emmanuelewumi:



Your salary, rent, profit from business, dividends, coupons etc the combination of all these will give you your income.

It is always good if your salary and hustles contribute 50% or less of your income

True sha

emmanuelewumi:


Stanbic IBTC bank,

Thanks boss; I will mail them. Presently, I am trying to understand stocks, please what stock broker would you advice for use as a beginner. I am looking for premium stock for long term since I do not have time to trade by myself due to my type of job.

Sold sold sold .....Land 5000 sqm bought for 120m naira in 2015 sold for 290m today after been in the market for 9 months.

what is the minimum amount to invest in Tbills currently in Nigeria banks(ACCESS BANK)

ahiboilandgas:
Sold sold sold .....Land 5000 sqm bought for 120m naira in 2015 sold for 290m today after been in the market for 9 months.

Concluded a 3000 sqm transaction recently for 150m, when we checked , land was purchased in 2014 for 70m

Location is key

Naira was also around 170/180 in 2014

olujaidi:
Dsticks47, please reach out.

I may/may not have something for you

Just did kindly check your mail
Thanks.

ahiboilandgas:
Sold sold sold .....Land 5000 sqm bought for 120m naira in 2015 sold for 290m today after been in the market for 9 months.

Hello bro, I read somewhere on the thread where you said you bought Gtb and zenith shares for long term. Please which stock broker did you use?.

ahiboilandgas:
Sold sold sold .....Land 5000 sqm bought for 120m naira in 2015 sold for 290m today after been in the market for 9 months.

Compound annual growth rate of 17.5%.

Any Investment that gives an annual return of 15% to 20% is too good.

Some have long term bonds of 16% and above

rmx:


Concluded a 3000 sqm transaction recently for 150m, when we checked , land was purchased in 2014 for 70m

Location is key

Naira was also around 170/180 in 2014

Compound annual growth rate of 13.6%.

N10 million at an annual growth rate of 10% will grow to N26 million in 10 years due to compound interest.

Compound interest in the 8th wonder of the world.

emmanuelewumi:



Compound annual growth rate of 17.5%.

Any Investment that gives an annual return of 15% to 20% is too good.

Some have long term bonds of 16% and above

oga i miss those 16.5 bonds was carried away by tb at 18.5 .....i now found out it very difficult to grow genuine investments beyond 25 percent returns ....even dangote fall within range ....

talk2tonie:


Hello bro, I read somewhere on the thread where you said you bought Gtb and zenith shares for long term. Please which stock broker did you use?.

Chapel Hill Denham

ahiboilandgas:
oga i miss those 16.5 bonds was carried away by tb at 18.5 .....i now found out it very difficult to grow genuine investments beyond 25 percent returns ....even dangote fall within range ....

Sir, read Who Moved my Cheese.....

While the NTB euphoria was on....smart guys were buying long-term FGN Bonds at ridiculous discount prices.....

Now they are sleeping and getting their coupons and reinvesting them in good dividend paying equities.

Things i learnt from my Oga ....after his phd and lecturing job he found out that salary cannot make him rich and retired at 40 ....he started investing very early using 20 percent of his income ......he narrowed to two items ....real estate and Good shares ....his real estate portfolios exceeds 5 bn naira ...so i ask him why is he selling some properties (some people might think he broke)..he said no cos he buy properties as investments and once he earn 100 percent above within 5 years he let go....he not emotional attached to any property ...only his family home ....2 he is in audit committe of several companies and director in some .

ukay2:


Sir, read Who Moved my Cheese.....

While the NTB euphoria was on....smart guys were buying long-term FGN Bonds at ridiculous discount prices.....

Now they are sleeping and getting their coupons and reinvesting them in good dividend paying equities.

i swear una smart .....i remeber those 16.5 percent if i get that type now is to retire under 40 .......now there high inflations ,dollars shortages same scenario but cbn they offer 3.3

ahiboilandgas:
Things i learnt from my Oga ....after his phd and lecturing job he found out that salary cannot make him rich and retired at 40 ....he started investing very early using 20 percent of his income ......he narrowed to two items ....real estate and Good shares ....his real estate portfolios exceeds 5 bn naira ...so i ask him why is he selling some properties (some people might think he broke)..he said no cos he buy properties as investments and once he earn 100 percent above within 5 years he let go....he not emotional attached to any property ...only his family home ....2 he is in audit committe of several companies and director in some .

