I just read a copy of a book "SCAMS - and how to protect yourself from them" (see http://www.lulu.com/content/2197985 ), and made a few astounding discoveries. Funny enough, the author has a Nigerian name ! I will tell you the one about the Nigerian 419 scam . Do you know that this fraud started more than 400 years ago and it was then known as The Spanish Prisoner trick ? Now it has been put on Nigeria and our government officials just nod their head in agreement like zombies.

And what about the era of the Nigerian finance companies offering magic interests on deposits. Charles Ponzi was doing it very well about 70 years ago in America . Most scams are the same old tricks being played over and over , and people keep falling for them.

I don't support dishonesty but I am naturally sick of being treated like a leper all over the world. I have been scammed several times and nobody made any noise over it even though I thought I was doing straightforward business transaction such as purchase of a product . I have been scammed by European, American, Asian persons and all I could say is that I will make sure it doesn't happen again, but when a Nigerian is caught out it becomes headline news worldwide. What bothers me is our government not man enough to stand up for our country's name and defend it. Nairalanders what do you think about this ?

It is indeed a serious problem and I know how you feel. Don't expect help from your government however. They are always busy fighting a legitimacy battle.

alexnaija:

“Discover The Simple & Easy Way To Open
a US Bank Account, As a Non-American,
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checks. Withdraw funds from any ATM around the world.Pay for Educational Training.
Open your US bank account for a mere $60.
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If you are interested in the offer
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Look at all the benefits you're getting,

* Fastest way to open a US bank account - active within 2 weeks.
* Free US checkbook.
* No Social Security Number required.
* No US address required.
* FREE Platinum VISA Debit Card after account is activated.
* No credit checks, no annual fees on the card, and no withdrawal fees (even if used

outside the US).
* Account cash deposit is 100% insured up to $100,000!
* No account minimums after initial deposit.
* Withdrawals and purchases around the world with your VISA card.
* Free ACH direct deposits – deposit directly into your account from PayPal, AdSense,

2CO, and more.
* Full Internet banking facilities.
* Deposit US checks by mailing them directly to your new bank account.
* No need to certify passport - Just mail a photocopy!
* Simple, short account opening form included.
* Lifetime guarantee!

# Can I trust this bank with my money?
This is not a small town bank. It is a very big and reputable company with branches all over

the US. It is even listed in the New York Stock Exchange (NYSE) with market capitalization

of over 7 Billion!

# What is the initial deposit?
The bank says there is an initial deposit of $1,000 (US). However, you can open the account

without any deposit and then add any amount you like. I opened my account with no deposit at

all. I later added only $10. There is no minimum balance after your account has been opened.

# Are there any account fees?
No fees within your first 12 months, regardless of your deposit amount (even if you only

have $5 in your account). After that time your account can stay free of maintenance fees as

long as you keep it active.

# Do I need a US tax file number?
No. NOT even your own country’s tax file number is needed.

# How much can I withdraw per day?
You can withdraw up to $500 a day using your VISA debit card. You can write a check in any

amount (up to your balance). You can wire transfer any amount (up to your balance) to any

other bank account.

# Can I withdraw PayPal funds?
Yes, you can withdraw funds from PayPal and any other account that does ACH (direct

transfer). They will be deposited directly into your US bank account without any fees.

# Do I need Bank reference letter?
No. A photocopy of your passport is all you need. The photocopy does not have to be

notarized.

# Will I receive account statements?
Yes. You can either view them online or have them mailed to you.

# Do I need a US mailing address?
No. The bank airmails documents and statements internationally.

# Can I use my VISA debit card in any country?
Yes. You can use your VISA debit card at any ATM. You can also use it wherever VISA is

accepted.

