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Please Your Advice Needed In This Kind Of Situation - Family - Nairaland

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Please Your Advice Needed In This Kind Of Situation by Dawson126: 9:47pm On Oct 21, 2022
Good day everyone,

I'd just go straight to the point and mod, I don't know if I'm doing this in the right session but I just believe I'd get reviews from experienced people from the family session.

I recently graduated from the University but for my long life dream of becoming a medical doctor, I just found a way into the medical school having gone through many hurdles because I would have studied Medicine earlier but money denied me.

The issue I'm facing now is that, I've been doing businesses and working for some time now (you can check my previous threads here) and I have been saving towards my aspiration. I entered a 6 month savings contract with a company which would be completed by December and with some help coming from my mum, I have saved quite some cash already (close to 600k). Thinking ASSU would resume towards December this year and January we would resume school and I was told 6 months was the minimum I could do.

ASSU strike has been called off and my university is trying to rush things and all. I contacted the company and I was told no matter what I do, I would only be given the money by December that that was the contract.

Right now, registration is closing soon and I've got about 150k with me and my school fees is about 380k app.. I can pay 50k out monthly monthly without much problem. If I see 200k, I would know how to go about the rest and
A friend advised me to consider the option of online loan and bank loan (nothing favourable is even coming from those people).

Elders,
My enquires are that:
Which of these online loan institution would be good for me and how do I go about it?
Is there any other option available apart from these. I need wisdom please and don't want this opportunity to go just like that.

Thank you all.
Re: Please Your Advice Needed In This Kind Of Situation by Payperboii(m): 11:00pm On Oct 21, 2022
Boss kuku pay acceptance fee and defer your admission.
Even if na science lab tech u wan do.
600k no go anywhere oh.
Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 5:16am On Oct 22, 2022
Payperboii:
Boss kuku pay acceptance fee and defer your admission.
Even if na science lab tech u wan do.
600k no go anywhere oh.

Thank you for your input boss. I have paid my acceptance fee already and before one can defer, you will have to pay the school fees. Do you see this is not something to work with.
The issue I have in my plan is wrong timing. Even, if I'm able to obtain the loan, I can pay once by December or better still pay monthly as the case may be. And that's why I'm seeking how to go about it considering the option of online lenders like loan apps and so on
Re: Please Your Advice Needed In This Kind Of Situation by Graduate2015: 6:02am On Oct 22, 2022
What course did you gain admission to study?
Re: Please Your Advice Needed In This Kind Of Situation by okoIYAyin(m): 6:05am On Oct 22, 2022
Dawson126:


Thank you for your input boss. I have paid my acceptance fee already and before one can defer, you will have to pay the school fees. Do you see this is not something to work with.
The issue I have in my plan is wrong timing. Even, if I'm able to obtain the loan, I can pay once by December or better still pay monthly as the case may be. And that's why I'm seeking how to go about it considering the option of online lenders like loan apps and so on

You really need to make better enquiries about what you're saying. I don't believe any school will ask you to pay tuition fee before deffering an admission, isn't lack of tuition payment the whole point of deffering in the first place?

1 Like

Re: Please Your Advice Needed In This Kind Of Situation by ibechris(m): 6:57am On Oct 22, 2022
Your mum should take you to your church.
Village meeting.
Your uncles.
Family members.
Aunties or brothers to seek family loan.

If u are in the village,seek help from a prominent men and women in ur village.

I,personally would have love to lend u this money but distance,not knowing u and the facelessness of this forum makes it a distrust to believe anyone here.

May God help u to find a helper as quickly as possible.

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Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 7:25am On Oct 22, 2022
Graduate2015:
What course did you gain admission to study?

Medicine and Surgery boss
Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 7:25am On Oct 22, 2022
okoIYAyin:


You really need to make better enquiries about what you're saying. I don't believe any school will ask you to pay tuition fee before deffering an admission, isn't lack of tuition payment the whole point of deffering in the first place?

There are schools who do this. I couldn't believe it myself until someone told me UNN does same too
Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 7:43am On Oct 22, 2022
ibechris:
Your mum should take you to your church.
Village meeting.
Your uncles.
Family members.
Aunties or brothers to seek family loan.

If u are in the village,seek help from a prominent men and women in ur village.

I,personally would have love to lend u this money but distance,not knowing u and the facelessness of this forum makes it a distrust to believe anyone here.

May God help u to find a helper as quickly as possible.

