bribe anybody before wining an election, Nigerians would have willingly voted for PDP. I weep for my country. May all of you never know peace considering the number of children you turn in orphans and wives you tune to widows. God will judge you all.

I am disappointed with this officer's comment. He commented as if he does not know how his colleagues thieves in uniform behaved at the airport. Instead of him to cover his face in shame, after all, they are all shameless, no pride. On idiot approached me when coming into the country from UK last month, because he saw my luggage tagged heavy, he asked me to come and give them something because my luggage was heavy, I shouted at him and asked me to go. Minister of interior should please do something about their sordid behavior. Relevant authority do an undercover work to bring the bastards to book. They are disgrace to human kind.

They are all thieves. The guy that hold news paper on the table where your luggage is being checked is the one collecting the money, he would ask you to slip it in between the newspaper. They are disgrace to this nation. Something must be done about them even the civil defense at the entrance and those under the bridges. They do not have pride at all.

I had similar experience with KLM from Lagos to Schipol and Citi-Jet to London City Airport in Sept. I waited to pick my luggage on arrival at London City airport but got only one out of 2. I reported at the counted and was asked to fill a form that it would be looked for and delivered to my address. Surprisingly, what was broght to me the following day shocked me as bad with just few items was brought to me. I futher reported this to Air France/KLM and City Jet, I was asked to produce Police report, affidafit and receipts of the items in my luggage that i would be refunded. Lo and behold, where would i get reciept of Aso-Ebi, Hair extension (lots) my shoes, Kilishi and other items from. That's how i forgo everything. But when I was coming back home, I kept receipt of every single items in my luggage in case of eventuality but I thank God that my luggage was intact.

funlover1:


Hello everyone..i picked up our passports today and we got the visas ! I was so nervous !. The balance on my account was about 1m and my wife's was just 100k. I also made one or two silly mistakes at the point of submission. I drafted the cover letter based on advices here and i explained the other funds that came into my account asides my salary.

All thanks to God, Justwise, Frontpagelawyer and others on this thread who provided advices. I am most grateful.

Congratulations!! You may wish to visit this site to educate your mind before your trip. www.tfl.co.uk It is good to go around on your own while in U.K.

All thanks to Justwise who guided me during my application in June, I have gone to U.K and come back twice since then. Yours shall be testimonies too.

M

iblaw:
Hi @OGreene

A Travel Agent friend called me this morning, Emirates flight to London for N140,000 but i told him i will be flying into Manchester. I believe this Travel agents have a particular time of the day or a way they get cheap flights at times.

Just wondering if you are interested

I paid 192k for Air France to London City, my schedule DD is September, few days later it came down as low as 165k and few days after that it sky recketted to 248K. How I wish one could predict when prices comes down. I wish everyone good luck. Kudos to Justwise and other God sent angels in the house.

Based on my experience with how postages works, the sender shouldn't have put a value of 100,000 on it. The duty charged was based on that value. If item got lost in transit, the OP would not hesitate to request NIPOST to pay the value of the item. Next time, you undervalue it. OP, just pay the amount charged and collect your item.

This happened to me last week, I erroneously paid the sum of 150,000 into wrong beneficiary's account. I approached the bank and I was sent an indemnity for to fill and submit for them to block the money so that the person won't be able to withdraw it while I persuade him to refund it or approach the court to get a court order for the bank to reverse the transaction in case the person refuse to vulontrarily approach the bank to pay the money back. The person was given excuses but I went to court to get the court order and my money was paid back. I like the way GTBank responded to my pleas. Let's try to be good to ourselves. GTBank Thank you.

Hello Good People in the House,

I need your guide on like questions or what to be avoided on this trip of mine. I came back from U.K on a 6 days conference trip. (I spent just 6 days as stated in application) but now I intend travelling back in September on leave to visit my cousin who had earlier invited me for visit but refused ( i did not appeal because I was not keen to travel then but not have my visa which will expire before the end of the year). Is there anything I have to do. I intend spending 25 to 30 days in U.K with on approved annual leave from my office. Thanking you for guide. Regards to Justwise for always being there at all time. God will continue to enlarge your coast.

kaverd:

ok thank you..my question now can i change it to my biological fathers details in my next application or i should just always apply explaining to them.
am asking this because i used my biological fathers name for my passport and do not want to create the impression that i am deceive them which am not..
thanks in advance.

Bros, just stick to information earlier provided because they have it in their database. I don't think your parent DOB is a material fact to your application unless you are submitting a paper that has your parent DOB on it. Do they know when my parents were born. It is what you tell them that they will know, just be consistent with the information you are giving them.

FrontPageLawyer:
Good day Justwise and Fellow Gurus.

My company has been invited by a UK engineering company for pre-inspection of equipment which we acquired for a university here in Nigeria under a Government contract.

