guardian09:
If you are making a trf frm your domiciliary there is no need for oanda converter, all you do is fund your acct with the amount you need to trf and then fill the trf request form @ gtb and please do remember to fund your account to take up the charges of the trf. The charges could be taken from your naira account or domiciliary acct depending on which 1 you re comfortable with. You also ask for how much is likely to be taken as charges for the amount you want to trf. You will most likely have to buy the currency amount from a bureau de change so it is not going to be the same exchange rate you see on oanda converter web page.

royalsweetness:

Ohk, thanks a lot

Don Oms:
Mr Ochukoccna, now this is just for the record. I always feel your comments here and on the sister thread (besides the recent hunt for better-tasting beer though...lol). You always have the right words, perfect humour and sarcasm and a very good delivery. Personally, I think you should have a blog if you don't have one yet. As for royalsweetness, she asked the question because she needed answers. And she was only being humorous in her reply as you were.

kellyemms: Hello my fellow nairalanders, im on for Sunderland university for msc in jan nxt yr. plz who is also heading there?

ochukoccna:
Thank you bruv for the compliment
Many others who know me in flesh and blood have pointed it out too
Will look for a way to use it for more positively
Hope you've adapted to Newcastle's wintry winds
Wetin brewed hops and water una you sef?
Just no exceed your dietary allowance, datz all

royalsweetness:

Thanks a lot. Lol, it was an oyinbo at the school. I'd be going to GTB this morning for the domiciliary account. The school is RGU and I'm trying to pay a little over a million naira. Is there a problem with that?

Also, do I pay exactly what the oanda converter says or do I add anything to it since the school wrote that 'this payment method would involve bank charges from intermediary banks'

thething: Received 40 Points But Refused Tier 4 Visa. Please Help With Admin Review.

This forum has been a lot of help to me and I am in a unique situation. I was denied my visa after a personal interview at BHS New Delhi India. I am in New Delhi on tourist visa as there is no visa processing for Uk visa in my country. I cannot rectify the ECOs comments as i have been awarded 40 points and i believe all documents are in order. But he still refused me with the below comments. if anyone can help please comment.

Refused on 245ZV

ECO Comments

At interview, you confirmed that you last studied in 2008 and that since this date you have been working and that you were essentially managing the business. You have supplied nothing with your application to corroborate this statement and I am not satisfied that this is the case. This leads to me to conclude that you have not been in gainful employment which in turn causes me to doubt the credibility of your proposed studies in the UK and the source of your funding. You state you have chosen to return to studies now because you realized that you were not satisfied in your last position. You have not provided an adequate explanation as to why you have chosen now to resume your studies after spending seven years working in fields unconnected with your chosen course of Business with finance. In light of the above I am not satisfied that you are a genuine student.

Whilst I acknowledge the importance of education, the fact that you did not choose to further your studies during this period causes me to further doubt your intentions now. You have been trying to complete the prerequisites for studying in the UK for the last nine months and this fixation upon studying in the UK is not reflective of a genuine student and were you to really have an interest in your chosen topic, I consider that you would have taken other credible steps to enhance and support your learning.

You left your country in January this year and you have chosen not to return in the interim despite having to leave India to renew your visa. You stated that this was as the requirement that you may not seek to re-enter India within 2 months of your last visit. According to http://in.vfs.global.co.uk/news.html, “restriction of TWO months gap between two visits has been removed by the Government of India from 4th Dec 2012.” I am not satisfied that you have given me the genuine reason for your time outside of your country and this also leads me to doubt your intentions in the UK and that you are genuinely seeking entry as a student. Furthermore, the fact that this statement appears to be untrue causes me to doubt all your responses at interview. I have also noted you have met the maintenance requirement and that you stated your father and you would meet the costs associated with your course. You estimated that your father received an income of up to $80,000 (49,981 pounds) per year and that your former salary was around $1100 (687 pounds) per month. I have noted that the cost of the course will be including maintenance for the first year is around 18000 pounds. I cannot discern the source of any of the money in your bank account and I cannot corroborate your father’s or your earnings from any of the documents you presented. I am also conscious that your first year’s studies will cost the equivalent of more than 2 years of your last income. I am not satisfied that this expenditure is credible when compared to the limited information I have regarding the source of your funds. Furthermore, this means that I am not satisfied that the money in your account genuinely originates from savings/your father or that these monies are genuinely available to you. This leads me to doubt the credibility of the funding of your proposed studies.

