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Nairaland Forum / Nairaland / General / Family / Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? (45520 Views)
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Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Evestar200(f): 7:52am On Apr 29, 2023 |
miqos02:Ask me oo ![]() ![]() But is nice to be good, is just wicked people take advantage of it. 1 Like 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by sylve11: 7:52am On Apr 29, 2023 |
Kobojunkie: As a traveler, I come across different types of people. ![]() ![]() |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Evestar200(f): 7:53am On Apr 29, 2023 |
oyaaa:I didn't even respond after he said ![]() ![]() |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Evestar200(f): 7:56am On Apr 29, 2023 |
smasher1: I got that one on Twitter, and it makes me remember what happened to me which is the second story I shared. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by qtguru(m): 7:56am On Apr 29, 2023 |
Evestar200: Depends on the amount |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by flexyrule(m): 7:57am On Apr 29, 2023 |
Evestar200:This one Na Soilder. How u sef go borrow Soilder money? |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by alllivesmatter(m): 7:58am On Apr 29, 2023 |
folake4u: I feel so good hearing you insulted her back. Seniors do not have the monopoly of insult abegggg 3 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Evestar200(f): 7:59am On Apr 29, 2023 |
OmayieHenry: ![]() ![]() ![]() Does he based in Port Harcourt? Because the person I lend money to is also Ikechukwu |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by alllivesmatter(m): 8:04am On Apr 29, 2023 |
Rick9: Two female friends currently owing 10k each. They're friends though but I didn't dash them the money. I lent them. I asked one thrice, even told her money was meant for my mum's medical checkup. I got nothing. I asked the other once. She said she'll pay up, 5 months later, nothing. I had long resolved not to ask them no more... because, as long as I'm alive by the Grace of God, you can never ever ask me for financial assistance anymore. If you do, you're giving me the ticket to insult you down straight to your marrow. I had already paid you off my life...I bought off the future stress since... 2 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by flexyrule(m): 8:04am On Apr 29, 2023 |
Kobojunkie:Gullible? You don't let a bad experience from one person make you write off your entire friends. Amo g your friends, there must definitely be some good ones. If all your friends are bad eggs, then you too are probably one. Last week I had an accident with my official car. I needed to get it fixed before the return of work on Tuesday and I was very low on cash. I reached out to just 3 friends a d within 24 hours, I had close to half a million naira in my account. That doesn't mean I haven't been bitten by bad grinds before. My own experience sef is worse that what I'm seeing here. But that didn't make me to stop helping my friends. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by IgbosNIGHTMARE: 8:05am On Apr 29, 2023 |
Octopusssy:He owes you more 5k in 2019 is about 11k in value now 1 Like 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Kobojunkie: 8:08am On Apr 29, 2023 |
flexyrule:1. I am not in anyway suggesting that bad experiences keep one from lending and expecting all that money paid back. Rather, my suggestion is that lenders stop leaving themselves unnecessarily exposed when their are ways they can use the law to reduce risk of non repayment by borrowers. . ![]() |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Kobojunkie: 8:10am On Apr 29, 2023 |
sylve11:1. We live in 2023. If, for instance, you no get cellphone or at least landline for house, I no fit do business with you. It is that simple for me. There are somethings that I shouldn't have to start messing about with in this day and age. ![]() |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Edusouls(m): 8:11am On Apr 29, 2023 |
Octopusssy:women una be one kind human beings, a complete reverse of a man, so 5k na im u still get mind they demand since 4 years, because una get political argument, Kai a living person no fit chop una money, una strong no be small |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by IgbosNIGHTMARE: 8:11am On Apr 29, 2023 |
BusterG:I smell a chronic debtor... 3 Likes |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by PDJT: 8:13am On Apr 29, 2023 |
Kobojunkie: -Anyway, lessons learnt, I have since stopped being a "lender". What solidified my new approach was the last incident when I imported laptops for a friend in that line of business to sale in Lagos, but that one too failed. He atleast gave an excuse of having to sort out the health of one of his family members who was very ill at the time. Though that his family member eventually passed away unfortunately. But I have forgiven him, but not forgotten. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by IgbosNIGHTMARE: 8:15am On Apr 29, 2023 |
Samantha124:Yẹyẹ Una too dey talk rubbish online. I wonder how some of you people's brain work. So if you borrow someone 10k, you'll take the person to court or you too dey form Dangote? |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Adesolomon2014(m): 8:19am On Apr 29, 2023 |