The documents I have available are as follows:

(1) Invitation letter
(2) Marriage certificate
(3) Children birth certificates
(4) Wedding photographs
(5) Evidence of business activities
(6) Certificate of incorporation
(7) Company tax clearance certificate
( Personal Income Tax card.
(9) Statements of account for the last 6 months. (company)
(10) Hotel reservation.
(11) Explanatory details of how the trip will be beneficial to us.

Because my personal statement of account has only 400k. I have decided not to include it, but use the company's account for the trip. Please advise.

Thank you for your time and assistance.

@ Poster, It is good to include your salary account irrespective of what the balance is, it is just to show that your are connected to that organisation after all, you are not the one paying for the trip. Ensure you indicate you available for the trip as provided by the organisation and when it gets to a section where you are being asked, who is paying for this trip, put your organisation.

I had less than that in my account when I applied but my organisation provided all the papers for my visa and £2,047 for my trip including DSA. You are good to go. Don't forget to include photographs that shows your personality professional wise, be it meetings, delivering lectures, installations and sort of. I wish you all the best. Justwise was my guide during my application and my visa came quicker than expected. Just 5 days.

Uv

kaverd:
@Justwise,
i have a problem,i applied for a uk visit visa this year and was refused entry into the country.now when i was filling out the forms i used my step fathers name and details when filling the forms though i explained why i did that on the form..but i have my biological fathers name on my passport because i used my birth certificate for it.truth be told i do not know my fathers DOB and hometown.so i want to ask if i can use my

Uv biological fathers name and assume his DOB and hometown or i should always use my step fathers when applying again and if i will not worry me much in future applications..and if the UKBA saves data about applicants or whether this is important..

Your advice is greatly need..Thanks and counting on your usual correspondence.God bless you

There is an instruction on what to write if your are not sure of your parents DOB which is 1900. Check it well.

Hmo

BrainyBell:
Respected forum members,

Please, what is the correct interpretation of: How much do you have for your trip? Does it mean, the total amount I want to SPEND for my trip OR the amount I have in my BANK ACCOUNT, and from which I will spend for the trip.

Lastly, must the amount I HAVE for the trip be the same balance on my bank statement or can it be different? For example, can I say I have 1 Million for the trip, but show 2 Million on my bank statement instead? Does this make any sense, please.

Kind regards....

Total money you have for the trip is the amount you want to spend on the trip which is flight+train+hotel+shopping. It is not your account balance but the amount you intend to spend out of your total bank balance. If you are going to be accommodated and fed, just state the flight cost and possibly amount set aside for shopping.

justwise:
[/b]

Pretty much....but avoid taking things like CV or certificates...anything that will suggest that you are coming to the UK for anything else other than holiday.

Many thanks. I will get my ticket then. I have a very promising job here. It won't be bad holding my leave approval letter.

Lexusgs430:


What type of visa did you apply for and assuming it has a 6 month validity period?

It was Standard visa with 180 days multiple entry

Hello Justwise, I bring you greetings from the city of Liverpool. I returned to Nigeria yesterday after spending 6 days as stated in my visa application. Many thanks for your guide during the visa application.

I intend retuning to UK next month to relax and enjoy one month rest because the six days spent was just full of activities from morning till evening attending conference. Hope I could just buy my ticket and go with any other paper work or document incase I am asked at the point of entry why returning to UK? Please Advise.

There is this useless one I knew as a driver at the state secretariat in Abeokuta, Ogun State. Whenever I met him on the road and see the way he treats illiterate drivers like himself, nothing come to my mind than scrapping the outfit.

Maybe he wanted to marry her to Doyin Okupe.......just jocking.

Jinyjagz:
same as d one in my area at agbara, dat one will even tell u if u want to close ur acct nobody is holding u..ecobank agbara branch is worst...all dere tinz na one one, 1door, 1atm, 1customer care,1cleaner

That ECOBANK for Agbara na shop, no be bank at all. I once experienced that at UBA when a Teller refused to take my cash of over 300k on the premise that it was mutilated upon his boss's instruction to take the cash from me. I walk out of the bank and went to another branch where it was collected with any question. I reported the case and got over 5 calls from their headquarters apologizing to me.

ekpotek:
Hi all,

I have been to the UK on 5 occasions. This period is the best time to visit the UK (London). The weather is just perfect, like you're in Nigeria. Long days, it actually still daylight till 10.00pm, and short nights (sun rise at 4.00am). Being here for 3 days now. Wishing everyone applying to visit, business or work success in their application. Cheers and God bless.

I can't wait to be in UK in 2 weeks time. Many thanks to Justwise for guiding me during the application. I am a first timer. Can I go with some Elubo and Egusi for friends over there.