Just got their information about Insurance. To text 'LIFE' to 7700, of which i did. This was their reply
"Welcome to MTN Y'ello Cover offered in collaboration with MANSARD.This offers you affordable airtime-based life,accident & permanent disability insurance cover of N350,000.Send your FULLNAME to 770001 e.g. Bello Kome Okon.Cost only N15/day
Premium is deducted daily from airtime
Policy pays in the event of subscriber's permanent disability, demise resulting an accident or other factors
Benefit payment resulting from subscriber¿s demise shall be paid to a named beneficiary
Only claims arising from an accident are payable within the first 30 days
For detailed Terms and Conditions,please visit http://www.mtnbusiness.com.ng/yellocover"

So my question is,WHY SHOULD IT BE CLAIMED AFTER DEMISE OR PERMANENT DISABILITY? Are they tricking/manipulating people.'s mind to be accepting/creating bad ending to themselves? Because 'thoughts are things.'
Pls MTN, create insurance that wil benefits/edify pple's mindset. thanx

I was wondering same