Thanks boss for your input.
If you talk of church, well that would have been that of the old days. You know how it is now

If you talk of village, that would have been the kind of village where everyone is homogeneous and everyone is not trying to hide their heads for safety.

If you talk about family loan. Lol. That's for someone who still have close relatives and you know how the story goes for distance relatives. Boss, there's no secret anywhere, my grandparents had 7 children, as we speak, only 2 remains, one is incapacitated and not able to use his legs and the other one is trying to run for her safety. My father was a medical doctor. Graduated from from one of the prestigious unis in Nigeria, and died 25 years ago.

I take responsibility for my life and don't blame anyone but just hold fast to God. I finished secondary school 2012 and it took my 3 years to safe enough to be able to afford 100L which is usually the most expensive at the University I graduated from. Check my previous threads, I worked. And I don't even have any plans of cleaning this one too. I have nothing to hide and this serve as diary for me in the nearest future which I can use to raise hope for people.

If you want to lend me boss, there is nothing I think I should hide from you. We can try to see how to work things out in order to secure your doubts and see me and see that your fund is fully refunded. This is my real account here. Many people that I have worked for, worked for me and worked with are all here. Check all my threads and comments. I wouldn't use a moniker because I understand that there is nothing always to hide. We've all used to still passing through a challenge. So boss, I am with you.

If I can save this 100L at the moment, forget about the rest.
Re: Please Your Advice Needed In This Kind Of Situation by IamAsiri: 8:37am On Oct 22, 2022
Dawson126:
Good day everyone,

I'd just go straight to the point and mod, I don't know if I'm doing this in the right session but I just believe I'd get reviews from experienced people from the family session.

I recently graduated from the University but for my long life dream of becoming a medical doctor, I just found a way into the medical school having gone through many hurdles because I would have studied Medicine earlier but money denied me.

The issue I'm facing now is that, I've been doing businesses and working for some time now (you can check my previous threads here) and I have been saving towards my aspiration. I entered a 6 month savings contract with a company which would be completed by December and with some help coming from my mum, I have saved quite some cash already (close to 600k). Thinking ASSU would resume towards December this year and January we would resume school and I was told 6 months was the minimum I could do.

ASSU strike has been called off and my university is trying to rush things and all. I contacted the company and I was told no matter what I do, I would only be given the money by December that that was the contract.

Right now, registration is closing soon and I've got about 150k with me and my school fees is about 380k app.. I can pay 50k out monthly monthly without much problem. If I see 200k, I would know how to go about the rest and
A friend advised me to consider the option of online loan and bank loan (nothing favourable is even coming from those people).

Elders,
My enquires are that:
Which of these online loan institution would be good for me and how do I go about it?
Is there any other option available apart from these. I need wisdom please and don't want this opportunity to go just like that.

Thank you all.

When is the deadline for the payment of the fees?
Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 9:56am On Oct 22, 2022
IamAsiri:


When is the deadline for the payment of the fees?

11th November, 2022.

Boss, I never knew you'd be seeing this. Thank you so much for your concern, this means a lot to me
Re: Please Your Advice Needed In This Kind Of Situation by Payperboii(m): 12:15pm On Oct 22, 2022
Dawson126:


Thank you for your input boss. I have paid my acceptance fee already and before one can defer, you will have to pay the school fees. Do you see this is not something to work with.
The issue I have in my plan is wrong timing. Even, if I'm able to obtain the loan, I can pay once by December or better still pay monthly as the case may be. And that's why I'm seeking how to go about it considering the option of online lenders like loan apps and so on
Okay. But I know you can defer without paying school fees.
Re: Please Your Advice Needed In This Kind Of Situation by GboyegaD(m): 12:51pm On Oct 22, 2022
Have you tried reaching out to your friends from school and previous roommates or brothers in the neighborhood? They might be able to loan you since they know you.

Please avoid this loan shark, you need your peace ooo.
Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 1:01pm On Oct 22, 2022
Payperboii:

Okay. But I know you can defer without paying school fees.

You are saying this as if you're so sure like you have been to the University and inquire yourself and you have been told that's how it is. Which university did you attend, if I may ask?

That it happens in the University you attended doesn't mean that is how it happens in other universities. I graduated from the University of Ibadan and I know well that in UI, you don't have to pay school fees before you defer. All you have to do is defer after paying acceptance fee. Does that happen in UNN? No, other universities, I'm not sure. You wouldn't even have a matric number until you pay school fees in some schools and some schools you have matric number after paying acceptance fee.