# Can I deposit US checks?
Yes. Just endorse the check and mail it directly to the bank.

# Do I have to make a deposit to get my VISA debit card?
Initial Deposit of $1,000 only. You can send a check or wire transfer/PayPal your initial

deposit after your account is opened (after you received your account number). If you do not

make the $1,000 deposit, you won't be able to get the debit card. You do not need to make an

initial deposit if you do not want an ATM card. If you wish, you can operate your account

with wire transfers, etc. (fully functional) until you want the ATM card and only then make

the deposit.

# Can anyone open an account?
Accounts cannot be opened for people from the following countries: Canada, Germany, United

Kingdom, North Korea, Cuba, Iraq, Iran, Libya, Sudan, Liberia, Sierra Leone, the UNITA

faction in Angola, Syria, and Burma

How does this silly advertisement relate to the topic ?
For what it is worth however , beware of funny ways to operate overseas accounts. YOU WILL CERTAINLY LOSE ALL YOUR MONEY.

So Funny,

that is part of what we are saying here. SCAMS

We are talking about something different and
somebody comes to place some silly advert there.

Where is the moderator?

Well, I know he has a lot to do.

Nigerians. Lets save our nation from bad names.

Stay OUT of scams for God's Sake.

[b][b]

alexnaija:

[b]“Discover The Simple & Easy Way To Open
a US Bank Account, As a Non-American,
With a FREE VISA Debit Card, Step-By-Step,
In As Little As 3 Weeks, Guaranteed!”
Deposit funds from your PayPal, 2CO, & AdSense accounts, as well as ClickBank commission

checks. Withdraw funds from any ATM around the world.Pay for Educational Training.
Open your US bank account for a mere $60.
The Best is that you will pay with Egold. Egold Number 5214742 Go to Egold website and pay
If you are interested in the offer
send Your E-Mail Address to : nike.nweke@yahoo.co.uk


Look at all the benefits you're getting,

* Fastest way to open a US bank account - active within 2 weeks.
* Free US checkbook.
* No Social Security Number required.
* No US address required.
* FREE Platinum VISA Debit Card after account is activated.
* No credit checks, no annual fees on the card, and no withdrawal fees (even if used

outside the US).
* Account cash deposit is 100% insured up to $100,000!
* No account minimums after initial deposit.
* Withdrawals and purchases around the world with your VISA card.
* Free ACH direct deposits – deposit directly into your account from PayPal, AdSense,

2CO, and more.
* Full Internet banking facilities.
* Deposit US checks by mailing them directly to your new bank account.
* No need to certify passport - Just mail a photocopy!
* Simple, short account opening form included.
* Lifetime guarantee!

# Can I trust this bank with my money?
This is not a small town bank. It is a very big and reputable company with branches all over

the US. It is even listed in the New York Stock Exchange (NYSE) with market capitalization

of over 7 Billion!

# What is the initial deposit?
The bank says there is an initial deposit of $1,000 (US). However, you can open the account

without any deposit and then add any amount you like. I opened my account with no deposit at

all. I later added only $10. There is no minimum balance after your account has been opened.

# Are there any account fees?
No fees within your first 12 months, regardless of your deposit amount (even if you only

have $5 in your account). After that time your account can stay free of maintenance fees as

long as you keep it active.

# Do I need a US tax file number?
No. NOT even your own country’s tax file number is needed.

# How much can I withdraw per day?
You can withdraw up to $500 a day using your VISA debit card. You can write a check in any

amount (up to your balance). You can wire transfer any amount (up to your balance) to any

other bank account.

# Can I withdraw PayPal funds?
Yes, you can withdraw funds from PayPal and any other account that does ACH (direct

transfer). They will be deposited directly into your US bank account without any fees.

# Do I need Bank reference letter?
No. A photocopy of your passport is all you need. The photocopy does not have to be

notarized.

# Will I receive account statements?
Yes. You can either view them online or have them mailed to you.

# Do I need a US mailing address?
No. The bank airmails documents and statements internationally.

# Can I use my VISA debit card in any country?
Yes. You can use your VISA debit card at any ATM. You can also use it wherever VISA is

accepted.

