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Nairaland Forum / Nairaland / General / Family / Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? (45519 Views)
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Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by juman(m): 6:51am On Apr 29, 2023 |
I had a super rich maternal uncle. He was a trader and an importer. Some of his siblings would asked him to sell some of his goods to them. Sometimes a truck load of cement etc sent to his sibling, the sibling may decided not to give him any money back. Not even a kobo. When he asked why? The answer would be begging and begging, but you are very rich. Their mother would come in and interceded and begged him to forget the money. Very soon the sibling would be begging for another truck of goods and promised to pay this time around. Not sure it would be paid or not. But he was very very rich person, and very nice mallam. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by nedekid: 6:54am On Apr 29, 2023 |
SavageResponse:People are sentenced daily but we dont hear about it. Anyway most try to settle before it gets to case. Usually at police or efcc. Most, when you threaten them will wish to settle sharp sharp. One of my paddies, ordered medical equipment from mushin, on the day of payment omo igbo called him that his check bounced. If you see the panic this guy went through looking for money to put in that account. Another of my friends, police arrested him to the then IG intelligence unit, gra. Infact his creditors said they did not want the money, rather they wanted him charged to court, that he must go to jail. When his family saw this guy would likely smell jail, they looked for the money with begging for the case to end. The fear that one could loose his freedom for just eg 1 month,, imagine if there is no option of fine. Wount you pay? 1 Like 1 Share
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Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by sylve11: 6:56am On Apr 29, 2023 |
Kobojunkie: I will stick to this. ![]() |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Zonefree(m): 6:57am On Apr 29, 2023 |
vickydevoka:I'll simply ask him, "what part of my lifestyle made you feel I have 20k?" 2 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by nedekid: 6:57am On Apr 29, 2023 |
Truthshscrazy:Truth of the matter is that people will always try to find a loophole. But don't for get the person trying to borrow money from you will not be thinking of all this. He ask you, as you are giving him, you demand for cheque. Anyway, nothing is 100% guaranteed, it is just an additional protection. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by juman(m): 6:58am On Apr 29, 2023 |
Lend money regularly to people, if you are blessed to have lot of money. The money you can give away. M oney K udi O wo abiola was the kindest person ever in nigeria. He readily gave out, he always helped people. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Juliearth(f): 6:58am On Apr 29, 2023 |
Evestar200: Wow!! Your frenemy is truly entitled. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Kobojunkie: 6:58am On Apr 29, 2023 |
sylve11:I also learned to add the following nedekid:Request postdated check for each payment to be made by the one borrowing from you as additional insurance against nonpayment. ![]() 1 Like |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by sylve11: 7:02am On Apr 29, 2023 |
Octopusssy: If na me I nor go do that kind thing sha. I like the fact you said you could be petty sometimes. ![]() |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by folake4u(f): 7:09am On Apr 29, 2023 |
Klass99: For real oh. 🤣🤣 Thank you very much Klass. ![]() 1 Like |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Iceberg3: 7:10am On Apr 29, 2023 |
Evestar200:Hello there sis, people like you have good hearts and other fellas take advantage of it. What these people do is,they run up to borrow money from you and when it's time for them to pay back,they stay off you and you will be the one running to them! It gets worse when they show you that you are irritating them for asking for your own money! I have made up my mind never to lend or borrow any money to anybody cos you borrow them the dough or not,they will still annoy you,so it's better I don't borrow and let them say and do whatever they want. Please be very careful and watch your steps, people are bad. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by ecolime(m): 7:15am On Apr 29, 2023 |
Na these same set of bad debtors dey patronise loan apps. You see dem shouting Palmpay up and down. Awon onigbese. Don't borrow anybody money you can not gift them. Some Nigerians would rather pray for your death than refund the 5k they owe you. Lets be wise 5 Likes 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by folake4u(f): 7:16am On Apr 29, 2023 |
Sixfeetbelle: Sabi girl! 😎😎😊 Do you get?!! It is a BIG DEAL to me. I swear. It's better the person keep his mouth shut instead of unfulfilled promises. Na that time me and the person go put leg for one trouser. 😂😂 1 Like |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Tohsynetita1: 7:16am On Apr 29, 2023 |
1Sharon:I was told to help me find it. Am not the one lending him. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Rexnegro(m): 7:17am On Apr 29, 2023 |
Evestar200:This is one of many things I hate to see and I wish I have super power to deal with ungrateful elements like these ones. Just like one idiot I gave money 65k since sept 27 last year to do my car documents only for this idiot up till this moment can't bring documents and can't pay up , he has been begging for more time to refund . Had to involve his mother she too joined in begging . I wanted to go street with but my mum begged for him . Okay now he has relocated somewhere cos he said his wife is misbehaving blah blah blah ...wo just give me my money. I have it in mind that anywhere I manage to see him hmmm wish I can do more but I have been told via dream to avoid anything fight or dragging not to regret . I understood the dream msg from my sis cos the said guy can't stand me if e sup . Bottom line many people are ungrateful and funny part of it again is that it's you that will be calling messaging for your own money. For such people in my mind has closed their own chapter when it comes to doing them favour in future even if they are at the point of death I won't. I so hate ungrateful people ehn 2 Likes 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by BarrElChapo(m): 7:18am On Apr 29, 2023 |
Johnn87: You think all contracts must be formal to be binding abi 😀, dey play 😏😏 |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Idoko619(m): 7:18am On Apr 29, 2023 |
Zonefree: Somebody already using this scope....wow, we plenty |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Tenrack: 7:19am On Apr 29, 2023 |