I trained myself at the University of Ibadan, not only that, I added to other people's school fees, which I am humbly happy I did. And I still remember that the only reason I never attended OAU was because I never had 20k in 2013, AAUA 28k 2013, UI 34k in 2014. But in 2015 I was able to afford all. I understand what it takes to suffer bitterly, what it takes to rise and what it takes to endure and what it takes to be fully responsible, what it takes to strife.

So, I that I've gone through these, do you think I'd hesitate to defer if it is possible for me to at the school? I bet you I wouldn't hesitate and won't even bother to ask about loan apps. Even if I get the loan from online financial institutions (apps), I'd pay interest on it so why would anyone wants to borrow me that and I wouldn't add interest if fair enough? Do you know why it is painful to me? Just only if the school resumption could have waited till December. 11th Nov., Is the deadline, just some days

People who know me understand. If I borrow 1k from you, I'd sure put something on top while repaying.

Life is taking and giving. It is transaction.

Boss, presumptions have scattered many life's and shattered many dreams.
Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 1:11pm On Oct 22, 2022
GboyegaD:
Have you tried reaching out to your friends from school and previous roommates or brothers in the neighborhood? They might be able to loan you since they know you.

Please avoid this loan shark, you need your peace ooo.

Thank you Mr GboyegaD,

I have tried reaching out to them and all but I didn't get favourable answers from them, even from those I never expected it from but I understand and sincerely I am not offended. If I'm in the position to do for them again, I will humbly and gladly do.

As the common fact goes "it is easier to raise funds to bury people, than to raise funds to keep them alive"

If you know any loan app, kindly let me know, I will share you my WhatsApp contact so we can talk and get a framework of how to go about it.

Is one's future not worth giving all to?
Re: Please Your Advice Needed In This Kind Of Situation by GboyegaD(m): 1:43pm On Oct 22, 2022
Dawson126:


Thank you Mr GboyegaD,

I have tried reaching out to them and all but I didn't get favourable answers from them, even from those I never expected it from but I understand and sincerely I am not offended. If I'm in the position to do for them again, I will humbly and gladly do.

As the common fact goes "it is easier to raise funds to bury people, than to raise funds to keep them alive"

If you know any loan app, kindly let me know, I will share you my WhatsApp contact so we can talk and get a framework of how to go about it.

Is one's future not worth giving all to?

It is worth giving all to however, one needs be wise about this. In the advent of no funds coming, have you tried reaching out to non governmental organizations around you? They are not to help you raise the funds since you have the money forthcoming. They could help you write your university and stand as a guarantor for you till December. I will suggest you explore that option.
Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 1:51pm On Oct 22, 2022
GboyegaD:


It is worth giving all to however, one needs be wise about this. In the advent of no funds coming, have you tried reaching out to non governmental organizations around you? They are not to help you raise the funds since you have the money forthcoming. They could help you write your university and stand as a guarantor for you till December. I will suggest you explore that option.

So this could be possible too? That's fine then. Like which NGO because we don't have much around here. I'm in Kogi state now . And on Monday or Tuesday, I'd be on campus and see if this is acceptable. I'd get back to you once I've got the info.

Thank you so much, Mr GboyegaD
Re: Please Your Advice Needed In This Kind Of Situation by GboyegaD(m): 2:26pm On Oct 22, 2022
Dawson126:


So this could be possible too? That's fine then. Like which NGO because we don't have much around here. I'm in Kogi state now . And on Monday or Tuesday, I'd be on campus and see if this is acceptable. I'd get back to you once I've got the info.

Thank you so much, Mr GboyegaD

You could try Aunty Landa. I don't know her NGO's name but I know she anchors Sharing Life Issues on Inspiration FM 92.3 Lagos on Saturday and Sunday from 7pm to 8pm.
Re: Please Your Advice Needed In This Kind Of Situation by willybaby(m): 2:28pm On Oct 22, 2022
Dawson126:


You are saying this as if you're so sure like you have been to the University and inquire yourself and you have been told that's how it is. Which university did you attend, if I may ask?

That it happens in the University you attended doesn't mean that is how it happens in other universities. I graduated from the University of Ibadan and I know well that in UI, you don't have to pay school fees before you defer. All you have to do is defer after paying acceptance fee. Does that happen in UNN? No, other universities, I'm not sure. You wouldn't even have a matric number until you pay school fees in some schools and some schools you have matric number after paying acceptance fee.