Given all the above, I am not satisfied that you are genuinely and solely seeking entry as a student and this means that your application is therefore refused under paragraph 245ZV (k) of the Immigration Rules.

thething: Thank you for directing me here justwise. I really appreciate the time you took out of your day for this.

ochukoccna:
@ royalsweetness, why are you behaving and speaking like an infant?
This is hard earned money you are speaking of
Many UK schools tell you they do not accept Nigerian issued debit cards to do such transactions
Is the customer service rep doing it in an official capacity or a private one?
Do you know him that well personally that you would do a transaction involving millions with a stranger?
Can you not find out the modalities of opening a GBP domiciliary account, fund it and wire the money for yourself?
If you are not doing that, do you not have a trusted associate who has such an account and who you can hold accountable?
Even at that speak to your bank manager or his/her delegated associate on options open for you to wire your money
Stop acting mumuishly

justwise:

This is really a unique situation and its purely because of your country of origin, submit the administrative review because there is nothing else you can do now. I'm surprised that you were given 40points and at the same time refused a visa. Don't give up yet and wait for the outcome.

thething:

Thank you. Its been hard staying positive because i've spent so much time on this process and feel i've done everything i can. I know what they have done is not fair and Its taken so much out of me at this point. I know its a very long post but if you have the time could you tell me if you think i met all of the ECOs concerns or if i missed anything.

I really do appreciate the support and I'll try not to give up just yet.

justwise:

Believe me i read every single line of that long post and i can't possibly fault any line of your argument against the ECO refusal letter. I think its a well written review and i'm positive that the judgement will be on your side.

I admire your determination to see this through, i know its a frustrating situation but i believe you have the strength to fight on.

Please keep in touch lets know how it works out. All the very best.

thething:

Thank you for the kind words justwise, they mean a lot. One last question, do you know if this format is the correct format to send in with my administration review? I will staple a printed copy to the application. I just want to make sure i have everything right and give them no excuses to deny me.

thething:

Thank you for the kind words justwise, they mean a lot. One last question, do you know if this format is the correct format to send in with my administration review? I will staple a printed copy to the application. I just want to make sure i have everything right and give them no excuses to deny me.

Don Oms:
Sorry about your refusal. You have made a strong argument and the letter you wrote is very okay as Oga Justwise said. Just staple it to the Admin Review Request Notice.
To be frank with you, and in my personal opinion though, I have a feeling the refusal has something to do with your country and perhaps why you haven't chosen to return there when they think you should have. Hopefully and prayerfully, you will win your review. All the best!

ok.gerald:
Please i need a website where i can apply for cheap hotel with free cancellation in the UK. I am applying for uk visa and need to submit my document on Wednesday . Please this is needed urgently.

ok.gerald:

Somebody should be please help me with the above. I need to submit my documents on Wednesday.

ok.gerald:
I didn't get a suitable one

mjan: Good day Justwise[i][/i] and other forum members. I need your advise. I wanted to fill a UK student visa application form online yesterday but realized that there is a particular place I had to put the ADDRESS of where I will be leaving. I intend staying with my elder sister who stays very close to the school but my sister's rent is being paid by the government since she is not working at the moment. Should I put my sisters address in that place? would putting it affect my chances of getting the visa? Secondly, the issue of itinerary(flight) asked to be booked before filling the form.would the money be subtracted from the money in my account and then weigh if the remaining would be enough for my school fees and maintenance? Please I need your urgent response as this is the only thing holding me from not making my online form.

mjan: Good day Justwise[i][/i] and other forum members. I need your advise. I wanted to fill a UK student visa application form online yesterday but realized that there is a particular place I had to put the ADDRESS of where I will be leaving. I intend staying with my elder sister who stays very close to the school but my sister's rent is being paid by the government since she is not working at the moment. Should I put my sisters address in that place? would putting it affect my chances of getting the visa? Secondly, the issue of itinerary(flight) asked to be booked before filling the form.would the money be subtracted from the money in my account and then weigh if the remaining would be enough for my school fees and maintenance? Please I need your urgent response as this is the only thing holding me from not making my online form.