# Can I deposit US checks?
Yes. Just endorse the check and mail it directly to the bank.

# Do I have to make a deposit to get my VISA debit card?
Initial Deposit of $1,000 only. You can send a check or wire transfer/PayPal your initial

deposit after your account is opened (after you received your account number). If you do not

make the $1,000 deposit, you won't be able to get the debit card. You do not need to make an

initial deposit if you do not want an ATM card. If you wish, you can operate your account

with wire transfers, etc. (fully functional) until you want the ATM card and only then make

the deposit.

# Can anyone open an account?
Accounts cannot be opened for people from the following countries: Canada, Germany, United

Kingdom, North Korea, Cuba, Iraq, Iran, Libya, Sudan, Liberia, Sierra Leone, the UNITA

faction in Angola, Syria, and Burma

[/b][/b][/b]


GO GET A LIFE AND STAY OUT OF SCAM OR ELSE THE LONG ARMS OF EFCC WILL CATCH UP ON YOU. GOD LOVES YOU. REPENT!!!

I lost money to richPTR, minvestment, expertraders and others.

Like has been established here. These people doing this are not Nigerians o.
Americans and their other white brothers are responsible.

GOD WILL JUDGE THEM ALL.

alexnaija:

“Discover The Simple & Easy Way To Open
a US Bank Account, As a Non-American,
With a FREE VISA Debit Card, Step-By-Step,
In As Little As 3 Weeks, Guaranteed!”
Deposit funds from your PayPal, 2CO, & AdSense accounts, as well as ClickBank commission

checks. Withdraw funds from any ATM around the world.Pay for Educational Training.
Open your US bank account for a mere $60.
The Best is that you will pay with Egold. Egold Number 5214742 Go to Egold website and pay
If you are interested in the offer
send Your E-Mail Address to : nike.nweke@yahoo.co.uk


Look at all the benefits you're getting,

* Fastest way to open a US bank account - active within 2 weeks.
* Free US checkbook.
* No Social Security Number required.
* No US address required.
* FREE Platinum VISA Debit Card after account is activated.
* No credit checks, no annual fees on the card, and no withdrawal fees (even if used

outside the US).
* Account cash deposit is 100% insured up to $100,000!
* No account minimums after initial deposit.
* Withdrawals and purchases around the world with your VISA card.
* Free ACH direct deposits – deposit directly into your account from PayPal, AdSense,

2CO, and more.
* Full Internet banking facilities.
* Deposit US checks by mailing them directly to your new bank account.
* No need to certify passport - Just mail a photocopy!
* Simple, short account opening form included.
* Lifetime guarantee!

# Can I trust this bank with my money?
This is not a small town bank. It is a very big and reputable company with branches all over

the US. It is even listed in the New York Stock Exchange (NYSE) with market capitalization

of over 7 Billion!

# What is the initial deposit?
The bank says there is an initial deposit of $1,000 (US). However, you can open the account

without any deposit and then add any amount you like. I opened my account with no deposit at

all. I later added only $10. There is no minimum balance after your account has been opened.

# Are there any account fees?
No fees within your first 12 months, regardless of your deposit amount (even if you only

have $5 in your account). After that time your account can stay free of maintenance fees as

long as you keep it active.

# Do I need a US tax file number?
No. NOT even your own country’s tax file number is needed.

# How much can I withdraw per day?
You can withdraw up to $500 a day using your VISA debit card. You can write a check in any

amount (up to your balance). You can wire transfer any amount (up to your balance) to any

other bank account.

# Can I withdraw PayPal funds?
Yes, you can withdraw funds from PayPal and any other account that does ACH (direct

transfer). They will be deposited directly into your US bank account without any fees.

# Do I need Bank reference letter?
No. A photocopy of your passport is all you need. The photocopy does not have to be

notarized.

