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Phones / Starcomms Modem Izap 4 Sale by alobayes: 7:04pm On Jul 07, 2011 |
Brand New IZAP modem used for just 1week 4 sale interested call @ very Good Price,still 240 hours on it. Call 08032674900 |
Dating And Meet-up Zone / Can Some One Help Me I Need Widow As A Partner (any Age) by alobayes: 9:16am On Aug 19, 2009 |
Hello My people i need a widow to show love and to make he feel as if she don't miss anything i don't care about age any age is okay by me, if it is 91yrs and okay with it but just widow, ONLY CONTACT ME PLEASE, Email, alobayes@yahoo.com 08032674900 |
Dating And Meet-up Zone / How Can i Get Sugar Mummy Of ( 65yrs to 70yrs ) by alobayes: 5:25pm On Aug 18, 2009 |
My Name is olawale Aloba and am 29yrs, i need sugar mummy of 60yrs that i can show what is love, all Lady's out there can't stand me out? please help and send me any one number i will call her. i base in Lagos. Here is my Email:- alobayes@yahoo.com |
Nairaland / General / How Can 9ice Inprove On Video by alobayes: 5:11pm On Aug 18, 2009 |
Please 9ice is a good friend and i know he will also be Ur fans so please how can this Ur fans unproved in video making ? Who is Best Video Produce? D.J T Hack Media Owolabi Please send us some one that is Better in video making, ? |
Technology Market / P III Complete System For Just 15k by alobayes: 4:21pm On Aug 14, 2009 |
YOU CAN HAVE A COMPLETE SYSTEM OF PENTIUM 3 FOR JUST 15K CONFIGURATION AS FOLLOW, P III 8.2 MHZ 128 SD RAM 10GB HARD DISK 15 INS MONITOR INTERNET READY FULL MULTIMEDIA KEYBOARD AND MOUSE A2Z IT, 08032674900 017330410 |
Nairaland / General / Your Dream Will Not Die ! by alobayes: 7:15pm On Jul 31, 2009 |
Dear Friend, Tomorrow's hopes and dreams will never die as long as you believe in yourself and follow your heart. The kindnesses in your heart will guide you to accomplish many things in life and overcome all challenges and all obstacles. Never give up, always have faith in yourself, and you will gain the greatest gift of all, the gift of hope and love you rightly deserve. Whatever you may do in the future, never let anyone stand in the way of you pursuing your dreams. Know that you will always have family and friends to rely on whenever you need them. No matter what you may decide to do in life, I believe by God will sure be there for you. I wish you only the best as you continue chasing your dreams. Say Amen and wish 10 friend as i wish you and pray for me too. Regards to Oluwaseun. |
Nairaland / General / See The Result Of Positon!: Could This Be True ? by alobayes: 6:41pm On Jul 23, 2009 |
Here his Yar'Adua's Son in Aso Rock, what is ur view abt this,
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Nairaland / General / Just Can't Imagin How Much This Man Whot! (bill Gate Iii) by alobayes: 5:45pm On Jul 23, 2009 |
do you know
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Technology Market / Re: Can Some One Teach Me How To Join Forex Please by alobayes: 6:24pm On Jul 22, 2009 |
Forex is nice on line making money okay, call for more information about it, 08076961644 |
Technology Market / Can We Have A Computers Engineering Advise Group? by alobayes: 6:33pm On Jul 15, 2009 |
My name is Olawale Aloba am a computer engineer by proffesion and i need a group dicussion where we can share ideas through phone numbers and email address and narialand online. latest infomations on IT, System troubleshooting,latest Antvirus, How to get Software that we remote hardware . Alobayes@yahoo.com 08032674900 |
Computers / Re: How Do I Remove Raila Odinga Virus by alobayes: 6:05pm On Jul 15, 2009 |
My friend the best thin to do is get the system formated by fdisk and reload new Applications software and other cafe software you use at the end make sure you load deepfreeze so that you will free from virus. Alobayes |
Technology Market / Re: Where Can I Get A Free Laptop? by alobayes: 5:00pm On Jul 15, 2009 |
Bros go to computer village dustbin am very sure that you sure find one that nobody will even ask you receipt or where you are bringing it from OK. Dustbin |
Business / Re: Zain Africa Has Finally Been Sold To Vivendi Of France At $12billion by alobayes: 4:51pm On Jul 15, 2009 |
No No No No No, this is the Breaking News that i have been Expecting to hear from ZAIN okay what is the name this time around Vivendi of the universe and am very sure that this communication company will help them out? by now My Jr.sister will be disappointed by join the world of the ZAIN alobayes |
Technology Market / Is It True That Nigerian Microfinance Can Give Out A Loan Worth About 1m? by alobayes: 4:37pm On Jul 15, 2009 |
A type of banking service that is provided to unemployed or low-income individuals or groups who would otherwise have no other means of gaining financial services. Ultimately, the goal of microfinance is to give low income to the people an opportunity to become self-sufficient by providing a means of saving money, borrowing money and insurance. Investopedia Says: Microfinancing is not a new concept. Small microcredit operations have existed since the mid 1700s. Although most modern microfinance institutions operate in developing countries, the rate of payment default for loans is surprisingly low - more than 90% of loans are repaid. Like conventional banking operations, microfinance institutions must charge their lenders interests on loans. While these interest rates are generally lower than those offered by normal banks, some opponents of this concept condemn microfinance operations for making profits off of the poor. The World Bank estimates that there are more than 500 million people who have directly or indirectly benefited from microfinance-related operations. The challenge Traditionally, banks have not provided financial services to clients with little or no cash income. Banks must incur substantial costs to manage a client account, regardless of how small the sums of money involved. For example, the total revenue from delivering one hundred loans worth N1,000 each will not differ greatly from the revenue that results from delivering one loan of N100,000. But the fixed cost of processing loans—of any size—is considerable: assessment of potential borrowers, their repayment prospects and security; administration of outstanding loans, collecting from delinquent borrowers and so on. There is a break-even point in providing loans or deposits below which banks lose money on each transaction they make. Poor people usually fall below it. In addition, most poor people have few assets that can be secured by a bank as collateral. As documented extensively by Hernando de Soto and others, even if they happen to own land in the developing world, they may not have effective title to it. This means that the bank will have little recourse against defaulting borrowers. Can your own Microfinance bank loan this money out ? Regards. 08032674900 08038674900 017330410 alobayes@yahoo.com |
Computers / Re: Mtn Or Glo Internet Connection? Pls Advice by alobayes: 4:16pm On Jul 15, 2009 |
for now i don't think there is internet work that is very reliable, and i still belive on one, and is Faslink MTN okay try it. aloba. |
Computers / Re: 100 Keyboard Shortcuts (windows) by alobayes: 4:11pm On Jul 15, 2009 |
This is very intresting 100 keyboard shortcuts |
Career / Re: Certification Exams. by alobayes: 7:22pm On Jul 10, 2009 |
Please can anybody help me out on A+ Domes and some Domes that can help me out in this Exams MCSE, A+, Network+ am okay in system troubleshooting and basic networking and i need this COURSE to add to my career the only time i have to study is weekend only, if there any information about my need please, get back to [flash=200,200]http://alobayes@yahoo.com[/flash] 08032674900 |
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