Evestar200:shey make I talk about a top banker wey I lend 5k since 7 months now wey dey post me like say tomorrow no dey? Btw.. she was my account officer |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Evestar200(f): 7:20am On Apr 29, 2023 |
Caseless:I don't delete my chats. Because I might need in the future as evidence. 1 Like |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Tenrack: 7:26am On Apr 29, 2023 |
Octopusssy:You did very very very well babe. It is okay to be petty when the other i.diot wants to be racing mad. ![]() I swear you be like me. E sweet me for belle. People wicked come stupid on top. 2 Likes 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Kaybaba5(m): 7:28am On Apr 29, 2023 |
Zonefree: U reminded me of my childhood friend that had been disturbing me on Facebook messenger to borrow him 5k, severally he would be be sending me messages anytime I login to fb,. I decided oneday to put an end to. It. I gave him 3k and since then he refused to talk about it. And I have rest of mind. Cos he knows that if he asks me I will remind him the I gave that he refused to pay 2 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Tenrack: 7:29am On Apr 29, 2023 |
inoki247:Baba na your own be that o. I will gladly will all my money in my mother's name if I could. She's the only person I can trust. Not even my Dad. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by sylve11: 7:31am On Apr 29, 2023 |
Kobojunkie: Some of the people seeking loans don't even know what a cheque looks like. ![]() ![]() 2 Likes 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by PDJT: 7:33am On Apr 29, 2023 |
Klass99: -Lol at "Sorry o." It's not your fault na. ![]() -Anyway, the person in question and myself haven't spoken in years. I have since deleted his contacts. When the issue was fresh, I told family members I would go for the money when he least expects, but over the years I seem to have mellowed down a tad with some intervention from one of my wives. -He never gave any reason for not paying, only keep promising he will pay the loan back. -Nevertheless, lessons learnt. Never to be that stupid ever again. 2 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Kobojunkie: 7:37am On Apr 29, 2023 |
sylve11:1. Maybe you shouldn't lend to anyone who does not have a bank accounts and a check book. Even high school kids here know what those are. ![]() |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by NoToPile: 7:40am On Apr 29, 2023 |
This is the reason why I can never ever blame Lapo and all these online apps when they go brutal. Nigerians are not used to paying back loans or whatever and it's an entitlement mentality, an habit that has being ingrained from little. It doesn't even start from lending money it starts from little things like 1. Expecting someone else to pay for your meal or tfare simply because you feel the person should have more money, no prior discussion about it nothing. They will now try to black mail you emotionally especially office people ![]() I will never expect my collegue to pay for my meal if we go on break together, I hold my money, you sef don't expect me to pay for yours coz you don't know how buoyant I am at the time. If I want to sponsor your meal na me go tell you. 2. Years back I needed 20naira change someone lent me and later in the day I returned it back, the person was like ahan why would you return 20naira and I said because I asked you to borrow me the change. We think because an amount is small if borrowed it shouldn't be returned and then it graduates to big cash. People that don't think of returning 500naira will never be faithful with 50k that's the way I see it. 3. We believe that if someone is rich money lent from the person should not be returned after all ' he is rich'. Major reason why rich people do tend to separate from others for a while. Point is Nigerians are bad debtors, friends oo family ooo, collegues ooo same nooni. Thats how a collegue told me to help him collect Gtb loan with my own salary account ![]() But there are those who keep to their word, those ones will always refund no matter what and I can go all out for these people, because I know they will pay Shout out to LAPO the kings of loan recovery in Naija, na dem fit our people. 3 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by PDJT: 7:42am On Apr 29, 2023 |
Kobojunkie: -We are quite informal in our setting. We help and support one another. The suggestion of formalising lending will not be exactly welcomed for some reasons. -Anyway, I don't lend money anymore. I only dash what I can afford. -I remember when I was in College and I asked my Finnish girlfriend to lend me £2k, she told me to approach my bank. Chai! The thing pain me, no be small; and still does. ![]() 3 Likes 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by OmayieHenry(m): 7:43am On Apr 29, 2023 |
Evestar200: Bros.. I know this person because he has also borrowed from me. That's the same format he uses This is his name. James Nwaka Ikechukwu. Phone number 08035440203 Abeg nairaland people help me call the chronic debtor to pay me back my money
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Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by ExudeLoveToAll: 7:47am On Apr 29, 2023 |
ednut1: Photoshoot? When one is broke, some folks need their heads examined? I did same to a friend, 200k plus, he returned a little more than half during pandemic year and has never initiated for full refund ever since. It's really pathetic to have people who always bring bad debt to others .. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by HaneefahRN(f): 7:47am On Apr 29, 2023 |
People can be terrible it is when it is time to pay the mumu that was begging for money will turn to lion. I don't even know how to ask for money borrowed from me so I would rather give a token I can let go of. I have learnt over the years people are not trustworthy especially as regards money |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Parrot69: 7:50am On Apr 29, 2023 |
Iriruaga100:Bro you sabi the guy? |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Kobojunkie: 7:50am On Apr 29, 2023 |
PDJT:1. You can equally help and support people while taking less risks yourself. There is nothing less helpful or less supporting, for example, about insisting the borrower signs a promissory note in addition to submitting post dated check as insurance. As a matter of fact, by ensuring risk on your end is reduced, you help keep the borrower responsible and discipline in his use and repayment of borrowed funds. ![]() When the lender is so relaxed about the risks of non payment, what incentive or reason exists for the borrower to put in the effort necessary to ensure payment of the loan? Na we dey feed all these bad culture by our own refusal to do better abeg! ![]() |
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