# Will I receive account statements?
Yes. You can either view them online or have them mailed to you.

# Do I need a US mailing address?
No. The bank airmails documents and statements internationally.

# Can I use my VISA debit card in any country?
Yes. You can use your VISA debit card at any ATM. You can also use it wherever VISA is

accepted.

# Can I deposit US checks?
Yes. Just endorse the check and mail it directly to the bank.

# Do I have to make a deposit to get my VISA debit card?
Initial Deposit of $1,000 only. You can send a check or wire transfer/PayPal your initial

deposit after your account is opened (after you received your account number). If you do not

make the $1,000 deposit, you won't be able to get the debit card. You do not need to make an

initial deposit if you do not want an ATM card. If you wish, you can operate your account

with wire transfers, etc. (fully functional) until you want the ATM card and only then make

the deposit.

# Can anyone open an account?
Accounts cannot be opened for people from the following countries: Canada, Germany, United

Kingdom, North Korea, Cuba, Iraq, Iran, Libya, Sudan, Liberia, Sierra Leone, the UNITA

faction in Angola, Syria, and Burma

Chei!!! I don die!! Na who be this again? ? ? ? ? ?

a scam is unfolding right before our eyes

Hey poster:They are seen as such because that's what they are good in.

The story is here o : [url]http://news.sky.com/skynews/article/0,,91211-1311100,00.html?f=rss[/url]

The man used more than N400 million to refurbish his house . These people are hypocrites. then they will come and talk down on us as if them no dey shit .
We should learn to solve our problems by ourselves instead of taking it abroad for solution. they don't know anything more than us.
Na him teach Etteh !

outlaws im not usually rude to people on here but you know what??
Bleep YOU, what makes u think u r better than we nigerians.saying only thing we are good at are scams, u might want to take ur words back.silly

[b]AKEDE-OBA[/b]you have truly spoken.i personally do not like people being scammed so long you make your money the right way.here in london most especially,Nigerians talk down on each other and we dont usually stand up to defend our countrymen and women when the name of Nigeria is invoked during a crises.
Another inconsistencies and double standard we face here is the referring of blacks,asians etc here as 'migrants' and anytime the press has to report about a british National living abroad,then the word 'expatriate' is commonly used instead of emmigrant,chei!!my people i see the decline of ethnic minorities in developed world as we are gradually no longer welcome here and when i point this out to some naija friends they say they prefer to die here.home sweet home.i miss home

@Poster

You post is partially correct. True Nigeria takes a lot of blames for more scams out of w/Africa than necessary. But the truth still remains that Nigerians are more responsible for those E-Mail scams. You see, crime coming out of every country is usually categorized by codes. The Chinese are known for credit card fraud, the Russian are known for casino and oil fraud, the Italians are known as mobsters and Nigerians are classified as 419ers. Truth must be told, most Nigerians are very greedy and what is so annoying is that every time they get arrested, they start smiling like an idiot !!

Sweet T:

@Poster

You post is partially correct. True Nigeria takes a lot of blames for more scams out of w/Africa than necessary. But the truth still remains that Nigerians are more responsible for those E-Mail scams. You see, crime coming out of every country is usually categorized by codes. The Chinese are known for credit card fraud, the Russian are known for casino and oil fraud, the Italians are known as mobsters and Nigerians are classified as 419ers. Truth must be told, most Nigerians are very greedy and what is so annoying is that every time they get arrested, they start smiling like an idiot !!

Most Nigerians are very greedy ? Well, your census crew never came knocking at my door !! Do the most Nigerians include you , or have you conveniently exonerated yourself ? This is the kind of nitwit suggestions that we should be fighting against instead of abetting. I have lived and worked with as many nationalities as you can think of and I assure you that none has scored higher in honesty than any average Nigerian that I know. Most are even worse.

Now where did you get your funny classifications from ? (The Chinese are known for credit card fraud, the Russian are known for casino and oil fraud, the Italians are known as mobsters and Nigerians are classified as 419ers ) .I am certainly learning this for the first time, but coming from you I think it should be discountenanced because you sir are of outstanding ignorance , and certainly the sort of people we don't need if Nigeria is to move forward anyway.

