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Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Wodu89: 7:39pm On Jun 06, 2023 |
tosinhtml: Ode calling Badore uptown. Lol. Badore wey wet don enter pass throu commot. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by PrimadonnaO(f): 10:42pm On Jun 06, 2023 |
UyaiIncomparabl: Tithing doesn't excuse a person from financial prudence. Tithing isn't a get-rich scheme. If a person earns 15k monthly, they're already broke. But no matter what, so long as you earn, you are required to offer up 10% to God, as a Christian |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by tosinhtml: 11:07pm On Jun 06, 2023 |
Wodu89: Rest bro, rest. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Superpack589: 4:22am On Jun 08, 2023 |
Gaspardd: Na the same rope dy drag una that's why money dy miss for your account. Lol |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Superpack589: 4:31am On Jun 08, 2023 |
Guy get a good girlfriend or marry someone who loves you. 30k outing every month suppose don help you see partner. She will help you manage your life well and talk some sense into your head. I really don't know what else to say to you except that you are wasting money. Your biggest expenses are your rent and car. Guy reduce your rent and stop feeding your car too much. How can you be buying fuel like this? Install solar energy instead and park your car for sometime. You will soon crash o. Do you even have savings? I piry you sha. 2 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by copyrites: 12:00pm On Jun 08, 2023 |
Acidosis: Are you being real now because why will you conclude that ten thousand is too much for body care for a man that earns 400k, when it's not 40k? I am not trying to say that you aee wrong either perhaps you can give him a better budget. I have an issue with expenses and would like to learn. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Acidosis(m): 1:08pm On Jun 08, 2023 |
copyrites: Well, I expressed my perspective based on my own context, but I also acknowledge that I overlooked factors, such as haircuts. Regarding the budget thing, the truth is I don't follow monthly budgets. I don't believe in them because I don't replace household items or groceries on a monthly basis. In other words, having a monthly budget for rice would be unrealistic for me since e.g., I haven't spent one naira on rice this year. Similarly, seeing a monthly budget for clothing or shoes seems weird to me because I don't buy them on a monthly basis. As you can see, our realities differ. However, regardless of whether one spends a lot on rent or food, a common factor should be the effort we put into saving or investing. Someone who couldn't save anything from a 400k salary would likely save very little or nothing even with a 70% pay raise. Savings should top the list of every budgets for those who believe in household budgeting. As for those, like myself, who don't believe in it, I would advise prioritising saving first and "blowing" the rest. If your current living arrangement and environment do not allow you to save, it simply means that you are living beyond and above your means - a pathway to living a fake life. 2 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by copyrites: 2:24pm On Jun 08, 2023 |
Acidosis: Thank you... I appreciate this 2 Likes 1 Share |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by decargne: 8:49pm On Jun 17, 2023 |
This one no dey save? Dey play... |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by MrReeseG(m): 10:46am On Jul 24, 2023 |
Essenza01: I thought it was just me, I'm basically you but 300,000 monthly. It's tiring. I don cut tire I don almost cut my hand join. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by vefexam: 8:42pm On Jul 26, 2023 |
MrReeseG: Just assume they lay you off in the month of August. What will you fall back too? Will you start begging friends and family to survive? If you have kids, how will you feed them. Learn to budget and save else soon or later you will be poor |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by a4cube: 3:51am On Jul 29, 2023 |
Essenza01:Run out bit you have home office. Rent the damn room out and save some money. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Nobody: 4:29am On Jul 29, 2023 |
Everyone don turn presidential adviser for Nairaland. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by timibare(m): 9:05pm On Jul 29, 2023 |
Mohisah:brother I hail oh |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Greystone: 12:20am On Jul 30, 2023 |
Everything I wud hav told the OP has been said already. A word is enough for the wise. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by bjbjjo: 9:27am On Jul 30, 2023 |
You have no business living in a two bedroom apartment, home office can be in tho corner of your living room. Cut your eating to twice daily. If you lose your job today you have no saving or investment to rely on. I know of someone who earns more than 600k monthly and he still share a two bedroom apartment with someone for less than than 650k annually. My broda cut you coat according to your size. 2 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Datbadtguy: 10:05am On Jun 20 |
Consider cooking more at home to cut down on daily food expenses. Also, try to negotiate lower rates for utilities or explore shared living arrangements if possible. I save by setting aside a portion of my income each month for specific goals like a future car or home purchase, and I maintain an emergency fund for unexpected expenses, which has been a lifesaver. Recently, I've been exploring more about financial planning, and I came across useful insights at https://cashyeah.com/blog/how-to-budget-5-tips-for-beginners. It helped me feel more secure about my financial future. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Mom007(f): 11:09am On Jun 20 |
Get a flatmate to split that rent in 2 while u look for a cheaper accommodation. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by mophic123: 5:01pm On Jul 11 |
What u are paying for house rent is too much for your status and since u work from home why d fuel budget is high |
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