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Nairaland Forum / Nairaland / General / Business / Which Bank Is The Best For Savings Account In Nigeria? (76082 Views)
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Re: Which Bank Is The Best For Savings Account In Nigeria? by abdullkabar(m): 12:48pm On Jun 29, 2020 |
I have used fcmb, keystone bank, first bank, wema bank But currently using Gtb, Uba and Ubn Smooth banks |
Re: Which Bank Is The Best For Savings Account In Nigeria? by duchess854: 12:49pm On Jun 29, 2020 |
I recommend Stanbic bank and first bank No unnecessary deduction 4 Likes |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Jabioro: 12:49pm On Jun 29, 2020 |
Ajayghalee:Join access there a lot of goodies..zenith no gree borrow you money.. 1 Like |
Re: Which Bank Is The Best For Savings Account In Nigeria? by MDAgye: 12:50pm On Jun 29, 2020 |
Guarantee trust bank 3 Likes |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Charlex23(m): 12:50pm On Jun 29, 2020 |
Zenith Bank of course. you won't be dissapointed. you could also try UBA considering your benefit every month just incase u want to have a fixed deposit account |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Nobody: 12:51pm On Jun 29, 2020 |
dammiecool:which one is stanbic mutual funds? How many percent do they offer in a month? |
Re: Which Bank Is The Best For Savings Account In Nigeria? by abrahamicseed(m): 12:52pm On Jun 29, 2020 |
Ab micro finance Bank. A reputable bank with a track record. Multinational company with integrity.spread across Africa, Asia, america and Europe. Nigeria head office in Lagos. 3.75% interest rate on savings account and very attractive interest on fixed deposit. |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Mexyz(m): 12:52pm On Jun 29, 2020 |
StanbicIBTC You won't regret it. |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Angelfrost(m): 12:52pm On Jun 29, 2020 |
Oluwabusobomi: Zenith will always come first... Those guys know what's up with customer satisfaction. Others should be: UBA, GTB, and First. 1 Like |
Re: Which Bank Is The Best For Savings Account In Nigeria? by iamsegxman(m): 12:52pm On Jun 29, 2020 |
Zenith |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Angelfrost(m): 12:53pm On Jun 29, 2020 |
humilitypays: Honestly, it's Zenith for all of the above... No exceptions! |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Zane2point4(m): 12:53pm On Jun 29, 2020 |
joyandfaith: First bank and sms alert no deh in good terms, i fit send u money now na nextweek u will get it. Customer care grls deh stoopid. 1 Like |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Simplyleo: 12:53pm On Jun 29, 2020 |
Trayceey:Banks don't charge on savings accounts. Personal experience though. I dropped 5m in zenith for about 2 yrs, got about 350k interest. So to me, zenith bank is reliable if you want interest. Infact, the rate on current accounts is almost uniform across all banks. That is COT. 3 Likes |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Antibot5: 12:53pm On Jun 29, 2020 |
Kuda |
Re: Which Bank Is The Best For Savings Account In Nigeria? by abbasajao(m): 12:54pm On Jun 29, 2020 |
Catabolism: That applies to all commercial banks |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Kokoboss: 12:54pm On Jun 29, 2020 |
. |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Enniez2018(m): 12:54pm On Jun 29, 2020 |
Standard Chartered is the way. Gave me an account opening bonus of 2k in january. No sms charge, no maintenance charge, no transfer charges. Monthly interest rates is good 1 Like |
Re: Which Bank Is The Best For Savings Account In Nigeria? by FLOTAN(m): 12:54pm On Jun 29, 2020 |
All banks operate under same CBN rules. However, they could vary the terms a little to become more competitive than the rest. What’s your attraction for savings account? Most people will go for high interest rates. To get this high rates, some banks will request you maintain a certain daily minimum balance which could be as high as N1,000,000 or they could stipulate maximum number of times you could withdraw in a month. Other savers could be looking for flexibility in the operation of the account like cheque book issuance, cheque lodgments into savings account, possibility of third party withdrawals, Internet banking operability, etc. So, know what you want and go for it. But remember, Savings is a means to an end; it is not an end in itself. You need to channel the savings into a project or investment for higher returns. We strongly recommend investment in Real Estate. You could start your journey to becoming a property owner with as little as N600k. Buy an asset not a liability! Check my profile for offers. Flexible payment plans are also available.
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Re: Which Bank Is The Best For Savings Account In Nigeria? by Leezah(f): 12:55pm On Jun 29, 2020 |
Trayceey:Nigerian banks are just commission and charging outfits. |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Joefat: 12:56pm On Jun 29, 2020 |
huptin: You say wetin 7 Likes 1 Share
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Re: Which Bank Is The Best For Savings Account In Nigeria? by A305: 12:57pm On Jun 29, 2020 |
Stanbic IBTC, its an investment bank but eehhh, that bank second name is peace of mind. 2 Likes |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Leezah(f): 12:57pm On Jun 29, 2020 |
kponkedenge:THEY ARE JUST TOO USELESS 4 Likes 1 Share |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Angelfrost(m): 12:57pm On Jun 29, 2020 |
ndcide: Leave that guy... Person go dey save money for Naija bank dey reason interest. Hehehehe. That's like trying to fill up a well with water using a cup. If you want to save, just save... If you are seriously looking for interest or returns, then better invest that money in a fast growing business or use trusted investment houses. 2 Likes 1 Share |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Kendollar696(m): 12:58pm On Jun 29, 2020 |
huptin:I laugh figuratively!! Am already disappointed by this!! 4 Likes 1 Share |
Re: Which Bank Is The Best For Savings Account In Nigeria? by drnoel: 12:58pm On Jun 29, 2020 |
LudaChriz: What of FCMB? Does anyone have any problem with them? |
Re: Which Bank Is The Best For Savings Account In Nigeria? by oofjm: 12:59pm On Jun 29, 2020 |
dammiecool:can u explain better |
Re: Which Bank Is The Best For Savings Account In Nigeria? by cray91(m): 1:00pm On Jun 29, 2020 |
Gbam! you got it! HIGHESTPOPORI: |
Re: Which Bank Is The Best For Savings Account In Nigeria? by MartinsD12(m): 1:00pm On Jun 29, 2020 |
LudaChriz:Zenith bank no stress very innovative and digitally driven |
Re: Which Bank Is The Best For Savings Account In Nigeria? by cray91(m): 1:00pm On Jun 29, 2020 |
i don't have account with them though but you are very right. na Zenith sure pass Oluwabusobomi: |
Re: Which Bank Is The Best For Savings Account In Nigeria? by mamaafrik(m): 1:00pm On Jun 29, 2020 |
Jombojombo:if i throw you this wheel spanner,you no go survive am Soraee 5 Likes 1 Share |
Re: Which Bank Is The Best For Savings Account In Nigeria? by alpharoyalty: 1:01pm On Jun 29, 2020 |
Zenith Bank is good. |
Re: Which Bank Is The Best For Savings Account In Nigeria? by Oluwabusobomi(f): 1:01pm On Jun 29, 2020 |
Demrich: Does Zenith pay monthly interest? |
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