Wema bank is the best....I will tell you why..and mind you no be PR be this o...it's just to encourage anyone out there to do what I'm doing.

You see that their ALAT app ....that shit is good

Now...I don't maintain more than 5k in my main account balance...in fact as I type...I have less than 4k....but in reality I have over xxxk hidden and saved in Same app...

I moved all monies and stashed it in a savings plan on same app where I receive interest every month..but the interest is not the main reason...the main reason is to start saving and tracking my spendings...and ever since I started this...it's has been so easy and cool...

I can never be broke again....cos before now....na so so fake investment I dey use money for....from Forex to other online shits....I too suffer...it was recently I got to know wema bank app ALAT get that saving plan...you can save using flex or stash.....and you liquidate anytime you want ..but U lose just your interest..which happens to be their own money but the exact amount U Save U get it back into your main balance, in fact u can create a savings goal/plan and liquidate it as many times as you want.... that's all...so easy....and I be don dey find that kind thing all this while.... Insurance wey I save put that yr ...dem still dey owe me till now...dem say make i go bring money to collect my money ..I say aha...no be he na fault...U see all this apps..I no wan mention their name...their wahala dey too much... saving in a bank account sef ....dem go dey deduct maintenance fee like wetin I no know...

So as I dey talk, In fact it was recently I realised it's also good for avoiding fraud too...if my phone loss or my ATM get compromised....Shi Shi dem no fit see cos I keep less than 5k in my main account balance.. so that's the only money they can take....while I still have my money saved in the app without deduction...as salary and all sort dey enter my account i dey move am enter the savings immediately...I no fit shout....one beautiful thing is it makes me happy...imagine if i don know this stuff since I for don turn millionaire just by saving without investing....



Omoo....no let anybody whine you ooo...saving your money is the best than investing cos it makes u fulfilled.....wake up in the after prayer check your savings balance...U go just dey smile say yes..at least something dey ground....you will keep growing...
Even if na 10k per month...save it ... cultivate the habit of saving and avoid spending all...even if you go invest ...na some..not all..like i foolishly used to... having a *savings mentality is the best...U will spend wisely...invest wisely...track your expenses...and all.. especially this inflation time....you can not afford to dey spend anyhow..

And I have also noticed something.. .those who knows how to save and keep money...can never be broke.. yea ...as dem no dey do pass themselves... in fact good money comes to them...you will never know how much you make or throw around until you start saving....

The issue come be say ...no cos of savings go die oo...enjoy life too....you must save-spend...that's the idea... striking a balance in the things you do should be a great deal.

Ireeee oo

Good for you

Bosses make i drop acct? Even 5h do

You can never be rich by saving.
What's the goal of saving if you are still gonna spend it someday and take yourself backwards money-wise? Unless you are just saving for your next generation to spend on your behalf, that would be stupid but quite understandable.
You are probably a hospital visit or some sort of mishap away from total bankrupcy.
Mind you, I'm not laying curses here, I'm just being realistic.
Your best bet is still to use the money to invest in a skill or start a business that will yield a somewhat stable source of more money and pump more of your savings into it to expand. If you can't think of any lucrative business to start at this point, then just accept the truth that you are only saving for the raining days and you are just a major spending away from square one.

IceColdVeins:
You can never be rich by saving.
What's the goal of saving if you are still gonna spend it someday and take yourself backwards money-wise? Unless you are just saving for your next generation to spend on your behalf, that would be stupid but quite understandable.
You are probably a hospital visit or some sort of mishap away from total bankrupcy.
Mind you, I'm not laying curses here, I'm just being realistic.
Your best bet is still to use the money to invest in a skill or start a business that will yield a somewhat stable source of more money and pump more of your savings into it to expand. If you can't think of any lucrative business to start at this point, then just accept the truth that you are only saving for the raining days and you are just a major spending away from square one.

God forbid sickness tho... nobody dey pry for that one...
Anyway I already mentioned investment..... however, with a savings mentality, you invest wisely to at least have something to fall back on when investment goes south...