PS: I have read the book. I also wish that you read it (if you are literate) , before opening your mouth to say any more nonsense.

Guys, its happens everywhere. The name has stuck to us badly. I am proud of my country no matter what, I even have a plate tag that says TOPE 1 NIGERIA on my car but other people don't help to fix this problem. For example why on earth would you immigrate here (USA) and STILL want to scam people? take a look at this site and tell me what you think. These are part of the people spoiling the name of the country (U.S marshals had to do the arrest!)

http://www.hcso.tampa.fl.us/pub/default.asp?/Online/qdisp/bn=03049003

@Sweet T
@Tope_Fl

I think these guys have completely answered my question. Nigerians are indeed our own worst enemies. Does a handful of persons caught every year for fraud, and a few hundred unemployed idiots sending out silly emails to some other desperate idiots all over the world mean that an entire country of 150million is full of thieves ? I don't think so.

See the UK House of Commons speaker spending more than N400 million to renovate his house and the country is playing it down and quietly investigating it . Did Bush not rig election ? (please ignore this; it is another matter entirely ) If it is Nigeria we will all go to CNN to broadcast it so that the world can know that we have become civilised . we always think that the world is looking at us . For where ?! Most people outside Nigeria don't even know where Nigeria is !! In fact many still ask if Africa is a country !! They are only laughing at us , taking our money and insulting us. They know that crime has no colour or country , but if you want to claim ownership they will give it to you and make it your property. Let us stop bringing ourself down and let us start building a nation.

@Tope_Fl
BTW the link you sent is highly unkind and destructive.

In one of my threads here I mentioned of Nigerian crime being nothing to compare to what whites are doing.
Italians has Mafia origin dated far back as 16th century but no one castigate them.




But people openly accused me of being a 419 guy.

@E-monkey

You name says it all. What would you know anyways, you are probably in one cyber cafe posting crap. My work allows me access to see the crimes Nigerians get involves in. Over an over again you see 8 in 10 nigerians getting arrested are usually for some form of wire fraud. I don't expect you to know more than the book of a hungry author. And since you are so fascinated by the work of fictions than fact, i refuse to argue with novice. Have a good day sir.

Personally, i believe that the problem with Nigeria is with Nigeria.
we like washing our dirty linens in public.
we are more interested in what people think about us.

we dont project any good image of ourselves in public. though it is quite unfortunate that if the media dont make much noise about an issue, the government wont act on it.

@ his_grace
how did you know? please explain with facts

Sweet T:

@E-monkey

You name says it all. What would you know anyways, you are probably in one cyber cafe posting crap. My work allows me access to see the crimes Nigerians get involves in. Over an over again you see 8 in 10 nigerians getting arrested for some wire fraud. I don't expect you to know more than the book of a hungry author. And since you are so fascinated by the work of fictions than fact, i refuse to argue with novice. Have a good day sir.

- So you are a security guard ? Big deal.
- 8 in 10 Nigerians getting arrested for wire fraud ? From my simple arithmetic (if you know any at all) , you should have arrested more than 100 million Nigerians so far; right ?
You appear to be an slowpoke, sir : this is not an insult, it is a fact. Uncle Bola Ige of blessed memory would have found a more befitting word to describe you.

now, which country leads in credit card fraud?
@ Sweet T please answer that

@E-monkey

Yeah in your dreams, you freaking buttbreath. You are cooped up in one cyber cafe writting crap defending idiots that suppose to rut in Jail. Yeah security guard in your dreams, i work at the pleasures of Mr President. Freaking @sswipe, go find you a job and get the fu ck out of fraud.

