We run an economy today that is based on budgeting. But, to a large extent, our culture does not encourage budgeting. In advanced economies that we are copying, if one lives on a monthly salary, it is difficult to expect one to share with members of one’s family, outside those in one’s nuclear family. In some instances, as one’s children attain the age of 18, parents would ask them to move out to get a council flat to live on their own.

There is nothing like: “Sorry, I was passing by and remembered my relation lives here and I said I should stop by to greet him”, and perhaps, expect that in appreciation of the courtesy, one would reach into one’s pockets to accommodate the unexpected visitor. From which budget is that going to come from?