Quite good....

I now prefer portfolio investments......no headaches

Loooooool

ahiboilandgas:
i swear una smart .....i remeber those 16.5 percent if i get that type now is to retire under 40 .......now there high inflations ,dollars shortages same scenario but cbn they offer 3.3

And those 16.5% were being sold at 18-19% discount rates, making gains of millions of naira already the day you bought it...

Now FGN Bonds market is bullish to old investors......but guys are still not selling due to the ridiculous prices smart guys bought them may not come easily again, so na to de chop 6 montuly coupons till 2037, 2049 and 2050

ahiboilandgas:
oga i miss those 16.5 bonds was carried away by tb at 18.5 .....i now found out it very difficult to grow genuine investments beyond 25 percent returns ....even dangote fall within range ....

Same here, TB gave a better return never thought of buying 20 years bond at 16% and diversify the returns.

ukay2:


And those 16.5% were being sold at 18-19% discount rates, making gains of millions of naira already the day you bought it...

Now FGN Bonds market is bullish to old investors......but guys are still not selling due to the ridiculous prices smart guys bought them may not come easily again, so na to de chop 6 montuly coupons till 2037, 2049 and 2050

missed oppurnty
...am now very diversifed..

ukay2:


And those 16.5% were being sold at 18-19% discount rates, making gains of millions of naira already the day you bought it...

Now FGN Bonds market is bullish to old investors......but guys are still not selling due to the ridiculous prices smart guys bought them may not come easily again, so na to de chop 6 montuly coupons till 2037, 2049 and 2050

I know say you are well invested in bonds. The certainty of the coupon is too sweet.

emmanuelewumi:



Same here, TB gave a better return never thought of buying 20 years bond at 16% and diversify the returns.

chai oga u miss too ...

ahiboilandgas:
oga i miss those 16.5 bonds was carried away by tb at 18.5 .....i now found out it very difficult to grow genuine investments beyond 25 percent returns ....even dangote fall within range ....

Try forex or Digital agricultural if you get the liver.

Not for me sha

ahiboilandgas:
Chapel Hill Denham

One of the Stockbroking and Investment banking firm in Nigeria. Bolaji Balogun son of the founder of FCMB is a cofunder of the company

ahiboilandgas:
Things i learnt from my Oga ....after his phd and lecturing job he found out that salary cannot make him rich and retired at 40 ....he started investing very early using 20 percent of his income ......he narrowed to two items ....real estate and Good shares ....his real estate portfolios exceeds 5 bn naira ...so i ask him why is he selling some properties (some people might think he broke)..he said no cos he buy properties as investments and once he earn 100 percent above within 5 years he let go....he not emotional attached to any property ...only his family home ....2 he is in audit committe of several companies and director in some .

Dr Farouk Umar is a billionaire in shares, real estate and other portfolio assets.

emmanuelewumi:


Try forex or Digital agricultural if you get the liver.

Not for me sha

i not get liver ooh ...the phyiscal agricultural that o tried was too tasking raising 12 cows ...

emmanuelewumi:



Dr Farouk Umar is a billionaire in shares, real estate and other portfolio assets.

yes i was actually underating him ...he sold 3 items this year ....440m,650m ,280m ......the 650m property is used by an embassy at rate of 50m per anum

emmanuelewumi:


Try forex or Digital agricultural if you get the liver.

Not for me sha

Most of those digital agriculture are ponzi scheme in disguise.
Anyone who has been into practical agriculture in Nigeria will know tha the returns they are promising are not realistic and not sustainable.

As for forex, if he can trade himself, good but if it is about giving money to some group of people claiming to be experts in forex trading, I will say no.

.

ahiboilandgas:
Sold sold sold .....Land 5000 sqm bought for 120m naira in 2015 sold for 290m today after been in the market for 9 months.

Bought for $666,666 in 2015 at 180Naira to a dollar.

Sold for $659,090 in 2020 at 440Naira to a dollar.

Profit in Naira. Slight loss in Dollar.

Lionhearted:
.

dollars was 180 in 2015 abi 220

emmanuelewumi:


One of the Stockbroking and Investment banking firm in Nigeria. Bolaji Balogun son of the founder of FCMB is a cofunder of the company

He doubles as the CEO. The man is brilliant