After learning my lesson even from family, U need my financial help, I introduce you to palmpay or other lending app.... |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Nobody: 8:22am On Apr 29, 2023 |
Do you even know what legal aid is ![]() IgbosNIGHTMARE: 1 Like |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Kobojunkie: 8:23am On Apr 29, 2023 |
PDJT:No need to give up lending to those who you can and no need not to expect to get every penny back when you do. That, I guess, is what I am instead saying. The law provides lenders ways to pretty much guarantee repayment if they are willing to do things the right back and deal tactfully with the borrower. ![]() |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by BusterG: 8:25am On Apr 29, 2023 |
IgbosNIGHTMARE: I smell a hypocrite..... All of you owing Palmpay, Fairmoney, etc. Are you not all Nigerians again? SMH. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Bluntemperor: 8:31am On Apr 29, 2023 |
texannaija: The problems with us is that we don't defined limit! For you to borrow,you must know that such fund/money might not come back handy and all you need to do is - considered every Money you borrowed someone as a loss and never looked forward to receiving it back.But if it comes back,ok. That is how to have peace of mind! Why do you think Financial Sector ( Banks, Insurance,etc , always have Provisions for Debt or even Bad Debts? Do you know how many Big Politicians in Nigeria is owing Nigeria - with heavy laden? What about Big Corporate Institutions like MIDAS,owing Federal Govt or State Apparatus? I beg,you know fill kill debtors o! |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Truthshscrazy: 8:35am On Apr 29, 2023 |
Kobojunkie: ![]() ![]() ![]() Seriously tho,kidney collateral is a No (unless na ritualists stuff 🤣🤣🤣🤣🤣🤣 ![]() to be returned back to indebted owner only whenever loan is repaid or the Asset/property will officially be eventually, physically Repossesed in case of defaltment. As was the case with the late Sani Dangote whose Dansa Foods company was seized by AMCON over a 5billion loan defaultment from Union Bank. Documents for Dansa Foods official have to be submitted immediately at the time of loan collecting,for Dansa Foods to be considered security/ Collateral. ( "Not a fvcking promissory note to give Dansa foods in future, but immedietely submitting all relevant Dansa foods documents immediately to lender, b4 loan is ever coughed out. )) Senate recently even passed a bill empowering AMCON to seize other assets not even submitted as Collateral in obtaining the loan. So long as its a formal legally binding legitimate loan.[i] Eg say Car documents submitted as collateral at time of loan. And Car burnt beyind recognition in an accident. But debtor has other assets equivalent to loan. [/i] Some Business lenders, have structured agreement with debtor employer forAutomatic deduction scheme b4 salary paid out ///freeze all Bank accounts halt all transactions in case of defaultment 🤔 (which one we go come classify loan apps,😂 insult defaulter to all contacts list 🤣🤣🤣🤣😅) |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by IgbosNIGHTMARE: 8:37am On Apr 29, 2023 |
BusterG:Pay your creditors nīgga! Don't be an unrepentant debtor. I hate debt and detest ungrateful debtors who refused to pay back as and when due, IRRESPECTIVE OF YOUR EXCUSES. 1 Like |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Philip4564(m): 8:38am On Apr 29, 2023 |
ednut1:Na child na no be side chick ![]() ![]() |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by Johnn87: 8:43am On Apr 29, 2023 |
BarrElChapo:It was classified as informal loan for the very fact that that the loan was doled out without security/collateral, based on friendship trust that ur friend will pay back 30k loaned out. Other features of bros abeg loan classified as informal, in contrast to formal loan or even those classified as semiformal, involves absence/lack of any official agreement Documents signed by both parties and no guarantor forms signed. No contract signed. No guarantor/indemnity or collateral. The very classification of such a loan as informal loan makes it non legally binding. Dey play😏😏 The law does not jail such a debtor, rather sets a repayment schedule at a rate the debtor can afford. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by IgbosNIGHTMARE: 8:43am On Apr 29, 2023 |
jubrilELsudan:Wow I now know why your father angrily moved you people and your mom out of that rented apartment when you were a kid... ![]() 1 Like 1 Share |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by WantsandMore: 8:47am On Apr 29, 2023 |
poshestmina:Bro no try sha, I hope he makes it up to you. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by IgbosNIGHTMARE: 8:48am On Apr 29, 2023 |
123readygo:If you didn't teach her a hard life lesson for being that ungrateful Bastard, then you're part of the problem of this world. PEOPLE NEED TO BE FORCED TO TAKE ACCOUNTABILITY FOR THEIR ACTION. |
Re: Borrowing & Not Repaying: Have You Ever Encountered Such From Family Or Friends? by IgbosNIGHTMARE: 8:50am On Apr 29, 2023 |
danielistics:Stop saying rubbish! Both is still the same when it comes to money. Lend' means to give something to someone to be used for a period of time and then returned. 'Borrow' means to take and use something that belongs to someone else for a period of time and then return it. The person lending something owns it and is letting someone else use it. |
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