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Nairaland Forum / Nairaland / General / Family / Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. (45860 Views)
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Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by jeff1607(m): 12:01pm On Jun 01, 2023 |
See net wey pesin throw If u know you know |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Babtunz: 12:12pm On Jun 01, 2023 |
Nazgul:Please what's the name of the rechargeable fan and how much did you get it for? Thanks. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Harddiskng(m): 12:24pm On Jun 01, 2023 |
Klass99: You saw where i wrote “try” right? Let’s face the fact the body of Christ has many parts as there are many churches. If its not the place for him, within 3 month he would know and find the place for. As we can both agree that the ground your “tithe” is sow is important. 1 Like |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Angelfrost(m): 12:29pm On Jun 01, 2023 |
Your budget is quite indicting and indicative of someone clearly living above and beyond his means...! Cut down your cost of living as a matter of urgency and sincerity... Cut off wasters in your life! For instance, to be using 7000 for data in a month, what exactly do you do online??!... I know people who use 5k monthly and earn more than your monthly salary from Freelancing! Just look at what you are paying as rent for a single guy! Come on... Get real sir!!!! There are people earning twice that and paying less on rent! Everything is about direction and purpose! Who are you trying to impress??! I'm glad you made a detailed budget... That's the first step to curbing bankruptcy! Now, commit to financial prudence! People are thriving on less than your monthly income! No Jokes! 7 Likes 1 Share |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by BeauBragnar11: 12:30pm On Jun 01, 2023 |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by tito44: 12:32pm On Jun 01, 2023 |
Mindlog: 3months salary going to rent isn't a bad idea. Ask financial experts 1 Like |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by BreconHills(m): 12:32pm On Jun 01, 2023 |
Essenza01: Just giving this a casual look there is about 60k there that can be saved. There are loads of items that should be semi annual or annual that youve put as monthly expenses. 1 Like |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Edipet(m): 12:33pm On Jun 01, 2023 |
Soccrates:I dey here dey fine 30k work I no see |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by HacheNoire: 12:33pm On Jun 01, 2023 |
boldx: 💯💯💯💯 |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Kion: 12:34pm On Jun 01, 2023 |
Hmm you dey try I still dey manage my 100k monthly |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by yahoodetector: 12:36pm On Jun 01, 2023 |
Essenza01: You are an extravagant spender who doesn't know how to plan well financially. If I was earning 400k a month, I will never complain. You said you aren't married and don't have kids yet some people are earning 85k a month with a wife and 2 children and are still doing fine. You are still a boy earning 400k...grow up and become a man and take wise decisions. 5 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by plumcomm: 12:37pm On Jun 01, 2023 |
Essenza01:when you decide to quit the fake life your head go correct who no get work dey collect salary. 3 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by JaskanFactor: 12:37pm On Jun 01, 2023 |
Just dont forget that the intention of rampant inflation is deliberate to cut down population, and that list you show is what the owners of Nigeria too are looking at to make sure you cannot afford children or survive till old age. Weather you know it or not, you are at war, therefore you or anybody around you hell bent on civilian life style is going to drag you down into the trap the owners of the world are creating. they dont plan for poor even middle class people to survive. that is why terrorists, kidnappers bandits etc are now civil servants in the European controlled Nigerian government. they too are looking at your monthly expenses to make sure they set inflation to rate you cant afford. That is what all the NGO organisations are doing, they are spying on the public. To find out how you survive and how they can stop it. So that in this times all those who still want to live frivolous life style are falling into a trap when the owners of the world have declared war on everybody who is not a billionaire. 2 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by chloride6: 12:38pm On Jun 01, 2023 |
You are a clown… Why are you spending so much on fuel and rent at the same time? 1 Like 1 Share |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by MrBroke(m): 12:39pm On Jun 01, 2023 |
Learn to pay yourself first by saving or investing at least 30% of your salary. I don't make up that amount you do but i save almost 50% of my income. 3 Likes 1 Share |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Angelfrost(m): 12:40pm On Jun 01, 2023 |
