awesomeJ:


The risk certainly exists, but it's not a risk of whether they will pay the 10m you invest for instance, they certainly will, they don't need to look for money to pay, they don't even need to expend any ink or paper to print physical notes, the computer program that will credit you is running already. It's just waiting for Date.Now() to equal your maturity date, then it updates your balance in the database while the CBN people might have even forgotten they borrowed any money.

The risk now is whether when that 10m comes, it will be worth something.
If instead of buying a car two years ago with 10m, I decided to buy 2-year savings bond, the entire coupons and capital from that investment cannot cover 70% of th cost of buying that same model today.

That's the real risk, but it's not peculiar to Tbills investors, it affects everyone who earns in the local currency. That's why you see people who aren't even Tbills investors dey vex pass T-bills investors, cos their money has lost so much value that they need 750k to buy just one ram.


It's why pension contributors are sort of being short changed, they celebrate 15% CAGR on a currency that does like -30% annually.

The point to take here is no one should hold more than 50% of their assets in instruments that have no potential for capital appreciation, if they're serious about building wealth.

Stocks, real estate, precious metals(gold and the likes), FCY debt instruments, etc should get in the mix cos they have the potential for capital appreciation and thus are great hedging instruments.

BabsO2:


They pay as early as First Week in April. Or if late due to delays in approval of audited statements by CBN, It will be May.

Mbdovey:
If you observe and have this point. Apart from religious opinion, what else can you suggest? Because sometimes, you can pray till eternity and nothing will change especially when it's like a family thing.

Slawormir:
Damnnnnn niggarrr
Isoright


Make God give us the kind money way we dey find

Na baby Mama sure pass anyday anytime twice on Monday
Marriage na overrated dog shiitt
Couples are enduring and pretending. The sexual excitement is gone! They don't love themselves anymore.
Na when i tell one girl make she spend one week with me i take know. After three days my dickk nor dey get excited again and i was no longer comfortable with her being around
Unionism and marriage na scam

ProjectNaija:
This Forrest buffalo was felled earlier today on a hunting expedition and it's not an endangered species in case some hypocrites who "don't eat" meat want to make noise about killing a so called endangered animal again here.

Powerintoxicate:
They are not well informed. Tell them if they want to go out they are free to go to New York or Italy and roam around freely since they don't understand the situation the World is in at this time. Rubbish

Gabbriell:
Definitely a fake news. This kind of thing make me think thst our problem is not even the leaders. We are our own problem.

How can we have tested 5000 cases. It imply that only about 357 test are been done daily.

5000 test so far is a great claim... I link to your news source should have been provided. I don't like this government but some people are going the wrong way just to bring the government down...making them worse than the government itself.

ChildOfDoom:
I am 29 years old. from Edo state. I admit that I am a bet9ja virtual (gamble) addict. if you are reading this and you know some one who plays the same virtual, don't bother wasting your saliva to advise them. they will surely go back to the act. it is a dangerous world of no return.

despite advice from friends and family, I still can't stop betting (bet9ja). we only change a little but once a little money gets to our hand, we go back to the act.

my life is being threatened as a result of this addiction. like I have mentioned in previous threads, I dare not step into Benin because I gambled with the phone of a 'strong man'. currently where i stay is top secret. lots of people are looking for me. I sold the Samsung a guy put in my custody and used it on betting. even someone's enrolment money for WAEC I was meant to pay on the person's behalf, was used by me.

there are other instances too numerous to mention. it's only a matter of time before I am caught and dealt with. I know some in my predicament have either been lynched or put in jail

emmanuelewumi:



Not bad

emmanuelewumi:



Not bad

bjtinz:


Lol. They should drop the lending rates naa. People will come forward

Mynd44:

Produced in Nigeria.

His assembly is in Lagos

quinox947:
Thanks. They have also forgotten that it is unscriptural to pray for the death of ones enemies. Jesus admonished that we forgive, pray and do good to our enemies.

cucumbar:
Fixed deposit rate in some banks is now 0.5% for 30 days. Imagine an interest of N1,900 on N5m+. God help us o.

kenodrill:






What is the name of your school,department and matriculation number?