I trained myself at the University of Ibadan, not only that, I added to other people's school fees, which I am humbly happy I did. And I still remember that the only reason I never attended OAU was because I never had 20k in 2013, AAUA 28k 2013, UI 34k in 2014. But in 2015 I was able to afford all. I understand what it takes to suffer bitterly, what it takes to rise and what it takes to endure and what it takes to be fully responsible, what it takes to strife.

So, I that I've gone through these, do you think I'd hesitate to defer if it is possible for me to at the school? I bet you I wouldn't hesitate and won't even bother to ask about loan apps. Even if I get the loan from online financial institutions (apps), I'd pay interest on it so why would anyone wants to borrow me that and I wouldn't add interest if fair enough? Do you know why it is painful to me? Just only if the school resumption could have waited till December. 11th Nov., Is the deadline, just some days

People who know me understand. If I borrow 1k from you, I'd sure put something on top while repaying.

Life is taking and giving. It is transaction.

Boss, presumptions have scattered many life's and shattered many dreams.
don't lose hope bro, and to those saying you don't pay fees before deferment, am an alumni of Federal University of Agriculture Makurdi and school fees is paid aLso before deferment of session or semester. So don't doubt @Dawson126 much.
Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 2:34pm On Oct 22, 2022
willybaby:
don't lose hope bro, and to those saying you don't pay fees before deferment, am an alumni of Federal University of Agriculture Makurdi and school fees is paid aLso before deferment of session or semester. So don't doubt @Dawson126 much.

Willybaby, thank you so much for your input. I won't lose hope and I will stand. Thank you.

1 Like

Re: Please Your Advice Needed In This Kind Of Situation by Payperboii(m): 7:41pm On Oct 22, 2022
Dawson126:


You are saying this as if you're so sure like you have been to the University and inquire yourself and you have been told that's how it is. Which university did you attend, if I may ask?

That it happens in the University you attended doesn't mean that is how it happens in other universities. I graduated from the University of Ibadan and I know well that in UI, you don't have to pay school fees before you defer. All you have to do is defer after paying acceptance fee. Does that happen in UNN? No, other universities, I'm not sure. You wouldn't even have a matric number until you pay school fees in some schools and some schools you have matric number after paying acceptance fee.

I trained myself at the University of Ibadan, not only that, I added to other people's school fees, which I am humbly happy I did. And I still remember that the only reason I never attended OAU was because I never had 20k in 2013, AAUA 28k 2013, UI 34k in 2014. But in 2015 I was able to afford all. I understand what it takes to suffer bitterly, what it takes to rise and what it takes to endure and what it takes to be fully responsible, what it takes to strife.

So, I that I've gone through these, do you think I'd hesitate to defer if it is possible for me to at the school? I bet you I wouldn't hesitate and won't even bother to ask about loan apps. Even if I get the loan from online financial institutions (apps), I'd pay interest on it so why would anyone wants to borrow me that and I wouldn't add interest if fair enough? Do you know why it is painful to me? Just only if the school resumption could have waited till December. 11th Nov., Is the deadline, just some days

People who know me understand. If I borrow 1k from you, I'd sure put something on top while repaying.

Life is taking and giving. It is transaction.

Boss, presumptions have scattered many life's and shattered many dreams.
My man no be fight.
I no de try spoil your market.
I wish you what you wish yourself.
Na u Sabi your school so you know best here.
Besides I no go school ���
Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 8:04pm On Oct 22, 2022
Payperboii:

My man no be fight.
I no de try spoil your market.
I wish you what you wish yourself.
Na u Sabi your school so you know best here.
Besides I no go school ���

Boss, fight ke? Who I be to fight you. It is nothing though. Enjoy your night boss
Re: Please Your Advice Needed In This Kind Of Situation by ezimo777(m): 10:15pm On Oct 22, 2022
Dawson126:


There are schools who do this. I couldn't believe it myself until someone told me UNN does same too

Almost all tertiary schools especially universities in nigeria does same.
Re: Please Your Advice Needed In This Kind Of Situation by ezimo777(m): 10:19pm On Oct 22, 2022
Payperboii:

Okay. But I know you can defer without paying school fees.

Not possible in most stares, federal universities. Not quite sure of private
Re: Please Your Advice Needed In This Kind Of Situation by Dawson126: 9:38pm On Nov 22, 2022
The update

I ultimately give glory to God the master planner of all things. I paid today after the final deadline was given as stated in a memo to everyone. Technically, today was the deadline.

I don't even understand, how to explain how all went but if there is someone somewhere reading this, please don't give up on God. Please don't give up on yourself. Don't give up too on your life.

I will share the link to my linkdIn account where I would drop the story of all soon

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