BreconHills: Tell him...! How many Nigerians earn as much as that monthly??! |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Emmyola6196: 12:41pm On Jun 01, 2023 |
Your budget shoud not exceed your income. |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Bobloco: 12:41pm On Jun 01, 2023 |
FalseProphet1: FalseProphet1 So, this is all you could see in the entire list 2 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by michealidowu91(m): 12:42pm On Jun 01, 2023 |
Buy my 1kva solar inverter system for 600k , with that you can reduce your electricity bills and fuel cost for generator. Our 1kva inverter generator is just 370k.contact for more info |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by yom2(m): 12:42pm On Jun 01, 2023 |
Essenza01:oga I don't need to read too far. Ur house rent alone was a a red flag for me. Haba!! 1.3m out of 4.8m |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by sherylbaky(f): 12:42pm On Jun 01, 2023 |
It's not too much in Lagos island my brother, it's just the price of a regular place. Although I don't think op is saying the truth considering the fact that some things on his list contradict boldx: 3 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by tonytony208(m): 12:43pm On Jun 01, 2023 |
FalseProphet1: Tithe isn't compulsory. Show me any part of the New Testament that promotes tithe. You have allowed pastors to brainwash you. Tithe is a Judaism doctrine, not a Christian doctrine. The recommendation of the new testament is that every man should give according to what he has decided in his heart (2 Cor. 9:7) 4 Likes 1 Share |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by easzypeaszy(m): 12:43pm On Jun 01, 2023 |
Essenza01:First of all you made huge msiatk paying 1.3M to where u wl drive 180k fuel every mnth. I can see dat u are still single fr spending 62k on food monthly. Bro most tins listed here are signs u are doin ursef. 1 Like |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Graciousnaija: 12:43pm On Jun 01, 2023 |
1. There is no need for purchasing clothing every month. Are you an upcoming celebrity? 2. Do you get sick every month? You do not need monthly health expense unless you are on HMO 3. Gift to people is not compulsory every month even though it is more blessed to give 4. Repair and maintenance of what pls? Reduce this or eliminate completely. 5. It is not compulsory to each out every time. You can also reduce this. In all this, with the recent economic realities, it is better to prudently manage your taste and style of living. 2 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by emerged01(m): 12:43pm On Jun 01, 2023 |
boldx:The guy is living big. There are a lot of expenses to be cut off. With this kind of life you will attract high calibre parasites😂. #400k salary na to laylow with it,if you dont want to remain stagnant in life 5 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Olaxbolax100: 12:44pm On Jun 01, 2023 |
Michelle55:Hello... Please can you give an estimate of the price... The expected duration and d tins it can power... So that person go get idea and not cheated 1 Like |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by grandstar(m): 12:45pm On Jun 01, 2023 |
Essenza01 Your fuel for car is one area where you can easily make cuts. It is either you leave your car at home and take public transport or learn to carry passengers on your way to and back from work. It is what many do. Simply taking alone public transport would easily half your transportation bill to 90k. 3 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by slimjohn2k5: 12:45pm On Jun 01, 2023 |
How do u want those earning 70k or less to feel? 1 Like |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by Olaxbolax100: 12:46pm On Jun 01, 2023 |
ghettochild: Pls, kindly direct me to the person selling power station here... Thanks |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by cooooooks(m): 12:46pm On Jun 01, 2023 |
Turn your main bedroom into bedroom and office. Or turn your living room into office. Rent out the one room on airbnb, target visitorsat N15,000 a night for 20 nights a month. That's an extra N300,000 a month. Essenza01: 2 Likes |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by henrinity(m): 12:47pm On Jun 01, 2023 |
OloYeOfEgbE:I didn’t take the topic serious when i saw 1.3m for rent ,for a salary earner of 400k per month.. Na serious joker |
Re: Help Me With Budgeting.... My 400k Salary No Longer Takes Me Home. by fergieboy: 12:47pm On Jun 01, 2023 |
This below is what is killing you The rest list are very ok - Rent - N108,333/mth (1,300,000/year] Look for a standard apartment like Room and palour self contain around 500k per year - Fuel for car - N180,000 (36k for 5-6days) Auto maintenance - N30,000/mth (service/repair) - Fuel for generator - N50,000/mth (20ltr/week} Sell your car 🚗 And buy a mid size sedan Also increase your budget on food Personal health 5 Likes |
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