@3rd Hunter

Check this out, there is this Nigerian guy that. He goes by 3 different names on numerous identification cards. This fool got arrested in his house with $500,000 cash in his house. The local FBI found so many Credit card applications in his house they couldn't count them. and this is the same idiot that has been deported about 4 times. another one was caught for duping big companies like ENRON, MCI etc, etc. the list goes on and on. Even though i love naija with a passion, i can't help but be ashamed of her people sometimes.

Sweet T:

@E-monkey

Yeah in your dreams, you freaking buttbreath. You are cooped up in one cyber cafe written crap defending idiots that suppose to rut in Jail. Yeah security guard in your dreams, i work at the pleasures of Mr President. Freaking @sswipe, go find you a job and get the fu ck out fraud.

Oyinbo don put shit for him mouth he no go gree us rest again. Even common English grammar he no sabi write , come talk say him dey work for president.
president of which company in texas abi where them carry you go do slave now.
I sorry for una. Na there you go die , money to carry you back home self maybe you no go get

Now let's take a brief lesson in English (or American) grammar

the word is "writing" not "writting"
the word is "rot" not "rut"
the expression is "idiots that should rot" not "idiots that suppose to rut"

" since you are so fascinated by the work of fictions than fact, i refuse to argue with novice"

Chei , this man done destroy mama charlie finish .

Now who is the @sswipe ?

@ Sweet T
                I quite agree with your discussion but the fact is that Nigerians criminals are like one who went stealing in a bank after the main rubbers has finished operation.

@E-monkey

I would rather serve Oyinbo than slave in my own country. At least Oyinbo people provide me with the basis life necessities and some more. You are slaving for some northern idiots that can barely even rule his household and here you are running your stupid mouth. It's people like you that makes me feel ashamed to be a Nigerian. I wonder when was the last time you experience electricity? ordinary clean drinkable water na wahala. Olosi !

@Akede-Oba

These are arrest and fraud records are made public, It is  not  a confidential web page. In fact all these type of scam stuff are shown live on CNBC etc. Besides that, He destroyed himself!

@Oziomatv

see bro'. the most annoying thing about the whole issue is that these @ssholes called Nigerian Politicians loot the treasury and bring it to the western banks and when they die like Mobutu did, a white boy sits on the money. Now, How many Oyinbos do we know that steal money in his country and bring it to an African country? They use that money to invest or establish something in their own land. Some set of Nigerian doctors got arrested few years back, these guys were buying big houses in the states. They go to Lagos and start throwing expensive parties with money stolen from Medicare fraud. they didn't know that FBI was on their tail until they got arrested. They were boasting of hiring good lawyers and all. They were shocked when FBI presented their evidences in court. They showed these guys on tape in Lagos boasting about fraud and throwing parties among other evidences. Those Nigerian guys were shell shocked. They plea bargain quick and now in prison serving like 10 years in prison.

Bros this topic worth no fighting, let's learn to tackle our issues with dialogues.

@Oziomatv

True that, but some of these guys are annoying when they read a fiction and start presenting that rubbish like it's a fact. I know that not all crimes committed by Africans are Nigerian. Matter of fact there are some Ghanaians that got busted and claimed to be Nigerians. but still, Nigerians are doing whole of atrocious things.

Sweet T:

@E-monkey

I would rather serve Oyinbo than slave in my own country. At least Oyinbo people provide me with the basis life necessities and some more. You are slaving for some northern idiots that can barely even rule his household and here you are running your stupid mouth. It's people like you that makes me feel ashamed to be a Nigerian. I wonder when was the last time you experience electricity? ordinary clean drinkable water na wahala. Olosi !

I worked in the UK for 15 years as an IT consultant , and I still get consulted even from my house in Lagos. They respect me, and don't treat me like some cleaner / security guard in a security company looking at secret files while others have closed and gone home. If idiots outside the country could rise up for their country with dignity it would do a lot of us a lot of good. As a matter of fact I stand to be corrected that it is not only Nigerian doctors that get arrested for Medicare offenses. This is not to take side with illegality; just stating the facts. So how does that become a Nigerian problem ?